Retention champions in Ohio in 2025, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Jason Harris (Guaranteed Rate, Inc., NMLS #573906), Steve Walburn (WesBanco Bank, Inc., NMLS #823374), and Michael Reeve (First Financial Bank, NMLS #500454).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jason Harris | 573906 | Guaranteed Rate, Inc. | 2611 | Columbus, OH | $23.7M | 53 | 47.7% |
| #2 | Steve Walburn | 823374 | WesBanco Bank, Inc. | 399836 | Wheeling, WV | $16.9M | 21 | 87.5% |
| #3 | Michael Reeve | 500454 | First Financial Bank | 619717 | Worthington, OH | $15.6M | 30 | 46.2% |
| #4 | Aaron Pettrey | 1038767 | Union Savings Bank | 446047 | Columbus, OH | $15.3M | 40 | 64.5% |
| #5 | Daniel Sa | 173224 | NFM Lending, LLC | 2893 | Columbus, OH | $12.8M | 40 | 33.6% |
| #6 | Sarah Engstrom | 245903 | Oasis Mortgage Group, LLC | 2646987 | Columbus, OH | $12.1M | 36 | 48.0% |
| #7 | Michael Harrison | 655476 | Union Savings Bank | 446047 | Cincinnati, OH | $12.1M | 34 | 59.6% |
| #8 | Mark Myers | 438947 | Union Savings Bank | 446047 | Dayton, OH | $12.0M | 38 | 45.8% |
| #9 | Todd Nerlinger | 641549 | First Commonwealth Bank | 479240 | Milford, OH | $10.6M | 33 | 49.3% |
| #10 | Noah Brader | 224079 | Union Home Mortgage Corp. | 2229 | Dublin, OH | $10.5M | 29 | 37.2% |
| #11 | Drew Stacey | 728175 | CrossCountry Mortgage, LLC | 3029 | Blue Ash, OH | $10.5M | 18 | 38.3% |
| #12 | Joseph Sauk | 589820 | Sauk Mortgage Group LTD | 1879972 | Columbus, OH | $10.5M | 27 | 46.6% |
| #13 | Scott Snapp | 408700 | loanDepot.com, LLC | 174457 | Findlay, OH | $10.2M | 52 | 35.4% |
| #14 | Teague Reed | 585819 | Union Savings Bank | 446047 | Cincinnati, OH | $10.0M | 26 | 89.7% |
| #15 | Siddharth Shah | 416502 | Equity Resources, Inc. | 1579 | Newark, OH | $9.8M | 29 | 72.5% |
| #16 | Andrew Beigel | 1682169 | NFM Lending, LLC | 2893 | Columbus, OH | $9.0M | 28 | 41.2% |
| #17 | JONATHAN MERKEL | 9492 | Union Savings Bank | 446047 | Dayton, OH | $8.8M | 29 | 58.0% |
| #18 | BRADLEY LANE | 460618 | CrossCountry Mortgage, LLC | 3029 | Hudson, OH | $8.7M | 29 | 43.9% |
| #19 | Ronald Erdmann | 728342 | Guaranteed Rate, Inc. | 2611 | Cincinnati, OH | $8.6M | 20 | 51.3% |
| #20 | Mark Hamad | 585817 | Union Savings Bank | 446047 | Cincinnati, OH | $8.6M | 28 | 71.8% |
| #21 | Mario Cua | 885156 | NFM Lending, LLC | 2893 | Columbus, OH | $8.3M | 30 | 40.5% |
| #22 | Timothy Adams | 438939 | First Federal Community Bank of Bucyrus | 419803 | Bucyrus, OH | $8.0M | 17 | 44.7% |
| #23 | Sriramreddy Annapareddy | 2052589 | EZY Mtg, LLC | 2546126 | Mason, OH | $8.0M | 17 | 94.4% |
| #24 | Lori Saucier | 258116 | CrossCountry Mortgage, LLC | 3029 | Tampa, FL | $7.9M | 33 | 68.8% |
| #25 | Austin Clarkson | 1249198 | Lower, LLC | 1124061 | Columbus, OH | $7.5M | 22 | 55.0% |
