Top loan officers in California in 2022, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include H. Carmen Castro Franceschi (First Republic Bank, NMLS #487229), Mike Shayestehfar (Citizens Bank, National Association, NMLS #614926), and Dyann Tresenfeld (JPMorgan Chase Bank, National Association, NMLS #487194).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2022 Volume | 2022 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | H. Carmen Castro Franceschi | 487229 | First Republic Bank | 362814 | — | $772.7M | 595 | $1.3M |
| #2 | Mike Shayestehfar | 614926 | Citizens Bank, National Association | 433960 | Los Angeles, CA | $644.8M | 334 | $1.9M |
| #3 | Dyann Tresenfeld | 487194 | JPMorgan Chase Bank, National Association | 399798 | — | $571.9M | 447 | $1.3M |
| #4 | Alber Saleh | 479975 | Wells Fargo Bank, National Association | 399801 | Corte Madera, CA | $548.4M | 365 | $1.5M |
| #5 | Claudia Castillo | 529944 | JPMorgan Chase Bank, National Association | 399798 | Houston, TX | $547.9M | 125 | $4.4M |
| #6 | Damon Germanides | 317894 | Insignia Capital Corp. | 2332531 | Beverly Hills, CA | $519.9M | 229 | $2.3M |
| #7 | Gregory Lichtenberger | 348429 | Morgan Stanley Private Bank, National Association | 663185 | Coppell, TX | $440.8M | 219 | $2.0M |
| #8 | Satish Dadral | 450886 | Wells Fargo Bank, National Association | 399801 | Los Altos, CA | $431.2M | 260 | $1.7M |
| #9 | Bruce Brewer | 514039 | JPMorgan Chase Bank, National Association | 399798 | Houston, TX | $414.5M | 78 | $5.3M |
| #10 | Henry Sweat | 1085208 | Morgan Stanley Private Bank, National Association | 663185 | Coppell, TX | $389.0M | 197 | $2.0M |
| #11 | Steve Chen | 714948 | Wells Fargo Bank, National Association | 399801 | Sunnyvale, CA | $385.6M | 282 | $1.4M |
| #12 | Kellie Abreu | 487201 | Bank of San Francisco | 403437 | San Francisco, CA | $348.8M | 88 | $4.0M |
| #13 | Sheng Hua | 1552269 | U.S. Bank National Association | 402761 | Earth City, MO | $331.3M | 219 | $1.5M |
| #14 | Cindy Lee | 637460 | Morgan Stanley Private Bank, National Association | 663185 | Walnut Creek, CA | $326.2M | 51 | $6.4M |
| #15 | Nicholas Palmer | 637465 | Bank of America, N.A. | 399802 | Lake Oswego, OR | $315.4M | 61 | $5.2M |
| #16 | Elise Wen | 487197 | Citizens Bank, National Association | 433960 | San Francisco, CA | $315.1M | 137 | $2.3M |
| #17 | Todd Le Pique | 526837 | Bank of America, N.A. | 399802 | Winter Park, FL | $312.7M | 57 | $5.5M |
| #18 | Kerry Berchtold | 484228 | Citizens Bank, National Association | 433960 | West Palm Beach, FL | $310.9M | 267 | $1.2M |
| #19 | Michael Zazzara | 487200 | JPMorgan Chase Bank, National Association | 399798 | San Francisco, CA | $310.7M | 292 | $1.1M |
| #20 | Teymur Mammadov | 805319 | Citibank, NA | 412915 | Los Angeles, CA | $310.1M | 140 | $2.2M |
| #21 | Garret Spiecker | 487188 | Citizens Bank, National Association | 433960 | San Francisco, CA | $306.2M | 132 | $2.3M |
| #22 | Nancy Truong | 1238909 | First U.S. Community Credit Union | 440466 | Sacramento, CA | $297.6M | 833 | $357K |
| #23 | Scott Dufresne | 487238 | JPMorgan Chase Bank, National Association | 399798 | — | $292.1M | 54 | $5.4M |
