Retention champions in Florida in 2022, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include William Benjamin (Citizens Bank, National Association, NMLS #1331907), Robert Bashwiner (Everett Financial, Inc., NMLS #84115), and Judy Zucker (FM Home Loans, LLC, NMLS #1035126).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | William Benjamin | 1331907 | Citizens Bank, National Association | 433960 | West Palm Beach, FL | $32.6M | 8 | 66.7% |
| #2 | Robert Bashwiner | 84115 | Everett Financial, Inc. | 2129 | Jupiter, FL | $18.2M | 7 | 25.9% |
| #3 | Judy Zucker | 1035126 | FM Home Loans, LLC | 2212 | Hollywood, FL | $17.1M | 13 | 50.0% |
| #4 | Lydia Fernandez | 539078 | The Northern Trust Company | 447407 | Miami, FL | $15.2M | 5 | 41.7% |
| #5 | Corey Bilbo | 1392632 | Bank of America, N.A. | 399802 | Jupiter, FL | $12.0M | 8 | 61.5% |
| #6 | Craig Stelzer | 64247 | CrossCountry Mortgage, LLC | 3029 | Delray Beach, FL | $12.0M | 25 | 22.5% |
| #7 | Alexander Castellanos | 414548 | Regions Bank | 174490 | Palm Beach Gardens, FL | $10.3M | 7 | 31.8% |
| #8 | Jane Floyd | 327235 | NFM Lending, LLC | 2893 | Tampa, FL | $10.3M | 26 | 25.5% |
| #9 | Matthew Weaver | 175651 | CrossCountry Mortgage, LLC | 3029 | Boca Raton, FL | $10.3M | 25 | 15.7% |
| #10 | Toni Raulerson | 380055 | Plant City Mortgage Corporation | 289323 | Plant City, FL | $10.3M | 37 | 48.1% |
| #11 | Gilmore Dominguez | 517466 | Valley National Bank | 411254 | Tampa, FL | $8.7M | 6 | 60.0% |
| #12 | Stephanie Grassi | 357527 | Plant City Mortgage Corporation | 289323 | Plant City, FL | $8.4M | 26 | 25.0% |
| #13 | Payman Tabib | 372175 | Prime Time Mortgage Inc. | 372178 | Weston, FL | $7.5M | 10 | 37.0% |
| #14 | Ashley Bedford | 1278530 | APPLI, LLC | 2245566 | Orlando, FL | $7.2M | 23 | 56.1% |
| #15 | Scott Kolbe | 450453 | U.S. Bank National Association | 402761 | Sarasota, FL | $6.9M | 6 | 50.0% |
| #16 | Tyler Bahnsen | 362852 | CMG Mortgage, Inc. | 1820 | Miami, FL | $6.8M | 16 | 18.8% |
| #17 | Barry Stanley | 544522 | TRUSTMARK BANK | 449605 | Destin, FL | $6.8M | 12 | 46.2% |
| #18 | Maria Carpio | 754603 | First Horizon Bank | 472329 | Coral Gables, FL | $6.8M | 4 | 36.4% |
| #19 | Lauren Maxwell | 331415 | CrossCountry Mortgage, LLC | 3029 | Naples, FL | $6.8M | 15 | 14.9% |
| #20 | Ryan Brandenburger | 358278 | CrossCountry Mortgage, LLC | 3029 | Boynton Beach, FL | $6.3M | 7 | 24.1% |
| #21 | Victor Vergara | 375256 | City National Bank of Florida | 412469 | Miami, FL | $6.3M | 3 | 23.1% |
| #22 | Joshua Ulmer | 217794 | CrossCountry Mortgage, LLC | 3029 | Tequesta, FL | $6.3M | 19 | 54.3% |
| #23 | Douglas Martin | 659614 | Lake Michigan Credit Union | 442967 | Fort Myers, FL | $5.8M | 5 | 50.0% |
| #24 | Trae Terry | 327858 | One Florida Bank | 769894 | Orlando, FL | $5.7M | 4 | 36.4% |
