Retention champions in Texas in 2025, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Biju paul (Prime Choice Lending Inc., NMLS #337511), Yojana Sangu (ENSURE HOME LOANS LLC, NMLS #950536), and Renju Raj (Texas First Mortgage LLC, NMLS #1536747).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Biju paul | 337511 | Prime Choice Lending Inc. | 1441287 | Plano, TX | $64.7M | 135 | 58.2% |
| #2 | Yojana Sangu | 950536 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $50.5M | 95 | 67.4% |
| #3 | Renju Raj | 1536747 | Texas First Mortgage LLC | 2419924 | Richmond, TX | $37.8M | 81 | 67.5% |
| #4 | Joel Mathew | 1542142 | Champions Processing Solutions LLC | 2622219 | Houston, TX | $33.5M | 70 | 51.9% |
| #5 | Ami Padhiar | 1023994 | Jatayu Loans LLC | 2055341 | Irving, TX | $32.4M | 69 | 80.2% |
| #6 | Gabriel Winslow | 1613381 | C2 Financial Corporation | 135622 | San Diego, CA | $28.0M | 49 | 86.0% |
| #7 | Jennifer Huerta | 1097200 | Security Service Federal Credit Union | 458903 | San Antonio, TX | $27.8M | 8 | 20.0% |
| #8 | PARTHASARTHY RAJARATHINAM | 2074776 | Baba Lending LLC | 2447756 | Irving, TX | $22.8M | 42 | 61.8% |
| #9 | Mark Goodwin | 543312 | The Federal Savings Bank | 411500 | Southlake, TX | $21.9M | 19 | 35.8% |
| #10 | nan ZHOU | 1474713 | Lending Dream LLC | 2272387 | Austin, TX | $19.9M | 43 | 95.6% |
| #11 | Krishna chaitanya kadaru | 1168294 | Kadlogic, Inc. | 1456732 | Southlake, TX | $19.1M | 33 | 61.1% |
| #12 | Puliyunikattu Tommy Johnson | 2063766 | VEMA MORTGAGE LLC | 1019911 | San Antonio, TX | $18.1M | 37 | 69.8% |
| #13 | Venkata Rajaneesh Jandhyam | 2142434 | KEY2NEST HOME LOANS LLC | 2819804 | Fair Oaks, CA | $17.6M | 31 | 58.5% |
| #14 | Ajay Kamboj | 341849 | Ellemstar Mortgage LLC | 2467231 | Cedar Park, TX | $16.9M | 38 | 66.7% |
| #15 | Bhargav Vasavada | 1461966 | Simplex Lending LLC | 2092138 | Saint Louis, MO | $15.7M | 33 | 58.9% |
| #16 | Zhiyong Zhang | 1728008 | iPlus Mortgage Inc | 2851298 | Houston, TX | $15.5M | 35 | 81.4% |
| #17 | venkata alla | 2083614 | DREAMHOMELENDING LLC | 2779500 | Lewisville, TX | $14.3M | 29 | 65.9% |
| #18 | SIVA POTHIREDDY | 1976381 | Maha Lending LLC | 2380263 | Leander, TX | $14.1M | 24 | 75.0% |
| #19 | ARVIND PATIL | 2394430 | Simplex Lending LLC | 2092138 | Fulshear, TX | $13.1M | 30 | 81.1% |
| #20 | majid kamalipour | 301888 | Texas Financial Resource Management, Inc. | 298423 | Dallas, TX | $11.9M | 22 | 50.0% |
| #21 | Sreedhar Seelam | 2085620 | KEY2NEST HOME LOANS LLC | 2819804 | Prosper, TX | $11.4M | 20 | 71.4% |
| #22 | Suresh Pulivarthi | 2526983 | SSLP Mortgage LLC | 2536125 | Frisco, TX | $11.3M | 21 | 70.0% |
| #23 | spiro petritsis | 409892 | Prosperity Bank | 466414 | Houston, TX | $11.3M | 11 | 39.3% |
| #24 | Tyler Hughes | 1025063 | CMG Mortgage, Inc. | 1820 | Austin, TX | $11.2M | 14 | 38.9% |
