Retention champions in Georgia in 2025, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Ricky Merchant (MyLendingPal, Inc, NMLS #1517056), Kevin Rubin (Southeastern Mortgage Solutions, Inc., NMLS #200630), and Ross Glendye (SouthState Bank, N.A., NMLS #504401).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Ricky Merchant | 1517056 | MyLendingPal, Inc | 1734346 | Suwanee, GA | $19.7M | 42 | 70.0% |
| #2 | Kevin Rubin | 200630 | Southeastern Mortgage Solutions, Inc. | 170525 | Atlanta, GA | $16.2M | 27 | 40.9% |
| #3 | Ross Glendye | 504401 | SouthState Bank, N.A. | 403455 | Savannah, GA | $15.5M | 16 | 80.0% |
| #4 | Mark Zielinski | 211156 | Ameris Bank | 408099 | Alpharetta, GA | $15.2M | 31 | 37.8% |
| #5 | Laura Witte | 193027 | BoxCar Mortgage, LLC | 1969375 | Atlanta, GA | $14.5M | 25 | 49.0% |
| #6 | Mark Daker | 35111 | Ameris Bank | 408099 | Alpharetta, GA | $13.9M | 30 | 21.9% |
| #7 | Andrew Miller | 658962 | PrimeSouth Bank | 768337 | Brunswick, GA | $13.9M | 14 | 50.0% |
| #8 | Ajith Anugu | 1607797 | Laxmi Narayan Enterprises, INC. | 186131 | The Colony, TX | $13.3M | 25 | 50.0% |
| #9 | Tony Salloum | 1727275 | Pinnacle Bank | 418535 | Athens, GA | $11.7M | 15 | 62.5% |
| #10 | Joseph Bishop | 204256 | Ameris Bank | 408099 | Athens, GA | $10.9M | 13 | 31.0% |
| #11 | Jason Copeland | 6084 | First Community Mortgage, Inc. | 629700 | Atlanta, GA | $10.7M | 11 | 55.0% |
| #12 | Marc Budnik | 62821 | Ameris Bank | 408099 | Alpharetta, GA | $10.0M | 25 | 43.9% |
| #13 | Reece Cohen | 200469 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Atlanta, GA | $10.0M | 16 | 39.0% |
| #14 | Nageswararao Nidamanuru | 2216916 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $9.9M | 18 | 69.2% |
| #15 | Sudhir Agarwal | 1614573 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $9.6M | 17 | 60.7% |
| #16 | Brian Berman | 184320 | MORTGAGE ATLANTA LLC | 184273 | Marietta, GA | $9.3M | 18 | 45.0% |
| #17 | Devorah Shaw | 901939 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Atlanta, GA | $9.3M | 19 | 46.3% |
| #18 | William McMullin | 178020 | AmStar Mortgage Network, Inc. | 148016 | Marietta, GA | $8.8M | 5 | 29.4% |
| #19 | Pranesh Ambati | 1843453 | ShopWise Mortgage LLC | 2412164 | Troy, MI | $8.6M | 16 | 64.0% |
| #20 | Renee Burgess | 501421 | United Community Bank | 421841 | Jasper, GA | $8.6M | 6 | 20.0% |
| #21 | Vincent Spadea | 415638 | Truist Bank | 399803 | Duluth, GA | $8.5M | 8 | 22.9% |
| #22 | Michael Fitzmeyer | 93716 | Truist Bank | 399803 | Alpharetta, GA | $8.3M | 7 | 41.2% |
| #23 | ANDREW GEISMAR | 231493 | Mortgage Assurance, Inc. | 177208 | Alpharetta, GA | $8.3M | 21 | 38.9% |
| #24 | Patrick Furlong | 176520 | eHome Loan Advisors, LLC | 321959 | Roswell, GA | $8.2M | 14 | 41.2% |
| #25 | John Norwood | 138303 | Neighborhood Mortgage, Inc. | 138234 | Alpharetta, GA | $7.7M | 15 | 36.6% |
