Retention champions in Michigan in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Bing Guo (A Best Financial Corporation, NMLS #138564), Matthew Adler (Lake Michigan Credit Union, NMLS #138345), and Chinmay Deshpande (C 4 D Mortgage Company LLC, NMLS #161464).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Bing Guo | 138564 | A Best Financial Corporation | 138461 | Canton, MI | $71.9M | 167 | 85.2% |
| #2 | Matthew Adler | 138345 | Lake Michigan Credit Union | 442967 | Troy, MI | $22.5M | 61 | 59.8% |
| #3 | Chinmay Deshpande | 161464 | C 4 D Mortgage Company LLC | 151261 | Troy, MI | $24.3M | 57 | 37.5% |
| #4 | Kelly Russo | 1147434 | Hantz Financial Services, Inc. | 167864 | Southfield, MI | $14.6M | 56 | 77.8% |
| #5 | Joshua Nawrot | 160116 | Northern Mortgage Services, LLC | 130662 | Byron Center, MI | $17.2M | 53 | 48.2% |
| #6 | Eric Ehrhardt | 28158 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $11.5M | 51 | 56.7% |
| #7 | Dustin Geibig | 31210 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $8.3M | 48 | 55.2% |
| #8 | Christopher Puzzuoli | 276711 | HFG Holdings, Inc. | 1467435 | Troy, MI | $11.5M | 45 | 56.3% |
| #9 | Philip Lapinski | 1485025 | HFG Holdings, Inc. | 1467435 | Troy, MI | $9.6M | 43 | 39.1% |
| #10 | Robyn Berg | 630894 | Union Home Mortgage Corp. | 2229 | East Lansing, MI | $8.5M | 40 | 58.0% |
| #11 | Karen Stein | 480558 | AAC Credit Union | 417591 | Spring Lake, MI | $2.7M | 39 | 79.6% |
| #12 | Jeffrey Kujan | 406704 | First Merchants Bank | 454552 | Farmington Hills, MI | $15.0M | 37 | 75.5% |
| #13 | Sebastian George | 161496 | VEMA MORTGAGE LLC | 1019911 | Troy, MI | $16.1M | 36 | 49.3% |
| #14 | David Thomas | 585409 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $8.6M | 34 | 46.6% |
| #15 | Grant Holmes | 135241 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $11.6M | 33 | 66.0% |
| #16 | Jeffrey Krinsky | 29945 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $8.1M | 32 | 69.6% |
| #16 | Jon Aucutt | 710259 | SUPERIOR NATIONAL BANK | 411460 | Troy, MI | $12.2M | 32 | 47.1% |
| #16 | Thomas Savage | 21245 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $7.7M | 32 | 39.0% |
| #16 | Peter Louisell | 46232 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $9.2M | 32 | 53.3% |
| #20 | Roger Letourneau | 1359619 | Hantz Financial Services, Inc. | 167864 | Southfield, MI | $9.0M | 31 | 79.5% |
| #21 | Nicholas Fields | 28024 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $8.8M | 30 | 73.2% |
| #22 | David Lehner | 143881 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $6.5M | 28 | 36.4% |
| #22 | Jason Ellis | 21282 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $6.6M | 28 | 48.3% |
| #22 | Jared Dykstra | 441913 | United Bank of Michigan | 463806 | Jenison, MI | $9.5M | 28 | 80.0% |
| #22 | Thomas Fain | 27924 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $6.2M | 28 | 42.4% |
| #26 | Moriah Ales | 1058209 | Genisys Credit Union | 409008 | — | $1.8M | 27 | 45.8% |
| #26 | Joseph Bigelman | 140064 | Staunton Financial, Inc. | 140012 | Southfield, MI | $9.5M | 27 | 39.7% |
| #26 | Seth Bellas | 1210102 | Canopy Mortgage, LLC | 1359687 | Wyoming, MI | $7.6M | 27 | 45.8% |
| #26 | Brittany Boka | 1485245 | VIBE CREDIT UNION | 405039 | Clarkston, MI | $3.5M | 27 | 44.3% |
| #26 | Ali Al-Ammar | 368700 | Vesta Financial Group, LLC | 1748450 | Dearborn, MI | $9.7M | 27 | 51.9% |
| #26 | Jeanna Carey | 1069188 | Gold Star Mortgage Financial Group, Corporation | 3446 | Ann Arbor, MI | $13.1M | 27 | 35.5% |
| #32 | James Taveggia | 23433 | Union Home Mortgage Corp. | 2229 | Rochester, MI | $7.9M | 26 | 50.0% |
| #33 | Christopher Harris | 162723 | Preston Home Loans Inc | 1759275 | Grand Blanc, MI | $5.8M | 25 | 42.4% |
| #33 | Elizabeth Nowak | 1376416 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $4.8M | 25 | 52.1% |
| #33 | Loren Hotchkiss | 166413 | Preston Home Loans Inc | 1759275 | Grand Blanc, MI | $833K | 25 | 89.3% |
| #33 | Joshua Sell | 1523964 | HFG Holdings, Inc. | 1467435 | Troy, MI | $6.5M | 25 | 52.1% |
| #33 | Robert Garrison | 137806 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $5.5M | 25 | 33.3% |
| #38 | Jonathan Arnold | 129471 | Guild Mortgage Company LLC | 3274 | Ada, MI | $8.1M | 24 | 36.9% |
| #38 | William Watchorn | 997595 | Frankenmuth Credit Union | 454059 | Frankenmuth, MI | $3.7M | 24 | 45.3% |
| #38 | Sam Amine | 161982 | Velocity Home Loans Corp | 2706011 | Brighton, MI | $6.2M | 24 | 54.5% |
| #38 | Jonathon Auer | 739254 | Level up Home Loans LLC | 2190247 | Plymouth, MI | $10.7M | 24 | 75.0% |
| #42 | Joshua Rubin | 135902 | First Securities Financial Services, Inc. | 116848 | Bingham Farms, MI | $9.4M | 23 | 42.6% |
| #42 | Stephen Stork | 137370 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $5.6M | 23 | 31.1% |
| #42 | Jennifer Ferguson | 756208 | United Bank of Michigan | 463806 | Wayland, MI | $5.1M | 23 | 79.3% |
| #42 | Quinton Lemond | 392859 | HOMEPAL LLC | 2097625 | Royal Oak, MI | $7.2M | 23 | 69.7% |
| #42 | Merribeth Quigley | 23332 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $5.7M | 23 | 43.4% |
| #47 | David Wechsler | 931641 | Union Home Mortgage Corp. | 2229 | Berkley, MI | $6.1M | 22 | 71.0% |
| #47 | Jeffrey Stephenson | 139052 | Mortgage300 Corporation | 162651 | Stuart, FL | $3.8M | 22 | 27.5% |
| #47 | Harry Richter III | 46372 | CrossCountry Mortgage, LLC | 3029 | Ann Arbor, MI | $7.9M | 22 | 57.9% |
| #47 | Jonathan Lyons | 426123 | MERCANTILE BANK | 419813 | Grand Rapids, MI | $5.1M | 22 | 46.8% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Michigan (2025). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/michigan/top-retention-by-units/2025
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