Retention champions in Georgia in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Ricky Merchant (MyLendingPal, Inc, NMLS #1517056), Mark Daker (Ameris Bank, NMLS #35111), and Mark Zielinski (Ameris Bank, NMLS #211156).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Ricky Merchant | 1517056 | MyLendingPal, Inc | 1734346 | Suwanee, GA | $19.7M | 42 | 70.0% |
| #2 | Mark Daker | 35111 | Ameris Bank | 408099 | Alpharetta, GA | $14.4M | 31 | 22.6% |
| #2 | Mark Zielinski | 211156 | Ameris Bank | 408099 | Alpharetta, GA | $15.2M | 31 | 37.8% |
| #4 | Kevin Rubin | 200630 | Southeastern Mortgage Solutions, Inc. | 170525 | Atlanta, GA | $16.2M | 27 | 40.9% |
| #5 | Laura Witte | 193027 | BoxCar Mortgage, LLC | 1969375 | Atlanta, GA | $14.6M | 26 | 50.0% |
| #6 | Marc Budnik | 62821 | Ameris Bank | 408099 | Alpharetta, GA | $10.0M | 25 | 43.1% |
| #6 | Mark Baker | 216217 | SWBC Mortgage Corporation | 9741 | Marietta, GA | $7.3M | 25 | 56.8% |
| #6 | Ajith Anugu | 1607797 | Laxmi Narayan Enterprises, INC. | 186131 | The Colony, TX | $13.3M | 25 | 50.0% |
| #9 | Rhonda Dearing | 456035 | Delta Community Credit Union | 401141 | Fayetteville, GA | $4.2M | 24 | 50.0% |
| #10 | Marjorie McIntyre | 803447 | LGE Community Credit Union | 164500 | Atlanta, GA | $5.0M | 23 | 35.9% |
| #11 | ANDREW GEISMAR | 231493 | Mortgage Assurance, Inc. | 177208 | Alpharetta, GA | $8.3M | 21 | 38.9% |
| #12 | Tammy Walters | 1106808 | LGE Community Credit Union | 164500 | Marietta, GA | $5.4M | 20 | 38.5% |
| #13 | Devorah Shaw | 901939 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Atlanta, GA | $9.3M | 19 | 46.3% |
| #14 | Brian Berman | 184320 | MORTGAGE ATLANTA LLC | 184273 | Marietta, GA | $9.3M | 18 | 45.0% |
| #14 | Nageswararao Nidamanuru | 2216916 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $9.9M | 18 | 69.2% |
| #16 | Lisbeth Holt | 1606678 | Movement Mortgage, LLC | 39179 | Atlanta, GA | $7.1M | 17 | 42.5% |
| #16 | Sudhir Agarwal | 1614573 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $9.6M | 17 | 60.7% |
| #16 | WILLIAM COWART | 310972 | Regions Bank | 174490 | Athens, GA | $7.1M | 17 | 27.0% |
| #19 | Ross Glendye | 504401 | SouthState Bank, N.A. | 403455 | Savannah, GA | $15.5M | 16 | 80.0% |
| #19 | Reece Cohen | 200469 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Atlanta, GA | $10.0M | 16 | 39.0% |
| #19 | Pranesh Ambati | 1843453 | ShopWise Mortgage LLC | 2412164 | Troy, MI | $8.6M | 16 | 64.0% |
| #22 | Patrick Furlong | 176520 | eHome Loan Advisors, LLC | 321959 | Roswell, GA | $8.7M | 15 | 42.9% |
| #22 | John Norwood | 138303 | Neighborhood Mortgage, Inc. | 138234 | Alpharetta, GA | $7.7M | 15 | 36.6% |
| #22 | Gianni Cerretani | 787898 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Alpharetta, GA | $5.2M | 15 | 34.9% |
| #22 | Tony Salloum | 1727275 | Pinnacle Bank | 418535 | Athens, GA | $11.7M | 15 | 62.5% |
