Retention champions in Pennsylvania in 2025, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Matthew Mergo (Forest Hills Mortgage, LLC, NMLS #563819), Dayna Horwitz (MortgageCountry, LLC, NMLS #2007537), and Benjamin Stucker (Rates For Us, LLC, NMLS #168345).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Matthew Mergo | 563819 | Forest Hills Mortgage, LLC | 1982611 | Neptune Beach, FL | $17.8M | 38 | 88.4% |
| #2 | Dayna Horwitz | 2007537 | MortgageCountry, LLC | 1886361 | Blue Bell, PA | $17.7M | 28 | 77.8% |
| #3 | Benjamin Stucker | 168345 | Rates For Us, LLC | 1464766 | Newtown, PA | $15.6M | 33 | 67.3% |
| #4 | Nicholas Fratini | 143047 | CMG Mortgage, Inc. | 1820 | West Chester, PA | $14.8M | 29 | 53.7% |
| #5 | Nitya Enjamuri | 2594705 | SI Mortgage Company | 68434 | Parsippany, NJ | $14.4M | 26 | 78.8% |
| #6 | Eric Bryce | 945783 | Guaranteed Rate, Inc. | 2611 | Ardmore, PA | $14.0M | 21 | 63.6% |
| #7 | James Mason | 175106 | MDE Home Loans, LLC | 174912 | Red Bank, NJ | $13.5M | 23 | 32.4% |
| #8 | Kevin O'Laughlin | 1289348 | Movement Mortgage, LLC | 39179 | Pittsburgh, PA | $12.1M | 35 | 43.8% |
| #9 | Linda Wolfenson | 145511 | Guaranteed Rate, Inc. | 2611 | Newtown, PA | $11.0M | 20 | 80.0% |
| #10 | Mark Angelone | 1677476 | Movement Mortgage, LLC | 39179 | Wayne, PA | $10.6M | 24 | 66.7% |
| #11 | Jeremy Durkin | 146467 | CrossCountry Mortgage, LLC | 3029 | Plymouth Meeting, PA | $10.1M | 19 | 21.1% |
| #12 | John Madden | 960748 | Capital Funding Mortgage Associates Inc | 960139 | Newtown, PA | $9.9M | 16 | 59.3% |
| #13 | Michael Kent | 704376 | First National Bank of Pennsylvania | 766529 | Berwyn, PA | $9.5M | 10 | 71.4% |
| #14 | Steve Matthews | 98657 | Keegan Mortgage Corporation | 55815 | Oreland, PA | $9.1M | 20 | 76.9% |
| #15 | Joseph Hallinan | 13068 | Wilmington Savings Fund Society, FSB | 417673 | Bryn Mawr, PA | $8.7M | 15 | 53.6% |
| #16 | Jesse Gold | 1509916 | MortgageCountry, LLC | 1886361 | Blue Bell, PA | $8.1M | 17 | 68.0% |
| #17 | John Antonelli | 132711 | Vantage Point Financial Group, Inc. | 141899 | Penllyn, PA | $7.6M | 19 | 34.5% |
| #18 | Michael Walsh | 157281 | Prosperity Home Mortgage, LLC | 75164 | Malvern, PA | $7.6M | 14 | 34.1% |
| #19 | Jian Wang | 103117 | Cityline Financial Group, LLC | 103025 | Chadds Ford, PA | $6.9M | 16 | 72.7% |
| #20 | Theresa Santiago-Parker | 135602 | CrossCountry Mortgage, LLC | 3029 | Woodbury, NJ | $6.9M | 21 | 42.0% |
| #21 | Kevin Luchko | 409737 | Movement Mortgage, LLC | 39179 | Doylestown, PA | $6.9M | 15 | 75.0% |
| #22 | Sean Logue | 187484 | CrossCountry Mortgage, LLC | 3029 | Philadelphia, PA | $6.8M | 9 | 52.9% |
| #23 | Thomas Howell | 139130 | Marathon Mortgage Services Inc. | 131421 | Erdenheim, PA | $6.7M | 11 | 36.7% |
| #24 | Eric Petransky | 1540389 | Guaranteed Rate, Inc. | 2611 | West Chester, PA | $6.7M | 18 | 75.0% |
| #25 | Anthony Rizzello | 14591 | Movement Mortgage, LLC | 39179 | Doylestown, PA | $6.5M | 11 | 47.8% |
