Retention champions in Delaware in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of September 10, 2026, the top 3 include Nicholas DiEmidio (Pike Creek Mortgage Services, Inc., NMLS #147765), Sean Foley (Pike Creek Mortgage Services, Inc., NMLS #173891), and Amy Libonate (Delaware Financial Capital Corp., NMLS #145527).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Nicholas DiEmidio | 147765 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $7.0M | 19 | 22.9% |
| #2 | Sean Foley | 173891 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $6.3M | 17 | 41.5% |
| #3 | Amy Libonate | 145527 | Delaware Financial Capital Corp. | 128606 | Newark, DE | $3.9M | 14 | 31.8% |
| #4 | John Thomas | 38783 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Mount Laurel, NJ | $4.1M | 12 | 23.1% |
| #5 | Chad Bowers | 147895 | Nation One Mortgage Corporation | 1564450 | Wilmington, DE | $3.3M | 11 | 23.9% |
| #6 | Joesph Burns | 1249593 | Prosperity Home Mortgage, LLC | 75164 | Hockessin, DE | $3.0M | 10 | 18.2% |
| #7 | Bobbie King | 1916983 | Dover Federal Credit Union | 469346 | Dover, DE | $687K | 9 | 69.2% |
| #7 | Demetri Charitos | 196445 | think one mortgage inc | 125182 | Milford, DE | $3.2M | 9 | 47.4% |
| #7 | Adam Cornacchio | 732595 | Wilmington Savings Fund Society, FSB | 417673 | Newark, DE | $5.5M | 9 | 22.0% |
| #7 | Alison Schulte | 1021436 | DEXSTA Federal Credit Union | 789478 | Middletown, DE | $1.6M | 9 | 81.8% |
| #11 | Valerie Goertz | 2314313 | Whitecap Mortgage Delmarva, LLC. | 2435455 | Camden, DE | $3.2M | 8 | 30.8% |
| #11 | Thomas Keehan | 136415 | Artisans' Bank | 774924 | Wilmington, DE | $600K | 8 | 33.3% |
| #11 | Jon Kolb | 133363 | United Lending Team, INC | 2273319 | Birdsboro, PA | $4.1M | 8 | 57.1% |
| #11 | Francis Thornton | 170347 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $2.2M | 8 | 29.6% |
| #15 | Edward Stratton | 1321044 | Luminate Bank | 1281698 | Millsboro, DE | $3.4M | 7 | 16.7% |
| #15 | Joseph Gensoli | 2093301 | Capital Bank, N.A. | 401599 | Rehoboth Beach, DE | $3.5M | 7 | 58.3% |
| #17 | Danielle McIntosh | 714548 | Pike Creek Mortgage Services, Inc. | 130829 | Dover, DE | $1.3M | 6 | 26.1% |
| #17 | Benjamin Pugh | 141182 | Guild Mortgage Company LLC | 3274 | Middletown, DE | $1.7M | 6 | 35.3% |
| #17 | Kevin Hollerman | 468860 | Movement Mortgage, LLC | 39179 | Newark, DE | $2.0M | 6 | 50.0% |
| #17 | Adam Stuller | 169250 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.8M | 6 | 15.8% |
| #17 | Jeffrey Andress | 900021 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Mount Laurel, NJ | $2.1M | 6 | 19.4% |
| #17 | Paul Santumo | 476331 | PrimeLending, A PlainsCapital Company | 13649 | Rehoboth Beach, DE | $3.0M | 6 | 60.0% |
| #17 | Brian Atallian | 136771 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.6M | 6 | 13.3% |
| #24 | Richard Parsons | 447816 | Capital Bank, N.A. | 401599 | Annapolis, MD | $3.2M | 5 | 31.3% |
| #24 | Regan Turnbull | 170493 | Luminate Bank | 1281698 | Minneapolis, MN | $1.4M | 5 | 25.0% |
