Retention champions in Texas in 2025, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Biju paul (Prime Choice Lending Inc., NMLS #337511), Yojana Sangu (ENSURE HOME LOANS LLC, NMLS #950536), and Renju Raj (Texas First Mortgage LLC, NMLS #1536747).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Biju paul | 337511 | Prime Choice Lending Inc. | 1441287 | Plano, TX | $62.3M | 130 | 58.3% |
| #2 | Yojana Sangu | 950536 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $50.0M | 94 | 66.2% |
| #3 | Renju Raj | 1536747 | Texas First Mortgage LLC | 2419924 | Richmond, TX | $37.3M | 80 | 67.2% |
| #4 | Joel Mathew | 1542142 | Champions Processing Solutions LLC | 2622219 | Houston, TX | $33.1M | 69 | 50.0% |
| #5 | Ami Padhiar | 1023994 | Jatayu Loans LLC | 2055341 | Irving, TX | $31.4M | 68 | 81.0% |
| #6 | Jennifer Huerta | 1097200 | Security Service Federal Credit Union | 458903 | San Antonio, TX | $27.6M | 8 | 19.5% |
| #7 | Gabriel Winslow | 1613381 | C2 Financial Corporation | 135622 | San Diego, CA | $27.5M | 48 | 85.7% |
| #8 | PARTHASARTHY RAJARATHINAM | 2074776 | Baba Lending LLC | 2447756 | Irving, TX | $22.8M | 42 | 62.7% |
| #9 | Mark Goodwin | 543312 | The Federal Savings Bank | 411500 | Southlake, TX | $21.3M | 18 | 34.0% |
| #10 | nan ZHOU | 1474713 | Lending Dream LLC | 2272387 | Austin, TX | $19.9M | 43 | 97.7% |
| #11 | Krishna chaitanya kadaru | 1168294 | Kadlogic, Inc. | 1456732 | Southlake, TX | $19.1M | 33 | 61.1% |
| #12 | Puliyunikattu Tommy Johnson | 2063766 | VEMA MORTGAGE LLC | 1019911 | San Antonio, TX | $17.6M | 36 | 69.2% |
| #13 | Venkata Rajaneesh Jandhyam | 2142434 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $17.0M | 30 | 57.7% |
| #14 | Ajay Kamboj | 341849 | Ellemstar Mortgage LLC | 2467231 | Cedar Park, TX | $15.9M | 36 | 64.3% |
| #15 | Bhargav Vasavada | 1461966 | Simplex Lending LLC | 2092138 | Saint Louis, MO | $15.3M | 32 | 58.2% |
| #16 | zhiyong zhang | 1728008 | Loan Factory, Inc. | 320841 | Houston, TX | $15.3M | 34 | 81.0% |
| #17 | SIVA POTHIREDDY | 1976381 | Maha Lending LLC | 2380263 | Leander, TX | $14.1M | 24 | 75.0% |
| #18 | venkata alla | 2083614 | DREAMHOMELENDING LLC | 2779500 | Lewisville, TX | $13.9M | 28 | 65.1% |
| #19 | ARVIND PATIL | 2394430 | Simplex Lending LLC | 2092138 | Fulshear, TX | $13.1M | 30 | 81.1% |
| #20 | majid kamalipour | 301888 | Texas Financial Resource Management, Inc. | 298423 | Dallas, TX | $11.9M | 22 | 51.2% |
| #21 | Sreedhar Seelam | 2085620 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $11.4M | 20 | 71.4% |
| #22 | Suresh Pulivarthi | 2526983 | SSLP Mortgage LLC | 2536125 | Frisco, TX | $11.3M | 21 | 70.0% |
| #23 | spiro petritsis | 409892 | Prosperity Bank | 466414 | Houston, TX | $11.3M | 11 | 37.9% |
| #24 | Tyler Hughes | 1025063 | CMG Mortgage, Inc. | 1820 | Austin, TX | $11.2M | 14 | 36.8% |
