Biggest climbers in Texas in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Trevor Kelsey (University Federal Credit Union, NMLS #1658255), Chad Simmons (Navy Federal Credit Union, NMLS #393519), and Jillian Ruiz (Highlands Residential Mortgage, Ltd., NMLS #1579968).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Rank Change | 2022 Volume | 2022 Loans |
|---|---|---|---|---|---|---|---|---|
| #1 | Trevor Kelsey | 1658255 | University Federal Credit Union | 441215 | — | ▲ 9187 (#9557 → #370) | $26.4M | 147 |
| #2 | Chad Simmons | 393519 | Navy Federal Credit Union | 399807 | Houston, TX | ▲ 8784 (#9891 → #1107) | $13.5M | 87 |
| #3 | Jillian Ruiz | 1579968 | Highlands Residential Mortgage, Ltd. | 134871 | Allen, TX | ▲ 8636 (#9264 → #628) | $30.8M | 117 |
| #4 | Adam Ruggles | 1210680 | Velocio Mortgage L.L.C. | 1529234 | San Antonio, TX | ▲ 8466 (#9891 → #1425) | $27.2M | 74 |
| #5 | Aimee McCauley | 2135750 | CLM Mortgage, Inc | 215239 | — | ▲ 8302 (#8944 → #642) | $40.3M | 116 |
| #6 | Erin Martin | 2030869 | Pulte Mortgage LLC | 1791 | Denver, CO | ▲ 8299 (#9264 → #965) | $30.9M | 95 |
| #7 | Jacob West | 2030007 | Gateway First Bank | 7233 | Friendswood, TX | ▲ 8059 (#9891 → #1832) | $16.4M | 63 |
| #8 | Larry Matthews | 616096 | Broadway National Bank | 402608 | — | ▲ 7952 (#9891 → #1939) | $7.4M | 61 |
| #9 | CORTNEY GIL | 1202562 | KBHS Home Loans, LLC | 1542802 | Austin, TX | ▲ 7927 (#8944 → #1017) | $28.4M | 92 |
| #10 | Shelly Spruill | 1032767 | loanDepot.com, LLC | 174457 | Plano, TX | ▲ 7860 (#9891 → #2031) | $20.6M | 59 |
| #11 | John Dobrzanski | 843445 | Onity Mortgage Corporation | 2726 | Plano, TX | ▲ 7814 (#8201 → #387) | $41.0M | 145 |
| #12 | Beth Wakeley | 260111 | DHI MORTGAGE COMPANY, LTD. | 14622 | — | ▲ 7767 (#8691 → #924) | $36.9M | 97 |
| #13 | Allison Ernst | 1502151 | Randolph-Brooks Federal Credit Union | 583215 | Live Oak, TX | ▲ 7764 (#9557 → #1793) | $31.8M | 64 |
| #14 | Debra Chmiel | 28210 | Guaranteed Rate Affinity, LLC | 1598647 | Mount Laurel, NJ | ▲ 7744 (#9891 → #2147) | $23.7M | 57 |
| #15 | Scott Evans | 256163 | CrossCountry Mortgage, LLC | 3029 | San Diego, CA | ▲ 7605 (#8944 → #1339) | $25.8M | 77 |
| #16 | Cassie Hernandez | 540627 | Frost Bank | 431208 | Plano, TX | ▲ 7559 (#8201 → #642) | $17.4M | 116 |
| #17 | Paula Adams | 1638573 | Origin Bank | 455990 | Fort Worth, TX | ▲ 7471 (#9557 → #2086) | $26.8M | 58 |
| #18 | Shelby Ballard | 1588222 | Inspire Home Loans Inc. | 1564276 | Houston, TX | ▲ 7396 (#8446 → #1050) | $28.4M | 90 |
| #19 | Billie Chen | 1924294 | LGI Mortgage Solutions, LLC | 2152984 | Houston, TX | ▲ 7321 (#8691 → #1370) | $21.3M | 76 |
| #20 | Curt Burgess | 251105 | Lakeview Loan Servicing, LLC | 391521 | Flower Mound, TX | ▲ 7236 (#8691 → #1455) | $31.2M | 73 |
| #21 | Kelly Schneider | 1637475 | Ark-La-Tex Financial Services, LLC | 2143 | Houston, TX | ▲ 7185 (#8446 → #1261) | $27.2M | 80 |
| #22 | Joseph Brown | 2156286 | First United Bank | 405716 | — | ▲ 7178 (#9891 → #2713) | $11.6M | 48 |
| #23 | Terry Zikes | 2217594 | Texell Credit Union | 460152 | — | ▲ 7126 (#9557 → #2431) | $6.1M | 52 |
| #24 | Melissa Lopez-Guerra | 1590035 | Frost Bank | 431208 | Austin, TX | ▲ 7117 (#9264 → #2147) | $14.0M | 57 |
| #25 | Robert Tinh | 921837 | Network Funding, L.P. | 2297 | Houston, TX | ▲ 7040 (#9891 → #2851) | $13.8M | 46 |
