Retention champions in Idaho in 2022, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Stephen Novotny (Guaranteed Rate, Inc., NMLS #376423), Jared Olson (Idaho Central Credit Union, NMLS #1750147), and Scott Morris (Pioneer Federal Credit Union, NMLS #159946).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Stephen Novotny | 376423 | Guaranteed Rate, Inc. | 2611 | Coeur D Alene, ID | $19.6M | 21 | 46.7% |
| #2 | Jared Olson | 1750147 | Idaho Central Credit Union | 433926 | Pocatello, ID | $13.0M | 15 | 39.5% |
| #3 | Scott Morris | 159946 | Pioneer Federal Credit Union | 1122574 | Mountain Home, ID | $12.4M | 38 | 82.6% |
| #4 | Casey Payne | 825444 | Idaho Central Credit Union | 433926 | Pocatello, ID | $11.6M | 21 | 58.3% |
| #5 | Connie Daw | 531523 | Bank of Commerce, The | 440190 | Idaho Falls, ID | $8.8M | 18 | 81.8% |
| #6 | Samuel Newell | 9027 | Evergreen Moneysource Mortgage Company | 3182 | Meridian, ID | $8.1M | 26 | 45.6% |
| #7 | Scott Petersen | 82815 | Guild Mortgage Company LLC | 3274 | Coeur D Alene, ID | $6.7M | 18 | 52.9% |
| #8 | Corey Newell | 24591 | Evergreen Moneysource Mortgage Company | 3182 | Meridian, ID | $6.5M | 23 | 42.6% |
| #9 | Ken Ford | 809711 | Glacier Bank | 472212 | Ammon, ID | $6.3M | 13 | 56.5% |
| #10 | Craig Curtis | 98693 | LEGACY MORTGAGE GROUP, L.L.C. | 41283 | Idaho Falls, ID | $5.8M | 17 | 53.1% |
| #11 | Joseph Pattee | 7464 | Guild Mortgage Company LLC | 3274 | Boise, ID | $5.8M | 17 | 58.6% |
| #12 | Landon Kesler | 14024 | Canopy Mortgage, LLC | 1359687 | Idaho Falls, ID | $5.6M | 19 | 35.2% |
| #13 | Joni Kepler | 419444 | Eagle Bank and Trust Company | 410317 | Little Rock, AR | $5.5M | 17 | 37.8% |
| #14 | Jason Oswald | 34921 | My Style Mortgage Inc. | 2622728 | Rigby, ID | $5.5M | 14 | 23.7% |
| #15 | Amanda Feely-Swain | 38490 | Premier Mortgage Resources, L.L.C. | 1169 | Meridian, ID | $5.5M | 17 | 32.7% |
| #16 | Alawna Towns Atherton | 522503 | Idaho Central Credit Union | 433926 | Meridian, ID | $5.3M | 10 | 50.0% |
| #17 | robert lowry | 1658229 | Premier Mortgage Resources, L.L.C. | 1169 | Meridian, ID | $5.3M | 15 | 78.9% |
| #18 | Le Carlton Hardin | 707780 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $5.2M | 12 | 66.7% |
| #19 | David Christensen | 504805 | Glacier Bank | 472212 | Pocatello, ID | $4.9M | 13 | 61.9% |
| #20 | Michael Morrison | 156124 | Movement Mortgage, LLC | 39179 | Meridian, ID | $4.8M | 17 | 37.8% |
| #21 | Christina Jordan | 200029 | Synergy One Lending, Inc. | 1907235 | Eagle, ID | $4.8M | 11 | 42.3% |
| #22 | Terry Heffner | 95796 | Guild Mortgage Company LLC | 3274 | Boise, ID | $4.7M | 13 | 43.3% |
| #23 | Michael Torres | 522502 | Connections Credit Union | 407980 | Meridian, ID | $4.5M | 15 | 62.5% |
| #24 | Sean Finch | 3724 | Eagle Bank and Trust Company | 410317 | Idaho Falls, ID | $4.5M | 15 | 24.6% |
| #25 | Brian Fullmer | 37263 | Willamette Valley Bank | 713109 | — | $4.3M | 13 | 35.1% |
