Retention champions in Georgia in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Ricky Merchant (MyLendingPal, Inc, NMLS #1517056), Mark Zielinski (Ameris Bank, NMLS #211156), and Mark Daker (Ameris Bank, NMLS #35111).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Ricky Merchant | 1517056 | MyLendingPal, Inc | 1734346 | Suwanee, GA | $19.7M | 42 | 71.2% |
| #2 | Mark Zielinski | 211156 | Ameris Bank | 408099 | Alpharetta, GA | $15.6M | 32 | 38.6% |
| #3 | Mark Daker | 35111 | Ameris Bank | 408099 | Alpharetta, GA | $14.4M | 31 | 22.8% |
| #4 | Kevin Rubin | 200630 | Southeastern Mortgage Solutions, Inc. | 170525 | Atlanta, GA | $17.0M | 28 | 41.8% |
| #5 | Laura Witte | 193027 | BoxCar Mortgage, LLC | 1969375 | Atlanta, GA | $15.2M | 27 | 50.9% |
| #6 | Ajith Anugu | 1607797 | Laxmi Narayan Enterprises, INC. | 186131 | The Colony, TX | $14.0M | 26 | 49.1% |
| #7 | Mark Baker | 216217 | SWBC Mortgage Corporation | 9741 | Marietta, GA | $7.3M | 25 | 56.8% |
| #7 | Marc Budnik | 62821 | Ameris Bank | 408099 | Alpharetta, GA | $10.0M | 25 | 43.1% |
| #9 | Rhonda Dearing | 456035 | Delta Community Credit Union | 401141 | Fayetteville, GA | $4.2M | 24 | 50.0% |
| #10 | Marjorie McIntyre | 803447 | LGE Community Credit Union | 164500 | Atlanta, GA | $5.0M | 23 | 35.9% |
| #11 | ANDREW GEISMAR | 231493 | Mortgage Assurance, Inc. | 177208 | Alpharetta, GA | $8.3M | 21 | 38.9% |
| #12 | Tammy Walters | 1106808 | LGE Community Credit Union | 164500 | Marietta, GA | $5.4M | 20 | 37.7% |
| #13 | Devorah Shaw | 901939 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Atlanta, GA | $9.3M | 19 | 46.3% |
| #14 | Nageswararao Nidamanuru | 2216916 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $9.9M | 18 | 69.2% |
| #14 | Brian Berman | 184320 | MORTGAGE ATLANTA LLC | 184273 | Marietta, GA | $9.3M | 18 | 45.0% |
| #16 | Sudhir Agarwal | 1614573 | Barrett Financial Group, L.L.C. | 181106 | Chandler, AZ | $9.6M | 17 | 60.7% |
| #16 | Pranesh Ambati | 1843453 | ShopWise Mortgage LLC | 2412164 | Troy, MI | $9.4M | 17 | 65.4% |
| #16 | WILLIAM COWART | 310972 | Regions Bank | 174490 | Athens, GA | $7.1M | 17 | 27.0% |
| #19 | Lisbeth Holt | 1606678 | Movement Mortgage, LLC | 39179 | Atlanta, GA | $6.9M | 16 | 44.4% |
| #19 | Reece Cohen | 200469 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Atlanta, GA | $10.0M | 16 | 39.0% |
| #19 | Ross Glendye | 504401 | SouthState Bank, N.A. | 403455 | Savannah, GA | $15.5M | 16 | 80.0% |
| #22 | Tony Salloum | 1727275 | Pinnacle Bank | 418535 | Athens, GA | $11.7M | 15 | 62.5% |
| #22 | Patrick Furlong | 176520 | eHome Loan Advisors, LLC | 321959 | Roswell, GA | $8.7M | 15 | 42.9% |
| #22 | Gianni Cerretani | 787898 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Alpharetta, GA | $5.2M | 15 | 34.1% |
| #22 | John Norwood | 138303 | Neighborhood Mortgage, Inc. | 138234 | Alpharetta, GA | $7.7M | 15 | 36.6% |
