Retention champions in New York in 2025, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Jarret Coleman (U.S. Bank National Association, NMLS #67530), Steven Gagnon (U.S. Bank National Association, NMLS #404844), and Grace Hao (TD Bank NA, NMLS #102905).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jarret Coleman | 67530 | U.S. Bank National Association | 402761 | Greenwich, CT | $11.0M | 16 | 88.9% |
| #2 | Steven Gagnon | 404844 | U.S. Bank National Association | 402761 | Greenwich, CT | $8.5M | 9 | 81.8% |
| #3 | Grace Hao | 102905 | TD Bank NA | 399800 | Winter Garden, FL | $8.4M | 10 | 83.3% |
| #4 | joel Teitelbaum | 46472 | Tristate Capital Advisory Group Inc. | 2136425 | Brooklyn, NY | $7.8M | 9 | 69.2% |
| #5 | Maura Crowley | 673155 | Luminate Bank | 1281698 | Syosset, NY | $7.2M | 8 | 53.3% |
| #6 | Zev Spitzer | 1320452 | CrossCountry Mortgage, LLC | 3029 | New City, NY | $6.3M | 17 | 81.0% |
| #7 | Randy Ascher | 404846 | Citizens Bank, National Association | 433960 | Melville, NY | $6.2M | 2 | 14.3% |
| #8 | Man Ka Kwong | 601986 | TD Bank NA | 399800 | Flushing, NY | $5.6M | 8 | 80.0% |
| #9 | Jimmy Fakhouri | 1237698 | loanDepot.com, LLC | 174457 | Southfield, MI | $5.4M | 15 | 57.7% |
| #10 | ROBERT YUSUPOV | 7979 | Russell Capital Group LLC | 1479554 | Hauppauge, NY | $4.9M | 4 | 36.4% |
| #11 | Evan Hummel | 468224 | Manufacturers and Traders Trust Company | 381076 | Buffalo, NY | $4.6M | 9 | 56.3% |
| #12 | LUIS KHOURY | 66890 | CrossCountry Mortgage, LLC | 3029 | Melville, NY | $4.6M | 20 | 57.1% |
| #13 | Elisa Russo-Gable | 151468 | Home Town Funding, Inc. | 213408 | Pittsford, NY | $4.5M | 8 | 80.0% |
| #14 | David Rudnick | 61825 | Atlas Home Funding Inc | 1680752 | New City, NY | $4.2M | 13 | 68.4% |
| #15 | Edward Randazzo | 109474 | Washington Equities Mortgage Corp | 165518 | Oceanside, NY | $4.1M | 5 | 29.4% |
| #16 | Yoel Lax | 1916018 | Ark Mortgage, Inc. | 103915 | Montebello, NY | $4.0M | 9 | 81.8% |
| #17 | Ann Furey | 70477 | Manufacturers and Traders Trust Company | 381076 | Buffalo, NY | $3.9M | 20 | 71.4% |
| #18 | Andrew Razzore | 59852 | Fort Funding Corp. | 39463 | Staten Island, NY | $3.9M | 4 | 40.0% |
| #19 | Joseph Dlabola | 673165 | JPMorgan Chase Bank, National Association | 399798 | Manhasset, NY | $3.7M | 6 | 60.0% |
| #20 | Adam Smith | 628234 | Home Town Funding, Inc. | 213408 | Pittsford, NY | $3.7M | 12 | 42.9% |
| #21 | Kei Kullberg | 1740248 | Go Rascal Inc. | 2072896 | Brooklyn, NY | $3.7M | 8 | 57.1% |
| #22 | Aryeh Brody | 147672 | CrossCountry Mortgage, LLC | 3029 | Brooklyn, NY | $3.4M | 7 | 63.6% |
| #23 | George-Lowen Kowai-Bell | 379251 | CrossCountry Mortgage, LLC | 3029 | Rochester, NY | $3.3M | 9 | 37.5% |
| #24 | Michael Burke | 680412 | CrossCountry Mortgage, LLC | 3029 | Williamsville, NY | $3.2M | 13 | 48.1% |
