Retention champions in Kentucky in 2022, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Jesse Cronen (Northpointe Bank, NMLS #8821), Jonathan Leslie (LIBERTY FEDERAL CREDIT UNION, NMLS #66661), and Nikolas Powers (Meade County Bank, Inc., NMLS #1459059).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jesse Cronen | 8821 | Northpointe Bank | 447490 | Louisville, KY | $13.9M | 46 | 62.2% |
| #2 | Jonathan Leslie | 66661 | LIBERTY FEDERAL CREDIT UNION | 518136 | Prospect, KY | $8.5M | 11 | 50.0% |
| #3 | Nikolas Powers | 1459059 | Meade County Bank, Inc. | 469802 | Brandenburg, KY | $5.2M | 21 | 77.8% |
| #4 | ROBERT SUETHOLZ | 718136 | Guardian Savings Bank | 449474 | Ft Wright, KY | $5.1M | 26 | 72.2% |
| #5 | James Buchanon | 419159 | Republic Bank & Trust Co. | 402606 | Louisville, KY | $5.0M | 8 | 80.0% |
| #6 | Thomas Thomas | 657783 | First Financial Bank | 619717 | Saint Matthews, KY | $4.5M | 8 | 50.0% |
| #7 | Erica Sadler | 1111361 | Fifth Third Bank, National Association | 403245 | Georgetown, KY | $3.5M | 19 | 70.4% |
| #8 | Jason Deller | 861531 | Guardian Savings Bank | 449474 | Cincinnati, OH | $3.2M | 7 | 53.8% |
| #9 | William Pierce | 38722 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $3.1M | 9 | 69.2% |
| #10 | Joseph Morel | 1517415 | FRANKLIN BANK & TRUST COMPANY | 493995 | Franklin, KY | $3.0M | 10 | 58.8% |
| #11 | David Vu | 706247 | Heritage Bank, Inc | 799554 | Florence, KY | $2.9M | 7 | 36.8% |
| #12 | John Stokes | 1461771 | EDMONTON STATE BANK | 479226 | Bowling Green, KY | $2.8M | 12 | 54.5% |
| #13 | William Murphy | 688518 | Guardian Savings Bank | 449474 | Ft Wright, KY | $2.8M | 13 | 68.4% |
| #14 | JONATHAN TINGLE II | 718170 | Guardian Savings Bank | 449474 | Lexington, KY | $2.7M | 9 | 90.0% |
| #15 | Regena Hinton | 768707 | THE CITIZENS NATIONAL BANK OF SOMERSET | 416673 | — | $2.6M | 11 | 91.7% |
| #16 | Amy Ryan | 1760355 | West Point Bank | 460715 | Elizabethtown, KY | $2.6M | 9 | 52.9% |
| #17 | Charles Jolly | 613378 | First State Bank | 460968 | Irvington, KY | $2.5M | 21 | 91.3% |
| #18 | Jennifer McKinney | 106135 | InterLinc Mortgage Services, LLC | 205696 | Louisville, KY | $2.4M | 11 | 50.0% |
| #19 | Tracy Kirby | 176365 | FRANKLIN BANK & TRUST COMPANY | 493995 | Franklin, KY | $2.4M | 13 | 81.3% |
| #20 | Craig Stahl | 629706 | American Bank & Trust Company, Inc. | 554114 | Bowling Green, KY | $2.3M | 9 | 60.0% |
| #21 | Joshua Hubbard | 607615 | West Point Bank | 460715 | Elizabethtown, KY | $2.2M | 6 | 33.3% |
| #22 | Kenneth Flieger | 1474383 | HomeShield Mortgage, LLC | 2516887 | Louisville, KY | $2.1M | 9 | 52.9% |
| #23 | Shana Gray | 636001 | FIRST UNITED BANK AND TRUST COMPANY, INC. | 498528 | Madisonville, KY | $2.1M | 10 | 62.5% |
| #24 | Ethan Madison | 1543821 | Meade County Bank, Inc. | 469802 | Brandenburg, KY | $2.1M | 8 | 61.5% |
