Retention champions in Maryland in 2022, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Timothy Draves (CMG Mortgage, Inc., NMLS #189840), Tammy Saul (Federal Hill Mortgage Company, LLC, NMLS #175722), and Leonard Gordon (Truist Bank, NMLS #659221).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Timothy Draves | 189840 | CMG Mortgage, Inc. | 1820 | Baltimore, MD | $24.2M | 46 | 65.7% |
| #2 | Tammy Saul | 175722 | Federal Hill Mortgage Company, LLC | 176351 | Baltimore, MD | $16.2M | 51 | 61.4% |
| #3 | Leonard Gordon | 659221 | Truist Bank | 399803 | Rockville, MD | $12.9M | 13 | 76.5% |
| #4 | Jeffrey Starcher | 408139 | Shore United Bank, National Association | 607844 | Annapolis, MD | $11.2M | 19 | 42.2% |
| #5 | LILI LIU | 382645 | ELITE MORTGAGE LLC | 1907548 | Gaithersburg, MD | $9.8M | 22 | 91.7% |
| #6 | Samuel Rosenblatt | 75844 | DAS Acquisition Company, LLC | 227262 | Saint Michaels, MD | $9.6M | 23 | 33.3% |
| #7 | Barbara Landon | 116882 | Eagle Creek Mortgage, LLC | 205642 | Gaithersburg, MD | $7.9M | 17 | 81.0% |
| #8 | Tammi Printz | 455836 | First Home Mortgage Corporation | 71603 | Annapolis, MD | $7.5M | 28 | 43.8% |
| #9 | Jason Nader | 313085 | First Home Mortgage Corporation | 71603 | Annapolis, MD | $7.4M | 11 | 39.3% |
| #10 | Marcus Goerdt | 951894 | Shore United Bank, National Association | 607844 | Annapolis, MD | $7.2M | 7 | 31.8% |
| #11 | Matthew Nader | 333573 | First Home Mortgage Corporation | 71603 | Annapolis, MD | $6.9M | 16 | 61.5% |
| #12 | Charles Kemp | 658890 | Truist Bank | 399803 | Rockville, MD | $6.9M | 7 | 70.0% |
| #13 | James Dickinson | 181669 | Eagle Creek Mortgage, LLC | 205642 | Gaithersburg, MD | $6.8M | 14 | 100.0% |
| #14 | Charles Merrick | 415445 | Middletown Valley Bank | 742865 | Oakland, MD | $6.6M | 13 | 52.0% |
| #15 | Robert Bateman | 130436 | First Financial of Maryland Federal Credit Union | 400001 | Sparks, MD | $6.1M | 22 | 44.0% |
| #16 | Jeffrey Stempler | 171047 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Rockville, MD | $6.1M | 14 | 42.4% |
| #17 | Mehdi Pirzadeh | 189912 | Embrace Home Loans, Inc. | 2184 | Rockville, MD | $5.9M | 8 | 57.1% |
| #18 | Kevin Shaver | 181673 | Eagle Creek Mortgage, LLC | 205642 | Gaithersburg, MD | $5.6M | 11 | 39.3% |
| #19 | Michael Cooper | 194507 | Meridian Bank | 462854 | Columbia, MD | $5.6M | 18 | 54.5% |
| #20 | Helio Souza | 13003 | FAIRWAY ASSET CORPORATION | 293044 | Rockville, MD | $5.3M | 11 | 39.3% |
| #21 | Andrew Wagner | 1638034 | Churchill Mortgage Corporation | 1591 | Baltimore, MD | $5.3M | 15 | 40.5% |
| #22 | Chong Yi | 198732 | Vellum Mortgage, Inc. | 1657323 | Rockville, MD | $5.2M | 10 | 66.7% |
| #23 | Herbert Belton | 230110 | All Homes Financial LLC | 227975 | Lanham, MD | $5.2M | 12 | 52.2% |
| #24 | Peter Colyn | 659207 | Shore United Bank, National Association | 607844 | Annapolis, MD | $5.0M | 9 | 47.4% |