| #25 | Ryan French | 64781 | Citizens Bank, National Association | 433960 | — | $3.0M | 7 | 63.6% |
| #26 | Yochanan Mann | 131558 | Ark Mortgage, Inc. | 103915 | Monroe, NY | $3.0M | 10 | 43.5% |
| #27 | Joanne Russell | 60138 | The Mortgage Place, Inc. | 872824 | Clifton Park, NY | $3.0M | 10 | 27.0% |
| #28 | Adnan Khan | 624080 | Citizens Bank, National Association | 433960 | Jamaica, NY | $2.9M | 4 | 40.0% |
| #29 | Peter Costakos | 139540 | CrossCountry Mortgage, LLC | 3029 | Purchase, NY | $2.8M | 5 | 20.8% |
| #30 | Samuel DiPiano | 57865 | Haus Capital Corporation | 1549644 | Rochester, NY | $2.8M | 9 | 33.3% |
| #31 | Lauren Pastore | 715708 | Contour Mortgage Corporation | 34384 | Garden City, NY | $2.8M | 4 | 30.8% |
| #32 | Romina Zamanpour | 2225694 | loanDepot.com, LLC | 174457 | Irvine, CA | $2.8M | 6 | 54.5% |
| #33 | Mary Beth Uebrick | 235916 | CHEMUNG CANAL TRUST COMPANY | 800649 | Elmira, NY | $2.8M | 10 | 47.6% |
| #34 | Maneeram Mangru | 22496 | Blair Services of America Inc. | 8221 | Melville, NY | $2.8M | 2 | 20.0% |
| #35 | Michael Brosius | 1418697 | KeyBank National Association | 399797 | Buffalo, NY | $2.6M | 11 | 57.9% |
| #36 | Melanie Swetz | 37756 | Manufacturers and Traders Trust Company | 381076 | Cheektowaga, NY | $2.5M | 7 | 63.6% |
| #37 | Glenn Wu | 430023 | TOMPKINS COMMUNITY BANK | 456030 | Brewster, NY | $2.5M | 2 | 16.7% |
| #38 | Jahn Ramirez | 5835 | Madison Mortgage Services Inc. | 1862796 | Garden City, NY | $2.5M | 3 | 27.3% |
| #39 | Eli Reifer | 68467 | BSD Funding, LLC | 1404226 | Brooklyn, NY | $2.5M | 3 | 16.7% |
| #40 | Maria Gross | 589974 | loanDepot.com, LLC | 174457 | Tarrytown, NY | $2.5M | 9 | 45.0% |
| #41 | William Damiani | 25694 | L.W. Integrity Funding, LLC | 12021 | Amherst, NY | $2.4M | 9 | 50.0% |
| #42 | Shulem Ekstein | 1250540 | Ark Mortgage, Inc. | 103915 | Montebello, NY | $2.4M | 8 | 53.3% |
| #43 | Courtney Parish | 56395 | Homestead Funding Corp. | 3232 | Catskill, NY | $2.4M | 9 | 23.7% |
| #44 | Lawrence Chiusolo | 514078 | TD Bank NA | 399800 | Wilmington, DE | $2.3M | 3 | 30.0% |
| #45 | Michael Vassallo | 189548 | Continental Mortgage Bankers, Inc | 87365 | Northport, NY | $2.3M | 3 | 30.0% |
| #46 | Christian Babcock | 181227 | loanDepot.com, LLC | 174457 | Tarrytown, NY | $2.3M | 7 | 30.4% |
| #47 | Amy Bell | 407606 | Premium Mortgage Corporation | 3254 | Fort Myers, FL | $2.3M | 10 | 24.4% |
| #48 | Zahra Jafri | 17149 | Lynx Mortgage Bank LLC | 5838 | Westbury, NY | $2.3M | 5 | 50.0% |
| #49 | Andrew Russell | 217975 | Russell Capital Group LLC | 1479554 | Hauppauge, NY | $2.1M | 2 | 20.0% |
| #50 | Scott Valins | 182251 | Go Rascal Inc. | 2072896 | Brooklyn, NY | $2.1M | 4 | 25.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — New York (2025). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-york/top-retention-by-volume/2025
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