| #26 | Charles Reed | 189915 | Intercoastal Mortgage, LLC | 56323 | Bluffton, SC | $6.4M | 14 | 60.9% |
| #26 | Gijo Mathew | 164963 | RARIRO MORTGAGE LLC | 163642 | Milton, GA | $5.4M | 14 | 58.3% |
| #26 | Andrew Miller | 658962 | PrimeSouth Bank | 768337 | Brunswick, GA | $13.9M | 14 | 50.0% |
| #26 | Stewart Sadler | 147938 | Neighborhood Loans, Inc. | 222982 | Alpharetta, GA | $7.1M | 14 | 20.3% |
| #26 | John Becker | 1510393 | LeaderOne Financial Corporation | 12007 | Marietta, GA | $5.7M | 14 | 50.0% |
| #31 | Michael Denzy | 1927439 | Barrett Financial Group, L.L.C. | 181106 | Las Vegas, NV | $4.9M | 13 | 36.1% |
| #31 | Holly Walther | 507972 | Success Mortgage Partners, Inc. | 130562 | St Augustine, FL | $4.5M | 13 | 30.2% |
| #31 | Dennis Stuntz | 938868 | Affinity Home Lending LLC | 1181151 | Marietta, GA | $7.3M | 13 | 61.9% |
| #31 | Matthew Kuglin | 887573 | Onward Home Mortgage, LLC | 2472074 | Norcross, GA | $5.0M | 13 | 68.4% |
| #31 | Timothy Dukes | 1469262 | Fairway Independent Mortgage Corporation | 2289 | Hartwell, GA | $4.4M | 13 | 37.1% |
| #31 | Jonathan Mullins | 94015 | Valor Home Mortgage LLC | 1904516 | Bulverde, TX | $5.6M | 13 | 54.2% |
| #31 | Allison Beldick | 902007 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Atlanta, GA | $6.4M | 13 | 36.1% |
| #31 | Melanie Davis | 827408 | Delta Community Credit Union | 401141 | Peachtree City, GA | $3.0M | 13 | 35.1% |
| #31 | Joseph Bishop | 204256 | Ameris Bank | 408099 | Athens, GA | $10.9M | 13 | 31.0% |
| #31 | Jonathan Young | 795420 | Citizens Bank of the South | 451315 | Sandersville, GA | $4.2M | 13 | 41.9% |
| #41 | CHINMAYA MANCHALA | 1629259 | NORTHEAST MORTGAGE, INC | 1877014 | Cumming, GA | $6.0M | 12 | 27.9% |
| #41 | Michael Auger | 165883 | Mortgage Brothers, LLC | 1769556 | Alpharetta, GA | $2.7M | 12 | 54.5% |
| #41 | Gareth Thomas | 177403 | Vanderbilt Mortgage and Finance, Inc. | 1561 | Kennesaw, GA | $5.2M | 12 | 19.7% |
| #41 | Ramesh Bodhireddy | 1837505 | Reddix Lending, Inc. | 1897233 | Alpharetta, GA | $6.7M | 12 | 54.5% |
| #41 | MICHAEL BERNARD | 254201 | Reliable Home Lenders, LLC | 1704971 | Atlanta, GA | $6.2M | 12 | 54.5% |
| #41 | Tamara Hauser | 2083834 | Trailblazer Mortgage L.L.C. | 2106646 | Alpharetta, GA | $2.9M | 12 | 63.2% |
| #41 | Joshua White | 167243 | The Loan Closer Mortgage Group, LLC | 2661642 | Acworth, GA | $4.7M | 12 | 37.5% |
| #41 | Mamta Kasthuri | 1078451 | JMD Services LLC | 1853655 | Cumming, GA | $5.3M | 12 | 42.9% |
| #41 | Jasmina Krnjetin | 116216 | Canopy Mortgage, LLC | 1359687 | Atlanta, GA | $5.2M | 12 | 30.8% |
| #41 | Frances Page | 278994 | LoanPro Mortgage Solutions, LLC | 1229691 | Cumming, GA | $4.7M | 12 | 40.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Georgia (2025). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/georgia/top-retention-by-units/2025
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