| #25 | Brian McCauley | 208803 | CrossCountry Mortgage, LLC | 3029 | Dallas, TX | $11.1M | 16 | 32.0% |
| #26 | JAMES OOLUT | 307384 | HOUSTON MORTGAGE, INC. | 1822511 | Houston, TX | $11.1M | 22 | 55.0% |
| #27 | Darren Davey | 258314 | Prosperity Bank | 466414 | Dallas, TX | $11.0M | 5 | 41.7% |
| #28 | YANG CAO | 247154 | WINTEX GROUP LLC | 302340 | Plano, TX | $10.7M | 23 | 63.9% |
| #29 | Koti Avula | 1823711 | AVULA PROPERTY SOLUTIONS LLC | 1921948 | The Colony, TX | $10.6M | 21 | 65.6% |
| #30 | Raghavendra Ghanagam | 2059992 | ENSURE HOME LOANS LLC | 1666674 | Frisco, TX | $10.6M | 20 | 74.1% |
| #31 | HARIES PADAVATHIL | 1641865 | Ellemstar Mortgage LLC | 2467231 | Plano, TX | $10.2M | 21 | 60.0% |
| #32 | Shannon Handcox | 979447 | JPMorgan Chase Bank, National Association | 399798 | Houston, TX | $10.2M | 6 | 50.0% |
| #33 | Nishit Shah | 2466521 | Simplex Lending LLC | 2092138 | Fulshear, TX | $10.1M | 20 | 80.0% |
| #34 | Tyler Hodgson | 1448964 | NEXA Mortgage, LLC | 1660690 | Coppell, TX | $9.9M | 18 | 62.1% |
| #35 | Denise Donoghue | 513250 | NRD Lending LLC | 2829543 | Dallas, TX | $9.8M | 22 | 32.4% |
| #36 | James Hurst | 323441 | Hurst Real Estate, Inc. | 267051 | Dallas, TX | $9.8M | 15 | 46.9% |
| #37 | Joseph Kralik | 251080 | Alcova Mortgage LLC | 40508 | Austin, TX | $9.7M | 24 | 53.3% |
| #38 | Yinan Sun | 322282 | AAXY L.L.C. | 275971 | Austin, TX | $9.6M | 20 | 33.9% |
| #39 | Sreelakshmi Jasti | 2565439 | TRI VALLEY HOME LOANS LLC | 2114972 | Prosper, TX | $9.5M | 16 | 66.7% |
| #40 | Justin Padron | 1661929 | Princeton Mortgage Corporation | 113856 | Ewing, NJ | $9.5M | 14 | 56.0% |
| #41 | Srinivas Nimmagadda | 2563647 | SI Mortgage Company | 68434 | Sterling Heights, MI | $9.4M | 18 | 85.7% |
| #42 | Ki-ho Chung | 270067 | Western Mortgage Corporation | 328188 | Houston, TX | $9.3M | 17 | 53.1% |
| #43 | SCOTT WELLS | 595286 | BOKF, National Association | 403501 | Plano, TX | $9.2M | 9 | 64.3% |
| #44 | Jonathan Doddridge | 657641 | Watermark Capital, Inc. | 1838 | Southlake, TX | $9.2M | 11 | 61.1% |
| #45 | Cory Barsch | 204975 | American Portfolio Mortgage Corporation | 175656 | Dallas, TX | $9.0M | 17 | 65.4% |
| #46 | Sean Condon | 136191 | Kyber Mortgage Corporation | 2653540 | Austin, TX | $8.9M | 10 | 33.3% |
| #47 | Cody Reid | 218862 | Pilgrim Mortgage LLC | 225091 | Austin, TX | $8.8M | 18 | 45.0% |
| #48 | Rohit Chaturvedi | 1063910 | Blink Mortgage LLC | 2354881 | Sugar Land, TX | $8.7M | 16 | 72.7% |
| #49 | Francis Brandt | 498846 | Planet Home Lending, LLC | 17022 | Irving, TX | $8.7M | 23 | 56.1% |
| #50 | Andrew Butler | 803225 | First Bank | 583439 | Aledo, TX | $8.5M | 15 | 46.9% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Texas (2025). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/texas/top-retention-by-volume/2025
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