Retention champions in Michigan in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 23, 2026, the top 3 include Bing Guo (A Best Financial Corporation, NMLS #138564), Chinmay Deshpande (C 4 D Mortgage Company LLC, NMLS #161464), and Nathan Steiner (Guaranteed Rate, Inc., NMLS #771054).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Bing Guo | 138564 | A Best Financial Corporation | 138461 | Canton, MI | $50.1M | 113 | 85.0% |
| #2 | Chinmay Deshpande | 161464 | C 4 D Mortgage Company LLC | 151261 | Troy, MI | $28.4M | 67 | 58.8% |
| #3 | Nathan Steiner | 771054 | Guaranteed Rate, Inc. | 2611 | Grosse Pointe Farms, MI | $25.9M | 43 | 67.2% |
| #4 | Joseph Bigelman | 140064 | Staunton Financial, Inc. | 140012 | Southfield, MI | $17.1M | 35 | 60.3% |
| #5 | James Paquette | 533633 | Lake Michigan Credit Union | 442967 | Brighton, MI | $16.6M | 33 | 73.3% |
| #6 | Joshua Nawrot | 160116 | Northern Mortgage Services, LLC | 130662 | Byron Center, MI | $16.3M | 47 | 49.0% |
| #7 | Jeffrey Kujan | 406704 | First Merchants Bank | 454552 | Farmington Hills, MI | $16.2M | 39 | 79.6% |
| #8 | Kelly Russo | 1147434 | Hantz Financial Services, Inc. | 167864 | Southfield, MI | $14.6M | 49 | 84.5% |
| #9 | Zac Ellerbroek | 138717 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $14.5M | 22 | 37.3% |
| #10 | Jon Aucutt | 710259 | SUPERIOR NATIONAL BANK | 411460 | Troy, MI | $14.2M | 37 | 62.7% |
| #11 | Jeanna Carey | 1069188 | Gold Star Mortgage Financial Group, Corporation | 3446 | Ann Arbor, MI | $14.1M | 34 | 47.9% |
| #12 | Jonathan Arnold | 129471 | Guild Mortgage Company LLC | 3274 | Ada, MI | $13.5M | 40 | 71.4% |
| #13 | Matthew Adler | 138345 | Lake Michigan Credit Union | 442967 | Troy, MI | $13.4M | 36 | 41.9% |
| #14 | Grant Holmes | 135241 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $11.3M | 29 | 65.9% |
| #15 | Jeffrey Krinsky | 29945 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $10.7M | 35 | 83.3% |
| #16 | Eric Ehrhardt | 28158 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $10.5M | 34 | 61.8% |
| #17 | Christopher Puzzuoli | 276711 | HFG Holdings, Inc. | 1467435 | Troy, MI | $10.5M | 39 | 59.1% |
| #18 | Peter Humphreys | 630758 | Independent Bank | 454790 | Rockford, MI | $10.3M | 26 | 74.3% |
| #19 | Charu Hari | 1254602 | Michigan Schools and Government Credit Union | 423037 | Troy, MI | $10.2M | 20 | 64.5% |
| #20 | Angela Kakos | 166374 | Guaranteed Rate, Inc. | 2611 | Chicago, IL | $10.1M | 17 | 45.9% |
| #21 | Sebastian George | 161496 | VEMA MORTGAGE LLC | 1019911 | Troy, MI | $9.7M | 24 | 55.8% |
| #22 | Joshua Rubin | 135902 | First Securities Financial Services, Inc. | 116848 | Bingham Farms, MI | $9.4M | 19 | 65.5% |
| #23 | Dave Stellin | 709727 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $9.1M | 19 | 65.5% |
| #24 | Philip Lapinski | 1485025 | HFG Holdings, Inc. | 1467435 | Troy, MI | $8.7M | 33 | 47.8% |
| #25 | Todd Phillpotts | 709730 | Genisys Credit Union | 409008 | Auburn Hills, MI | $8.4M | 9 | 64.3% |