| #24 | Brian Cooney | 460280 | Guild Mortgage Company LLC | 3274 | Newark, DE | $1.7M | 5 | 33.3% |
| #24 | Anthony Sadler | 460172 | Guild Mortgage Company LLC | 3274 | Newark, DE | $2.3M | 5 | 23.8% |
| #24 | Benjamin Besosa | 104565 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.6M | 5 | 11.9% |
| #24 | Jonathan Abernathy | 49695 | Mortgage Research Center, LLC | 1907 | Columbia, MO | $1.9M | 5 | 45.5% |
| #24 | Laura Mestro | 524435 | loanDepot.com, LLC | 174457 | Morristown, NJ | $1.5M | 5 | 29.4% |
| #24 | Larry Knopf | 216620 | THE TURNKEY FOUNDATION INC. | 236669 | McKinney, TX | $848K | 5 | 26.3% |
| #24 | Daniel Premo | 154721 | Meridian Bank | 462854 | Seaford, DE | $857K | 5 | 16.7% |
| #24 | Melissa Swallick | 2109740 | Guild Mortgage Company LLC | 3274 | Middletown, DE | $1.8M | 5 | 35.7% |
| #34 | Amanda Broomall | 900029 | Guild Mortgage Company LLC | 3274 | Middletown, DE | $1.5M | 4 | 14.8% |
| #34 | Robert Shaner | 325005 | American Pacific Mortgage Corporation | 1850 | Dover, DE | $991K | 4 | 30.8% |
| #34 | Mary Cashman | 325203 | Fairway Independent Mortgage Corporation | 2289 | Hockessin, DE | $1.9M | 4 | 33.3% |
| #34 | Alison Rohrer | 1607790 | Delaware Financial Capital Corp. | 128606 | Newark, DE | $1.5M | 4 | 30.8% |
| #34 | Mark Makowski | 1074376 | Prosperity Home Mortgage, LLC | 75164 | Greenville, DE | $1.5M | 4 | 11.1% |
| #34 | James Hagan | 1573585 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.6M | 4 | 16.7% |
| #34 | Jelena Janus | 2369162 | NVR Mortgage Finance, Inc. | 1127 | Bear, DE | $2.0M | 4 | 19.0% |
| #34 | Brennen Brown | 1984119 | Keystone Funding, Inc. | 144760 | Dover, DE | $1.5M | 4 | 40.0% |
| #34 | Michael Doherty | 147326 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.1M | 4 | 18.2% |
| #34 | Jordan Walters | 2121038 | NVR Mortgage Finance, Inc. | 1127 | Norcross, GA | $1.6M | 4 | 7.7% |
| #34 | Lori Martin | 119583 | Fairway Independent Mortgage Corporation | 2289 | Bethany Beach, DE | $1.2M | 4 | 20.0% |
| #45 | Traci Rizer | 126675 | Atlantic Coast Mortgage, LLC | 643114 | Grasonville, MD | $792K | 3 | 15.0% |
| #45 | Roland Sorace | 101888 | Moreland Financial Corporation | 55221 | Plymouth Meeting, PA | $1.0M | 3 | 18.8% |
| #45 | Marysol Lavander | 1922477 | NVR Mortgage Finance, Inc. | 1127 | Bear, DE | $1.1M | 3 | 9.7% |
| #45 | Randrew Redick | 162580 | Orange Mortgage LLC | 1904872 | Wilmington, DE | $1.5M | 3 | 18.8% |
| #45 | Jennifer Funke | 1670451 | NVR Mortgage Finance, Inc. | 1127 | Dagsboro, DE | $1.0M | 3 | 13.0% |
| #45 | Bethani O'Neill | 128874 | Absolute Home Mortgage Corporation | 176743 | Huntingdon Valley, PA | $719K | 3 | 9.4% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Delaware (2025). Powered by MMI public record mortgage production data, accessed September 10, 2026. https://topmortgageoriginators.com/lo-leaderboard/delaware/top-retention-by-units/2025
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