Retention champions in Michigan in 2024, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Bing Guo (A Best Financial Corporation, NMLS #138564), Jenny Schuiteboer (Rocket Mortgage, LLC, NMLS #1076469), and Andi Numan (Swift Home Loans, Inc., NMLS #1011848).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Bing Guo | 138564 | A Best Financial Corporation | 138461 | Canton, MI | $53.0M | 116 | 88.5% |
| #2 | Jenny Schuiteboer | 1076469 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $29.3M | 9 | 13.4% |
| #3 | Andi Numan | 1011848 | Swift Home Loans, Inc. | 2075228 | Birmingham, MI | $18.1M | 22 | 71.0% |
| #4 | Jeffrey Kujan | 406704 | First Merchants Bank | 454552 | Farmington Hills, MI | $14.9M | 36 | 83.7% |
| #5 | Christopher Puzzuoli | 276711 | HFG Holdings, Inc. | 1467435 | Troy, MI | $13.5M | 49 | 57.0% |
| #6 | Jeanna Carey | 1069188 | Gold Star Mortgage Financial Group, Corporation | 3446 | Ann Arbor, MI | $13.0M | 26 | 51.0% |
| #7 | Jon Aucutt | 710259 | SUPERIOR NATIONAL BANK | 411460 | Troy, MI | $11.3M | 28 | 49.1% |
| #8 | Joshua Nawrot | 160116 | Northern Mortgage Services, LLC | 130662 | Byron Center, MI | $11.0M | 34 | 60.7% |
| #9 | Kelly Russo | 1147434 | Hantz Financial Services, Inc. | 167864 | Southfield, MI | $10.8M | 35 | 70.0% |
| #10 | Nathan Steiner | 771054 | Guaranteed Rate, Inc. | 2611 | Grosse Pointe Farms, MI | $10.6M | 24 | 54.5% |
| #11 | Joseph Bigelman | 140064 | Staunton Financial, Inc. | 140012 | Southfield, MI | $9.8M | 21 | 44.7% |
| #12 | Philip Lapinski | 1485025 | HFG Holdings, Inc. | 1467435 | Troy, MI | $8.2M | 37 | 43.0% |
| #13 | Shri Pattabhi | 118851 | Direct Home Mortgages LLC | 1522405 | Troy, MI | $7.7M | 18 | 47.4% |
| #14 | Nick Vagnetti | 173350 | Union Home Mortgage Corp. | 2229 | Rochester, MI | $7.3M | 23 | 74.2% |
| #15 | Mark Owen | 436609 | Fifth Third Bank, National Association | 403245 | Troy, MI | $7.1M | 11 | 50.0% |
| #16 | Jason Yourofsky | 137016 | Atlantis Financial Group, Inc. | 129429 | Farmington Hills, MI | $6.9M | 13 | 76.5% |
| #17 | Lara Forte | 1169665 | First Merchants Bank | 454552 | Birmingham, MI | $6.6M | 7 | 50.0% |
| #18 | Zac Ellerbroek | 138717 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $6.5M | 9 | 31.0% |
| #19 | Michael Bartels | 162450 | Old National Bank | 459308 | Ada, MI | $6.4M | 16 | 59.3% |
| #20 | Grant Holmes | 135241 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $6.1M | 23 | 50.0% |
| #21 | Joshua Sell | 1523964 | HFG Holdings, Inc. | 1467435 | Troy, MI | $6.0M | 23 | 52.3% |
| #22 | Chinmay Deshpande | 161464 | C 4 D Mortgage Company LLC | 151261 | Troy, MI | $5.9M | 14 | 13.7% |
| #23 | Sam Amine | 161982 | Velocity Home Loans Corp | 2706011 | Brighton, MI | $5.8M | 22 | 75.9% |
| #24 | Matthew Adler | 138345 | Lake Michigan Credit Union | 442967 | Troy, MI | $5.5M | 20 | 29.9% |
