Biggest climbers in California in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Beatrice Galindo (BMO Bank National Association, NMLS #1582130), Cheryl Reed (Lennar Mortgage, LLC, NMLS #632698), and Mitra Herron (Quorum Federal Credit Union, NMLS #334234).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Rank Change | 2022 Volume | 2022 Loans |
|---|---|---|---|---|---|---|---|---|
| #1 | Beatrice Galindo | 1582130 | BMO Bank National Association | 401052 | Tempe, AZ | ▲ 9697 (#9863 → #166) | $48.3M | 203 |
| #2 | Cheryl Reed | 632698 | Lennar Mortgage, LLC | 1058 | Valencia, CA | ▲ 9028 (#9613 → #585) | $56.8M | 110 |
| #3 | Mitra Herron | 334234 | Quorum Federal Credit Union | 509626 | — | ▲ 8874 (#8964 → #90) | $60.1M | 259 |
| #4 | Scott Muller | 670895 | The Golden 1 Credit Union | 669333 | Sacramento, CA | ▲ 8874 (#9405 → #531) | $22.3M | 116 |
| #5 | Jason Castillo | 386647 | KBHS Home Loans, LLC | 1542802 | Corona, CA | ▲ 8868 (#9405 → #537) | $59.5M | 115 |
| #6 | Blanca Rivera | 356413 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | ▲ 8830 (#9863 → #1033) | $57.5M | 84 |
| #7 | Emily Byrd | 1794391 | S A F E Credit Union | 466072 | — | ▲ 8638 (#9203 → #565) | $11.3M | 112 |
| #8 | Carrie Eyman | 1019569 | First Technology Federal Credit Union | 466914 | — | ▲ 8583 (#9863 → #1280) | $16.1M | 75 |
| #9 | Sally Alvarez | 1015625 | RIZE FEDERAL CREDIT UNION | 456631 | Irwindale, CA | ▲ 8560 (#9863 → #1303) | $9.0M | 74 |
| #10 | Samir Rafeh | 1372673 | Green Tree Home Mortgage, Inc. | 912762 | Palmdale, CA | ▲ 8438 (#9203 → #765) | $46.0M | 96 |
| #11 | Mabel Lei | 672989 | EAST WEST BANK | 469761 | Rowland Heights, CA | ▲ 8417 (#8964 → #547) | $63.1M | 114 |
| #12 | Ashish Parekh | 724812 | Bank of America, N.A. | 399802 | Cupertino, CA | ▲ 8344 (#9405 → #1061) | $114.5M | 83 |
| #13 | Norma Gutierrez | 1858647 | Logix Federal Credit Union | 503781 | Burbank, CA | ▲ 8310 (#9613 → #1303) | $16.2M | 74 |
| #14 | Jose Giraud | 752706 | Third Federal Savings & Loan Association | 449401 | Cleveland, OH | ▲ 8266 (#8964 → #698) | $15.8M | 101 |
| #15 | Richard Lucas | 414155 | First Technology Federal Credit Union | 466914 | Hillsboro, OR | ▲ 8264 (#9863 → #1599) | $11.6M | 66 |
| #16 | Hao Chiang | 672965 | EAST WEST BANK | 469761 | Arcadia, CA | ▲ 8237 (#9405 → #1168) | $61.0M | 79 |
| #17 | Rebecca Bond | 485529 | Lennar Mortgage, LLC | 1058 | Corona, CA | ▲ 8188 (#9405 → #1217) | $44.1M | 77 |
| #18 | Tarek Azar | 345776 | Symbolic Holdings Group Co. | 345837 | Yorba Linda, CA | ▲ 8153 (#8964 → #811) | $51.7M | 94 |
| #19 | Meghan Foster | 1385186 | S A F E Credit Union | 466072 | — | ▲ 8142 (#9203 → #1061) | $9.0M | 83 |
| #20 | MARISSA BONILLA | 1304395 | Los Angeles Police Federal Credit Union | 506268 | — | ▲ 8088 (#9613 → #1525) | $6.2M | 68 |
| #21 | Peter Kerston | 334620 | Kerston, Peter, Guy | 338641 | Santa Rosa, CA | ▲ 8081 (#9863 → #1782) | $20.3M | 62 |
| #22 | Stephanie Lewis | 865471 | Third Federal Savings & Loan Association | 449401 | — | ▲ 8079 (#8964 → #885) | $14.1M | 90 |
| #23 | Janeen Ferone | 502279 | Lennar Mortgage, LLC | 1058 | Corona, CA | ▲ 8011 (#9203 → #1192) | $49.4M | 78 |
| #24 | Shengdong Zhu | 1622859 | BWM Group Inc. | 2154257 | City of Industry, CA | ▲ 7974 (#8404 → #430) | $86.2M | 127 |
| #25 | Diane Hicks | 247371 | S A F E Credit Union | 466072 | Pleasant Hill, CA | ▲ 7973 (#8764 → #791) | $69.7M | 95 |
