Biggest climbers in Texas in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Trevor Kelsey (University Federal Credit Union, NMLS #1658255), Chad Simmons (Navy Federal Credit Union, NMLS #393519), and Jillian Ruiz (Highlands Residential Mortgage, Ltd., NMLS #1579968).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Rank Change | 2022 Volume | 2022 Loans |
|---|---|---|---|---|---|---|---|---|
| #1 | Trevor Kelsey | 1658255 | University Federal Credit Union | 441215 | — | ▲ 9263 (#9636 → #373) | $26.4M | 147 |
| #2 | Chad Simmons | 393519 | Navy Federal Credit Union | 399807 | Houston, TX | ▲ 8858 (#9973 → #1115) | $13.5M | 87 |
| #3 | Jillian Ruiz | 1579968 | Highlands Residential Mortgage, Ltd. | 134871 | Allen, TX | ▲ 8692 (#9328 → #636) | $30.8M | 117 |
| #4 | Adam Ruggles | 1210680 | Velocio Mortgage L.L.C. | 1529234 | San Antonio, TX | ▲ 8531 (#9973 → #1442) | $27.2M | 74 |
| #5 | Erin Martin | 2030869 | Pulte Mortgage LLC | 1791 | Denver, CO | ▲ 8353 (#9328 → #975) | $30.9M | 95 |
| #6 | Jacob West | 2030007 | Gateway First Bank | 7233 | Friendswood, TX | ▲ 8162 (#9973 → #1811) | $16.6M | 64 |
| #7 | Aimee McCauley | 2135750 | CLM Mortgage, Inc | 215239 | — | ▲ 8115 (#8763 → #648) | $40.3M | 116 |
| #8 | CORTNEY GIL | 1202562 | KBHS Home Loans, LLC | 1542802 | Austin, TX | ▲ 7993 (#9004 → #1011) | $28.7M | 93 |
| #9 | Allison Ernst | 1502151 | Randolph-Brooks Federal Credit Union | 583215 | Live Oak, TX | ▲ 7911 (#9636 → #1725) | $33.0M | 66 |
| #10 | John Dobrzanski | 843445 | Onity Mortgage Corporation | 2726 | Plano, TX | ▲ 7884 (#8277 → #393) | $41.0M | 145 |
| #11 | Larry Matthews | 616096 | Broadway National Bank | 402608 | — | ▲ 7684 (#9636 → #1952) | $7.4M | 61 |
| #12 | Shelly Spruill | 1032767 | loanDepot.com, LLC | 174457 | Plano, TX | ▲ 7638 (#9636 → #1998) | $20.9M | 60 |
| #13 | Cassie Hernandez | 540627 | Frost Bank | 431208 | Plano, TX | ▲ 7629 (#8277 → #648) | $17.4M | 116 |
| #14 | Beth Wakeley | 260111 | DHI MORTGAGE COMPANY, LTD. | 14622 | — | ▲ 7575 (#8513 → #938) | $36.9M | 97 |
| #15 | Paula Adams | 1638573 | Origin Bank | 455990 | Fort Worth, TX | ▲ 7526 (#9636 → #2110) | $26.8M | 58 |
| #16 | Debra Chmiel | 28210 | Guaranteed Rate Affinity, LLC | 1598647 | Mount Laurel, NJ | ▲ 7466 (#9636 → #2170) | $23.7M | 57 |
| #17 | Scott Evans | 256163 | CrossCountry Mortgage, LLC | 3029 | San Diego, CA | ▲ 7408 (#8763 → #1355) | $25.8M | 77 |
| #18 | Billie Chen | 1924294 | LGI Mortgage Solutions, LLC | 2152984 | Houston, TX | ▲ 7380 (#8763 → #1383) | $21.3M | 76 |
| #19 | Joseph Brown | 2156286 | First United Bank | 405716 | — | ▲ 7322 (#9973 → #2651) | $11.7M | 49 |
| #20 | Terry Zikes | 2217594 | Texell Credit Union | 460152 | — | ▲ 7247 (#9636 → #2389) | $6.2M | 53 |
| #21 | Kelly Schneider | 1637475 | Ark-La-Tex Financial Services, LLC | 2143 | Houston, TX | ▲ 7238 (#8513 → #1275) | $27.2M | 80 |
| #22 | Shelby Ballard | 1588222 | Inspire Home Loans Inc. | 1564276 | Houston, TX | ▲ 7212 (#8277 → #1065) | $28.4M | 90 |
| #23 | Melissa Lopez-Guerra | 1590035 | Frost Bank | 431208 | Austin, TX | ▲ 7158 (#9328 → #2170) | $14.0M | 57 |
| #24 | Etelvina Ramirez | 264196 | PREW Mortgage Services LLC | 2709536 | Laredo, TX | ▲ 7095 (#9973 → #2878) | $10.1M | 46 |
| #25 | Curt Burgess | 251105 | Lakeview Loan Servicing, LLC | 391521 | — | ▲ 7071 (#8513 → #1442) | $31.6M | 74 |