| #25 | Erindi Cela | 899576 | Flagstar Bank, National Association | 417490 | Troy, MI | $5.5M | 11 | 50.0% |
| #26 | Curt Stuck | 436355 | United Federal Credit Union | 471962 | Grand Rapids, MI | $5.5M | 19 | 73.1% |
| #27 | Clark Sexton | 30906 | Iron Mortgage L.L.C. | 2230568 | Northville, MI | $5.4M | 13 | 59.1% |
| #28 | Nicholas Martin | 1700651 | HFG Holdings, Inc. | 1467435 | Troy, MI | $5.3M | 21 | 42.9% |
| #29 | Eric Ehrhardt | 28158 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $5.3M | 15 | 34.9% |
| #30 | Jared Dykstra | 441913 | WEST MICHIGAN COMMUNITY BANK | 695867 | Hudsonville, MI | $5.2M | 20 | 87.0% |
| #31 | Sebastian George | 161496 | VEMA MORTGAGE LLC | 1019911 | Troy, MI | $5.2M | 11 | 42.3% |
| #32 | Seth Bellas | 1210102 | Canopy Mortgage, LLC | 1359687 | Wyoming, MI | $5.1M | 21 | 61.8% |
| #33 | Anna Miller | 1546701 | United Bank of Michigan | 463806 | Grand Rapids, MI | $4.9M | 29 | 87.9% |
| #34 | Thomas Savage | 21245 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $4.8M | 25 | 48.1% |
| #35 | Jonathan Lyons | 426123 | MERCANTILE BANK | 419813 | Grand Rapids, MI | $4.7M | 19 | 57.6% |
| #36 | Tim Smith | 533266 | First Merchants Bank | 454552 | Birmingham, MI | $4.5M | 8 | 38.1% |
| #37 | Stephen Crusoe | 514716 | Citizens National Bank of Cheboygan | 417225 | Cheboygan, MI | $4.5M | 13 | 72.2% |
| #38 | Ali Al-Ammar | 368700 | Vesta Financial Group, LLC | 1748450 | Dearborn, MI | $4.4M | 15 | 71.4% |
| #39 | Timothy Rousse | 1004427 | ChoiceOne Bank | 302123 | Lapeer, MI | $4.4M | 11 | 73.3% |
| #40 | Christopher Harris | 162723 | Preston Home Loans Inc | 1759275 | Grand Blanc, MI | $4.4M | 20 | 43.5% |
| #41 | Samuel Fata | 880890 | Dart Bank, The | 406384 | Lansing, MI | $4.3M | 8 | 66.7% |
| #42 | Donald Timlowski | 438931 | MERCANTILE BANK | 419813 | Holland, MI | $4.3M | 14 | 77.8% |
| #43 | David Scott | 972528 | First State Bank | 462643 | Clinton Township, MI | $4.3M | 11 | 28.9% |
| #44 | Jonathan Arnold | 129471 | Guild Mortgage Company LLC | 3274 | Ada, MI | $4.2M | 15 | 37.5% |
| #45 | Jennifer Ferguson | 756208 | United Bank of Michigan | 463806 | Wayland, MI | $4.1M | 25 | 69.4% |
| #46 | David Thomas | 585409 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $4.1M | 16 | 39.0% |
| #47 | Benjamin Langenau | 445351 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $4.1M | 11 | 68.8% |
| #48 | Zachary King | 1783308 | Swift Home Loans, Inc. | 2075228 | Birmingham, MI | $3.9M | 15 | 68.2% |
| #49 | Seth Vanderwey | 1376027 | Canopy Mortgage, LLC | 1359687 | Byron Center, MI | $3.9M | 14 | 82.4% |
| #50 | Brett Labadie | 133974 | American Financial Network, Inc. | 237341 | Canton, GA | $3.9M | 14 | 37.8% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Michigan (2024). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/michigan/top-retention-by-volume/2024
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