| #26 | Ronald Szuch | 251830 | Home Federal Savings and Loan Association of Niles | 531681 | Westlake, OH | $7.4M | 13 | 25.5% |
| #27 | David Brandt | 452293 | The Huntington National Bank | 402436 | Cleveland Heights, OH | $7.2M | 13 | 76.5% |
| #28 | Steve Beskid | 930024 | Covita Lending LLC | 1819700 | Columbus, OH | $6.8M | 19 | 63.3% |
| #29 | Derrick Franz | 282506 | McKinley Mortgage, LLC | 1698 | Cincinnati, OH | $6.5M | 29 | 54.7% |
| #30 | James Underhill | 1425869 | WesBanco Bank, Inc. | 399836 | Powell, OH | $6.5M | 11 | 57.9% |
| #31 | David Arocho | 525328 | NFM Lending, LLC | 2893 | Columbus, OH | $6.4M | 21 | 36.2% |
| #32 | Wendy Kull | 833089 | Union Savings Bank | 446047 | Dayton, OH | $6.3M | 23 | 69.7% |
| #33 | Kathryn Heffernan | 938854 | Liberty Home Mortgage Corporation | 1114762 | Cleveland, OH | $6.2M | 25 | 73.5% |
| #34 | JOSEPH SZYMANOWSKI | 436025 | Fifth Third Bank, National Association | 403245 | Powell, OH | $6.2M | 14 | 29.8% |
| #35 | Thomas Fain | 27924 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $6.2M | 15 | 83.3% |
| #36 | David Berman | 276385 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $6.0M | 15 | 50.0% |
| #37 | Wilbert Horn | 132160 | Savage Mortgage Services, Ltd. | 127441 | Maumee, OH | $5.9M | 19 | 61.3% |
| #38 | David Voytek | 263709 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $5.9M | 24 | 68.6% |
| #39 | Robert Mahaffey | 26082 | 3rd Street Financial Corp. | 304138 | West Chester, OH | $5.9M | 21 | 47.7% |
| #40 | Rajiv Parikh | 811482 | The Huntington National Bank | 402436 | West Chester, OH | $5.9M | 13 | 50.0% |
| #41 | Benjamin Stone | 239725 | Gateway First Bank | 7233 | Waynesville, OH | $5.8M | 16 | 61.5% |
| #42 | Terry Traxler | 263350 | CrossCountry Mortgage, LLC | 3029 | Columbus, OH | $5.8M | 13 | 40.6% |
| #43 | Sheena Schiffer | 119175 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $5.8M | 24 | 46.2% |
| #44 | Deborah Hews | 644223 | Union Savings Bank | 446047 | Troy, OH | $5.6M | 22 | 64.7% |
| #45 | Donald Roberts | 807651 | 1st National Bank | 807212 | Mason, OH | $5.3M | 10 | 38.5% |
| #46 | Brian Hitchcock | 462132 | First Financial Bank | 619717 | Upper Arlington, OH | $5.2M | 14 | 58.3% |
| #47 | Randall Bruns | 464300 | ST. HENRY BANK, THE | 415884 | Saint Henry, OH | $5.1M | 23 | 95.8% |
| #48 | June Menke | 1219382 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Cincinnati, OH | $5.0M | 15 | 23.4% |
| #49 | Heather Cousino-Proch | 132165 | Savage Mortgage Services, Ltd. | 127441 | Maumee, OH | $5.0M | 16 | 45.7% |
| #50 | Erica Howard | 701999 | PrimeLending, A PlainsCapital Company | 13649 | Eaton, OH | $5.0M | 22 | 31.4% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Ohio (2025). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/ohio/top-retention-by-volume/2025
Powered by ChatMMI