Retention champions in Michigan in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 9, 2026, the top 3 include Bing Guo (A Best Financial Corporation, NMLS #138564), Chinmay Deshpande (C 4 D Mortgage Company LLC, NMLS #161464), and Nathan Steiner (Guaranteed Rate, Inc., NMLS #771054).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Bing Guo | 138564 | A Best Financial Corporation | 138461 | Canton, MI | $60.6M | 134 | 86.5% |
| #2 | Chinmay Deshpande | 161464 | C 4 D Mortgage Company LLC | 151261 | Troy, MI | $30.1M | 71 | 57.7% |
| #3 | Nathan Steiner | 771054 | Guaranteed Rate, Inc. | 2611 | Grosse Pointe Farms, MI | $26.3M | 44 | 65.7% |
| #4 | Joseph Bigelman | 140064 | Staunton Financial, Inc. | 140012 | Southfield, MI | $17.2M | 35 | 57.4% |
| #5 | Joshua Nawrot | 160116 | Northern Mortgage Services, LLC | 130662 | Byron Center, MI | $16.6M | 49 | 47.1% |
| #6 | James Paquette | 533633 | Lake Michigan Credit Union | 442967 | Brighton, MI | $16.6M | 33 | 66.0% |
| #7 | Jeffrey Kujan | 406704 | First Merchants Bank | 454552 | Farmington Hills, MI | $16.2M | 39 | 76.5% |
| #8 | Kelly Russo | 1147434 | Hantz Financial Services, Inc. | 167864 | Southfield, MI | $15.8M | 54 | 84.4% |
| #9 | Zac Ellerbroek | 138717 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $15.6M | 24 | 35.3% |
| #10 | Jeanna Carey | 1069188 | Gold Star Mortgage Financial Group, Corporation | 3446 | Ann Arbor, MI | $14.8M | 36 | 45.0% |
| #11 | Jonathan Arnold | 129471 | Guild Mortgage Company LLC | 3274 | Ada, MI | $14.6M | 42 | 68.9% |
| #12 | Jon Aucutt | 710259 | SUPERIOR NATIONAL BANK | 411460 | Troy, MI | $14.5M | 38 | 57.6% |
| #13 | Matthew Adler | 138345 | Lake Michigan Credit Union | 442967 | Troy, MI | $14.3M | 39 | 40.2% |
| #14 | Peter Humphreys | 630758 | Independent Bank | 454790 | Rockford, MI | $12.6M | 30 | 71.4% |
| #15 | Grant Holmes | 135241 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $11.8M | 31 | 63.3% |
| #16 | Jeffrey Krinsky | 29945 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $11.6M | 40 | 81.6% |
| #17 | Christopher Puzzuoli | 276711 | HFG Holdings, Inc. | 1467435 | Troy, MI | $11.5M | 42 | 59.2% |
| #18 | Joshua Rubin | 135902 | First Securities Financial Services, Inc. | 116848 | Bingham Farms, MI | $10.9M | 22 | 66.7% |
| #19 | Angela Kakos | 166374 | Guaranteed Rate, Inc. | 2611 | Chicago, IL | $10.8M | 21 | 48.8% |
| #20 | Eric Ehrhardt | 28158 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $10.7M | 35 | 55.6% |
| #21 | Sebastian George | 161496 | VEMA MORTGAGE LLC | 1019911 | Troy, MI | $10.2M | 25 | 54.3% |
| #22 | Charu Hari | 1254602 | Michigan Schools and Government Credit Union | 423037 | Troy, MI | $10.2M | 20 | 62.5% |
| #23 | Tim Smith | 533266 | First Merchants Bank | 454552 | Birmingham, MI | $10.0M | 11 | 35.5% |
| #24 | Dave Stellin | 709727 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $9.1M | 19 | 59.4% |
| #25 | Christian Newberry | 13314 | Everett Financial, Inc. | 2129 | Dallas, TX | $8.8M | 24 | 68.6% |
