Biggest climbers in California in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Beatrice Galindo (BMO Bank National Association, NMLS #1582130), Cheryl Reed (Lennar Mortgage, LLC, NMLS #632698), and Mitra Herron (Quorum Federal Credit Union, NMLS #334234).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Rank Change | 2022 Volume | 2022 Loans |
|---|---|---|---|---|---|---|---|---|
| #1 | Beatrice Galindo | 1582130 | BMO Bank National Association | 401052 | Tempe, AZ | ▲ 9810 (#9979 → #169) | $48.3M | 203 |
| #2 | Cheryl Reed | 632698 | Lennar Mortgage, LLC | 1058 | Valencia, CA | ▲ 9397 (#9979 → #582) | $57.2M | 111 |
| #3 | Mitra Herron | 334234 | Quorum Federal Credit Union | 509626 | — | ▲ 9001 (#9093 → #92) | $60.1M | 259 |
| #4 | Scott Muller | 670895 | The Golden 1 Credit Union | 669333 | Sacramento, CA | ▲ 8984 (#9520 → #536) | $22.3M | 116 |
| #5 | Jason Castillo | 386647 | KBHS Home Loans, LLC | 1542802 | Corona, CA | ▲ 8981 (#9520 → #539) | $59.5M | 115 |
| #6 | Emily Byrd | 1794391 | S A F E Credit Union | 466072 | — | ▲ 8739 (#9312 → #573) | $11.3M | 112 |
| #7 | Carrie Eyman | 1019569 | First Technology Federal Credit Union | 466914 | — | ▲ 8685 (#9979 → #1294) | $16.1M | 75 |
| #8 | Sally Alvarez | 1015625 | RIZE FEDERAL CREDIT UNION | 456631 | Irwindale, CA | ▲ 8652 (#9979 → #1327) | $9.0M | 74 |
| #9 | Mabel Lei | 672989 | EAST WEST BANK | 469761 | Rowland Heights, CA | ▲ 8554 (#9093 → #539) | $64.0M | 115 |
| #10 | Samir Rafeh | 1372673 | Green Tree Home Mortgage, Inc. | 912762 | Palmdale, CA | ▲ 8548 (#9312 → #764) | $46.6M | 97 |
| #11 | Ashish Parekh | 724812 | Bank of America, N.A. | 399802 | Cupertino, CA | ▲ 8450 (#9520 → #1070) | $114.5M | 83 |
| #12 | Norma Gutierrez | 1858647 | Logix Federal Credit Union | 503781 | Burbank, CA | ▲ 8414 (#9741 → #1327) | $16.2M | 74 |
| #13 | Jose Giraud | 752706 | Third Federal Savings & Loan Association | 449401 | Cleveland, OH | ▲ 8386 (#9093 → #707) | $15.8M | 101 |
| #14 | Richard Lucas | 414155 | First Technology Federal Credit Union | 466914 | Hillsboro, OR | ▲ 8367 (#9979 → #1612) | $11.6M | 66 |
| #15 | Rebecca Bond | 485529 | Lennar Mortgage, LLC | 1058 | Corona, CA | ▲ 8314 (#9520 → #1206) | $44.5M | 78 |
| #16 | Blanca Rivera | 356413 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | ▲ 8266 (#9312 → #1046) | $57.5M | 84 |
| #17 | Meghan Foster | 1385186 | S A F E Credit Union | 466072 | — | ▲ 8242 (#9312 → #1070) | $9.0M | 83 |
| #18 | Stephanie Lewis | 865471 | Third Federal Savings & Loan Association | 449401 | — | ▲ 8211 (#9093 → #882) | $14.2M | 91 |
| #19 | MARISSA BONILLA | 1304395 | Los Angeles Police Federal Credit Union | 506268 | — | ▲ 8199 (#9741 → #1542) | $6.2M | 68 |
| #20 | Janeen Ferone | 502279 | Lennar Mortgage, LLC | 1058 | Corona, CA | ▲ 8106 (#9312 → #1206) | $49.4M | 78 |
| #21 | Tarek Azar | 345776 | Symbolic Holdings Group Co. | 345837 | Yorba Linda, CA | ▲ 8098 (#8877 → #779) | $53.0M | 96 |
| #22 | Elizabet Estrada | 1514454 | Pacific Lending LLC | 1156766 | Visalia, CA | ▲ 7968 (#9979 → #2011) | $15.8M | 58 |
| #23 | Adrian Guzman | 211985 | BMO Bank National Association | 401052 | — | ▲ 7963 (#7982 → #19) | $105.9M | 403 |
| #24 | Peter Kerston | 334620 | Kerston, Peter, Guy | 338641 | Santa Rosa, CA | ▲ 7939 (#9741 → #1802) | $20.3M | 62 |
