Retention champions in Georgia in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Ricky Merchant (MyLendingPal, Inc, NMLS #1517056), Mark Zielinski (Ameris Bank, NMLS #211156), and Mark Daker (Ameris Bank, NMLS #35111).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Ricky Merchant | 1517056 | MyLendingPal, Inc | 1734346 | Suwanee, GA | $19.7M | 42 | 70.0% |
| #2 | Mark Zielinski | 211156 | Ameris Bank | 408099 | Alpharetta, GA | $15.2M | 31 | 37.8% |
| #3 | Mark Daker | 35111 | Ameris Bank | 408099 | Alpharetta, GA | $13.9M | 30 | 21.9% |
| #4 | Kevin Rubin | 200630 | Southeastern Mortgage Solutions, Inc. | 170525 | Atlanta, GA | $16.2M | 27 | 40.9% |
| #5 | Laura Witte | 193027 | BoxCar Mortgage, LLC | 1969375 | Atlanta, GA | $14.5M | 25 | 49.0% |
| #5 | Marc Budnik | 62821 | Ameris Bank | 408099 | Alpharetta, GA | $10.0M | 25 | 43.9% |
| #5 | Ajith Anugu | 1607797 | Laxmi Narayan Enterprises, INC. | 186131 | The Colony, TX | $13.3M | 25 | 50.0% |
| #5 | Mark Baker | 216217 | SWBC Mortgage Corporation | 9741 | Marietta, GA | $7.3M | 25 | 58.1% |
| #9 | Rhonda Dearing | 456035 | Delta Community Credit Union | 401141 | Fayetteville, GA | $4.2M | 24 | 50.0% |
| #10 | Marjorie McIntyre | 803447 | LGE Community Credit Union | 164500 | Atlanta, GA | $5.0M | 23 | 36.5% |
| #11 | ANDREW GEISMAR | 231493 | Mortgage Assurance, Inc. | 177208 | Alpharetta, GA | $8.3M | 21 | 38.9% |
| #12 | Tammy Walters | 1106808 | LGE Community Credit Union | 164500 | Marietta, GA | $5.4M | 20 | 38.5% |
| #13 | Devorah Shaw | 901939 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Atlanta, GA | $9.3M | 19 | 46.3% |
| #14 | Brian Berman | 184320 | MORTGAGE ATLANTA LLC | 184273 | Marietta, GA | $9.3M | 18 | 45.0% |
| #14 | Nageswararao Nidamanuru | 2216916 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $9.9M | 18 | 69.2% |
| #16 | WILLIAM COWART | 310972 | Regions Bank | 174490 | Athens, GA | $7.1M | 17 | 26.6% |
| #16 | Sudhir Agarwal | 1614573 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $9.6M | 17 | 60.7% |
| #18 | Ross Glendye | 504401 | SouthState Bank, N.A. | 403455 | Savannah, GA | $15.5M | 16 | 80.0% |
| #18 | Lisbeth Holt | 1606678 | Movement Mortgage, LLC | 39179 | Atlanta, GA | $6.9M | 16 | 41.0% |
| #18 | Reece Cohen | 200469 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Atlanta, GA | $10.0M | 16 | 39.0% |
| #18 | Pranesh Ambati | 1843453 | ShopWise Mortgage LLC | 2412164 | Troy, MI | $8.6M | 16 | 64.0% |
| #22 | Tony Salloum | 1727275 | Pinnacle Bank | 418535 | Athens, GA | $11.7M | 15 | 62.5% |
| #22 | John Norwood | 138303 | Neighborhood Mortgage, Inc. | 138234 | Alpharetta, GA | $7.7M | 15 | 36.6% |
| #24 | John Becker | 1510393 | LeaderOne Financial Corporation | 12007 | Marietta, GA | $5.7M | 14 | 50.0% |
| #24 | Gijo Mathew | 164963 | RARIRO MORTGAGE LLC | 163642 | Milton, GA | $5.4M | 14 | 58.3% |
