Retention champions in Arkansas in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include HOLLY ZIMMERMAN (TELCOE FEDERAL CREDIT UNION, NMLS #737830), Drake Widener (FirstTrust Home Loans, Inc., NMLS #2111850), and KARLA WALLS (TELCOE FEDERAL CREDIT UNION, NMLS #737266).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | HOLLY ZIMMERMAN | 737830 | TELCOE FEDERAL CREDIT UNION | 409715 | Little Rock, AR | $3.2M | 24 | 54.5% |
| #2 | Drake Widener | 2111850 | FirstTrust Home Loans, Inc. | 75271 | Cabot, AR | $4.8M | 18 | 52.9% |
| #3 | KARLA WALLS | 737266 | TELCOE FEDERAL CREDIT UNION | 409715 | Little Rock, AR | $3.4M | 17 | 51.5% |
| #3 | Gina Stockfisch | 690309 | Anstaff Bank | 408242 | Mountain Home, AR | $3.1M | 17 | 68.0% |
| #5 | Jacob Arey | 1091070 | Eustis Mortgage Corporation | 70345 | Benton, AR | $2.8M | 16 | 30.2% |
| #6 | Hunter Strong | 1911747 | FirstTrust Home Loans, Inc. | 75271 | Sheridan, AR | $3.6M | 15 | 28.8% |
| #6 | Ryan Smith | 564322 | Arvest Bank | 403249 | Fayetteville, AR | $5.4M | 15 | 48.4% |
| #6 | Rabih Aboukheir | 1723442 | Eustis Mortgage Corporation | 70345 | Little Rock, AR | $4.0M | 15 | 28.3% |
| #9 | Debra Reed | 419366 | Eagle Bank and Trust Company | 410317 | Little Rock, AR | $4.1M | 13 | 26.0% |
| #9 | Sai Vivek Boddu | 2331676 | KEY2NEST HOME LOANS LLC | 2819804 | Prosper, TX | $6.2M | 13 | 81.3% |
| #9 | Mandy Hathorn | 146513 | Encore Bank | 758596 | Fayetteville, AR | $4.4M | 13 | 35.1% |
| #12 | Hayden Wyatt | 562033 | FIRST NATIONAL BANK OF IZARD COUNTY | 403383 | Melbourne, AR | $1.0M | 12 | 75.0% |
| #13 | Matthew Fleming | 469570 | First State Bank | 433425 | Russellville, AR | $2.0M | 11 | 78.6% |
| #13 | Chad Yancy | 1766343 | Arvest Bank | 403249 | Jonesboro, AR | $1.9M | 11 | 47.8% |
| #13 | Abigail Buchanan | 562032 | FIRST NATIONAL BANK OF IZARD COUNTY | 403383 | Mountain View, AR | $1.3M | 11 | 91.7% |
| #16 | Tomekia Hunt | 142687 | CrossCountry Mortgage, LLC | 3029 | San Antonio, TX | $2.7M | 10 | 40.0% |
| #16 | Emily Heiskell | 1102671 | BOKF, National Association | 403501 | Fayetteville, AR | $3.2M | 10 | 52.6% |
| #16 | Melissa Miller | 631065 | First Security Bank | 414458 | Mountain Home, AR | $1.9M | 10 | 43.5% |
| #19 | Blake Peterson | 630578 | Flat Branch Mortgage, Inc. | 224149 | Cabot, AR | $2.0M | 9 | 15.8% |
| #19 | Marissa Mcka | 2026567 | Fairway Independent Mortgage Corporation | 2289 | Arkadelphia, AR | $1.4M | 9 | 81.8% |
| #19 | David Holm | 1448089 | Renovation Finance LLC | 1802847 | Berwyn, PA | $3.5M | 9 | 34.6% |
| #19 | Conrad Eberhard | 419438 | Flat Branch Mortgage, Inc. | 224149 | Fayetteville, AR | $2.7M | 9 | 18.4% |
| #19 | Cody Davis | 1499383 | Focus Bank | 403606 | Paragould, AR | $1.1M | 9 | 50.0% |
| #19 | Sylvia Potter | 1161487 | Anstaff Bank | 408242 | Harrison, AR | $1.9M | 9 | 64.3% |