| #26 | Desiree Arches-Aranda | 541185 | Citibank, NA | 412915 | — | ▲ 7917 (#8582 → #665) | $241.4M | 104 |
| #27 | Adrian Guzman | 211985 | BMO Bank National Association | 401052 | — | ▲ 7849 (#7868 → #19) | $105.9M | 403 |
| #28 | Kyle Van Natta | 261193 | Bank of America, N.A. | 399802 | New York, NY | ▲ 7827 (#9203 → #1376) | $144.1M | 72 |
| #29 | Jayne Longmire | 612997 | Third Federal Savings & Loan Association | 449401 | Cleveland, OH | ▲ 7817 (#8582 → #765) | $14.4M | 96 |
| #30 | Dior Johnston | 1024951 | First Technology Federal Credit Union | 466914 | Hillsboro, OR | ▲ 7768 (#9405 → #1637) | $13.5M | 65 |
| #31 | Karen Bhatti | 459432 | GNN REAL ESTATE & MORTGAGE, INC. | 1897668 | Ceres, CA | ▲ 7713 (#9405 → #1692) | $28.7M | 64 |
| #32 | Todd Wylie | 621603 | KBHS Home Loans, LLC | 1542802 | — | ▲ 7661 (#8964 → #1303) | $22.7M | 74 |
| #33 | Goldy Sidhu | 463352 | ALAMEDA MORTGAGE CORPORATION | 271603 | Fresno, CA | ▲ 7634 (#9203 → #1569) | $24.0M | 67 |
| #34 | Joseph Wyatt | 1499391 | CrossCountry Mortgage, LLC | 3029 | Overland Park, KS | ▲ 7613 (#8404 → #791) | $95.3M | 95 |
| #35 | cesar hernandez | 261057 | Efinity Financial, LLC | 1043983 | El Centro, CA | ▲ 7604 (#9203 → #1599) | $16.4M | 66 |
| #36 | Jiovan Castaneda | 719368 | Logix Federal Credit Union | 503781 | — | ▲ 7553 (#8404 → #851) | $33.3M | 92 |
| #37 | Spence Sarazin | 1740299 | First Republic Bank | 362814 | — | ▲ 7518 (#8764 → #1246) | $82.4M | 76 |
| #38 | Norma Arujo | 487205 | Flagstar Bank, National Association | 417490 | Beverly Hills, CA | ▲ 7507 (#9613 → #2106) | $69.5M | 56 |
| #39 | Andre Lupica | 1377008 | Logix Federal Credit Union | 503781 | Valencia, CA | ▲ 7471 (#8582 → #1111) | $24.2M | 81 |
| #40 | Samantha Siaotong | 1718148 | First-Citizens Bank & Trust Company | 503941 | Menlo Park, CA | ▲ 7426 (#8764 → #1338) | $89.0M | 73 |
| #41 | Aaron Estep | 1845790 | BMO Bank National Association | 401052 | — | ▲ 7401 (#8040 → #639) | $30.8M | 106 |
| #42 | Sandra Macias | 845046 | Los Angeles Police Federal Credit Union | 506268 | Van Nuys, CA | ▲ 7395 (#8964 → #1569) | $6.2M | 67 |
| #43 | KEVIN SON | 1415238 | KeyPoint Credit Union | 417395 | Santa Clara, CA | ▲ 7385 (#9613 → #2228) | $45.4M | 54 |
| #44 | Alicia Gonzalez | 976214 | City National Bank | 536994 | Los Angeles, CA | ▲ 7360 (#8040 → #680) | $95.0M | 103 |
| #45 | Ana Barron | 1903999 | The Golden 1 Credit Union | 669333 | — | ▲ 7334 (#7416 → #82) | $49.4M | 269 |
| #46 | Charles Scott | 238999 | U.S. Bank National Association | 402761 | Folsom, CA | ▲ 7314 (#9613 → #2299) | $34.0M | 53 |
| #47 | Ariel Green | 1009155 | Mission Federal Credit Union | 472321 | San Diego, CA | ▲ 7300 (#7698 → #398) | $110.8M | 131 |
| #48 | Connor Gowin | 1573480 | AltaOne Federal Credit Union | 586019 | — | ▲ 7299 (#9405 → #2106) | $9.0M | 56 |
| #48 | Peter Saso | 1275311 | Farmers & Merchants Bank of Long Beach | 537388 | Seal Beach, CA | ▲ 7299 (#9405 → #2106) | $25.3M | 56 |
| #50 | Traci Schram | 1969157 | Guaranteed Rate Affinity, LLC | 1598647 | Laguna Beach, CA | ▲ 7284 (#9203 → #1919) | $52.0M | 59 |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Biggest Climbers by Loan Count — California (2022). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/california/top-climbers-by-units/2022
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