Retention champions in Ohio in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Jason Harris (Guaranteed Rate, Inc., NMLS #573906), Scott Snapp (loanDepot.com, LLC, NMLS #408700), and Daniel Sa (NFM Lending, LLC, NMLS #173224).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jason Harris | 573906 | Guaranteed Rate, Inc. | 2611 | Columbus, OH | $23.7M | 53 | 47.7% |
| #2 | Scott Snapp | 408700 | loanDepot.com, LLC | 174457 | Findlay, OH | $10.0M | 51 | 34.9% |
| #3 | Daniel Sa | 173224 | NFM Lending, LLC | 2893 | Columbus, OH | $12.8M | 40 | 33.6% |
| #4 | Aaron Pettrey | 1038767 | Union Savings Bank | 446047 | Columbus, OH | $15.4M | 39 | 63.9% |
| #5 | Mark Myers | 438947 | Union Savings Bank | 446047 | Dayton, OH | $12.7M | 38 | 45.8% |
| #6 | Sarah Engstrom | 245903 | Oasis Mortgage Group, LLC | 2646987 | Columbus, OH | $12.1M | 36 | 48.0% |
| #7 | Michael Harrison | 655476 | Union Savings Bank | 446047 | Cincinnati, OH | $11.4M | 33 | 60.0% |
| #7 | Todd Nerlinger | 641549 | First Commonwealth Bank | 479240 | Milford, OH | $10.6M | 33 | 48.5% |
| #9 | Lori Saucier | 258116 | CrossCountry Mortgage, LLC | 3029 | Tampa, FL | $7.8M | 32 | 68.1% |
| #10 | Mario Cua | 885156 | NFM Lending, LLC | 2893 | Worthington, OH | $8.3M | 30 | 40.5% |
| #10 | BRADLEY LANE | 460618 | CrossCountry Mortgage, LLC | 3029 | Hudson, OH | $9.0M | 30 | 44.8% |
| #10 | JONATHAN MERKEL | 9492 | Union Savings Bank | 446047 | Dayton, OH | $8.8M | 30 | 58.8% |
| #10 | Michael Reeve | 500454 | First Financial Bank | 619717 | Worthington, OH | $15.6M | 30 | 46.2% |
| #14 | Derrick Franz | 282506 | McKinley Mortgage, LLC | 1698 | Cincinnati, OH | $6.5M | 29 | 53.7% |
| #14 | Noah Brader | 224079 | Union Home Mortgage Corp. | 2229 | Dublin, OH | $10.5M | 29 | 37.2% |
| #14 | Siddharth Shah | 416502 | Equity Resources, Inc. | 1579 | Newark, OH | $9.8M | 29 | 72.5% |
| #17 | Mark Hamad | 585817 | Union Savings Bank | 446047 | Cincinnati, OH | $8.6M | 28 | 71.8% |
| #17 | Andrew Beigel | 1682169 | NFM Lending, LLC | 2893 | Columbus, OH | $9.0M | 28 | 41.2% |
| #19 | Joseph Sauk | 589820 | Sauk Mortgage Group LTD | 1879972 | Columbus, OH | $10.5M | 27 | 46.6% |
| #20 | Teague Reed | 585819 | Union Savings Bank | 446047 | Cincinnati, OH | $10.0M | 26 | 89.7% |
| #21 | Kathryn Heffernan | 938854 | Liberty Home Mortgage Corporation | 1114762 | Cleveland, OH | $6.2M | 25 | 71.4% |
| #21 | Coley Rau | 256481 | CrossCountry Mortgage, LLC | 3029 | Bryan, OH | $4.5M | 25 | 33.3% |
| #23 | Sheena Schiffer | 119175 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $5.8M | 24 | 45.3% |
| #23 | David Voytek | 263709 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $5.9M | 24 | 66.7% |
| #23 | Randall Bruns | 464300 | ST. HENRY BANK, THE | 415884 | Saint Henry, OH | $5.9M | 24 | 96.0% |
| #23 | James Meyer | 746985 | The Park National Bank | 539527 | Mount Vernon, OH | $4.3M | 24 | 53.3% |
| #27 | Jeana Davis | 687115 | KEMBA Financial Credit Union | 292230 | Gahanna, OH | $2.5M | 23 | 42.6% |
| #27 | Wendy Kull | 833089 | Union Savings Bank | 446047 | Dayton, OH | $6.3M | 23 | 69.7% |
| #29 | Austin Clarkson | 1249198 | Lower, LLC | 1124061 | Columbus, OH | $7.5M | 22 | 55.0% |
| #29 | David Arocho | 525328 | NFM Lending, LLC | 2893 | Columbus, OH | $7.0M | 22 | 36.7% |
| #31 | Erica Howard | 701999 | PrimeLending, A PlainsCapital Company | 13649 | Eaton, OH | $4.4M | 21 | 30.4% |
| #31 | Robert Mahaffey | 26082 | 3rd Street Financial Corp. | 304138 | West Chester, OH | $5.9M | 21 | 46.7% |
| #31 | Deborah Hews | 644223 | Union Savings Bank | 446047 | Troy, OH | $5.5M | 21 | 63.6% |
| #31 | Kim Castello | 421618 | SSB Community Bank | 523450 | Strasburg, OH | $3.8M | 21 | 80.8% |
| #31 | Steve Walburn | 823374 | WesBanco Bank, Inc. | 399836 | Wheeling, WV | $16.9M | 21 | 87.5% |
| #36 | Sheri Smith | 456283 | PSE CREDIT UNION, INC | 410031 | Medina, OH | $1.5M | 20 | 83.3% |
| #36 | Jason Marsh | 67242 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $3.6M | 20 | 24.7% |
| #36 | Ronald Erdmann | 728342 | Guaranteed Rate, Inc. | 2611 | Cincinnati, OH | $8.6M | 20 | 54.1% |
| #39 | Michael Mertz | 442739 | Peoples Bank | 617258 | Waynesville, OH | $1.6M | 19 | 61.3% |
| #39 | Wilbert Horn | 132160 | Savage Mortgage Services, Ltd. | 127441 | Maumee, OH | $5.9M | 19 | 63.3% |
| #39 | Steve Beskid | 930024 | Covita Lending LLC | 1819700 | Columbus, OH | $6.8M | 19 | 63.3% |
| #39 | Shireen Shackelford | 460626 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $3.9M | 19 | 27.5% |
| #39 | Kelly Atchison | 1408085 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $1.8M | 19 | 90.5% |
| #44 | Brandon Richter | 1949336 | Go Rascal Inc. | 2072896 | Brooklyn, NY | $4.9M | 18 | 90.0% |
| #44 | Kathleen Vanek | 716953 | The Farmers National Bank of Canfield | 645623 | Middlefield, OH | $3.9M | 18 | 51.4% |
| #44 | JAMES BURTON | 801067 | 1st National Bank | 807212 | Lebanon, OH | $4.9M | 18 | 54.5% |
| #44 | Drew Stacey | 728175 | CrossCountry Mortgage, LLC | 3029 | Blue Ash, OH | $10.5M | 18 | 38.3% |
| #44 | Timothy Adams | 438939 | First Federal Community Bank of Bucyrus | 419803 | Bucyrus, OH | $8.5M | 18 | 46.2% |
| #44 | Samer Sayar | 88570 | Citizens Bank, National Association | 433960 | Parma, OH | $3.9M | 18 | 75.0% |
| #44 | Sarah Sawdon | 2172120 | The Huntington National Bank | 402436 | Port Huron, MI | $158K | 18 | 75.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Ohio (2025). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/ohio/top-retention-by-units/2025
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