| #25 | Jayne Longmire | 612997 | Third Federal Savings & Loan Association | 449401 | Cleveland, OH | ▲ 7921 (#8700 → #779) | $14.4M | 96 |
| #26 | Kyle Van Natta | 261193 | Bank of America, N.A. | 399802 | New York, NY | ▲ 7917 (#9312 → #1395) | $144.1M | 72 |
| #27 | Shengdong Zhu | 1622859 | BWM Group Inc. | 2154257 | City of Industry, CA | ▲ 7913 (#8333 → #420) | $88.2M | 129 |
| #28 | Diane Hicks | 247371 | S A F E Credit Union | 466072 | Pleasant Hill, CA | ▲ 7896 (#8700 → #804) | $69.7M | 95 |
| #29 | Dior Johnston | 1024951 | First Technology Federal Credit Union | 466914 | Hillsboro, OR | ▲ 7860 (#9520 → #1660) | $13.5M | 65 |
| #30 | Ian MacDonald | 326197 | Prime Choice Funding Inc. | 117375 | Sacramento, CA | ▲ 7852 (#9979 → #2127) | $32.7M | 56 |
| #31 | Desiree Arches-Aranda | 541185 | Citibank, NA | 412915 | — | ▲ 7828 (#8500 → #672) | $241.4M | 104 |
| #32 | Raz Razla | 860992 | Pacific Inter Capitol | 2677334 | Encino, CA | ▲ 7788 (#9979 → #2191) | $35.4M | 55 |
| #33 | Joseph Wyatt | 1499391 | CrossCountry Mortgage, LLC | 3029 | Overland Park, KS | ▲ 7721 (#8500 → #779) | $96.4M | 96 |
| #34 | Jiovan Castaneda | 719368 | Logix Federal Credit Union | 503781 | — | ▲ 7640 (#8500 → #860) | $33.3M | 92 |
| #35 | Spence Sarazin | 1740299 | First Republic Bank | 362814 | — | ▲ 7616 (#8877 → #1261) | $82.4M | 76 |
| #36 | Norma Arujo | 487205 | Flagstar Bank, National Association | 417490 | Beverly Hills, CA | ▲ 7614 (#9741 → #2127) | $69.5M | 56 |
| #37 | Andre Lupica | 1377008 | Logix Federal Credit Union | 503781 | Valencia, CA | ▲ 7576 (#8700 → #1124) | $24.2M | 81 |
| #38 | Aaron Estep | 1845790 | BMO Bank National Association | 401052 | — | ▲ 7514 (#8160 → #646) | $30.8M | 106 |
| #39 | Sandra Macias | 845046 | Los Angeles Police Federal Credit Union | 506268 | Van Nuys, CA | ▲ 7510 (#9093 → #1583) | $6.2M | 67 |
| #40 | Irene Young | 672916 | EAST WEST BANK | 469761 | El Monte, CA | ▲ 7494 (#9979 → #2485) | $64.4M | 51 |
| #41 | KEVIN SON | 1415238 | KeyPoint Credit Union | 417395 | Santa Clara, CA | ▲ 7485 (#9741 → #2256) | $45.4M | 54 |
| #42 | Bryce Pearson | 1164554 | KBHS Home Loans, LLC | 1542802 | — | ▲ 7439 (#8700 → #1261) | $36.2M | 76 |
| #43 | Ana Barron | 1903999 | The Golden 1 Credit Union | 669333 | — | ▲ 7423 (#7505 → #82) | $49.4M | 269 |
| #44 | Todd Wylie | 621603 | KBHS Home Loans, LLC | 1542802 | — | ▲ 7406 (#8700 → #1294) | $23.0M | 75 |
| #45 | Peter Saso | 1275311 | Farmers & Merchants Bank of Long Beach | 537388 | Seal Beach, CA | ▲ 7393 (#9520 → #2127) | $25.3M | 56 |
| #45 | Gina Kang | 1838597 | NMSI, Inc. | 886336 | Los Angeles, CA | ▲ 7393 (#9520 → #2127) | $31.1M | 56 |
| #47 | Gilberto Arellano | 1290117 | Southwest Pacific Mortgage Corp. | 2724634 | Orange, CA | ▲ 7373 (#8700 → #1327) | $29.6M | 74 |
| #48 | Brian Tucker | 1054058 | JPMorgan Chase Bank, National Association | 399798 | Palo Alto, CA | ▲ 7363 (#9312 → #1949) | $60.7M | 59 |
| #48 | Traci Schram | 1969157 | Guaranteed Rate Affinity, LLC | 1598647 | Laguna Beach, CA | ▲ 7363 (#9312 → #1949) | $52.0M | 59 |
| #50 | Samantha Siaotong | 1718148 | First-Citizens Bank & Trust Company | 503941 | Menlo Park, CA | ▲ 7339 (#8700 → #1361) | $89.0M | 73 |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Biggest Climbers by Loan Count — California (2022). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/california/top-climbers-by-units/2022
Powered by ChatMMI