| #26 | John Becker | 1510393 | LeaderOne Financial Corporation | 12007 | Marietta, GA | $5.7M | 14 | 50.0% |
| #26 | Andrew Miller | 658962 | PrimeSouth Bank | 768337 | Brunswick, GA | $13.9M | 14 | 50.0% |
| #26 | Stewart Sadler | 147938 | Neighborhood Loans, Inc. | 222982 | — | $7.1M | 14 | 20.3% |
| #26 | Charles Reed | 189915 | Intercoastal Mortgage, LLC | 56323 | Bluffton, SC | $6.4M | 14 | 60.9% |
| #26 | Gijo Mathew | 164963 | RARIRO MORTGAGE LLC | 163642 | Milton, GA | $5.4M | 14 | 58.3% |
| #31 | Holly Walther | 507972 | Success Mortgage Partners, Inc. | 130562 | St Augustine, FL | $4.5M | 13 | 30.2% |
| #31 | Jonathan Young | 795420 | Citizens Bank of the South | 451315 | Sandersville, GA | $4.2M | 13 | 41.9% |
| #31 | Jonathan Mullins | 94015 | Valor Home Mortgage LLC | 1904516 | Bulverde, TX | $5.6M | 13 | 54.2% |
| #31 | Melanie Davis | 827408 | Delta Community Credit Union | 401141 | Peachtree City, GA | $3.0M | 13 | 35.1% |
| #31 | Allison Beldick | 902007 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Atlanta, GA | $6.4M | 13 | 36.1% |
| #31 | Joseph Bishop | 204256 | Ameris Bank | 408099 | Athens, GA | $10.9M | 13 | 31.0% |
| #31 | Michael Denzy | 1927439 | Barrett Financial Group, L.L.C. | 181106 | Las Vegas, NV | $4.9M | 13 | 36.1% |
| #31 | Timothy Dukes | 1469262 | Fairway Independent Mortgage Corporation | 2289 | Hartwell, GA | $4.4M | 13 | 37.1% |
| #31 | Matthew Kuglin | 887573 | Onward Home Mortgage, LLC | 2472074 | Norcross, GA | $5.0M | 13 | 65.0% |
| #40 | Rebecca Brown | 211483 | New American Funding, LLC | 6606 | Locust Grove, GA | $2.9M | 12 | 23.5% |
| #40 | Anand Ilangovan Thirumurugan | 2139575 | SI Mortgage Company | 68434 | Sterling Heights, MI | $6.4M | 12 | 38.7% |
| #40 | Ramesh Bodhireddy | 1837505 | SI Mortgage Company | 68434 | Sterling Heights, MI | $6.7M | 12 | 57.1% |
| #40 | Amer Chouman | 2181740 | West Capital Lending, Inc. | 1566096 | Troy, MI | $2.7M | 12 | 41.4% |
| #40 | Terry Siniard | 246046 | SWBC Mortgage Corporation | 9741 | Cartersville, GA | $4.3M | 12 | 16.7% |
| #40 | Jessica Parrish | 1574656 | Atlantic Coast Mortgage, LLC | 643114 | Fairfax, VA | $2.7M | 12 | 37.5% |
| #40 | Mary Chambers | 1261593 | Delta Community Credit Union | 401141 | Marietta, GA | $3.2M | 12 | 42.9% |
| #40 | Rhonda Shaw | 263113 | Delta Community Credit Union | 401141 | Locust Grove, GA | $1.8M | 12 | 34.3% |
| #40 | Mamta Kasthuri | 1078451 | JMD Services LLC | 1853655 | Cumming, GA | $5.3M | 12 | 42.9% |
| #40 | Joshua White | 167243 | The Loan Closer Mortgage Group, LLC | 2661642 | Acworth, GA | $4.7M | 12 | 37.5% |
| #40 | Kerry King | 1049425 | Guild Mortgage Company LLC | 3274 | Evans, GA | $2.3M | 12 | 40.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Georgia (2025). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/georgia/top-retention-by-units/2025
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