| #26 | Kumar Bhargava Sista | 2369551 | The Mortgageist Inc. | 2710734 | Exton, PA | $6.2M | 13 | 21.0% |
| #27 | Timothy VandeBunte | 147297 | Sky Financial Services, Inc. | 141744 | Center Valley, PA | $5.9M | 13 | 48.1% |
| #28 | Nichole Grimm | 1116063 | Movement Mortgage, LLC | 39179 | Pittsburgh, PA | $5.8M | 17 | 51.5% |
| #29 | Andrew Cardina | 143174 | Guild Mortgage Company LLC | 3274 | Lancaster, PA | $5.7M | 17 | 24.3% |
| #30 | Michael Riverso | 1934742 | Movement Mortgage, LLC | 39179 | Philadelphia, PA | $5.7M | 19 | 67.9% |
| #31 | Christa Kusler | 139862 | Funding America Mortgage LLC | 2192268 | Fairless Hills, PA | $5.6M | 9 | 75.0% |
| #32 | Natasha Larson | 143052 | Prosperity Home Mortgage, LLC | 75164 | Philadelphia, PA | $5.6M | 11 | 44.0% |
| #33 | James Bruder | 537511 | Wilmington Savings Fund Society, FSB | 417673 | Bryn Mawr, PA | $5.6M | 8 | 66.7% |
| #34 | Eve Wyckoff | 254204 | MortgageCountry, LLC | 1886361 | Blue Bell, PA | $5.4M | 11 | 64.7% |
| #35 | Corey Gee | 261749 | CrossCountry Mortgage, LLC | 3029 | Lafayette Hill, PA | $5.3M | 10 | 90.9% |
| #36 | Traci Multari | 146435 | JLB Corporation | 114937 | Cranberry Township, PA | $5.0M | 19 | 73.1% |
| #37 | Kevin Downs | 141106 | Movement Mortgage, LLC | 39179 | York, PA | $4.9M | 16 | 55.2% |
| #38 | Daniel Steiner | 19683 | Keystone Lending Partners, Inc. | 1216995 | Blue Bell, PA | $4.9M | 8 | 50.0% |
| #39 | Andrew Klimenko | 145807 | Lending Capital Group Inc | 1680087 | Huntingdon Valley, PA | $4.8M | 15 | 31.3% |
| #40 | Lonnie Cooper | 24432 | The Rate Kings Mortgage LLC | 205171 | West Chester, PA | $4.8M | 11 | 39.3% |
| #41 | Barbara McLaughlin | 581414 | Guaranteed Rate, Inc. | 2611 | Skippack, PA | $4.6M | 10 | 76.9% |
| #42 | Stephen Colucci | 1043850 | Movement Mortgage, LLC | 39179 | Wayne, PA | $4.5M | 10 | 38.5% |
| #43 | Michael Bower | 128567 | CMG Mortgage, Inc. | 1820 | Allentown, PA | $4.3M | 15 | 26.8% |
| #44 | Helen Dwyer | 197049 | Wilmington Savings Fund Society, FSB | 417673 | Haverford, PA | $4.3M | 10 | 52.6% |
| #45 | Edward Lawler | 403956 | loanDepot.com, LLC | 174457 | Lower Gwynedd, PA | $4.3M | 9 | 45.0% |
| #46 | Sharif Sayed | 1273605 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $4.2M | 15 | 78.9% |
| #47 | Robert Wilson | 1309775 | Wilson Home Mortgage Corporation | 1769898 | Oakdale, PA | $4.2M | 14 | 63.6% |
| #48 | Gregory Krohmer | 139109 | CMG Mortgage, Inc. | 1820 | Media, PA | $4.1M | 10 | 47.6% |
| #49 | Matthew Hunt | 792050 | Centre Mortgage Associates, LLC | 1928127 | State College, PA | $4.1M | 10 | 66.7% |
| #50 | Dennis Callan | 113291 | Colonial Mortgage Advisors LLC | 1988323 | Blue Bell, PA | $4.0M | 9 | 40.9% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Pennsylvania (2025). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/pennsylvania/top-retention-by-volume/2025
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