Retention champions in Michigan in 2025, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Bing Guo (A Best Financial Corporation, NMLS #138564), Chinmay Deshpande (C 4 D Mortgage Company LLC, NMLS #161464), and Matthew Adler (Lake Michigan Credit Union, NMLS #138345).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Bing Guo | 138564 | A Best Financial Corporation | 138461 | Canton, MI | $71.9M | 167 | 85.2% |
| #2 | Chinmay Deshpande | 161464 | C 4 D Mortgage Company LLC | 151261 | Troy, MI | $24.3M | 57 | 37.5% |
| #3 | Matthew Adler | 138345 | Lake Michigan Credit Union | 442967 | Troy, MI | $22.5M | 61 | 59.8% |
| #4 | Andi Numan | 1011848 | Swift Home Loans, Inc. | 2075228 | Birmingham, MI | $18.9M | 19 | 51.4% |
| #5 | Zac Ellerbroek | 138717 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $18.3M | 19 | 48.7% |
| #6 | Joshua Nawrot | 160116 | Northern Mortgage Services, LLC | 130662 | Byron Center, MI | $17.2M | 53 | 48.2% |
| #7 | Sebastian George | 161496 | VEMA MORTGAGE LLC | 1019911 | Troy, MI | $16.1M | 36 | 49.3% |
| #8 | Jeffrey Kujan | 406704 | First Merchants Bank | 454552 | Farmington Hills, MI | $15.0M | 37 | 75.5% |
| #9 | Kelly Russo | 1147434 | Hantz Financial Services, Inc. | 167864 | Southfield, MI | $14.6M | 56 | 77.8% |
| #10 | Jeanna Carey | 1069188 | Gold Star Mortgage Financial Group, Corporation | 3446 | Ann Arbor, MI | $13.1M | 27 | 35.5% |
| #11 | Lara Forte | 1169665 | First Merchants Bank | 454552 | Birmingham, MI | $12.7M | 15 | 57.7% |
| #12 | Christopher Kemp | 771050 | Flagstar Bank, National Association | 417490 | Troy, MI | $12.6M | 19 | 44.2% |
| #13 | Jon Aucutt | 710259 | SUPERIOR NATIONAL BANK | 411460 | Troy, MI | $12.2M | 32 | 47.1% |
| #14 | Grant Holmes | 135241 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $11.6M | 33 | 66.0% |
| #15 | Eric Ehrhardt | 28158 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $11.5M | 51 | 56.7% |
| #16 | Christopher Puzzuoli | 276711 | HFG Holdings, Inc. | 1467435 | Troy, MI | $11.5M | 45 | 56.3% |
| #17 | Jonathon Auer | 739254 | Level up Home Loans LLC | 2190247 | Plymouth, MI | $10.7M | 24 | 75.0% |
| #18 | Mark Orr | 533239 | Lake Michigan Credit Union | 442967 | Livonia, MI | $9.8M | 18 | 64.3% |
| #19 | Ali Al-Ammar | 368700 | Vesta Financial Group, LLC | 1748450 | Dearborn, MI | $9.7M | 27 | 51.9% |
| #20 | Philip Lapinski | 1485025 | HFG Holdings, Inc. | 1467435 | Troy, MI | $9.6M | 43 | 39.1% |
| #21 | Nathan Steiner | 771054 | Guaranteed Rate, Inc. | 2611 | Grosse Pointe Farms, MI | $9.6M | 19 | 47.5% |
| #22 | Joseph Bigelman | 140064 | Staunton Financial, Inc. | 140012 | Southfield, MI | $9.5M | 27 | 39.7% |
| #23 | Jared Dykstra | 441913 | United Bank of Michigan | 463806 | Jenison, MI | $9.5M | 28 | 80.0% |
| #24 | Joshua Rubin | 135902 | First Securities Financial Services, Inc. | 116848 | Bingham Farms, MI | $9.4M | 23 | 42.6% |
| #25 | Darin Clark | 132131 | Fifth Third Bank, National Association | 403245 | Byron Center, MI | $9.3M | 9 | 32.1% |
| #26 | Peter Louisell | 46232 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $9.2M | 32 | 53.3% |
| #27 | Roger Letourneau | 1359619 | Hantz Financial Services, Inc. | 167864 | Southfield, MI | $9.0M | 31 | 79.5% |
| #28 | Brent Green | 709719 | Lake Michigan Credit Union | 442967 | Grand Blanc, MI | $8.9M | 10 | 23.8% |
| #29 | Susan Haidar | 1018856 | The Huntington National Bank | 402436 | Dearborn, MI | $8.9M | 8 | 40.0% |
| #30 | Nicholas Fields | 28024 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $8.8M | 30 | 73.2% |
| #31 | David Thomas | 585409 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $8.6M | 34 | 46.6% |
| #32 | Robyn Berg | 630894 | Union Home Mortgage Corp. | 2229 | East Lansing, MI | $8.5M | 40 | 58.0% |
| #33 | Dustin Geibig | 31210 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $8.3M | 48 | 55.2% |
| #34 | Jonathan Arnold | 129471 | Guild Mortgage Company LLC | 3274 | Ada, MI | $8.1M | 24 | 36.9% |
| #35 | Jeffrey Krinsky | 29945 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $8.1M | 32 | 69.6% |
| #36 | Harry Richter III | 46372 | CrossCountry Mortgage, LLC | 3029 | Ann Arbor, MI | $7.9M | 22 | 57.9% |
| #37 | James Taveggia | 23433 | Union Home Mortgage Corp. | 2229 | Rochester, MI | $7.9M | 26 | 50.0% |
| #38 | Thomas Savage | 21245 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $7.7M | 32 | 39.0% |
| #39 | Seth Bellas | 1210102 | Canopy Mortgage, LLC | 1359687 | Wyoming, MI | $7.6M | 27 | 45.8% |
| #40 | Anthony Alrihani | 266901 | Swift Home Loans, Inc. | 2075228 | Birmingham, MI | $7.5M | 17 | 65.4% |
| #41 | Laura Roumayah | 407069 | JPMorgan Chase Bank, National Association | 399798 | Troy, MI | $7.4M | 15 | 68.2% |
| #42 | Shri Pattabhi | 118851 | Direct Home Mortgages LLC | 1522405 | Troy, MI | $7.4M | 19 | 33.9% |
| #43 | Emil Izrailov | 132173 | Lake Michigan Credit Union | 442967 | Farmington Hills, MI | $7.3M | 10 | 32.3% |
| #44 | Quinton Lemond | 392859 | HOMEPAL LLC | 2097625 | Royal Oak, MI | $7.2M | 23 | 69.7% |
| #45 | Luther Trook | 445364 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $7.1M | 21 | 48.8% |
| #46 | Rebecca Sims | 906566 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $7.0M | 14 | 41.2% |
| #47 | James Heppard | 531676 | The Mortgage Link, Inc. | 113054 | Farmington, MI | $7.0M | 22 | 57.9% |
| #48 | Donald Timlowski | 438931 | MERCANTILE BANK | 419813 | Holland, MI | $6.8M | 19 | 67.9% |
| #49 | Timothy Dolan | 407218 | Independent Mortgage Corporation | 1826900 | Royal Oak, MI | $6.7M | 15 | 75.0% |
| #50 | Marvin Rankin | 697434 | WesBanco Bank, Inc. | 399836 | AnnArbor, MI | $6.6M | 7 | 53.8% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Michigan (2025). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/michigan/top-retention-by-volume/2025
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