Retention champions in Ohio in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Jason Harris (Guaranteed Rate, Inc., NMLS #573906), Scott Snapp (loanDepot.com, LLC, NMLS #408700), and Daniel Sa (NFM Lending, LLC, NMLS #173224).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jason Harris | 573906 | Guaranteed Rate, Inc. | 2611 | Columbus, OH | $23.7M | 53 | 47.7% |
| #2 | Scott Snapp | 408700 | loanDepot.com, LLC | 174457 | Findlay, OH | $10.2M | 52 | 35.4% |
| #3 | Daniel Sa | 173224 | NFM Lending, LLC | 2893 | Columbus, OH | $12.8M | 40 | 33.6% |
| #3 | Aaron Pettrey | 1038767 | Union Savings Bank | 446047 | Columbus, OH | $15.3M | 40 | 64.5% |
| #5 | Mark Myers | 438947 | Union Savings Bank | 446047 | Dayton, OH | $12.0M | 38 | 45.8% |
| #6 | Sarah Engstrom | 245903 | Oasis Mortgage Group, LLC | 2646987 | Columbus, OH | $12.1M | 36 | 48.0% |
| #7 | Michael Harrison | 655476 | Union Savings Bank | 446047 | Cincinnati, OH | $12.1M | 34 | 59.6% |
| #8 | Todd Nerlinger | 641549 | First Commonwealth Bank | 479240 | Milford, OH | $10.6M | 33 | 49.3% |
| #8 | Lori Saucier | 258116 | CrossCountry Mortgage, LLC | 3029 | Tampa, FL | $7.9M | 33 | 68.8% |
| #10 | Mario Cua | 885156 | NFM Lending, LLC | 2893 | Columbus, OH | $8.3M | 30 | 40.5% |
| #10 | Michael Reeve | 500454 | First Financial Bank | 619717 | Worthington, OH | $15.6M | 30 | 46.2% |
| #12 | Noah Brader | 224079 | Union Home Mortgage Corp. | 2229 | Dublin, OH | $10.5M | 29 | 37.2% |
| #12 | Siddharth Shah | 416502 | Equity Resources, Inc. | 1579 | Newark, OH | $9.8M | 29 | 72.5% |
| #12 | BRADLEY LANE | 460618 | CrossCountry Mortgage, LLC | 3029 | Hudson, OH | $8.7M | 29 | 43.9% |
| #12 | JONATHAN MERKEL | 9492 | Union Savings Bank | 446047 | Dayton, OH | $8.8M | 29 | 58.0% |
| #12 | Derrick Franz | 282506 | McKinley Mortgage, LLC | 1698 | Cincinnati, OH | $6.5M | 29 | 54.7% |
| #17 | Andrew Beigel | 1682169 | NFM Lending, LLC | 2893 | Columbus, OH | $9.0M | 28 | 41.2% |
| #17 | Mark Hamad | 585817 | Union Savings Bank | 446047 | Cincinnati, OH | $8.6M | 28 | 71.8% |
| #19 | Joseph Sauk | 589820 | Sauk Mortgage Group LTD | 1879972 | Columbus, OH | $10.5M | 27 | 46.6% |
| #20 | Teague Reed | 585819 | Union Savings Bank | 446047 | Cincinnati, OH | $10.0M | 26 | 89.7% |
| #21 | Kathryn Heffernan | 938854 | Liberty Home Mortgage Corporation | 1114762 | Cleveland, OH | $6.2M | 25 | 73.5% |
| #21 | Coley Rau | 256481 | CrossCountry Mortgage, LLC | 3029 | Bryan, OH | $4.5M | 25 | 33.8% |
| #23 | Sheena Schiffer | 119175 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $5.8M | 24 | 46.2% |
| #23 | James Meyer | 746985 | The Park National Bank | 539527 | Mount Vernon, OH | $4.3M | 24 | 54.5% |
| #23 | David Voytek | 263709 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $5.9M | 24 | 68.6% |