| #24 | Gianni Cerretani | 787898 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Smithfield, RI | $4.4M | 14 | 34.1% |
| #24 | Charles Reed | 189915 | Intercoastal Mortgage, LLC | 56323 | Bluffton, SC | $6.4M | 14 | 60.9% |
| #24 | Patrick Furlong | 176520 | eHome Loan Advisors, LLC | 321959 | Roswell, GA | $8.2M | 14 | 41.2% |
| #24 | Andrew Miller | 658962 | PrimeSouth Bank | 768337 | Brunswick, GA | $13.9M | 14 | 50.0% |
| #30 | Timothy Dukes | 1469262 | Fairway Independent Mortgage Corporation | 2289 | Hartwell, GA | $4.4M | 13 | 38.2% |
| #30 | Matthew Kuglin | 887573 | Onward Home Mortgage, LLC | 2472074 | Norcross, GA | $5.0M | 13 | 65.0% |
| #30 | Michael Denzy | 1927439 | Barrett Financial Group, L.L.C. | 181106 | Las Vegas, NV | $4.9M | 13 | 39.4% |
| #30 | Joseph Bishop | 204256 | Ameris Bank | 408099 | Athens, GA | $10.9M | 13 | 31.0% |
| #30 | Allison Beldick | 902007 | Atlantic Bay Mortgage Group, L.L.C. | 72043 | Atlanta, GA | $6.4M | 13 | 36.1% |
| #30 | Holly Walther | 507972 | Success Mortgage Partners, Inc. | 130562 | St Augustine, FL | $4.5M | 13 | 30.2% |
| #30 | Stewart Sadler | 147938 | Neighborhood Loans, Inc. | 222982 | Downers Grove, IL | $6.5M | 13 | 19.1% |
| #37 | Anand Ilangovan Thirumurugan | 2139575 | SI Mortgage Company | 68434 | Sterling Heights, MI | $6.4M | 12 | 38.7% |
| #37 | Kerry King | 1049425 | Guild Mortgage Company LLC | 3274 | Evans, GA | $2.3M | 12 | 40.0% |
| #37 | Jessica Parrish | 1574656 | Tennessee Valley Federal Credit Union | 460298 | Chattanooga, TN | $2.7M | 12 | 37.5% |
| #37 | Jonathan Young | 795420 | Citizens Bank of the South | 451315 | Sandersville, GA | $4.0M | 12 | 40.0% |
| #37 | Melanie Davis | 827408 | Delta Community Credit Union | 401141 | Peachtree City, GA | $2.9M | 12 | 36.4% |
| #37 | Ramesh Bodhireddy | 1837505 | Coast2Coast Mortgage, LLC | 376205 | Duluth, GA | $6.7M | 12 | 57.1% |
| #37 | Dennis Stuntz | 938868 | Affinity Home Lending LLC | 1181151 | Marietta, GA | $7.1M | 12 | 57.1% |
| #37 | Mary Chambers | 1261593 | Delta Community Credit Union | 401141 | Marietta, GA | $3.2M | 12 | 42.9% |
| #37 | Rhonda Shaw | 263113 | Delta Community Credit Union | 401141 | Locust Grove, GA | $1.8M | 12 | 34.3% |
| #37 | MICHAEL BERNARD | 254201 | Reliable Home Lenders, LLC | 1704971 | Atlanta, GA | $6.2M | 12 | 54.5% |
| #37 | Rebecca Brown | 211483 | New American Funding, LLC | 6606 | Locust Grove, GA | $2.9M | 12 | 23.1% |
| #37 | Gareth Thomas | 177403 | Vanderbilt Mortgage and Finance, Inc. | 1561 | Kennesaw, GA | $5.2M | 12 | 19.7% |
| #37 | Joshua White | 167243 | The Loan Closer Mortgage Group, LLC | 2661642 | Acworth, GA | $4.7M | 12 | 37.5% |
| #37 | Terry Siniard | 246046 | SWBC Mortgage Corporation | 9741 | Cartersville, GA | $4.3M | 12 | 16.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Georgia (2025). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/georgia/top-retention-by-units/2025
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