| #25 | Statia Parks | 56992 | Multiple Option Mortgage Services, Inc. | 57052 | Louisville, KY | $2.0M | 6 | 26.1% |
| #26 | Dustin Mistelske | 1009890 | Northpointe Bank | 447490 | Louisville, KY | $2.0M | 11 | 57.9% |
| #27 | Keri Jones | 419193 | Republic Bank & Trust Co. | 402606 | Louisville, KY | $1.8M | 10 | 47.6% |
| #28 | Peiran Sun | 6853 | Sun Lending USA LLC | 1889 | Lexington, KY | $1.7M | 6 | 46.2% |
| #29 | kurt ehret | 19098 | Old Colonial Mortgage, LLC | 1265 | Louisville, KY | $1.7M | 6 | 50.0% |
| #30 | Larry Swisher | 4568 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $1.7M | 9 | 30.0% |
| #31 | Kristen Barr | 1272133 | Meade County Bank, Inc. | 469802 | Brandenburg, KY | $1.6M | 9 | 75.0% |
| #32 | TERRI RAINWATER | 651155 | FIRST UNITED BANK AND TRUST COMPANY, INC. | 498528 | Madisonville, KY | $1.6M | 10 | 62.5% |
| #33 | Patrick Seiter | 173817 | The Credit Resource, LLC | 1131966 | Burlington, KY | $1.5M | 4 | 25.0% |
| #34 | JASON LEONHARD | 718151 | Guardian Savings Bank | 449474 | Florence, KY | $1.5M | 9 | 42.9% |
| #35 | HOLLY STRADLING | 718119 | Guardian Savings Bank | 449474 | Ft Wright, KY | $1.5M | 11 | 52.4% |
| #36 | Arthur Gall | 39482 | Able Mortgage, LLC | 39236 | Louisville, KY | $1.5M | 4 | 40.0% |
| #37 | Scott Higdon | 205595 | American Bank & Trust Company, Inc. | 554114 | Bowling Green, KY | $1.5M | 6 | 54.5% |
| #38 | John Kenkel | 706245 | GERMAN AMERICAN BANK | 446859 | Lakeside Park, KY | $1.4M | 4 | 16.7% |
| #39 | Timothy Tucker | 613381 | First State Bank | 460968 | Hardinsburg, KY | $1.4M | 7 | 58.3% |
| #40 | Craig Spencer | 59391 | New American Funding, LLC | 6606 | Louisville, KY | $1.4M | 8 | 57.1% |
| #41 | James Davis | 35235 | JPMortgage Company LLC | 644190 | Louisville, KY | $1.4M | 4 | 33.3% |
| #42 | Lucy Hager | 613371 | Meade County Bank, Inc. | 469802 | Flaherty, KY | $1.4M | 7 | 70.0% |
| #43 | Kaitlyn Adams | 1617146 | West Point Bank | 460715 | Elizabethtown, KY | $1.4M | 5 | 38.5% |
| #44 | CHARLES ELFERS | 718157 | Guardian Savings Bank | 449474 | Fort Thomas, KY | $1.4M | 7 | 43.8% |
| #45 | John Dziedzic | 61243 | Northpointe Bank | 447490 | Louisville, KY | $1.4M | 7 | 33.3% |
| #46 | AIMEE GREEN | 439339 | PNC Bank, National Association | 446303 | Crestwood, KY | $1.4M | 5 | 41.7% |
| #47 | Arin Wagner | 1277378 | LIBERTY FEDERAL CREDIT UNION | 518136 | Henderson, KY | $1.4M | 16 | 59.3% |
| #48 | Lougenia Chaney | 502496 | U.S. Bank National Association | 402761 | Florence, KY | $1.3M | 6 | 40.0% |
| #49 | Ryan Wheeler | 8981 | United Residential Mortgage, Inc. | 1326012 | Elizabethtown, KY | $1.3M | 5 | 45.5% |
| #50 | Jeremy Wetzel | 3364 | CrossCountry Mortgage, LLC | 3029 | Louisville, KY | $1.2M | 4 | 36.4% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Kentucky (2022). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/kentucky/top-retention-by-volume/2022
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