| #26 | Adam Bell | 4527 | AK Bell, Inc. | 2066 | Idaho Falls, ID | $4.2M | 13 | 44.8% |
| #27 | Patrick Wiese | 19793 | KeyBank National Association | 399797 | Boise, ID | $4.1M | 5 | 50.0% |
| #28 | Jeffrey Hovey | 40509 | Residential Mortgage, LLC | 167729 | Meridian, ID | $4.1M | 12 | 52.2% |
| #29 | MICHAEL WALL | 1179003 | Willamette Valley Bank | 713109 | — | $4.1M | 11 | 50.0% |
| #30 | Amy Glover | 21321 | Guild Mortgage Company LLC | 3274 | Nampa, ID | $4.1M | 14 | 41.2% |
| #31 | Rod Starr | 498597 | Washington Trust Bank | 728368 | Post Falls, ID | $4.1M | 8 | 61.5% |
| #32 | Christopher Helbling | 1421944 | Idaho Central Credit Union | 433926 | Chubbuck, ID | $3.7M | 10 | 40.0% |
| #33 | Dustin Lopez | 542569 | GESA CREDIT UNION | 402395 | Richland, WA | $3.7M | 7 | 26.9% |
| #34 | Shyanne Steed | 889911 | Van Dyk Mortgage Corporation | 3035 | Chubbuck, ID | $3.7M | 15 | 62.5% |
| #35 | Justin Tripon | 804410 | Intercap Lending Inc. | 190465 | Meridian, ID | $3.7M | 11 | 44.0% |
| #36 | Jillian Wright | 695065 | JPMorgan Chase Bank, National Association | 399798 | Boise, ID | $3.6M | 10 | 62.5% |
| #37 | Clayton Case | 5256 | Gaman Mortgage Consulting Group, LLC | 2552980 | Highlands Ranch, CO | $3.6M | 9 | 56.3% |
| #38 | Jeffrey Acree | 6591 | Capital Educators Federal Credit Union | 408042 | Boise, ID | $3.5M | 10 | 83.3% |
| #39 | Byron Thurgood | 729367 | KeyBank National Association | 399797 | Idaho Falls, ID | $3.5M | 12 | 57.1% |
| #40 | Jeremy Wallis | 8472 | SUNFLOWER BANK, NATIONAL ASSOCIATION | 709491 | Coeur D Alene, ID | $3.5M | 7 | 36.8% |
| #41 | Deborah Criddle | 20009 | Premier Mortgage Resources, L.L.C. | 1169 | Idaho Falls, ID | $3.4M | 12 | 30.0% |
| #42 | Leon Baker | 103195 | Guild Mortgage Company LLC | 3274 | Nampa, ID | $3.4M | 12 | 50.0% |
| #43 | Devin Fahrner | 399405 | American Pacific Mortgage Corporation | 1850 | Eagle, ID | $3.4M | 11 | 26.2% |
| #44 | Braiden Shaw | 1833591 | Fulcrum Home Loans LLC | 1926444 | Eagle, ID | $3.4M | 7 | 70.0% |
| #45 | Linda Higby | 487383 | U.S. Bank National Association | 402761 | Boise, ID | $3.4M | 4 | 25.0% |
| #46 | Deborah Owen | 92905 | Guild Mortgage Company LLC | 3274 | Twin Falls, ID | $3.3M | 15 | 40.5% |
| #47 | AUDREY D'ORAZIO | 12573 | Right Start Mortgage, Inc. | 35960 | Meridian, ID | $3.2M | 8 | 34.8% |
| #48 | Andrew Byrd | 1117336 | SUNFLOWER BANK, NATIONAL ASSOCIATION | 709491 | Coeur D Alene, ID | $3.2M | 10 | 33.3% |
| #49 | STEVEN NIELSEN | 102402 | THE MORTGAGE SOLUTION, LP | 4478 | Chubbuck, ID | $3.2M | 11 | 68.8% |
| #50 | Gabriel Crum | 1070585 | Idaho Central Credit Union | 433926 | Chubbuck, ID | $3.1M | 7 | 35.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Idaho (2022). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/idaho/top-retention-by-volume/2022
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