Retention champions in Delaware in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of November 3, 2026, the top 3 include Nicholas DiEmidio (Pike Creek Mortgage Services, Inc., NMLS #147765), Sean Foley (Pike Creek Mortgage Services, Inc., NMLS #173891), and Amy Libonate (Delaware Financial Capital Corp., NMLS #145527).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Nicholas DiEmidio | 147765 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $7.0M | 19 | 22.6% |
| #2 | Sean Foley | 173891 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $6.3M | 17 | 40.5% |
| #3 | Amy Libonate | 145527 | Delaware Financial Capital Corp. | 128606 | Newark, DE | $3.9M | 14 | 30.4% |
| #4 | John Thomas | 38783 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Newark, DE | $4.1M | 12 | 22.6% |
| #5 | Chad Bowers | 147895 | Nation One Mortgage Corporation | 1564450 | Wilmington, DE | $3.3M | 11 | 23.9% |
| #5 | Joesph Burns | 1249593 | Prosperity Home Mortgage, LLC | 75164 | Hockessin, DE | $3.2M | 11 | 19.0% |
| #7 | Alison Schulte | 1021436 | DEXSTA Federal Credit Union | 789478 | Middletown, DE | $1.6M | 9 | 81.8% |
| #7 | Demetri Charitos | 196445 | think one mortgage inc | 125182 | Milford, DE | $3.2M | 9 | 47.4% |
| #7 | Adam Cornacchio | 732595 | Wilmington Savings Fund Society, FSB | 417673 | Newark, DE | $5.5M | 9 | 22.0% |
| #7 | Bobbie King | 1916983 | Dover Federal Credit Union | 469346 | Dover, DE | $687K | 9 | 69.2% |
| #11 | Valerie Goertz | 2314313 | Whitecap Mortgage Delmarva, LLC. | 2435455 | Camden, DE | $3.2M | 8 | 30.8% |
| #11 | Jon Kolb | 133363 | United Lending Team, INC | 2273319 | Birdsboro, PA | $4.1M | 8 | 57.1% |
| #11 | Thomas Keehan | 136415 | Artisans' Bank | 774924 | Wilmington, DE | $600K | 8 | 28.6% |
| #11 | Francis Thornton | 170347 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $2.2M | 8 | 29.6% |
| #15 | Edward Stratton | 1321044 | Luminate Bank | 1281698 | Millsboro, DE | $3.4M | 7 | 17.1% |
| #15 | Joseph Gensoli | 2093301 | Capital Bank, N.A. | 401599 | Rehoboth Beach, DE | $3.5M | 7 | 58.3% |
| #17 | Brian Atallian | 136771 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.6M | 6 | 13.6% |
| #17 | Paul Santumo | 476331 | PrimeLending, A PlainsCapital Company | 13649 | Rehoboth Beach, DE | $3.0M | 6 | 60.0% |
| #17 | Benjamin Besosa | 104565 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $2.0M | 6 | 14.3% |
| #17 | Kevin Hollerman | 468860 | Movement Mortgage, LLC | 39179 | Newark, DE | $2.0M | 6 | 50.0% |
| #17 | Jeffrey Andress | 900021 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Mount Laurel, NJ | $2.1M | 6 | 18.2% |
| #17 | Danielle McIntosh | 714548 | Pike Creek Mortgage Services, Inc. | 130829 | Dover, DE | $1.3M | 6 | 25.0% |
| #17 | Benjamin Pugh | 141182 | Guild Mortgage Company LLC | 3274 | Middletown, DE | $1.7M | 6 | 35.3% |
| #24 | Larry Knopf | 216620 | THE TURNKEY FOUNDATION INC. | 236669 | McKinney, TX | $848K | 5 | 26.3% |
| #24 | Adam Stuller | 169250 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.6M | 5 | 12.8% |