| #26 | Nathan Creeger | 741376 | NATIONS LENDING CORPORATION | 32416 | Austin, TX | ▲ 6985 (#9636 → #2651) | $19.0M | 49 |
| #27 | Jodie Tilmon | 1775288 | New Fed Mortgage, Corp. | 1881 | Kerrville, TX | ▲ 6936 (#9973 → #3037) | $10.6M | 44 |
| #28 | Kelsie Barnard | 1284563 | DHI MORTGAGE COMPANY, LTD. | 14622 | Richmond, TX | ▲ 6905 (#8763 → #1858) | $16.8M | 63 |
| #29 | MATTHEW AGUILAR | 936177 | Jefferson Bank | 597833 | — | ▲ 6894 (#9004 → #2110) | $12.1M | 58 |
| #30 | Sherrie Aldridge | 782079 | Greater TEXAS Federal Credit Union | 450182 | Austin, TX | ▲ 6891 (#6993 → #102) | $27.6M | 247 |
| #31 | Uyen Huynh | 2008809 | Champions Lending LLC | 1706471 | Houston, TX | ▲ 6818 (#9636 → #2818) | $11.5M | 47 |
| #32 | Dan steakley | 274124 | CrossCountry Mortgage, LLC | 3029 | Houston, TX | ▲ 6773 (#9973 → #3200) | $12.7M | 42 |
| #33 | Robert Tinh | 921837 | Network Funding, L.P. | 2297 | Houston, TX | ▲ 6758 (#9636 → #2878) | $13.8M | 46 |
| #34 | Kelly Casillas | 1954089 | Randolph-Brooks Federal Credit Union | 583215 | Live Oak, TX | ▲ 6702 (#8513 → #1811) | $13.1M | 64 |
| #35 | Thomas Gianan | 2090639 | HomeAmerican Mortgage Corporation | 130676 | Denver, CO | ▲ 6697 (#7167 → #470) | $43.8M | 133 |
| #36 | Glen Reaves | 546537 | PrimeLending, A PlainsCapital Company | 13649 | Houston, TX | ▲ 6677 (#9328 → #2651) | $13.9M | 49 |
| #37 | Linda Martinez | 1521034 | EAST WEST BANK | 469761 | Houston, TX | ▲ 6621 (#8036 → #1415) | $18.0M | 75 |
| #38 | Adriana Calderon | 1483894 | All Western Mortgage, Inc. | 14210 | Las Vegas, NV | ▲ 6579 (#9973 → #3394) | $9.3M | 40 |
| #39 | Elsa Davila | 302457 | Gateway First Bank | 7233 | Corpus Christi, TX | ▲ 6510 (#9328 → #2818) | $10.5M | 47 |
| #40 | Michiko Co | 1387174 | New American Funding, LLC | 6606 | Santa Ana, CA | ▲ 6490 (#9004 → #2514) | $12.6M | 51 |
| #41 | Nancy Limon | 769349 | Randolph-Brooks Federal Credit Union | 583215 | Live Oak, TX | ▲ 6487 (#7602 → #1115) | $16.4M | 87 |
| #42 | Daniel Andrade | 1241732 | American Airlines Federal Credit Union | 412496 | — | ▲ 6456 (#8513 → #2057) | $22.7M | 59 |
| #43 | Ronika Hood | 2093215 | Southwest Airlines Federal Credit Union | 472562 | Dallas, TX | ▲ 6436 (#9636 → #3200) | $4.5M | 42 |
| #44 | Justin Houston | 1692566 | Victory Home Loans Inc. | 2156810 | Granbury, TX | ▲ 6430 (#7813 → #1383) | $14.9M | 76 |
| #45 | Kara Swallow | 1379857 | CMG Mortgage, Inc. | 1820 | Frisco, TX | ▲ 6426 (#8036 → #1610) | $27.2M | 69 |
| #46 | Lucas Martinez | 2144890 | A+ Federal Credit Union | 405608 | — | ▲ 6375 (#6830 → #455) | $17.8M | 135 |
| #47 | Maria Baker | 2075264 | Pulte Mortgage LLC | 1791 | — | ▲ 6374 (#8763 → #2389) | $15.9M | 53 |
| #48 | Genaro Martinez | 1982568 | Guaranteed Rate, Inc. | 2611 | Brownsville, TX | ▲ 6367 (#9973 → #3606) | $9.2M | 38 |
| #49 | Lara Dixon | 1992645 | Velocio Mortgage L.L.C. | 1529234 | San Antonio, TX | ▲ 6366 (#6993 → #627) | $36.7M | 118 |
| #50 | Arturo Romero | 2009285 | Change Lending, LLC | 1839 | — | ▲ 6353 (#9004 → #2651) | $11.2M | 49 |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Biggest Climbers by Loan Count — Texas (2022). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/texas/top-climbers-by-units/2022
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