| #25 | Uyen Huynh | 2008809 | Champions Lending LLC | 1706471 | Houston, TX | ▲ 7040 (#9891 → #2851) | $11.2M | 46 |
| #27 | Glen Reaves | 546537 | PrimeLending, A PlainsCapital Company | 13649 | Houston, TX | ▲ 6924 (#9557 → #2633) | $13.9M | 49 |
| #27 | Nathan Creeger | 741376 | NATIONS LENDING CORPORATION | 32416 | Austin, TX | ▲ 6924 (#9557 → #2633) | $19.0M | 49 |
| #29 | Jodie Tilmon | 1775288 | New Fed Mortgage, Corp. | 1881 | Kerrville, TX | ▲ 6879 (#9891 → #3012) | $10.6M | 44 |
| #30 | Kelsie Barnard | 1284563 | DHI MORTGAGE COMPANY, LTD. | 14622 | Richmond, TX | ▲ 6859 (#8691 → #1832) | $16.8M | 63 |
| #31 | Sherrie Anderson | 782079 | Greater TEXAS Federal Credit Union | 450182 | Austin, TX | ▲ 6827 (#6928 → #101) | $27.4M | 246 |
| #32 | MATTHEW AGUILAR | 936177 | Jefferson Bank | 597833 | — | ▲ 6797 (#8944 → #2147) | $12.0M | 57 |
| #33 | Dan steakley | 274124 | CrossCountry Mortgage, LLC | 3029 | Houston, TX | ▲ 6716 (#9891 → #3175) | $12.7M | 42 |
| #34 | Kelly Casillas | 1954089 | Randolph-Brooks Federal Credit Union | 583215 | Live Oak, TX | ▲ 6653 (#8446 → #1793) | $13.1M | 64 |
| #35 | Thomas Gianan | 2090639 | CLM Mortgage, Inc | 215239 | Houston, TX | ▲ 6636 (#7107 → #471) | $43.5M | 132 |
| #36 | Jose Villescas | 835352 | BANK OF SOUTH TEXAS | 433754 | Pharr, TX | ▲ 6605 (#8691 → #2086) | $15.3M | 58 |
| #37 | Kara Swallow | 1379857 | CMG Mortgage, Inc. | 1820 | Frisco, TX | ▲ 6603 (#8201 → #1598) | $27.2M | 69 |
| #38 | Linda Martinez | 1521034 | EAST WEST BANK | 469761 | Houston, TX | ▲ 6536 (#7961 → #1425) | $17.9M | 74 |
| #39 | Adriana Calderon | 1483894 | All Western Mortgage, Inc. | 14210 | Las Vegas, NV | ▲ 6518 (#9891 → #3373) | $9.3M | 40 |
| #40 | Elsa Davila | 302457 | Gateway First Bank | 7233 | Corpus Christi, TX | ▲ 6473 (#9264 → #2791) | $10.5M | 47 |
| #41 | Michiko Co | 1387174 | loanDepot.com, LLC | 174457 | Irvine, CA | ▲ 6450 (#8944 → #2494) | $12.6M | 51 |
| #42 | Nancy Limon | 769349 | Randolph-Brooks Federal Credit Union | 583215 | Live Oak, TX | ▲ 6414 (#7521 → #1107) | $16.4M | 87 |
| #43 | Jeramie Godwin | 630716 | Jovia Financial Federal Credit Union | 543667 | — | ▲ 6395 (#7961 → #1566) | $7.3M | 70 |
| #44 | Ronika Hood | 2093215 | Southwest Airlines Federal Credit Union | 472562 | Dallas, TX | ▲ 6382 (#9557 → #3175) | $4.5M | 42 |
| #45 | Travis McGuire | 1277466 | Union Home Mortgage Corp. | 2229 | Lubbock, TX | ▲ 6369 (#8201 → #1832) | $15.2M | 63 |
| #46 | Daniel Andrade | 1241732 | American Airlines Federal Credit Union | 412496 | — | ▲ 6360 (#8446 → #2086) | $22.4M | 58 |
| #47 | Justin Houston | 1692566 | Victory Home Loans Inc. | 2156810 | Granbury, TX | ▲ 6337 (#7738 → #1401) | $14.4M | 75 |
| #48 | Maria Baker | 2075264 | Pulte Mortgage LLC | 1791 | — | ▲ 6325 (#8691 → #2366) | $15.9M | 53 |
| #49 | Genaro Martinez | 1982568 | Guaranteed Rate, Inc. | 2611 | Brownsville, TX | ▲ 6315 (#9891 → #3576) | $9.2M | 38 |
| #50 | Megan Wells | 6423 | Guaranteed Rate Affinity, LLC | 1598647 | New Bern, NC | ▲ 6311 (#8944 → #2633) | $24.4M | 49 |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Biggest Climbers by Loan Count — Texas (2022). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/texas/top-climbers-by-units/2022
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