| #19 | Cindy Armstrong | 565700 | Clearway Federal Credit Union | 449586 | Hot Springs, AR | $1.7M | 9 | 75.0% |
| #19 | Chandra Beach | 564277 | Better Mortgage Corporation | 330511 | Farmington, AR | $2.0M | 9 | 36.0% |
| #19 | Stephanie Kibodeaux | 512237 | Commercial Bank & Trust Company | 485431 | Monticello, AR | $1.6M | 9 | 60.0% |
| #19 | DEBBIE SMITH | 756559 | FIRST NATIONAL BANK | 649338 | Paragould, AR | $1.5M | 9 | 60.0% |
| #19 | Holly Wheeler AKA Holly Wheeler | 564045 | The First National Bank of Fort Smith | 766518 | Fayetteville, AR | $1.7M | 9 | 50.0% |
| #19 | Shannon Howland | 1275312 | Arvest Bank | 403249 | Conway, AR | $2.5M | 9 | 40.9% |
| #31 | Tracie Carver | 419411 | Eagle Bank and Trust Company | 410317 | West Memphis, AR | $1.5M | 8 | 33.3% |
| #31 | Christopher Cummings | 429782 | Guild Mortgage Company LLC | 3274 | Bentonville, AR | $2.5M | 8 | 36.4% |
| #31 | Tonya Gray | 1741992 | Southern Bank | 405563 | Jonesboro, AR | $2.3M | 8 | 57.1% |
| #31 | Ashley Newman | 1268524 | Centennial Bank | 466091 | Conway, AR | $1.4M | 8 | 22.9% |
| #31 | Cynthia Inman | 405289 | CS BANK | 403468 | Berryville, AR | $1.0M | 8 | 66.7% |
| #31 | Jimsie Looper | 997043 | FirstTrust Home Loans, Inc. | 75271 | Fort Smith, AR | $2.5M | 8 | 14.3% |
| #31 | Shonda Walters | 424310 | Regions Bank | 174490 | Birmingham, AL | $1.4M | 8 | 32.0% |
| #31 | Mark Phillips | 1759301 | T2 Financial LLC | 1686046 | Conway, AR | $2.1M | 8 | 47.1% |
| #31 | Ravan Wagner | 1328626 | UNION BANK | 413302 | Mena, AR | $1.5M | 8 | 61.5% |
| #31 | Alan Whisenhunt | 665617 | Encore Bank | 758596 | Little Rock, AR | $4.2M | 8 | 23.5% |
| #41 | Chad Bradford | 981380 | Fairway Independent Mortgage Corporation | 2289 | Arkadelphia, AR | $1.6M | 7 | 53.8% |
| #41 | Lauren Chambers | 1970343 | Flat Branch Mortgage, Inc. | 224149 | Columbia, MO | $2.0M | 7 | 36.8% |
| #41 | Lea Bryant | 546297 | American Pacific Mortgage Corporation | 1850 | O Fallon, MO | $1.4M | 7 | 38.9% |
| #41 | Cynthia Turnbow | 446872 | Southern Bancorp Bank | 422823 | Arkadelphia, AR | $1.1M | 7 | 50.0% |
| #41 | Diane Rutledge | 644754 | Stockton Mortgage Corporation | 8259 | Crossett, AR | $828K | 7 | 58.3% |
| #41 | William Bell | 1429866 | Focus Bank | 403606 | Jonesboro, AR | $1.8M | 7 | 46.7% |
| #41 | Olivia Schwartz | 1638095 | Farmers Bank | 432703 | Greenwood, AR | $1.9M | 7 | 70.0% |
| #41 | Steven Reynolds | 539742 | Eagle Bank and Trust Company | 410317 | Little Rock, AR | $2.1M | 7 | 31.8% |
| #41 | Karan Richardson | 564269 | Arvest Bank | 403249 | Greenwood, AR | $1.1M | 7 | 41.2% |
| #41 | Rena Sanders | 1156343 | BANK OF CAVE CITY | 465867 | Batesville, AR | $1.5M | 7 | 63.6% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Arkansas (2025). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/arkansas/top-retention-by-units/2025
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