| #25 | Brian McCauley | 208803 | CrossCountry Mortgage, LLC | 3029 | Dallas, TX | $11.1M | 16 | 33.3% |
| #26 | JAMES OOLUT | 307384 | HOUSTON MORTGAGE, INC. | 1822511 | Houston, TX | $11.1M | 22 | 55.0% |
| #27 | Darren Davey | 258314 | Prosperity Bank | 466414 | Dallas, TX | $11.0M | 5 | 45.5% |
| #28 | YANG CAO | 247154 | WINTEX GROUP LLC | 302340 | Plano, TX | $10.7M | 23 | 63.9% |
| #29 | Raghavendra Ghanagam | 2059992 | ENSURE HOME LOANS LLC | 1666674 | Frisco, TX | $10.6M | 20 | 74.1% |
| #30 | Koti Avula | 1823711 | AVULA PROPERTY SOLUTIONS LLC | 1921948 | The Colony, TX | $10.4M | 21 | 65.6% |
| #31 | Sreelakshmi Jasti | 2565439 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $10.3M | 17 | 68.0% |
| #32 | Shannon Handcox | 979447 | JPMorgan Chase Bank, National Association | 399798 | Houston, TX | $10.2M | 6 | 50.0% |
| #33 | Nishit Shah | 2466521 | Simplex Lending LLC | 2092138 | Fulshear, TX | $10.1M | 20 | 80.0% |
| #34 | Tyler Hodgson | 1448964 | UMortgage LLC | 1457759 | Coppell, TX | $9.9M | 18 | 62.1% |
| #35 | James Hurst | 323441 | Hurst Real Estate, Inc. | 267051 | Dallas, TX | $9.8M | 15 | 46.9% |
| #36 | Justin Padron | 1661929 | Better Mortgage Corporation | 330511 | Southlake, TX | $9.5M | 14 | 56.0% |
| #37 | HARIES PADAVATHIL | 1641865 | Ellemstar Mortgage LLC | 2467231 | Plano, TX | $9.5M | 19 | 55.9% |
| #38 | Denise Donoghue | 513250 | Mortgage Nerd Group LLC | 2829543 | Dallas, TX | $9.3M | 22 | 31.9% |
| #39 | Ki-ho Chung | 270067 | Western Mortgage Corporation | 328188 | Houston, TX | $9.3M | 17 | 54.8% |
| #40 | Joseph Kralik | 251080 | Alcova Mortgage LLC | 40508 | Austin, TX | $9.2M | 23 | 53.5% |
| #41 | SCOTT WELLS | 595286 | BOKF, National Association | 403501 | Plano, TX | $9.2M | 9 | 60.0% |
| #42 | Jonathan Doddridge | 657641 | Watermark Capital, Inc. | 1838 | Southlake, TX | $9.2M | 11 | 57.9% |
| #43 | Cory Barsch | 204975 | American Portfolio Mortgage Corporation | 175656 | Dallas, TX | $9.0M | 17 | 65.4% |
| #44 | Yinan Sun | 322282 | AAXY L.L.C. | 275971 | Austin, TX | $9.0M | 19 | 32.2% |
| #45 | Cody Reid | 218862 | Pilgrim Mortgage LLC | 225091 | Austin, TX | $8.8M | 18 | 45.0% |
| #46 | Srinivas Nimmagadda | 2563647 | SI Mortgage Company | 68434 | Sterling Heights, MI | $8.8M | 17 | 81.0% |
| #47 | Rohit Chaturvedi | 1063910 | Blink Mortgage LLC | 2354881 | Sugar Land, TX | $8.7M | 16 | 72.7% |
| #48 | Francis Brandt | 498846 | Planet Home Lending, LLC | 17022 | Irving, TX | $8.7M | 23 | 56.1% |
| #49 | Jacob Emmel | 716383 | American Financial Network, Inc. | 237341 | Plano, TX | $8.3M | 12 | 42.9% |
| #50 | Aamir Lalani | 1644038 | Aamir Mortgage LLC | 2482417 | The Colony, TX | $8.3M | 11 | 84.6% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Texas (2025). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/texas/top-retention-by-volume/2025
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