Retention champions in Michigan in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Bing Guo (A Best Financial Corporation, NMLS #138564), Matthew Adler (Lake Michigan Credit Union, NMLS #138345), and Chinmay Deshpande (C 4 D Mortgage Company LLC, NMLS #161464).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Bing Guo | 138564 | A Best Financial Corporation | 138461 | Canton, MI | $73.4M | 169 | 85.8% |
| #2 | Matthew Adler | 138345 | Lake Michigan Credit Union | 442967 | Troy, MI | $22.6M | 62 | 60.8% |
| #3 | Chinmay Deshpande | 161464 | C 4 D Mortgage Company LLC | 151261 | Troy, MI | $24.1M | 57 | 37.7% |
| #3 | Kelly Russo | 1147434 | Hantz Financial Services, Inc. | 167864 | Southfield, MI | $14.7M | 57 | 78.1% |
| #5 | Joshua Nawrot | 160116 | Northern Mortgage Services, LLC | 130662 | Byron Center, MI | $18.2M | 56 | 50.5% |
| #6 | Eric Ehrhardt | 28158 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $10.7M | 50 | 56.2% |
| #7 | Dustin Geibig | 31210 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $8.3M | 48 | 55.2% |
| #8 | Christopher Puzzuoli | 276711 | HFG Holdings, Inc. | 1467435 | Troy, MI | $11.5M | 45 | 56.3% |
| #9 | Philip Lapinski | 1485025 | HFG Holdings, Inc. | 1467435 | Troy, MI | $10.0M | 44 | 39.3% |
| #10 | Robyn Berg | 630894 | Union Home Mortgage Corp. | 2229 | East Lansing, MI | $9.0M | 42 | 59.2% |
| #11 | Karen Stein | 480558 | AAC Credit Union | 417591 | Spring Lake, MI | $2.9M | 40 | 81.6% |
| #12 | Jeffrey Kujan | 406704 | First Merchants Bank | 454552 | Farmington Hills, MI | $15.0M | 37 | 77.1% |
| #13 | Sebastian George | 161496 | VEMA MORTGAGE LLC | 1019911 | Troy, MI | $16.1M | 36 | 49.3% |
| #14 | David Thomas | 585409 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $8.8M | 35 | 46.7% |
| #15 | Grant Holmes | 135241 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $11.6M | 33 | 66.0% |
| #16 | Thomas Savage | 21245 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $7.7M | 32 | 38.6% |
| #16 | Jeffrey Krinsky | 29945 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $8.1M | 32 | 69.6% |
| #16 | Peter Louisell | 46232 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $9.2M | 32 | 53.3% |
| #16 | Roger Letourneau | 1359619 | Hantz Financial Services, Inc. | 167864 | Southfield, MI | $9.1M | 32 | 82.1% |
| #20 | Jon Aucutt | 710259 | SUPERIOR NATIONAL BANK | 411460 | Troy, MI | $11.7M | 31 | 45.6% |
| #21 | Nicholas Fields | 28024 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $8.8M | 30 | 73.2% |
| #21 | David Lehner | 143881 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $6.8M | 30 | 39.0% |
| #23 | Jared Dykstra | 441913 | WEST MICHIGAN COMMUNITY BANK | 695867 | Hudsonville, MI | $9.8M | 29 | 82.9% |
| #23 | Jason Ellis | 21282 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $7.3M | 29 | 49.2% |
| #25 | Joseph Bigelman | 140064 | Staunton Financial, Inc. | 140012 | Southfield, MI | $9.7M | 28 | 40.0% |
| #25 | Seth Bellas | 1210102 | Canopy Mortgage, LLC | 1359687 | Wyoming, MI | $8.0M | 28 | 47.5% |
| #25 | Thomas Fain | 27924 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $6.2M | 28 | 42.4% |
| #28 | Jeanna Carey | 1069188 | Gold Star Mortgage Financial Group, Corporation | 3446 | Ann Arbor, MI | $13.0M | 27 | 35.1% |
| #28 | Ali Al-Ammar | 368700 | Vesta Financial Group, LLC | 1748450 | Dearborn, MI | $9.7M | 27 | 50.9% |
| #28 | Robert Garrison | 137806 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $5.6M | 27 | 35.5% |
| #28 | Moriah Ales | 1058209 | Genisys Credit Union | 409008 | — | $1.8M | 27 | 45.8% |
| #28 | Brittany Boka | 1485245 | VIBE CREDIT UNION | 405039 | Clarkston, MI | $3.5M | 27 | 44.3% |
| #33 | Joshua Sell | 1523964 | HFG Holdings, Inc. | 1467435 | Troy, MI | $6.7M | 26 | 53.1% |
| #33 | James Taveggia | 23433 | Union Home Mortgage Corp. | 2229 | Rochester, MI | $7.9M | 26 | 50.0% |
| #35 | William Watchorn | 997595 | Frankenmuth Credit Union | 454059 | Frankenmuth, MI | $3.7M | 25 | 45.5% |
| #35 | Elizabeth Nowak | 1376416 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $4.8M | 25 | 52.1% |
| #35 | Loren Hotchkiss | 166413 | Preston Home Loans Inc | 1759275 | Grand Blanc, MI | $833K | 25 | 89.3% |
| #35 | Sam Amine | 161982 | Velocity Home Loans Corp | 2706011 | Brighton, MI | $6.5M | 25 | 55.6% |
| #35 | Jonathan Arnold | 129471 | Guild Mortgage Company LLC | 3274 | Ada, MI | $8.4M | 25 | 37.3% |
| #35 | Christopher Harris | 162723 | Preston Home Loans Inc | 1759275 | Grand Blanc, MI | $5.8M | 25 | 42.4% |
| #41 | Harry Richter III | 46372 | CrossCountry Mortgage, LLC | 3029 | Ann Arbor, MI | $9.0M | 24 | 60.0% |
| #41 | Jonathon Auer | 739254 | Level up Home Loans LLC | 2190247 | Plymouth, MI | $10.7M | 24 | 75.0% |
| #41 | Jennifer Ferguson | 756208 | United Bank of Michigan | 463806 | Wayland, MI | $5.4M | 24 | 77.4% |
| #44 | Stephen Stork | 137370 | CrossCountry Mortgage, LLC | 3029 | Bloomfield Hills, MI | $5.6M | 23 | 30.7% |
| #44 | Merribeth Quigley | 23332 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $5.7M | 23 | 42.6% |
| #44 | Quinton Lemond | 392859 | HOMEPAL LLC | 2097625 | Royal Oak, MI | $7.2M | 23 | 69.7% |
| #44 | Jeffrey Stephenson | 139052 | Mortgage300 Corporation | 162651 | Stuart, FL | $3.9M | 23 | 28.0% |
| #44 | David Wechsler | 931641 | Union Home Mortgage Corp. | 2229 | Berkley, MI | $6.3M | 23 | 71.9% |
| #44 | Jonathan Lyons | 426123 | MERCANTILE BANK | 419813 | Grand Rapids, MI | $5.2M | 23 | 46.9% |
| #50 | James Heppard | 531676 | The Mortgage Link, Inc. | 113054 | Farmington, MI | $7.0M | 22 | 57.9% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Michigan (2025). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/michigan/top-retention-by-units/2025
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