| #26 | Jeana Davis | 687115 | KEMBA Financial Credit Union | 292230 | Gahanna, OH | $2.5M | 23 | 42.6% |
| #26 | Randall Bruns | 464300 | ST. HENRY BANK, THE | 415884 | Saint Henry, OH | $5.1M | 23 | 95.8% |
| #26 | Wendy Kull | 833089 | Union Savings Bank | 446047 | Dayton, OH | $6.3M | 23 | 69.7% |
| #29 | Austin Clarkson | 1249198 | Lower, LLC | 1124061 | Columbus, OH | $7.5M | 22 | 55.0% |
| #29 | Deborah Hews | 644223 | Union Savings Bank | 446047 | Troy, OH | $5.6M | 22 | 64.7% |
| #29 | Erica Howard | 701999 | PrimeLending, A PlainsCapital Company | 13649 | Eaton, OH | $5.0M | 22 | 31.4% |
| #32 | David Arocho | 525328 | NFM Lending, LLC | 2893 | Columbus, OH | $6.4M | 21 | 36.2% |
| #32 | Steve Walburn | 823374 | WesBanco Bank, Inc. | 399836 | Wheeling, WV | $16.9M | 21 | 87.5% |
| #32 | Robert Mahaffey | 26082 | 3rd Street Financial Corp. | 304138 | West Chester, OH | $5.9M | 21 | 47.7% |
| #35 | Ronald Erdmann | 728342 | Guaranteed Rate, Inc. | 2611 | Cincinnati, OH | $8.6M | 20 | 51.3% |
| #35 | Jason Marsh | 67242 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $3.6M | 20 | 25.0% |
| #35 | Kim Castello | 421618 | SSB Community Bank | 523450 | Strasburg, OH | $3.5M | 20 | 83.3% |
| #35 | Sheri Smith | 456283 | PSE CREDIT UNION, INC | 410031 | Medina, OH | $1.5M | 20 | 83.3% |
| #39 | Steve Beskid | 930024 | Covita Lending LLC | 1819700 | Columbus, OH | $6.8M | 19 | 63.3% |
| #39 | Wilbert Horn | 132160 | Savage Mortgage Services, Ltd. | 127441 | Maumee, OH | $5.9M | 19 | 61.3% |
| #39 | Shireen Shackelford | 460626 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $3.9M | 19 | 27.1% |
| #39 | Kelly Atchison | 1408085 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $1.8M | 19 | 90.5% |
| #43 | Michael Mertz | 442739 | Peoples Bank | 617258 | Waynesville, OH | $1.6M | 18 | 60.0% |
| #43 | Brandon Richter | 1949336 | Go Rascal Inc. | 2072896 | Brooklyn, NY | $4.9M | 18 | 90.0% |
| #43 | Samer Sayar | 88570 | Citizens Bank, National Association | 433960 | Parma, OH | $3.9M | 18 | 75.0% |
| #43 | Kathleen Vanek | 716953 | The Farmers National Bank of Canfield | 645623 | Middlefield, OH | $3.9M | 18 | 51.4% |
| #43 | Drew Stacey | 728175 | CrossCountry Mortgage, LLC | 3029 | Blue Ash, OH | $10.5M | 18 | 38.3% |
| #48 | Andrew Otter | 21090 | AMKO Lending, LLC | 1804948 | Cleveland, OH | $4.1M | 17 | 77.3% |
| #48 | Omar Kaddah | 1726485 | CrossCountry Mortgage, LLC | 3029 | Westlake, OH | $3.9M | 17 | 45.9% |
| #48 | Sriramreddy Annapareddy | 2052589 | EZY Mtg, LLC | 2546126 | Mason, OH | $8.0M | 17 | 94.4% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Ohio (2025). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/ohio/top-retention-by-units/2025
Powered by ChatMMI