Retention champions in Georgia in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Ricky Merchant (MyLendingPal, Inc, NMLS #1517056), Mark Zielinski (Ameris Bank, NMLS #211156), and Mark Daker (Ameris Bank, NMLS #35111).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Ricky Merchant | 1517056 | MyLendingPal, Inc | 1734346 | Suwanee, GA | $19.7M | 42 | 70.0% |
| #2 | Mark Zielinski | 211156 | Ameris Bank | 408099 | Alpharetta, GA | $15.2M | 31 | 37.8% |
| #2 | Mark Daker | 35111 | Ameris Bank | 408099 | Alpharetta, GA | $14.4M | 31 | 22.6% |
| #4 | Kevin Rubin | 200630 | Southeastern Mortgage Solutions, Inc. | 170525 | Atlanta, GA | $16.2M | 27 | 40.9% |
| #5 | Laura Witte | 193027 | BoxCar Mortgage, LLC | 1969375 | Atlanta, GA | $14.6M | 26 | 50.0% |
| #6 | Ajith Anugu | 1607797 | Laxmi Narayan Enterprises, INC. | 186131 | The Colony, TX | $13.3M | 25 | 50.0% |
| #6 | Mark Baker | 216217 | SWBC Mortgage Corporation | 9741 | Marietta, GA | $7.3M | 25 | 56.8% |
| #6 | Marc Budnik | 62821 | Ameris Bank | 408099 | Alpharetta, GA | $10.0M | 25 | 43.1% |
| #9 | Rhonda Dearing | 456035 | Delta Community Credit Union | 401141 | Fayetteville, GA | $4.2M | 24 | 50.0% |
| #10 | Marjorie McIntyre | 803447 | LGE Community Credit Union | 164500 | Atlanta, GA | $5.0M | 23 | 35.9% |
| #11 | ANDREW GEISMAR | 231493 | Mortgage Assurance, Inc. | 177208 | Alpharetta, GA | $8.3M | 21 | 38.9% |
| #12 | Tammy Walters | 1106808 | LGE Community Credit Union | 164500 | Marietta, GA | $5.4M | 20 | 38.5% |
| #13 | Devorah Shaw | 901939 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Atlanta, GA | $9.3M | 19 | 46.3% |
| #14 | Nageswararao Nidamanuru | 2216916 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $9.9M | 18 | 69.2% |
| #14 | Brian Berman | 184320 | MORTGAGE ATLANTA LLC | 184273 | Marietta, GA | $9.3M | 18 | 45.0% |
| #16 | Ross Glendye | 504401 | SouthState Bank, N.A. | 403455 | Savannah, GA | $16.5M | 17 | 81.0% |
| #16 | WILLIAM COWART | 310972 | Regions Bank | 174490 | Athens, GA | $7.1M | 17 | 26.6% |
| #16 | Sudhir Agarwal | 1614573 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $9.6M | 17 | 60.7% |
| #16 | Lisbeth Holt | 1606678 | Movement Mortgage, LLC | 39179 | Atlanta, GA | $7.1M | 17 | 42.5% |
| #20 | Pranesh Ambati | 1843453 | ShopWise Mortgage LLC | 2412164 | Troy, MI | $8.6M | 16 | 64.0% |
| #20 | Reece Cohen | 200469 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Atlanta, GA | $10.0M | 16 | 39.0% |
| #22 | Gianni Cerretani | 787898 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Alpharetta, GA | $5.2M | 15 | 34.9% |
| #22 | John Norwood | 138303 | Neighborhood Mortgage, Inc. | 138234 | Alpharetta, GA | $7.7M | 15 | 36.6% |
| #22 | Patrick Furlong | 176520 | eHome Loan Advisors, LLC | 321959 | Roswell, GA | $8.7M | 15 | 42.9% |
| #22 | Tony Salloum | 1727275 | Pinnacle Bank | 418535 | Athens, GA | $11.7M | 15 | 62.5% |
