Retention champions in Michigan in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Bing Guo (A Best Financial Corporation, NMLS #138564), Matthew Adler (Lake Michigan Credit Union, NMLS #138345), and Joshua Nawrot (Northern Mortgage Services, LLC, NMLS #160116).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Bing Guo | 138564 | A Best Financial Corporation | 138461 | Canton, MI | $73.4M | 169 | 85.4% |
| #2 | Matthew Adler | 138345 | Lake Michigan Credit Union | 442967 | Troy, MI | $23.2M | 62 | 60.8% |
| #3 | Joshua Nawrot | 160116 | Northern Mortgage Services, LLC | 130662 | Byron Center, MI | $18.7M | 58 | 51.8% |
| #4 | Chinmay Deshpande | 161464 | C 4 D Mortgage Company LLC | 151261 | Troy, MI | $24.1M | 57 | 37.7% |
| #4 | Kelly Russo | 1147434 | Hantz Financial Services, Inc. | 167864 | Southfield, MI | $14.7M | 57 | 78.1% |
| #6 | Eric Ehrhardt | 28158 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $10.7M | 50 | 56.2% |
| #7 | Dustin Geibig | 31210 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $8.3M | 48 | 54.5% |
| #8 | Christopher Puzzuoli | 276711 | HFG Holdings, Inc. | 1467435 | Troy, MI | $11.5M | 45 | 56.3% |
| #9 | Philip Lapinski | 1485025 | HFG Holdings, Inc. | 1467435 | Troy, MI | $10.0M | 44 | 39.6% |
| #10 | Robyn Berg | 630894 | Union Home Mortgage Corp. | 2229 | East Lansing, MI | $9.0M | 42 | 59.2% |
| #11 | Karen Stein | 480558 | AAC Credit Union | 417591 | Spring Lake, MI | $2.9M | 40 | 81.6% |
| #12 | Jeffrey Kujan | 406704 | First Merchants Bank | 454552 | Farmington Hills, MI | $15.0M | 37 | 77.1% |
| #13 | Sebastian George | 161496 | VEMA MORTGAGE LLC | 1019911 | Troy, MI | $16.1M | 36 | 49.3% |
| #14 | David Thomas | 585409 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $8.8M | 35 | 46.7% |
| #15 | Grant Holmes | 135241 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $11.6M | 33 | 66.0% |
| #15 | Peter Louisell | 46232 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $9.4M | 33 | 55.0% |
| #17 | Jeffrey Krinsky | 29945 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $8.1M | 32 | 69.6% |
| #17 | Jon Aucutt | 710259 | SUPERIOR NATIONAL BANK | 411460 | Troy, MI | $12.6M | 32 | 47.1% |
| #17 | Roger Letourneau | 1359619 | Hantz Financial Services, Inc. | 167864 | Southfield, MI | $9.1M | 32 | 82.1% |
| #17 | Thomas Savage | 21245 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $7.7M | 32 | 39.0% |
| #21 | David Lehner | 143881 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $6.8M | 30 | 39.0% |
| #21 | Nicholas Fields | 28024 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $8.8M | 30 | 73.2% |
| #23 | Jeanna Carey | 1069188 | Gold Star Mortgage Financial Group, Corporation | 3446 | Ann Arbor, MI | $13.7M | 29 | 36.7% |
| #23 | Jason Ellis | 21282 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $7.3M | 29 | 49.2% |
| #23 | Jared Dykstra | 441913 | WEST MICHIGAN COMMUNITY BANK | 695867 | Hudsonville, MI | $9.8M | 29 | 82.9% |
| #26 | Thomas Fain | 27924 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $6.2M | 28 | 43.1% |
| #26 | Joseph Bigelman | 140064 | Staunton Financial, Inc. | 140012 | Southfield, MI | $9.7M | 28 | 40.0% |
| #26 | Ali Al-Ammar | 368700 | Vesta Financial Group, LLC | 1748450 | Dearborn, MI | $10.1M | 28 | 52.8% |
| #26 | Seth Bellas | 1210102 | Canopy Mortgage, LLC | 1359687 | Wyoming, MI | $8.0M | 28 | 47.5% |
| #30 | Brittany Boka | 1485245 | VIBE CREDIT UNION | 405039 | Clarkston, MI | $3.5M | 27 | 44.3% |
| #30 | Moriah Ales | 1058209 | Genisys Credit Union | 409008 | — | $1.8M | 27 | 45.8% |
| #30 | Robert Garrison | 137806 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $5.6M | 27 | 35.1% |
| #33 | James Taveggia | 23433 | Union Home Mortgage Corp. | 2229 | Rochester, MI | $7.9M | 26 | 50.0% |
| #33 | Joshua Sell | 1523964 | HFG Holdings, Inc. | 1467435 | Troy, MI | $6.7M | 26 | 53.1% |
| #35 | Sam Amine | 161982 | Velocity Home Loans Corp | 2706011 | Brighton, MI | $6.5M | 25 | 55.6% |
| #35 | Loren Hotchkiss | 166413 | Preston Home Loans Inc | 1759275 | Grand Blanc, MI | $833K | 25 | 89.3% |
| #35 | Elizabeth Nowak | 1376416 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $4.8M | 25 | 52.1% |
| #35 | Jonathan Arnold | 129471 | Guild Mortgage Company LLC | 3274 | Ada, MI | $8.4M | 25 | 37.3% |
| #35 | Christopher Harris | 162723 | Preston Home Loans Inc | 1759275 | Grand Blanc, MI | $5.8M | 25 | 42.4% |
| #35 | William Watchorn | 997595 | Frankenmuth Credit Union | 454059 | Frankenmuth, MI | $3.7M | 25 | 46.3% |
| #41 | Jonathon Auer | 739254 | Level up Home Loans LLC | 2190247 | Plymouth, MI | $10.7M | 24 | 75.0% |
| #41 | Harry Richter III | 46372 | CrossCountry Mortgage, LLC | 3029 | Ann Arbor, MI | $9.0M | 24 | 60.0% |
| #41 | Jennifer Ferguson | 756208 | United Bank of Michigan | 463806 | Wayland, MI | $5.4M | 24 | 77.4% |
| #44 | Quinton Lemond | 392859 | HOMEPAL LLC | 2097625 | Royal Oak, MI | $7.2M | 23 | 69.7% |
| #44 | Luther Trook | 445364 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $7.9M | 23 | 51.1% |
| #44 | Merribeth Quigley | 23332 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $5.7M | 23 | 42.6% |
| #44 | Stephen Stork | 137370 | CrossCountry Mortgage, LLC | 3029 | Bloomfield Hills, MI | $5.6M | 23 | 30.7% |
| #44 | Jeffrey Stephenson | 139052 | Mortgage300 Corporation | 162651 | Stuart, FL | $3.9M | 23 | 28.0% |
| #44 | David Wechsler | 931641 | Union Home Mortgage Corp. | 2229 | Berkley, MI | $6.3M | 23 | 71.9% |
| #50 | Joshua Rubin | 135902 | First Securities Financial Services, Inc. | 116848 | Bingham Farms, MI | $9.2M | 22 | 40.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Michigan (2025). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/michigan/top-retention-by-units/2025
Powered by ChatMMI