Retention champions in Florida in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 9, 2026, the top 3 include Matthew Weaver (CrossCountry Mortgage, LLC, NMLS #175651), Jason Brolus (Lake Michigan Credit Union, NMLS #1092748), and Judy Zucker (FM Home Loans, LLC, NMLS #1035126).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Matthew Weaver | 175651 | CrossCountry Mortgage, LLC | 3029 | Boca Raton, FL | $19.8M | 48 | 29.1% |
| #2 | Jason Brolus | 1092748 | Lake Michigan Credit Union | 442967 | Sun City Center, FL | $16.6M | 11 | 78.6% |
| #3 | Judy Zucker | 1035126 | FM Home Loans, LLC | 2212 | Hollywood, FL | $14.3M | 13 | 54.2% |
| #4 | Frederic Abitbol | 331653 | Hypotec Inc. | 331734 | Boca Raton, FL | $13.3M | 12 | 85.7% |
| #5 | Joseph Nowacki | 906100 | Guaranteed Rate, Inc. | 2611 | St Petersburg, FL | $13.1M | 22 | 71.0% |
| #6 | Lauren Maxwell | 331415 | CrossCountry Mortgage, LLC | 3029 | Naples, FL | $12.3M | 26 | 30.6% |
| #7 | Justin Margolis | 1015413 | Paramount Residential Mortgage Group, Inc. | 75243 | Davie, FL | $10.1M | 9 | 60.0% |
| #8 | Sean Stephens | 185288 | Metroplex Mortgage Services, Inc. | 185264 | Sebring, FL | $9.7M | 38 | 62.3% |
| #9 | Francisco Figueroa | 378989 | Regions Bank | 174490 | Coral Gables, FL | $9.4M | 6 | 60.0% |
| #10 | John Robinson | 648850 | VYSTAR CREDIT UNION | 416319 | Jacksonville, FL | $9.3M | 7 | 41.2% |
| #11 | Judith Smith | 333887 | Change Lending, LLC | 1839 | Oakland Park, FL | $9.0M | 9 | 40.9% |
| #12 | Joshua Ulmer | 217794 | CrossCountry Mortgage, LLC | 3029 | Tequesta, FL | $8.8M | 19 | 55.9% |
| #13 | James Newmeyer | 387136 | Newmeyer Mortgage Services Inc. | 393247 | Coral Gables, FL | $8.6M | 9 | 56.3% |
| #14 | Kevin Townsend | 171245 | Guaranteed Rate, Inc. | 2611 | Middleburg, FL | $8.4M | 21 | 42.0% |
| #15 | Melinda Payan | 331861 | The Truth About Lending LLC | 1054357 | Davie, FL | $8.4M | 15 | 65.2% |
| #16 | Oliver Orlicki | 205123 | Go Rascal Inc. | 2072896 | Brooklyn, NY | $8.2M | 12 | 54.5% |
| #17 | Jared Cox | 218480 | Truist Bank | 399803 | Tampa, FL | $7.9M | 6 | 50.0% |
| #18 | Peter Freystaetter | 476623 | Space Coast Credit Union | 403370 | Miramar, FL | $7.9M | 15 | 27.8% |
| #19 | Toni Raulerson | 380055 | Plant City Mortgage Corporation | 289323 | Plant City, FL | $7.3M | 20 | 51.3% |
| #20 | Mitchell Goldin | 1915055 | Northpoint Mortgage, Inc. | 1515 | Orlando, FL | $7.2M | 13 | 54.2% |
| #21 | Ruth Macellari | 40057 | Home1st Lending, LLC | 1418 | Naples, FL | $7.2M | 7 | 58.3% |
| #22 | Anthony Acquaviva | 75842 | NQM Funding, LLC | 75597 | Boca Raton, FL | $6.8M | 3 | 8.1% |
| #23 | ELIZABETH CASSIDY | 1902671 | Edge Home Finance, LLC | 891464 | Palm Bay, FL | $6.7M | 16 | 32.7% |
| #24 | YAKELIN GONZALEZ | 370985 | Superior Mortgage Experts Inc | 2283152 | Miami Lakes, FL | $6.1M | 10 | 66.7% |
| #25 | Jane Floyd | 327235 | Neighborhood Loans, Inc. | 222982 | Tampa, FL | $6.1M | 14 | 19.7% |