| #24 | Jeremy Cramer | 1548416 | Citizens Bank, National Association | 433960 | El Segundo, CA | $291.0M | 124 | $2.3M |
| #25 | Brian Minkow | 256638 | CMG Mortgage, Inc. | 1820 | Westlake Village, CA | $288.4M | 322 | $896K |
| #26 | Kenneth Kearns | 450986 | Flagstar Bank, National Association | 417490 | Walnut Creek, CA | $286.8M | 282 | $1.0M |
| #27 | George Maniatakis | 485733 | Citibank, NA | 412915 | Beverly Hills, CA | $285.6M | 69 | $4.1M |
| #28 | Gaurav Kapur | 487258 | MidFirst Bank | 619047 | San Diego, CA | $280.0M | 179 | $1.6M |
| #29 | Ryan Willson | 882064 | Morgan Stanley Private Bank, National Association | 663185 | Coppell, TX | $276.5M | 75 | $3.7M |
| #30 | James Chen | 345360 | PNC Bank, National Association | 446303 | Cupertino, CA | $275.5M | 215 | $1.3M |
| #31 | Thomas Anderson | 1319526 | Figure Lending LLC | 1717824 | Charlotte, NC | $275.3M | 2,760 | $100K |
| #32 | Anthony Morgan | 909720 | First Interstate Bank | 561537 | Bellevue, NE | $252.2M | 847 | $298K |
| #33 | Christopher Pederson | 487169 | Citizens Bank, National Association | 433960 | Menlo Park, CA | $246.7M | 161 | $1.5M |
| #34 | Todd Wills | 577089 | Citibank, NA | 412915 | San Francisco, CA | $246.4M | 127 | $1.9M |
| #35 | Risha Kilaru | 249676 | OriginPoint LLC | 2185899 | San Francisco, CA | $246.0M | 278 | $885K |
| #36 | Xin Shen | 321917 | HSBC Bank USA National Association | 399799 | Cupertino, CA | $242.8M | 125 | $1.9M |
| #37 | Carmen Chan | 1283082 | Star One Credit Union | 456439 | Sunnyvale, CA | $242.0M | 574 | $422K |
| #38 | Paul Kye | 1105276 | Genesis Capital, LLC | 1454907 | Sherman Oaks, CA | $241.6M | 58 | $4.2M |
| #39 | Desiree Arches-Aranda | 541185 | Citibank, NA | 412915 | — | $241.4M | 104 | $2.3M |
| #40 | Adam Liebross | 1885282 | City National Bank | 536994 | Los Angeles, CA | $238.0M | 156 | $1.5M |
| #41 | Gregory Krolikowski | 801940 | Goldman Sachs Bank USA | 208156 | Los Angeles, CA | $236.0M | 66 | $3.6M |
| #42 | Joanna Yu | 490225 | U.S. Bank National Association | 402761 | Earth City, MO | $235.4M | 180 | $1.3M |
| #43 | Thuan Nguyen | 320775 | Loan Factory, Inc. | 320841 | San Jose, CA | $234.4M | 530 | $442K |
| #44 | Han Kim | 1425524 | Citibank, NA | 412915 | Los Angeles, CA | $232.9M | 100 | $2.3M |
| #45 | Jimmy Smith | 1089067 | JPMorgan Chase Bank, National Association | 399798 | Allen, TX | $232.9M | 195 | $1.2M |
| #46 | William Burrows | 479810 | Citizens Bank, National Association | 433960 | San Francisco, CA | $230.1M | 151 | $1.5M |
| #47 | Hong Sha | 235461 | HSBC Bank USA National Association | 399799 | Cupertino, CA | $229.0M | 137 | $1.7M |
| #48 | Timothy Potempa | 454708 | CrossCountry Mortgage, LLC | 3029 | Phoenix, AZ | $226.1M | 407 | $556K |
| #49 | Karin Napel | 487269 | MidFirst Bank | 619047 | Santa Barbara, CA | $223.3M | 135 | $1.7M |
| #50 | Kibui Butt | 621908 | Morgan Stanley Private Bank, National Association | 663185 | Dallas, TX | $222.9M | 159 | $1.4M |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Top Mortgage Loan Officers by Volume — California (2022). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/california/top-overall-by-volume/2022
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