Retention champions in Georgia in 2025, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Ricky Merchant (MyLendingPal, Inc, NMLS #1517056), JOSEPH BROCKHAUS (Stifel Bank and Trust, NMLS #438471), and Kevin Rubin (Southeastern Mortgage Solutions, Inc., NMLS #200630).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Ricky Merchant | 1517056 | MyLendingPal, Inc | 1734346 | Suwanee, GA | $19.7M | 42 | 71.2% |
| #2 | JOSEPH BROCKHAUS | 438471 | Stifel Bank and Trust | 375103 | Saint Louis, MO | $19.7M | 5 | 50.0% |
| #3 | Kevin Rubin | 200630 | Southeastern Mortgage Solutions, Inc. | 170525 | Atlanta, GA | $17.0M | 28 | 41.8% |
| #4 | Mark Zielinski | 211156 | Ameris Bank | 408099 | Alpharetta, GA | $15.6M | 32 | 38.6% |
| #5 | Ross Glendye | 504401 | SouthState Bank, N.A. | 403455 | Savannah, GA | $15.5M | 16 | 80.0% |
| #6 | Laura Witte | 193027 | BoxCar Mortgage, LLC | 1969375 | Atlanta, GA | $15.2M | 27 | 50.9% |
| #7 | Mark Daker | 35111 | Ameris Bank | 408099 | Alpharetta, GA | $14.4M | 31 | 22.8% |
| #8 | Ajith Anugu | 1607797 | Laxmi Narayan Enterprises, INC. | 186131 | The Colony, TX | $14.0M | 26 | 49.1% |
| #9 | Andrew Miller | 658962 | PrimeSouth Bank | 768337 | Brunswick, GA | $13.9M | 14 | 50.0% |
| #10 | Tony Salloum | 1727275 | Pinnacle Bank | 418535 | Athens, GA | $11.7M | 15 | 62.5% |
| #11 | Joseph Bishop | 204256 | Ameris Bank | 408099 | Athens, GA | $10.9M | 13 | 31.0% |
| #12 | Jason Copeland | 6084 | First Community Mortgage, Inc. | 629700 | Alpharetta, GA | $10.7M | 11 | 55.0% |
| #13 | Marc Budnik | 62821 | Ameris Bank | 408099 | Alpharetta, GA | $10.0M | 25 | 43.1% |
| #14 | Reece Cohen | 200469 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Atlanta, GA | $10.0M | 16 | 39.0% |
| #15 | Nageswararao Nidamanuru | 2216916 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $9.9M | 18 | 69.2% |
| #16 | Sudhir Agarwal | 1614573 | Barrett Financial Group, L.L.C. | 181106 | Chandler, AZ | $9.6M | 17 | 60.7% |
| #17 | Pranesh Ambati | 1843453 | ShopWise Mortgage LLC | 2412164 | Troy, MI | $9.4M | 17 | 65.4% |
| #18 | Brian Berman | 184320 | MORTGAGE ATLANTA LLC | 184273 | Marietta, GA | $9.3M | 18 | 45.0% |
| #19 | Devorah Shaw | 901939 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Atlanta, GA | $9.3M | 19 | 46.3% |
| #20 | Renee Burgess | 501421 | United Community Bank | 421841 | Jasper, GA | $8.9M | 7 | 22.6% |
| #21 | William McMullin | 178020 | AmStar Mortgage Network, Inc. | 148016 | Marietta, GA | $8.8M | 5 | 29.4% |
| #22 | Patrick Furlong | 176520 | eHome Loan Advisors, LLC | 321959 | Roswell, GA | $8.7M | 15 | 42.9% |
| #23 | Vincent Spadea | 415638 | Truist Bank | 399803 | Duluth, GA | $8.5M | 8 | 22.9% |
| #24 | Michael Fitzmeyer | 93716 | Truist Bank | 399803 | Alpharetta, GA | $8.3M | 7 | 41.2% |
| #25 | ANDREW GEISMAR | 231493 | Mortgage Assurance, Inc. | 177208 | Alpharetta, GA | $8.3M | 21 | 38.9% |