| #26 | IAN MACDONALD | 546443 | Regions Bank | 174490 | Jacksonville, FL | $6.1M | 5 | 33.3% |
| #27 | Mohammad Shah | 1198498 | Trusted Mortgage Capital Inc | 2411952 | Irvine, CA | $5.9M | 15 | 83.3% |
| #28 | Douglass Wagner | 1009151 | CrossCountry Mortgage, LLC | 3029 | St Petersburg, FL | $5.9M | 13 | 59.1% |
| #29 | Amy Harvell | 1752706 | CrossCountry Mortgage, LLC | 3029 | Crestview, FL | $5.7M | 13 | 21.7% |
| #30 | DAVID COLLINS | 546214 | Lake Michigan Credit Union | 442967 | Fort Myers, FL | $5.6M | 9 | 64.3% |
| #31 | Jonathan Kulak | 1403506 | Trident Home Loans, LLC | 65716 | Pensacola, FL | $5.4M | 8 | 57.1% |
| #32 | Brandon Brotsky | 342274 | Reach Home Loans LLC | 2266637 | Boca Raton, FL | $5.3M | 8 | 14.0% |
| #33 | Evan McDonough | 239065 | MortgageOne, Inc. | 898812 | Jupiter, FL | $5.2M | 8 | 21.6% |
| #34 | Kevin Hoffman | 380080 | Nationwide Residential Capital, Inc. | 261728 | Brandon, FL | $5.2M | 12 | 50.0% |
| #35 | Daniel Longman | 369430 | NFM Lending, LLC | 2893 | Plantation, FL | $5.1M | 7 | 38.9% |
| #36 | GERARDO JIMENEZ-AQUINO | 977633 | Lake Michigan Credit Union | 442967 | Naples, FL | $5.0M | 8 | 72.7% |
| #37 | George Kartozia | 1472265 | OM Mortgage, LLC | 1972491 | Tampa, FL | $4.9M | 7 | 70.0% |
| #38 | Timothy McConnell | 181046 | CMG Mortgage, Inc. | 1820 | Jacksonville, FL | $4.8M | 8 | 40.0% |
| #39 | Daniel Clifton | 284174 | Clifton Mortgage Services, LLC | 852745 | Winter Park, FL | $4.7M | 14 | 77.8% |
| #40 | Emmanuel St. Germain | 327176 | Builders Choice Mortgage LLC | 2275047 | Boca Raton, FL | $4.7M | 8 | 53.3% |
| #41 | Zachary Taylor | 1713363 | Loan Wolf Lending Inc | 2147348 | Weston, FL | $4.6M | 8 | 66.7% |
| #42 | Bryan Royal | 516492 | Royal Mortgage LLC | 2059962 | Jacksonville, FL | $4.6M | 6 | 60.0% |
| #43 | Tyler Piercy | 28174 | TY Mortgage, LLC | 2303062 | Miami, FL | $4.6M | 2 | 11.1% |
| #44 | Jason Martin | 919094 | CTC Mortgage Company LLC | 371182 | Avondale Estates, GA | $4.5M | 6 | 26.1% |
| #45 | JOYCE PORCH | 415547 | HANCOCK WHITNEY BANK | 454781 | Tampa, FL | $4.4M | 8 | 66.7% |
| #46 | Daniel Cronin | 412537 | Sanibel Captiva Community Bank | 411904 | Fort Myers, FL | $4.4M | 7 | 35.0% |
| #47 | John Digges | 132107 | NQM Funding, LLC | 75597 | Delray Beach, FL | $4.3M | 5 | 50.0% |
| #48 | Scott Stone | 979561 | STONE MORTGAGE GROUP, LLC | 2329637 | Plant City, FL | $4.3M | 9 | 56.3% |
| #49 | Calvael Alisa | 1915734 | eMortgage Funding LLC | 1059364 | Troy, MI | $4.3M | 12 | 44.4% |
| #50 | Tracy Williams | 439086 | Seacoast National Bank | 608046 | The Villages, FL | $4.2M | 11 | 23.9% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Florida. Powered by MMI public record mortgage production data, accessed October 9, 2026. https://topmortgageoriginators.com/lo-leaderboard/florida/top-retention-by-volume
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