Retention champions in New York in 2025, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Jarret Coleman (U.S. Bank National Association, NMLS #67530), Steven Gagnon (U.S. Bank National Association, NMLS #404844), and Grace Hao (TD Bank NA, NMLS #102905).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jarret Coleman | 67530 | U.S. Bank National Association | 402761 | Greenwich, CT | $11.0M | 18 | 90.0% |
| #2 | Steven Gagnon | 404844 | U.S. Bank National Association | 402761 | Greenwich, CT | $8.5M | 10 | 83.3% |
| #3 | Grace Hao | 102905 | TD Bank NA | 399800 | Winter Garden, FL | $8.4M | 10 | 83.3% |
| #4 | joel Teitelbaum | 46472 | Tristate Capital Advisory Group Inc. | 2136425 | Brooklyn, NY | $7.8M | 9 | 69.2% |
| #5 | Maura Crowley | 673155 | Luminate Bank | 1281698 | Syosset, NY | $7.2M | 8 | 53.3% |
| #6 | Zev Spitzer | 1320452 | CrossCountry Mortgage, LLC | 3029 | New City, NY | $6.3M | 17 | 81.0% |
| #7 | Randy Ascher | 404846 | Citizens Bank, National Association | 433960 | Melville, NY | $6.2M | 2 | 14.3% |
| #8 | Man Ka Kwong | 601986 | TD Bank NA | 399800 | Flushing, NY | $5.6M | 8 | 80.0% |
| #9 | Jimmy Fakhouri | 1237698 | loanDepot.com, LLC | 174457 | Southfield, MI | $5.4M | 15 | 57.7% |
| #10 | ROBERT YUSUPOV | 7979 | CrossCountry Mortgage, LLC | 3029 | Delray Beach, FL | $4.9M | 4 | 36.4% |
| #11 | Evan Hummel | 468224 | Manufacturers and Traders Trust Company | 381076 | Buffalo, NY | $4.6M | 9 | 56.3% |
| #12 | LUIS KHOURY | 66890 | CrossCountry Mortgage, LLC | 3029 | Melville, NY | $4.6M | 20 | 57.1% |
| #13 | Elisa Russo-Gable | 151468 | Home Town Funding, Inc. | 213408 | Pittsford, NY | $4.5M | 8 | 80.0% |
| #14 | David Rudnick | 61825 | Atlas Home Funding Inc | 1680752 | New City, NY | $4.4M | 14 | 73.7% |
| #15 | Edward Randazzo | 109474 | Washington Equities Mortgage Corp | 165518 | Oceanside, NY | $4.1M | 5 | 29.4% |
| #16 | Yoel Lax | 1916018 | Ark Mortgage, Inc. | 103915 | Montebello, NY | $4.0M | 9 | 81.8% |
| #17 | Aryeh Brody | 147672 | CrossCountry Mortgage, LLC | 3029 | Brooklyn, NY | $3.9M | 8 | 66.7% |
| #18 | Ann Furey | 70477 | Manufacturers and Traders Trust Company | 381076 | — | $3.9M | 20 | 71.4% |
| #19 | Andrew Razzore | 59852 | Fort Funding Corp. | 39463 | Staten Island, NY | $3.9M | 4 | 40.0% |
| #20 | Joseph Dlabola | 673165 | JPMorgan Chase Bank, National Association | 399798 | Manhasset, NY | $3.7M | 6 | 54.5% |
| #21 | Kei Kullberg | 1740248 | Go Rascal Inc. | 2072896 | Brooklyn, NY | $3.7M | 9 | 56.3% |
| #22 | Seth Fass | 6949 | East Coast Capital Corp. | 1403 | Melville, NY | $3.4M | 4 | 28.6% |
| #23 | Maneeram Mangru | 22496 | Blair Services of America Inc. | 8221 | Melville, NY | $3.4M | 3 | 27.3% |
| #24 | George-Lowen Kowai-Bell | 379251 | CrossCountry Mortgage, LLC | 3029 | Rochester, NY | $3.3M | 9 | 37.5% |
| #25 | Jarod Dural | 1815628 | Go Rascal Inc. | 2072896 | Fort Lauderdale, FL | $3.3M | 7 | 70.0% |