| #26 | Seth Bellas | 1210102 | Canopy Mortgage, LLC | 1359687 | Wyoming, MI | $8.4M | 31 | 68.9% |
| #27 | Christian Newberry | 13314 | Everett Financial, Inc. | 2129 | Dallas, TX | $8.4M | 23 | 71.9% |
| #28 | Jon Mykala | 728191 | Dart Bank, The | 406384 | Chelsea, MI | $8.3M | 25 | 69.4% |
| #29 | Ronya Grohman | 140084 | Staunton Financial, Inc. | 140012 | Southfield, MI | $8.1M | 14 | 50.0% |
| #30 | Dawn Connors | 102706 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $7.8M | 30 | 71.4% |
| #31 | Jason Robinson | 533276 | Lake Michigan Credit Union | 442967 | Ann Arbor, MI | $7.8M | 16 | 50.0% |
| #32 | Christopher Harris | 162723 | Preston Home Loans Inc | 1759275 | Grand Blanc, MI | $7.7M | 33 | 54.1% |
| #33 | Mark Copland | 136066 | Staunton Financial, Inc. | 140012 | Southfield, MI | $7.6M | 24 | 53.3% |
| #34 | David Thomas | 585409 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $7.6M | 26 | 47.3% |
| #35 | Tim Smith | 533266 | First Merchants Bank | 454552 | Birmingham, MI | $7.4M | 10 | 38.5% |
| #36 | Alexis Howard | 445348 | Lake Michigan Credit Union | 442967 | Portage, MI | $6.9M | 12 | 85.7% |
| #37 | Matthew Sitterlet | 770985 | Dart Bank, The | 406384 | Ann Arbor, MI | $6.6M | 13 | 56.5% |
| #38 | Laura Roumayah | 407069 | JPMorgan Chase Bank, National Association | 399798 | Troy, MI | $6.6M | 17 | 70.8% |
| #39 | Scot Veneklase | 153844 | Neighborhood Loans, Inc. | 222982 | Grand Rapids, MI | $6.6M | 20 | 60.6% |
| #40 | Stephen Stork | 137370 | CrossCountry Mortgage, LLC | 3029 | Bloomfield Hills, MI | $6.6M | 27 | 57.4% |
| #41 | Chase Suidan | 407025 | Lake Michigan Credit Union | 442967 | Troy, MI | $6.6M | 12 | 66.7% |
| #42 | Diego Arteaga-Arcila | 771047 | Michigan First Credit Union | 493687 | Lathrup Village, MI | $6.5M | 20 | 71.4% |
| #43 | Nicholas Fields | 28024 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $6.5M | 18 | 78.3% |
| #44 | Reinaldo Farah | 32708 | JPMorgan Chase Bank, National Association | 399798 | Rochester Hills, MI | $6.4M | 14 | 73.7% |
| #45 | Thomas Savage | 21245 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $6.4M | 24 | 50.0% |
| #46 | Patrick Conway | 332123 | Lake Michigan Credit Union | 442967 | Livonia, MI | $6.3M | 12 | 52.2% |
| #47 | Troy Bergman | 140061 | Staunton Financial, Inc. | 140012 | Southfield, MI | $6.3M | 13 | 36.1% |
| #48 | Luther Trook | 445364 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $6.3M | 11 | 33.3% |
| #49 | Perri Cauley | 138207 | Mortgage Resource Plus, Inc. | 133494 | Southfield, MI | $6.2M | 14 | 73.7% |
| #50 | Robyn Berg | 630894 | Union Home Mortgage Corp. | 2229 | East Lansing, MI | $6.2M | 30 | 62.5% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Michigan. Powered by MMI public record mortgage production data, accessed August 23, 2026. https://topmortgageoriginators.com/lo-leaderboard/michigan/top-retention-by-volume
Powered by ChatMMI