| #26 | Margaret McMullen | 664146 | Pinnacle Bank | 418535 | Atlanta, GA | $7.6M | 8 | 53.3% |
| #27 | Joel Green | 664121 | Pinnacle Bank | 418535 | Atlanta, GA | $7.5M | 5 | 41.7% |
| #28 | Mark Baker | 216217 | SWBC Mortgage Corporation | 9741 | Marietta, GA | $7.3M | 25 | 58.1% |
| #29 | Arthur Karalexis | 103296 | Truist Bank | 399803 | Alpharetta, GA | $7.2M | 4 | 26.7% |
| #30 | WILLIAM COWART | 310972 | Regions Bank | 174490 | Athens, GA | $7.1M | 17 | 26.6% |
| #31 | Dennis Stuntz | 938868 | Affinity Home Lending LLC | 1181151 | Marietta, GA | $7.1M | 12 | 57.1% |
| #32 | Lisbeth Holt | 1606678 | Movement Mortgage, LLC | 39179 | Atlanta, GA | $6.9M | 16 | 41.0% |
| #33 | Jan Wagner | 152431 | BankSouth Mortgage Company, LLC | 690971 | Milton, GA | $6.8M | 9 | 33.3% |
| #34 | Mark Milam | 35163 | BoxCar Mortgage, LLC | 1969375 | Atlanta, GA | $6.8M | 10 | 21.3% |
| #35 | Ramesh Bodhireddy | 1837505 | Coast2Coast Mortgage, LLC | 376205 | Duluth, GA | $6.7M | 12 | 57.1% |
| #36 | Courtney Henry | 266405 | Home Court Mortgage Co. | 2743527 | Atlanta, GA | $6.6M | 10 | 76.9% |
| #37 | Stewart Sadler | 147938 | Neighborhood Loans, Inc. | 222982 | Downers Grove, IL | $6.5M | 13 | 19.1% |
| #38 | Charles Reed | 189915 | Intercoastal Mortgage, LLC | 56323 | Bluffton, SC | $6.4M | 14 | 60.9% |
| #39 | Allison Beldick | 902007 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Atlanta, GA | $6.4M | 13 | 36.1% |
| #40 | Anand Ilangovan Thirumurugan | 2139575 | SI Mortgage Company | 68434 | Sterling Heights, MI | $6.4M | 12 | 38.7% |
| #41 | James Cheeley | 118012 | Lincoln Capital Advisors, LLC | 51482 | Roswell, GA | $6.3M | 8 | 32.0% |
| #42 | MICHAEL BERNARD | 254201 | Reliable Home Lenders, LLC | 1704971 | Atlanta, GA | $6.2M | 12 | 54.5% |
| #43 | Chian Kee | 67168 | OrangePath Financial Inc. | 2070941 | Duluth, GA | $5.9M | 8 | 34.8% |
| #44 | Joseph Ratterree | 2105708 | Trident Home Loans, LLC | 65716 | Pensacola, FL | $5.8M | 9 | 69.2% |
| #45 | Aaron Draluck | 35120 | Ameris Bank | 408099 | Atlanta, GA | $5.7M | 8 | 47.1% |
| #46 | John Becker | 1510393 | LeaderOne Financial Corporation | 12007 | Marietta, GA | $5.7M | 14 | 50.0% |
| #47 | Bartley Eyler | 65390 | Edge Home Finance, LLC | 891464 | Cumming, GA | $5.7M | 10 | 50.0% |
| #48 | Matthew Shirley | 627359 | Eustis Mortgage Corporation | 70345 | Watkinsville, GA | $5.6M | 4 | 33.3% |
| #49 | Erik Kaufmann | 415253 | Pinnacle Bank | 418535 | St Simons Island, GA | $5.6M | 6 | 50.0% |
| #50 | Puliyunikattu Tommy Johnson | 2063766 | VEMA MORTGAGE LLC | 1019911 | San Antonio, TX | $5.6M | 9 | 81.8% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Georgia (2025). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/georgia/top-retention-by-volume/2025
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