Retention champions in Delaware in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of June 11, 2026, the top 3 include Nicholas DiEmidio (Pike Creek Mortgage Services, Inc., NMLS #147765), Sean Foley (Pike Creek Mortgage Services, Inc., NMLS #173891), and Amy Libonate (Delaware Financial Capital Corp., NMLS #145527).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Nicholas DiEmidio | 147765 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $7.0M | 19 | 22.9% |
| #2 | Sean Foley | 173891 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $6.3M | 17 | 39.5% |
| #3 | Amy Libonate | 145527 | Delaware Financial Capital Corp. | 128606 | Newark, DE | $3.9M | 14 | 31.1% |
| #4 | John Thomas | 38783 | Primary Residential Mortgage, Inc. | 3094 | Newark, DE | $4.1M | 12 | 22.6% |
| #4 | Joesph Burns | 1249593 | Prosperity Home Mortgage, LLC | 75164 | Hockessin, DE | $3.5M | 12 | 20.7% |
| #6 | Chad Bowers | 147895 | Nation One Mortgage Corporation | 1564450 | Wilmington, DE | $3.3M | 11 | 25.0% |
| #7 | Bobbie King | 1916983 | Dover Federal Credit Union | 469346 | Dover, DE | $687K | 9 | 69.2% |
| #7 | Alison Schulte | 1021436 | DEXSTA Federal Credit Union | 789478 | Middletown, DE | $1.6M | 9 | 81.8% |
| #7 | Demetri Charitos | 196445 | think one mortgage inc | 125182 | Milford, DE | $3.2M | 9 | 47.4% |
| #7 | Adam Cornacchio | 732595 | Wilmington Savings Fund Society, FSB | 417673 | Newark, DE | $5.5M | 9 | 22.5% |
| #11 | Valerie Goertz | 2314313 | Whitecap Mortgage Delmarva, LLC. | 2435455 | Camden, DE | $3.2M | 8 | 30.8% |
| #11 | Jon Kolb | 133363 | Stonebridge Funding Partners LLC | 2083678 | Birdsboro, PA | $4.1M | 8 | 57.1% |
| #11 | Thomas Keehan | 136415 | Artisans' Bank | 774924 | Wilmington, DE | $600K | 8 | 28.6% |
| #11 | Francis Thornton | 170347 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $2.2M | 8 | 27.6% |
| #15 | Edward Stratton | 1321044 | Luminate Bank | 1281698 | Millsboro, DE | $3.4M | 7 | 16.3% |
| #15 | Joseph Gensoli | 2093301 | Capital Bank, N.A. | 401599 | Rehoboth Beach, DE | $3.5M | 7 | 58.3% |
| #17 | Danielle McIntosh | 714548 | Pike Creek Mortgage Services, Inc. | 130829 | Dover, DE | $1.3M | 6 | 26.1% |
| #17 | Regan Turnbull | 170493 | Luminate Bank | 1281698 | Minneapolis, MN | $1.7M | 6 | 31.6% |
| #17 | Brian Atallian | 136771 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.6M | 6 | 13.0% |
| #17 | Benjamin Besosa | 104565 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.9M | 6 | 14.3% |
| #17 | Kevin Hollerman | 468860 | Movement Mortgage, LLC | 39179 | Newark, DE | $2.0M | 6 | 50.0% |
| #17 | Paul Santumo | 476331 | PrimeLending, A PlainsCapital Company | 13649 | Rehoboth Beach, DE | $3.0M | 6 | 60.0% |
| #17 | Benjamin Pugh | 141182 | Guild Mortgage Company LLC | 3274 | Middletown, DE | $1.7M | 6 | 35.3% |
| #17 | Jeffrey Andress | 900021 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Mount Laurel, NJ | $2.1M | 6 | 18.2% |
| #17 | Adam Stuller | 169250 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.8M | 6 | 14.6% |
| #26 | Larry Knopf | 216620 | THE TURNKEY FOUNDATION INC. | 236669 | McKinney, TX | $848K | 5 | 25.0% |
| #26 | Jonathan Abernathy | 49695 | Mortgage Research Center, LLC | 1907 | Columbia, MO | $1.9M | 5 | 45.5% |
| #26 | Laura Mestro | 524435 | loanDepot.com, LLC | 174457 | Morristown, NJ | $1.5M | 5 | 29.4% |
| #26 | Melissa Swallick | 2109740 | Guild Mortgage Company LLC | 3274 | Middletown, DE | $1.8M | 5 | 33.3% |
| #26 | Richard Parsons | 447816 | Capital Bank, N.A. | 401599 | Annapolis, MD | $3.2M | 5 | 31.3% |
| #26 | Anthony Sadler | 460172 | Guild Mortgage Company LLC | 3274 | Newark, DE | $2.3M | 5 | 25.0% |
| #26 | Daniel Premo | 154721 | Meridian Bank | 462854 | Seaford, DE | $857K | 5 | 16.7% |
| #26 | Brian Cooney | 460280 | Guild Mortgage Company LLC | 3274 | Newark, DE | $1.7M | 5 | 33.3% |
| #34 | Mark Makowski | 1074376 | Prosperity Home Mortgage, LLC | 75164 | Greenville, DE | $1.5M | 4 | 11.4% |
| #34 | Robert Shaner | 325005 | American Pacific Mortgage Corporation | 1850 | Dover, DE | $991K | 4 | 30.8% |
| #34 | Michael Doherty | 147326 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.1M | 4 | 18.2% |
| #34 | Mary Cashman | 325203 | Fairway Independent Mortgage Corporation | 2289 | Hockessin, DE | $1.9M | 4 | 36.4% |
| #34 | James Hagan | 1573585 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.6M | 4 | 16.7% |
| #34 | Amanda Broomall | 900029 | Guild Mortgage Company LLC | 3274 | Middletown, DE | $1.5M | 4 | 14.8% |
| #34 | Jelena Janus | 2369162 | NVR Mortgage Finance, Inc. | 1127 | Bear, DE | $2.0M | 4 | 19.0% |
| #34 | Alison Rohrer | 1607790 | Delaware Financial Capital Corp. | 128606 | Newark, DE | $1.5M | 4 | 30.8% |
| #34 | Brennen Brown | 1984119 | Keystone Funding, Inc. | 144760 | Dover, DE | $1.5M | 4 | 40.0% |
| #34 | Jordan Walters | 2121038 | NVR Mortgage Finance, Inc. | 1127 | Bear, DE | $1.6M | 4 | 7.7% |
| #34 | Lori Martin | 119583 | Fairway Independent Mortgage Corporation | 2289 | Bethany Beach, DE | $1.2M | 4 | 20.0% |
| #45 | Roland Sorace | 101888 | Moreland Financial Corporation | 55221 | Plymouth Meeting, PA | $1.0M | 3 | 20.0% |
| #45 | Traci Rizer | 126675 | Atlantic Coast Mortgage, LLC | 643114 | Grasonville, MD | $792K | 3 | 15.0% |
| #45 | Robert Cox | 160944 | CMG Mortgage, Inc. | 1820 | Lewes, DE | $1.3M | 3 | 11.5% |
| #45 | Marysol Lavander | 1922477 | NVR Mortgage Finance, Inc. | 1127 | Bear, DE | $1.1M | 3 | 9.7% |
| #45 | Bethani O'Neill | 128874 | Absolute Home Mortgage Corporation | 176743 | Huntingdon Valley, PA | $719K | 3 | 9.7% |
| #45 | Richard Mazzio | 811747 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $952K | 3 | 30.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Delaware (2025). Powered by MMI public record mortgage production data, accessed June 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/delaware/top-retention-by-units/2025
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