Retention champions in Ohio in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Jason Harris (Guaranteed Rate, Inc., NMLS #573906), Scott Snapp (loanDepot.com, LLC, NMLS #408700), and Daniel Sa (NFM Lending, LLC, NMLS #173224).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jason Harris | 573906 | Guaranteed Rate, Inc. | 2611 | Columbus, OH | $23.7M | 53 | 47.7% |
| #2 | Scott Snapp | 408700 | loanDepot.com, LLC | 174457 | Findlay, OH | $10.3M | 52 | 35.4% |
| #3 | Daniel Sa | 173224 | NFM Lending, LLC | 2893 | Columbus, OH | $12.6M | 39 | 33.3% |
| #4 | Aaron Pettrey | 1038767 | Union Savings Bank | 446047 | Columbus, OH | $14.5M | 38 | 64.4% |
| #4 | Mark Myers | 438947 | Union Savings Bank | 446047 | Dayton, OH | $12.7M | 38 | 46.3% |
| #6 | Sarah Engstrom | 245903 | Oasis Mortgage Group, LLC | 2646987 | Columbus, OH | $12.1M | 36 | 49.3% |
| #7 | Lori Saucier | 258116 | CrossCountry Mortgage, LLC | 3029 | Tampa, FL | $7.9M | 33 | 68.8% |
| #7 | Todd Nerlinger | 641549 | Union Savings Bank | 446047 | Dayton, OH | $10.1M | 33 | 48.5% |
| #7 | Michael Harrison | 655476 | Union Savings Bank | 446047 | Cincinnati, OH | $11.7M | 33 | 57.9% |
| #10 | Mario Cua | 885156 | NFM Lending, LLC | 2893 | Worthington, OH | $8.3M | 30 | 41.1% |
| #10 | Michael Reeve | 500454 | First Financial Bank | 619717 | Worthington, OH | $15.6M | 30 | 46.2% |
| #12 | BRADLEY LANE | 460618 | CrossCountry Mortgage, LLC | 3029 | Hudson, OH | $8.7M | 29 | 43.3% |
| #12 | Siddharth Shah | 416502 | Equity Resources, Inc. | 1579 | Newark, OH | $9.8M | 29 | 74.4% |
| #12 | JONATHAN MERKEL | 9492 | Union Savings Bank | 446047 | Dayton, OH | $8.6M | 29 | 59.2% |
| #12 | Noah Brader | 224079 | Union Home Mortgage Corp. | 2229 | Dublin, OH | $10.5M | 29 | 37.2% |
| #12 | Derrick Franz | 282506 | McKinley Mortgage, LLC | 1698 | Cincinnati, OH | $6.5M | 29 | 55.8% |
| #17 | Andrew Beigel | 1682169 | NFM Lending, LLC | 2893 | Columbus, OH | $9.0M | 28 | 41.2% |
| #17 | Mark Hamad | 585817 | Union Savings Bank | 446047 | Cincinnati, OH | $8.6M | 28 | 71.8% |
| #19 | Joseph Sauk | 589820 | Sauk Mortgage Group LTD | 1879972 | Columbus, OH | $10.5M | 27 | 46.6% |
| #20 | Teague Reed | 585819 | Union Savings Bank | 446047 | Cincinnati, OH | $9.7M | 25 | 86.2% |
| #21 | Coley Rau | 256481 | CrossCountry Mortgage, LLC | 3029 | Bryan, OH | $4.3M | 24 | 32.4% |
| #21 | Randall Bruns | 464300 | ST. HENRY BANK, THE | 415884 | Saint Henry, OH | $5.7M | 24 | 96.0% |
| #21 | James Meyer | 746985 | The Park National Bank | 539527 | Mount Vernon, OH | $4.3M | 24 | 54.5% |
| #21 | David Voytek | 263709 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $5.9M | 24 | 66.7% |
| #21 | Sheena Schiffer | 119175 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $5.8M | 24 | 48.0% |
| #21 | Wendy Kull | 833089 | Union Savings Bank | 446047 | Dayton, OH | $6.6M | 24 | 70.6% |
| #27 | Kathryn Heffernan | 938854 | Liberty Home Mortgage Corporation | 1114762 | Cleveland, OH | $5.7M | 23 | 71.9% |
| #27 | Jeana Davis | 687115 | KEMBA Financial Credit Union | 292230 | Gahanna, OH | $2.5M | 23 | 43.4% |
| #29 | Erica Howard | 701999 | PrimeLending, A PlainsCapital Company | 13649 | Eaton, OH | $4.6M | 22 | 31.9% |
| #29 | Austin Clarkson | 1249198 | Lower, LLC | 1124061 | Columbus, OH | $7.5M | 22 | 56.4% |
| #31 | Steve Walburn | 823374 | WesBanco Bank, Inc. | 399836 | Wheeling, WV | $16.9M | 21 | 87.5% |
| #31 | Robert Mahaffey | 26082 | 3rd Street Financial Corp. | 304138 | West Chester, OH | $5.9M | 21 | 47.7% |
| #31 | David Arocho | 525328 | NFM Lending, LLC | 2893 | Columbus, OH | $6.8M | 21 | 35.6% |
| #34 | Deborah Hews | 644223 | Union Savings Bank | 446047 | Troy, OH | $5.2M | 20 | 62.5% |
| #34 | Ronald Erdmann | 728342 | Guaranteed Rate, Inc. | 2611 | Cincinnati, OH | $8.6M | 20 | 52.6% |
| #34 | Kim Castello | 421618 | SSB Community Bank | 523450 | Strasburg, OH | $3.5M | 20 | 83.3% |
| #34 | Jason Marsh | 67242 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $3.6M | 20 | 24.7% |
| #34 | Sheri Smith | 456283 | PSE CREDIT UNION, INC | 410031 | Medina, OH | $1.5M | 20 | 83.3% |
| #39 | Wilbert Horn | 132160 | Savage Mortgage Services, Ltd. | 127441 | Maumee, OH | $5.9M | 19 | 63.3% |
| #39 | Kelly Atchison | 1408085 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $1.8M | 19 | 90.5% |
| #39 | Steve Beskid | 930024 | Covita Lending LLC | 1819700 | Columbus, OH | $6.8M | 19 | 63.3% |
| #39 | Michael Mertz | 442739 | Peoples Bank | 617258 | Waynesville, OH | $1.6M | 19 | 61.3% |
| #43 | Andrew Otter | 21090 | AMKO Lending, LLC | 1804948 | Cleveland, OH | $4.3M | 18 | 78.3% |
| #43 | Samer Sayar | 88570 | Citizens Bank, National Association | 433960 | Parma, OH | $3.9M | 18 | 75.0% |
| #43 | Shireen Shackelford | 460626 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $3.6M | 18 | 26.1% |
| #43 | Drew Stacey | 728175 | CrossCountry Mortgage, LLC | 3029 | Blue Ash, OH | $10.5M | 18 | 40.0% |
| #43 | Kathleen Vanek | 716953 | The Farmers National Bank of Canfield | 645623 | Middlefield, OH | $3.9M | 18 | 51.4% |
| #43 | Brandon Richter | 1949336 | Go Rascal Inc. | 2072896 | Brooklyn, NY | $4.9M | 18 | 90.0% |
| #43 | Timothy Adams | 438939 | First Federal Community Bank of Bucyrus | 419803 | Bucyrus, OH | $8.5M | 18 | 46.2% |
| #50 | Omar Kaddah | 1726485 | CrossCountry Mortgage, LLC | 3029 | Westlake, OH | $3.9M | 17 | 44.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Ohio (2025). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/ohio/top-retention-by-units/2025
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