| #25 | Daniel Lado | 410079 | HSBC Bank USA National Association | 399799 | New York, NY | $5.4M | 4 | 40.0% |
| #26 | Robert Stettler | 663828 | NFM Lending, LLC | 2893 | Sarasota, FL | $5.3M | 18 | 29.5% |
| #27 | Kevin Danowitz | 924478 | HP Mortgage, LLC | 1456273 | Delray Beach, FL | $5.3M | 6 | 42.9% |
| #28 | Nicholas Long | 398963 | Fusion Home Loans, LLC | 2703121 | Orlando, FL | $5.3M | 14 | 35.0% |
| #29 | Bradley King | 373322 | VYSTAR CREDIT UNION | 416319 | Jacksonville, FL | $5.1M | 5 | 41.7% |
| #30 | Heather Roberts | 419368 | First Horizon Bank | 472329 | Key West, FL | $5.0M | 10 | 32.3% |
| #31 | Michael Murgatroy | 60099 | CrossCountry Mortgage, LLC | 3029 | Delray Beach, FL | $5.0M | 11 | 37.9% |
| #32 | Frances Williams | 459868 | TD Bank NA | 399800 | Boca Raton, FL | $4.9M | 6 | 37.5% |
| #33 | Felipe Ferreira | 486384 | Climate First Bank | 2169275 | Winter Park, FL | $4.9M | 10 | 38.5% |
| #34 | Brandon Brotsky | 342274 | Reach Home Loans LLC | 2266637 | Boca Raton, FL | $4.9M | 12 | 16.0% |
| #35 | William Morgan | 149358 | Complete Mortgage LLC | 2085547 | Hollywood, FL | $4.9M | 13 | 31.0% |
| #36 | Yvette Clermont | 248437 | Ixonia Bank | 423065 | Brookfield, WI | $4.8M | 16 | 29.6% |
| #37 | NEDRA NASH | 437845 | Ameris Bank | 408099 | Saint Augustine, FL | $4.7M | 13 | 41.9% |
| #38 | Stephen Akers | 708837 | HANCOCK WHITNEY BANK | 454781 | Destin, FL | $4.7M | 4 | 40.0% |
| #39 | Doris Martin | 271826 | SecurityNational Mortgage Company | 3116 | Lake Mary, FL | $4.7M | 10 | 43.5% |
| #40 | PATRICK LASHER | 415203 | TD Bank NA | 399800 | Jacksonville, FL | $4.7M | 2 | 16.7% |
| #41 | James Newmeyer | 387136 | Newmeyer Mortgage Services Inc. | 393247 | Coral Gables, FL | $4.7M | 10 | 66.7% |
| #42 | Michelle Dyches | 914709 | MIDFLORIDA Credit Union | 417627 | Tampa, FL | $4.7M | 4 | 20.0% |
| #43 | didier malagies | 212566 | DDA Mortgage Inc | 324329 | Largo, FL | $4.6M | 14 | 42.4% |
| #44 | James Sommer | 1588030 | Movement Mortgage, LLC | 39179 | Lutz, FL | $4.6M | 9 | 47.4% |
| #45 | Bryan Marx | 1121969 | MLD Mortgage Inc. | 1019 | Tampa, FL | $4.6M | 14 | 35.0% |
| #46 | Claudine Porikos Hough | 272660 | Arch Mortgage Corporation | 334279 | Palm Beach Gardens, FL | $4.6M | 11 | 36.7% |
| #47 | Kevin Hoffman | 380080 | Nationwide Residential Capital, Inc. | 261728 | Brandon, FL | $4.6M | 11 | 32.4% |
| #48 | Daniel Tokar | 1098658 | Ark-La-Tex Financial Services, LLC | 2143 | Plantation, FL | $4.5M | 13 | 29.5% |
| #49 | Keith Idlette | 354025 | LOAN ORIGINATION PRODUCTION, INC | 1247892 | West Palm Beach, FL | $4.4M | 4 | 28.6% |
| #50 | Carlos Zambrano | 370214 | PNC Bank, National Association | 446303 | Pittsburgh, PA | $4.3M | 4 | 40.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Florida (2022). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/florida/top-retention-by-volume/2022
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