| #24 | Richard Parsons | 447816 | Capital Bank, N.A. | 401599 | Annapolis, MD | $3.2M | 5 | 31.3% |
| #24 | Brian Cooney | 460280 | Guild Mortgage Company LLC | 3274 | Newark, DE | $1.7M | 5 | 33.3% |
| #24 | Regan Turnbull | 170493 | Luminate Bank | 1281698 | Minneapolis, MN | $1.4M | 5 | 25.0% |
| #24 | Jonathan Abernathy | 49695 | Mortgage Research Center, LLC | 1907 | Columbia, MO | $1.9M | 5 | 45.5% |
| #24 | Anthony Sadler | 460172 | Guild Mortgage Company LLC | 3274 | Newark, DE | $2.3M | 5 | 23.8% |
| #24 | Melissa Swallick | 2109740 | Guild Mortgage Company LLC | 3274 | Middletown, DE | $1.8M | 5 | 35.7% |
| #24 | Daniel Premo | 154721 | Meridian Bank | 462854 | Seaford, DE | $857K | 5 | 16.1% |
| #24 | Laura Mestro | 524435 | loanDepot.com, LLC | 174457 | Morristown, NJ | $1.5M | 5 | 29.4% |
| #34 | Amanda Broomall | 900029 | Guild Mortgage Company LLC | 3274 | Middletown, DE | $1.5M | 4 | 14.8% |
| #34 | Jordan Walters | 2121038 | NVR Mortgage Finance, Inc. | 1127 | Norcross, GA | $1.6M | 4 | 7.7% |
| #34 | Mary Cashman | 325203 | Fairway Independent Mortgage Corporation | 2289 | Hockessin, DE | $1.9M | 4 | 36.4% |
| #34 | Alison Rohrer | 1607790 | Delaware Financial Capital Corp. | 128606 | Newark, DE | $1.5M | 4 | 30.8% |
| #34 | Mark Makowski | 1074376 | Prosperity Home Mortgage, LLC | 75164 | Greenville, DE | $1.5M | 4 | 11.1% |
| #34 | Michael Doherty | 147326 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.1M | 4 | 17.4% |
| #34 | Robert Shaner | 325005 | American Pacific Mortgage Corporation | 1850 | Dover, DE | $991K | 4 | 30.8% |
| #34 | Brennen Brown | 1984119 | Keystone Funding, Inc. | 144760 | Dover, DE | $1.5M | 4 | 40.0% |
| #34 | Jelena Janus | 2369162 | NVR Mortgage Finance, Inc. | 1127 | Bear, DE | $2.0M | 4 | 19.0% |
| #34 | Marc Pierannunzio | 763357 | Whitecap Mortgage Delmarva, LLC. | 2435455 | Camden, DE | $1.3M | 4 | 17.4% |
| #34 | James Hagan | 1573585 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.6M | 4 | 16.0% |
| #34 | Lori Martin | 119583 | Fairway Independent Mortgage Corporation | 2289 | Bethany Beach, DE | $1.2M | 4 | 20.0% |
| #46 | Roland Sorace | 101888 | Moreland Financial Corporation | 55221 | Plymouth Meeting, PA | $1.0M | 3 | 18.8% |
| #46 | Traci Rizer | 126675 | Atlantic Coast Mortgage, LLC | 643114 | Grasonville, MD | $792K | 3 | 15.0% |
| #46 | Randrew Redick | 162580 | Orange Mortgage LLC | 1904872 | Wilmington, DE | $1.5M | 3 | 18.8% |
| #46 | Marysol Lavander | 1922477 | NVR Mortgage Finance, Inc. | 1127 | Bear, DE | $1.1M | 3 | 9.7% |
| #46 | Bethani O'Neill | 128874 | Absolute Home Mortgage Corporation | 176743 | Huntingdon Valley, PA | $719K | 3 | 9.4% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Delaware (2025). Powered by MMI public record mortgage production data, accessed November 3, 2026. https://topmortgageoriginators.com/lo-leaderboard/delaware/top-retention-by-units/2025
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