| #26 | Christopher Kemp | 771050 | Flagstar Bank, National Association | 417490 | Troy, MI | $8.8M | 14 | 35.9% |
| #27 | Philip Lapinski | 1485025 | HFG Holdings, Inc. | 1467435 | Troy, MI | $8.7M | 33 | 40.2% |
| #28 | Mark Copland | 136066 | Staunton Financial, Inc. | 140012 | Southfield, MI | $8.6M | 28 | 53.8% |
| #29 | Todd Phillpotts | 709730 | Genisys Credit Union | 409008 | Auburn Hills, MI | $8.4M | 9 | 64.3% |
| #30 | Seth Bellas | 1210102 | Canopy Mortgage, LLC | 1359687 | Wyoming, MI | $8.4M | 31 | 63.3% |
| #31 | Dawn Connors | 102706 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $8.1M | 32 | 66.7% |
| #32 | Ronya Grohman | 140084 | Staunton Financial, Inc. | 140012 | Southfield, MI | $8.1M | 14 | 50.0% |
| #33 | Christopher Harris | 162723 | Preston Home Loans Inc | 1759275 | Grand Blanc, MI | $8.1M | 36 | 50.7% |
| #34 | David Thomas | 585409 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $8.0M | 29 | 45.3% |
| #35 | Jason Robinson | 533276 | Lake Michigan Credit Union | 442967 | Ann Arbor, MI | $8.0M | 17 | 51.5% |
| #36 | Jon Mykala | 728191 | Dart Bank, The | 406384 | Chelsea, MI | $7.8M | 24 | 66.7% |
| #37 | Stephen Stork | 137370 | CrossCountry Mortgage, LLC | 3029 | Bloomfield Hills, MI | $7.2M | 29 | 54.7% |
| #38 | Alexis Howard | 445348 | Lake Michigan Credit Union | 442967 | Portage, MI | $6.9M | 12 | 85.7% |
| #39 | Emil Izrailov | 132173 | Lake Michigan Credit Union | 442967 | Farmington Hills, MI | $6.8M | 13 | 29.5% |
| #40 | ANETA PYTEL | 135189 | Trust Mortgage LLC | 2491461 | Rochester Hills, MI | $6.7M | 24 | 75.0% |
| #41 | Matthew Sitterlet | 770985 | Dart Bank, The | 406384 | Ann Arbor, MI | $6.6M | 13 | 50.0% |
| #42 | Laura Roumayah | 407069 | JPMorgan Chase Bank, National Association | 399798 | Troy, MI | $6.6M | 17 | 70.8% |
| #43 | Luther Trook | 445364 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $6.6M | 13 | 36.1% |
| #44 | Scot Veneklase | 153844 | Neighborhood Loans, Inc. | 222982 | Grand Rapids, MI | $6.6M | 20 | 58.8% |
| #45 | Chase Suidan | 407025 | Lake Michigan Credit Union | 442967 | Troy, MI | $6.6M | 12 | 66.7% |
| #46 | Diego Arteaga-Arcila | 771047 | Michigan First Credit Union | 493687 | Lathrup Village, MI | $6.6M | 21 | 70.0% |
| #47 | Nicholas Fields | 28024 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $6.5M | 18 | 72.0% |
| #48 | Harry Richter III | 46372 | CrossCountry Mortgage, LLC | 3029 | Ann Arbor, MI | $6.5M | 24 | 70.6% |
| #49 | Mark Owen | 436609 | Fifth Third Bank, National Association | 403245 | Troy, MI | $6.4M | 17 | 68.0% |
| #50 | Reinaldo Farah | 32708 | JPMorgan Chase Bank, National Association | 399798 | Rochester Hills, MI | $6.4M | 14 | 73.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Michigan. Powered by MMI public record mortgage production data, accessed October 9, 2026. https://topmortgageoriginators.com/lo-leaderboard/michigan/top-retention-by-volume
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