| #26 | Michael Burke | 680412 | CrossCountry Mortgage, LLC | 3029 | Williamsville, NY | $3.2M | 13 | 46.4% |
| #27 | Samuel DiPiano | 57865 | Haus Capital Corporation | 1549644 | Rochester, NY | $3.2M | 10 | 35.7% |
| #28 | Ryan French | 64781 | Fifth Third Bank, National Association | 403245 | Farmington Hills, MI | $3.0M | 7 | 63.6% |
| #29 | Yochanan Mann | 131558 | Ark Mortgage, Inc. | 103915 | Monroe, NY | $3.0M | 10 | 43.5% |
| #30 | Joanne Russell | 60138 | The Mortgage Place, Inc. | 872824 | Clifton Park, NY | $3.0M | 10 | 27.0% |
| #31 | Jahn Ramirez | 5835 | Madison Mortgage Services Inc. | 1862796 | Garden City, NY | $3.0M | 4 | 33.3% |
| #32 | Michael Vassallo | 189548 | Continental Mortgage Bankers, Inc | 87365 | Northport, NY | $3.0M | 4 | 33.3% |
| #33 | Adnan Khan | 624080 | Citizens Bank, National Association | 433960 | Jamaica, NY | $2.9M | 4 | 40.0% |
| #34 | Peter Costakos | 139540 | CrossCountry Mortgage, LLC | 3029 | Purchase, NY | $2.8M | 5 | 20.8% |
| #35 | Adam Smith | 628234 | Home Town Funding, Inc. | 213408 | Pittsford, NY | $2.8M | 11 | 40.7% |
| #36 | Lauren Pastore | 715708 | Contour Mortgage Corporation | 34384 | Garden City, NY | $2.8M | 4 | 30.8% |
| #37 | Romina Zamanpour | 2225694 | loanDepot.com, LLC | 174457 | Irvine, CA | $2.8M | 6 | 54.5% |
| #38 | Mary Beth Uebrick | 235916 | CHEMUNG CANAL TRUST COMPANY | 800649 | Elmira, NY | $2.8M | 10 | 47.6% |
| #39 | Daniel Sassoon | 399313 | Citizens Bank, National Association | 433960 | New York, NY | $2.7M | 4 | 36.4% |
| #40 | Michael Brosius | 1418697 | KeyBank National Association | 399797 | Buffalo, NY | $2.6M | 11 | 57.9% |
| #41 | Lawrence Chiusolo | 514078 | TD Bank NA | 399800 | Wilmington, DE | $2.6M | 5 | 41.7% |
| #42 | Melanie Swetz | 37756 | Manufacturers and Traders Trust Company | 381076 | Cheektowaga, NY | $2.5M | 7 | 63.6% |
| #43 | Glenn Wu | 430023 | TOMPKINS COMMUNITY BANK | 456030 | Brewster, NY | $2.5M | 2 | 16.7% |
| #44 | Eli Reifer | 68467 | BSD Funding, LLC | 1404226 | Brooklyn, NY | $2.5M | 3 | 16.7% |
| #45 | Maria Gross | 589974 | loanDepot.com, LLC | 174457 | Tarrytown, NY | $2.5M | 9 | 45.0% |
| #46 | William Damiani | 25694 | L.W. Integrity Funding, LLC | 12021 | Amherst, NY | $2.4M | 9 | 50.0% |
| #47 | Shulem Ekstein | 1250540 | Ark Mortgage, Inc. | 103915 | Montebello, NY | $2.4M | 8 | 57.1% |
| #48 | David Terezo | 98452 | Meadowbrook Financial Mortgage Bankers Corp. | 177308 | Hicksville, NY | $2.4M | 5 | 33.3% |
| #49 | Courtney Parish | 56395 | Homestead Funding Corp. | 3232 | Catskill, NY | $2.4M | 9 | 23.7% |
| #50 | John Vlogianitis | 420544 | Citizens Bank, National Association | 433960 | Melville, NY | $2.4M | 1 | 9.1% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — New York (2025). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-york/top-retention-by-volume/2025
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