| #26 | Andrew Miller | 658962 | PrimeSouth Bank | 768337 | Brunswick, GA | $13.9M | 14 | 50.0% |
| #26 | Stewart Sadler | 147938 | Neighborhood Loans, Inc. | 222982 | Downers Grove, IL | $7.1M | 14 | 20.3% |
| #26 | Gijo Mathew | 164963 | RARIRO MORTGAGE LLC | 163642 | Milton, GA | $5.4M | 14 | 58.3% |
| #26 | Charles Reed | 189915 | Intercoastal Mortgage, LLC | 56323 | Bluffton, SC | $6.4M | 14 | 60.9% |
| #26 | John Becker | 1510393 | LeaderOne Financial Corporation | 12007 | Marietta, GA | $5.7M | 14 | 50.0% |
| #31 | Jonathan Young | 795420 | Citizens Bank of the South | 451315 | Sandersville, GA | $4.2M | 13 | 41.9% |
| #31 | Matthew Kuglin | 887573 | Onward Home Mortgage, LLC | 2472074 | Norcross, GA | $5.0M | 13 | 65.0% |
| #31 | Holly Walther | 507972 | Success Mortgage Partners, Inc. | 130562 | St Augustine, FL | $4.5M | 13 | 30.2% |
| #31 | Jonathan Mullins | 94015 | Valor Home Mortgage LLC | 1904516 | Rincon, GA | $5.6M | 13 | 54.2% |
| #31 | Joseph Bishop | 204256 | Ameris Bank | 408099 | Athens, GA | $10.9M | 13 | 31.0% |
| #31 | Melanie Davis | 827408 | Delta Community Credit Union | 401141 | Peachtree City, GA | $3.0M | 13 | 35.1% |
| #31 | Timothy Dukes | 1469262 | Fairway Independent Mortgage Corporation | 2289 | Hartwell, GA | $4.4M | 13 | 37.1% |
| #31 | Michael Denzy | 1927439 | Barrett Financial Group, L.L.C. | 181106 | Las Vegas, NV | $4.9M | 13 | 36.1% |
| #31 | Allison Beldick | 902007 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Atlanta, GA | $6.4M | 13 | 36.1% |
| #40 | Terry Siniard | 246046 | SWBC Mortgage Corporation | 9741 | Cartersville, GA | $4.3M | 12 | 16.7% |
| #40 | Anand Ilangovan Thirumurugan | 2139575 | SI Mortgage Company | 68434 | Sterling Heights, MI | $6.4M | 12 | 38.7% |
| #40 | Mary Chambers | 1261593 | Delta Community Credit Union | 401141 | Marietta, GA | $3.2M | 12 | 42.9% |
| #40 | Rhonda Shaw | 263113 | Delta Community Credit Union | 401141 | Locust Grove, GA | $1.8M | 12 | 34.3% |
| #40 | Amer Chouman | 2181740 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $2.7M | 12 | 41.4% |
| #40 | Kerry King | 1049425 | Guild Mortgage Company LLC | 3274 | Evans, GA | $2.3M | 12 | 40.0% |
| #40 | Joshua White | 167243 | The Loan Closer Mortgage Group, LLC | 2661642 | Acworth, GA | $4.7M | 12 | 37.5% |
| #40 | Jasmina Krnjetin | 116216 | Canopy Mortgage, LLC | 1359687 | Atlanta, GA | $5.2M | 12 | 30.0% |
| #40 | Jessica Parrish | 1574656 | Atlantic Coast Mortgage, LLC | 643114 | Fairfax, VA | $2.7M | 12 | 37.5% |
| #40 | Rebecca Brown | 211483 | New American Funding, LLC | 6606 | Locust Grove, GA | $2.9M | 12 | 23.1% |
| #40 | Ramesh Bodhireddy | 1837505 | SI Mortgage Company | 68434 | Sterling Heights, MI | $6.7M | 12 | 57.1% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Georgia (2025). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/georgia/top-retention-by-units/2025
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