Retention champions in Michigan in 2025, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Bing Guo (A Best Financial Corporation, NMLS #138564), Chinmay Deshpande (C 4 D Mortgage Company LLC, NMLS #161464), and Matthew Adler (Lake Michigan Credit Union, NMLS #138345).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Bing Guo | 138564 | A Best Financial Corporation | 138461 | Canton, MI | $71.9M | 167 | 85.2% |
| #2 | Chinmay Deshpande | 161464 | C 4 D Mortgage Company LLC | 151261 | Troy, MI | $24.1M | 57 | 37.7% |
| #3 | Matthew Adler | 138345 | Lake Michigan Credit Union | 442967 | Troy, MI | $23.4M | 63 | 61.2% |
| #4 | Andi Numan | 1011848 | Swift Home Loans, Inc. | 2075228 | Birmingham, MI | $18.9M | 19 | 51.4% |
| #5 | Zac Ellerbroek | 138717 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $18.3M | 19 | 46.3% |
| #6 | Joshua Nawrot | 160116 | Northern Mortgage Services, LLC | 130662 | Byron Center, MI | $17.8M | 55 | 50.5% |
| #7 | Sebastian George | 161496 | VEMA MORTGAGE LLC | 1019911 | Troy, MI | $16.1M | 36 | 49.3% |
| #8 | Jeffrey Kujan | 406704 | First Merchants Bank | 454552 | Farmington Hills, MI | $15.0M | 37 | 75.5% |
| #9 | Kelly Russo | 1147434 | Hantz Financial Services, Inc. | 167864 | Southfield, MI | $14.6M | 56 | 77.8% |
| #10 | Lara Forte | 1169665 | First Merchants Bank | 454552 | Birmingham, MI | $14.0M | 16 | 59.3% |
| #11 | Jeanna Carey | 1069188 | Gold Star Mortgage Financial Group, Corporation | 3446 | Ann Arbor, MI | $12.9M | 27 | 35.5% |
| #12 | Christopher Kemp | 771050 | Flagstar Bank, National Association | 417490 | Troy, MI | $12.6M | 19 | 44.2% |
| #13 | Grant Holmes | 135241 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $11.6M | 33 | 66.0% |
| #14 | Jon Aucutt | 710259 | SUPERIOR NATIONAL BANK | 411460 | Troy, MI | $11.5M | 30 | 44.8% |
| #15 | Eric Ehrhardt | 28158 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $11.5M | 51 | 56.7% |
| #16 | Christopher Puzzuoli | 276711 | HFG Holdings, Inc. | 1467435 | Troy, MI | $11.5M | 45 | 56.3% |
| #17 | Jonathon Auer | 739254 | Level up Home Loans LLC | 2190247 | Plymouth, MI | $10.7M | 24 | 75.0% |
| #18 | Philip Lapinski | 1485025 | HFG Holdings, Inc. | 1467435 | Troy, MI | $10.0M | 44 | 39.6% |
| #19 | Jared Dykstra | 441913 | United Bank of Michigan | 463806 | Jenison, MI | $9.8M | 29 | 85.3% |
| #20 | Mark Orr | 533239 | Lake Michigan Credit Union | 442967 | Livonia, MI | $9.8M | 18 | 64.3% |
| #21 | Joseph Bigelman | 140064 | Staunton Financial, Inc. | 140012 | Southfield, MI | $9.7M | 28 | 40.0% |
| #22 | Ali Al-Ammar | 368700 | Vesta Financial Group, LLC | 1748450 | Dearborn, MI | $9.7M | 27 | 51.9% |
| #23 | Darin Clark | 132131 | Fifth Third Bank, National Association | 403245 | Byron Center, MI | $9.6M | 10 | 33.3% |
| #24 | Nathan Steiner | 771054 | Guaranteed Rate, Inc. | 2611 | Grosse Pointe Farms, MI | $9.6M | 19 | 47.5% |
| #25 | Peter Louisell | 46232 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $9.2M | 32 | 53.3% |
| #26 | Joshua Rubin | 135902 | First Securities Financial Services, Inc. | 116848 | Bingham Farms, MI | $9.2M | 22 | 40.7% |
| #27 | Roger Letourneau | 1359619 | Hantz Financial Services, Inc. | 167864 | Southfield, MI | $9.0M | 31 | 79.5% |
| #28 | Robyn Berg | 630894 | Union Home Mortgage Corp. | 2229 | East Lansing, MI | $9.0M | 42 | 58.3% |
| #29 | Brent Green | 709719 | Lake Michigan Credit Union | 442967 | Grand Blanc, MI | $8.9M | 10 | 23.3% |
| #30 | Susan Haidar | 1018856 | The Huntington National Bank | 402436 | Dearborn, MI | $8.9M | 8 | 38.1% |
| #31 | Nicholas Fields | 28024 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $8.8M | 30 | 73.2% |
| #32 | David Thomas | 585409 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $8.8M | 35 | 46.7% |
| #33 | Dustin Geibig | 31210 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $8.3M | 48 | 55.2% |
| #34 | Jonathan Arnold | 129471 | Guild Mortgage Company LLC | 3274 | Ada, MI | $8.1M | 24 | 36.9% |
| #35 | Jeffrey Krinsky | 29945 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $8.1M | 32 | 69.6% |
| #36 | David Lehner | 143881 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $8.0M | 31 | 39.2% |
| #37 | Harry Richter III | 46372 | CrossCountry Mortgage, LLC | 3029 | Ann Arbor, MI | $7.9M | 22 | 57.9% |
| #38 | James Taveggia | 23433 | Union Home Mortgage Corp. | 2229 | Rochester, MI | $7.9M | 26 | 50.0% |
| #39 | Thomas Savage | 21245 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $7.7M | 32 | 39.0% |
| #40 | Rebecca Sims | 906566 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $7.6M | 15 | 42.9% |
| #41 | Seth Bellas | 1210102 | Canopy Mortgage, LLC | 1359687 | Wyoming, MI | $7.6M | 27 | 45.8% |
| #42 | Anthony Alrihani | 266901 | Swift Home Loans, Inc. | 2075228 | Birmingham, MI | $7.5M | 17 | 65.4% |
| #43 | Luther Trook | 445364 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $7.4M | 22 | 50.0% |
| #44 | Laura Roumayah | 407069 | JPMorgan Chase Bank, National Association | 399798 | Troy, MI | $7.4M | 15 | 68.2% |
| #45 | Shri Pattabhi | 118851 | Direct Home Mortgages LLC | 1522405 | Troy, MI | $7.4M | 19 | 33.9% |
| #46 | Emil Izrailov | 132173 | Lake Michigan Credit Union | 442967 | Farmington Hills, MI | $7.3M | 10 | 32.3% |
| #47 | Jason Ellis | 21282 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $7.3M | 29 | 49.2% |
| #48 | Quinton Lemond | 392859 | HOMEPAL LLC | 2097625 | Royal Oak, MI | $7.2M | 23 | 69.7% |
| #49 | James Heppard | 531676 | The Mortgage Link, Inc. | 113054 | Farmington, MI | $7.0M | 22 | 57.9% |
| #50 | Maria Labie | 697437 | Lake Michigan Credit Union | 442967 | Caledonia, MI | $6.8M | 11 | 28.2% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Michigan (2025). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/michigan/top-retention-by-volume/2025
Powered by ChatMMI