Retention champions in Michigan in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 7, 2026, the top 3 include Bing Guo (A Best Financial Corporation, NMLS #138564), Chinmay Deshpande (C 4 D Mortgage Company LLC, NMLS #161464), and Nathan Steiner (Guaranteed Rate, Inc., NMLS #771054).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Bing Guo | 138564 | A Best Financial Corporation | 138461 | Canton, MI | $41.9M | 93 | 84.5% |
| #2 | Chinmay Deshpande | 161464 | C 4 D Mortgage Company LLC | 151261 | Troy, MI | $24.3M | 58 | 56.9% |
| #3 | Nathan Steiner | 771054 | Guaranteed Rate, Inc. | 2611 | Grosse Pointe Farms, MI | $23.2M | 35 | 74.5% |
| #4 | Joseph Bigelman | 140064 | Staunton Financial, Inc. | 140012 | Southfield, MI | $17.1M | 35 | 63.6% |
| #5 | James Paquette | 533633 | Lake Michigan Credit Union | 442967 | Brighton, MI | $16.3M | 32 | 76.2% |
| #6 | Joshua Nawrot | 160116 | Northern Mortgage Services, LLC | 130662 | Byron Center, MI | $14.9M | 42 | 55.3% |
| #7 | Jeffrey Kujan | 406704 | First Merchants Bank | 454552 | Farmington Hills, MI | $14.6M | 36 | 80.0% |
| #8 | Zac Ellerbroek | 138717 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $13.2M | 20 | 37.0% |
| #9 | Jon Aucutt | 710259 | SUPERIOR NATIONAL BANK | 411460 | Troy, MI | $13.1M | 34 | 64.2% |
| #10 | Matthew Adler | 138345 | Lake Michigan Credit Union | 442967 | Troy, MI | $13.0M | 33 | 50.8% |
| #11 | Kelly Russo | 1147434 | Hantz Financial Services, Inc. | 167864 | Southfield, MI | $12.6M | 39 | 83.0% |
| #12 | Jonathan Arnold | 129471 | Guild Mortgage Company LLC | 3274 | Ada, MI | $12.5M | 36 | 73.5% |
| #13 | Jeanna Carey | 1069188 | Gold Star Mortgage Financial Group, Corporation | 3446 | Ann Arbor, MI | $12.2M | 29 | 51.8% |
| #14 | Peter Humphreys | 630758 | Independent Bank | 454790 | Rockford, MI | $11.6M | 26 | 81.3% |
| #15 | Grant Holmes | 135241 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $11.1M | 27 | 71.1% |
| #16 | Eric Ehrhardt | 28158 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $10.0M | 32 | 69.6% |
| #17 | Christopher Puzzuoli | 276711 | HFG Holdings, Inc. | 1467435 | Troy, MI | $10.0M | 36 | 63.2% |
| #18 | Jeffrey Krinsky | 29945 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $9.8M | 31 | 81.6% |
| #19 | Charu Hari | 1254602 | Michigan Schools and Government Credit Union | 423037 | Troy, MI | $9.4M | 18 | 64.3% |
| #20 | Angela Kakos | 166374 | Guaranteed Rate, Inc. | 2611 | Chicago, IL | $9.3M | 15 | 51.7% |
| #21 | Dave Stellin | 709727 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $9.1M | 19 | 70.4% |
| #22 | Christian Newberry | 13314 | Everett Financial, Inc. | 2129 | Dallas, TX | $8.4M | 23 | 79.3% |
| #23 | Sebastian George | 161496 | VEMA MORTGAGE LLC | 1019911 | Troy, MI | $8.1M | 20 | 54.1% |
| #24 | Ronya Grohman | 140084 | Staunton Financial, Inc. | 140012 | Southfield, MI | $8.1M | 14 | 53.8% |
| #25 | Todd Phillpotts | 709730 | Genisys Credit Union | 409008 | Auburn Hills, MI | $7.9M | 8 | 61.5% |
| #26 | Seth Bellas | 1210102 | Canopy Mortgage, LLC | 1359687 | Wyoming, MI | $7.8M | 29 | 70.7% |
| #27 | Jon Mykala | 728191 | Dart Bank, The | 406384 | Chelsea, MI | $7.7M | 22 | 66.7% |
| #28 | Philip Lapinski | 1485025 | HFG Holdings, Inc. | 1467435 | Troy, MI | $7.5M | 27 | 50.0% |
| #29 | Tim Smith | 533266 | First Merchants Bank | 454552 | Birmingham, MI | $7.4M | 10 | 45.5% |
| #30 | David Thomas | 585409 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $7.4M | 24 | 50.0% |
| #31 | Christopher Harris | 162723 | Preston Home Loans Inc | 1759275 | Grand Blanc, MI | $7.3M | 31 | 60.8% |
| #32 | Mark Copland | 136066 | Staunton Financial, Inc. | 140012 | Southfield, MI | $7.1M | 21 | 56.8% |
| #33 | Jason Robinson | 533276 | Lake Michigan Credit Union | 442967 | Ann Arbor, MI | $6.8M | 14 | 51.9% |
| #34 | Dawn Connors | 102706 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $6.8M | 25 | 75.8% |
| #35 | Laura Roumayah | 407069 | JPMorgan Chase Bank, National Association | 399798 | Troy, MI | $6.6M | 17 | 77.3% |
| #36 | Scot Veneklase | 153844 | Neighborhood Loans, Inc. | 222982 | Grand Rapids, MI | $6.6M | 20 | 71.4% |
| #37 | Diego Arteaga-Arcila | 771047 | Michigan First Credit Union | 493687 | Lathrup Village, MI | $6.5M | 20 | 74.1% |
| #38 | Alexis Howard | 445348 | Lake Michigan Credit Union | 442967 | Portage, MI | $6.5M | 10 | 90.9% |
| #39 | Stephen Stork | 137370 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $6.4M | 26 | 59.1% |
| #40 | Thomas Savage | 21245 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $6.4M | 24 | 55.8% |
| #41 | Troy Bergman | 140061 | Staunton Financial, Inc. | 140012 | Southfield, MI | $6.3M | 13 | 39.4% |
| #42 | Chase Suidan | 407025 | Lake Michigan Credit Union | 442967 | Troy, MI | $6.3M | 11 | 68.8% |
| #43 | Perri Cauley | 138207 | Mortgage Resource Plus, Inc. | 133494 | Southfield, MI | $6.2M | 14 | 70.0% |
| #44 | Reinaldo Farah | 32708 | JPMorgan Chase Bank, National Association | 399798 | Rochester Hills, MI | $6.1M | 13 | 72.2% |
| #45 | Lisa Kreza-Bristow | 533244 | Lake Michigan Credit Union | 442967 | Livonia, MI | $6.0M | 12 | 80.0% |
| #46 | Luther Trook | 445364 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $6.0M | 10 | 34.5% |
| #47 | Joshua Rubin | 135902 | First Securities Financial Services, Inc. | 116848 | Bingham Farms, MI | $5.9M | 15 | 60.0% |
| #48 | Kyle Guzowski | 1512449 | Flagstar Bank, National Association | 417490 | Troy, MI | $5.9M | 12 | 38.7% |
| #49 | Mark Owen | 436609 | Fifth Third Bank, National Association | 403245 | Troy, MI | $5.8M | 15 | 71.4% |
| #50 | Nicholas Fields | 28024 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $5.5M | 15 | 75.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Michigan. Powered by MMI public record mortgage production data, accessed July 7, 2026. https://topmortgageoriginators.com/lo-leaderboard/michigan/top-retention-by-volume
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