| #26 | John Norwood | 138303 | Neighborhood Mortgage, Inc. | 138234 | Alpharetta, GA | $7.7M | 15 | 36.6% |
| #27 | Margaret McMullen | 664146 | Pinnacle Bank | 418535 | Atlanta, GA | $7.6M | 8 | 53.3% |
| #28 | Joel Green | 664121 | Pinnacle Bank | 418535 | Atlanta, GA | $7.5M | 5 | 50.0% |
| #29 | Dennis Stuntz | 938868 | Affinity Home Lending LLC | 1181151 | Marietta, GA | $7.3M | 13 | 61.9% |
| #30 | Mark Baker | 216217 | SWBC Mortgage Corporation | 9741 | Marietta, GA | $7.3M | 25 | 56.8% |
| #31 | Arthur Karalexis | 103296 | Truist Bank | 399803 | Alpharetta, GA | $7.2M | 4 | 26.7% |
| #32 | Courtney Henry | 266405 | Home Court Mortgage Co. | 2743527 | Atlanta, GA | $7.1M | 11 | 78.6% |
| #33 | WILLIAM COWART | 310972 | Regions Bank | 174490 | Athens, GA | $7.1M | 17 | 27.0% |
| #34 | Stewart Sadler | 147938 | Neighborhood Loans, Inc. | 222982 | Alpharetta, GA | $7.1M | 14 | 20.3% |
| #35 | Lisbeth Holt | 1606678 | Movement Mortgage, LLC | 39179 | Atlanta, GA | $6.9M | 16 | 44.4% |
| #36 | Jan Wagner | 152431 | SouthState Bank, N.A. | 403455 | Atlanta, GA | $6.8M | 9 | 33.3% |
| #37 | Mark Milam | 35163 | BoxCar Mortgage, LLC | 1969375 | Atlanta, GA | $6.8M | 10 | 21.3% |
| #38 | Ramesh Bodhireddy | 1837505 | Reddix Lending, Inc. | 1897233 | Alpharetta, GA | $6.7M | 12 | 54.5% |
| #39 | Charles Reed | 189915 | Intercoastal Mortgage, LLC | 56323 | Bluffton, SC | $6.4M | 14 | 60.9% |
| #40 | Allison Beldick | 902007 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Atlanta, GA | $6.4M | 13 | 36.1% |
| #41 | Anand Ilangovan Thirumurugan | 2139575 | SI Mortgage Company | 68434 | Sterling Heights, MI | $6.4M | 12 | 38.7% |
| #42 | James Cheeley | 118012 | Lincoln Capital Advisors, LLC | 51482 | Roswell, GA | $6.3M | 8 | 30.8% |
| #43 | MICHAEL BERNARD | 254201 | Reliable Home Lenders, LLC | 1704971 | Atlanta, GA | $6.2M | 12 | 54.5% |
| #44 | CHINMAYA MANCHALA | 1629259 | NORTHEAST MORTGAGE, INC | 1877014 | Cumming, GA | $6.0M | 12 | 27.9% |
| #45 | Chian Kee | 67168 | OrangePath Financial Inc. | 2070941 | Duluth, GA | $5.9M | 8 | 33.3% |
| #46 | Joseph Ratterree | 2105708 | Trident Home Loans, LLC | 65716 | Pensacola, FL | $5.8M | 9 | 69.2% |
| #47 | Aaron Draluck | 35120 | Ameris Bank | 408099 | Atlanta, GA | $5.7M | 8 | 47.1% |
| #48 | John Becker | 1510393 | LeaderOne Financial Corporation | 12007 | Marietta, GA | $5.7M | 14 | 50.0% |
| #49 | Bartley Eyler | 65390 | Edge Home Finance, LLC | 891464 | Cumming, GA | $5.7M | 10 | 50.0% |
| #50 | Matthew Shirley | 627359 | Eustis Mortgage Corporation | 70345 | Watkinsville, GA | $5.6M | 4 | 30.8% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Georgia (2025). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/georgia/top-retention-by-volume/2025
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