| #25 | Thomas Shea | 455897 | Ameris Bank | 408099 | — | $4.9M | 17 | 63.0% |
| #26 | Keith Butt | 659200 | Truist Bank | 399803 | Rockville, MD | $4.9M | 6 | 54.5% |
| #27 | Mark Wharton | 561736 | PRESIDENTIAL BANK, FSB | 421593 | Frederick, MD | $4.8M | 10 | 26.3% |
| #28 | Armen Manokian | 1284162 | Go Rascal Inc. | 2072896 | Brooklyn, NY | $4.7M | 12 | 41.4% |
| #29 | Sherman Dryden | 188535 | TowneBank | 512138 | White Plains, MD | $4.7M | 11 | 27.5% |
| #30 | Shawn Hunt | 1098459 | CMG Mortgage, Inc. | 1820 | Salisbury, MD | $4.7M | 16 | 57.1% |
| #31 | Robert Ross | 189110 | Intercoastal Mortgage, LLC | 56323 | Reston, VA | $4.7M | 4 | 33.3% |
| #32 | Scott Berngartt | 409094 | Guild Mortgage Company LLC | 3274 | Columbia, MD | $4.6M | 13 | 56.5% |
| #33 | Kelly Chesnick | 448446 | Wells Fargo Bank, National Association | 399801 | Columbia, MD | $4.5M | 12 | 85.7% |
| #34 | DEIAN STANKOV | 214943 | T2 Financial LLC | 1686046 | Kensington, MD | $4.4M | 12 | 38.7% |
| #35 | Ryan Paquin | 187868 | First Home Mortgage Corporation | 71603 | Crofton, MD | $4.4M | 14 | 17.7% |
| #36 | James Reed | 247693 | WesBanco Bank, Inc. | 399836 | Waldorf, MD | $4.4M | 14 | 31.1% |
| #37 | Christopher Moylan | 304773 | First Pryority Bank | 1844483 | Pryor, OK | $4.3M | 8 | 57.1% |
| #38 | Steeve Wilson | 784861 | Bank-Fund Staff Federal Credit Union | 283762 | Washington, DC | $4.3M | 4 | 30.8% |
| #39 | Daniel Maggin | 356114 | LendSolid LLC | 1675271 | Kensington, MD | $4.3M | 11 | 68.8% |
| #40 | Christopher Head | 275605 | Coastal Lending Group, LLC | 297505 | Timonium, MD | $4.1M | 12 | 63.2% |
| #41 | Christopher Lunn | 724189 | JPMorgan Chase Bank, National Association | 399798 | Bethesda, MD | $4.1M | 9 | 90.0% |
| #42 | William Williams | 206380 | First Washington Mortgage, LLC | 68479 | Washington, DC | $4.1M | 11 | 22.9% |
| #43 | Nicholas Kultti | 453547 | Wells Fargo Bank, National Association | 399801 | Columbia, MD | $4.0M | 12 | 57.1% |
| #44 | James Gannon | 181267 | Guaranteed Rate, Inc. | 2611 | Columbia, MD | $4.0M | 10 | 40.0% |
| #45 | Robert Edner | 188984 | Siwell, Inc. | 149169 | Pittsburgh, PA | $3.9M | 10 | 100.0% |
| #46 | Paul Harsanyi | 189801 | CrossCountry Mortgage, LLC | 3029 | Reston, VA | $3.8M | 4 | 40.0% |
| #47 | Brian Coyne | 512216 | First Financial of Maryland Federal Credit Union | 400001 | Sparks, MD | $3.8M | 15 | 53.6% |
| #48 | Theresa Amos | 190189 | Coastline Mortgage, LLC | 1750429 | Lutherville Timonium, MD | $3.7M | 10 | 71.4% |
| #49 | Irina Spector | 210641 | Mortgage Equity Partners LLC | 1936 | Owings Mills, MD | $3.7M | 11 | 50.0% |
| #50 | Paul Concannon | 455283 | WesBanco Bank, Inc. | 399836 | Towson, MD | $3.7M | 5 | 16.1% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Maryland (2022). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/maryland/top-retention-by-volume/2022
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