Retention champions in Delaware in 2025, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 27, 2026, the top 3 include Nicholas DiEmidio (Pike Creek Mortgage Services, Inc., NMLS #147765), Sean Foley (Pike Creek Mortgage Services, Inc., NMLS #173891), and Amy Libonate (Delaware Financial Capital Corp., NMLS #145527).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Nicholas DiEmidio | 147765 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $7.0M | 19 | 22.9% |
| #2 | Sean Foley | 173891 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $6.3M | 17 | 39.5% |
| #3 | Amy Libonate | 145527 | Delaware Financial Capital Corp. | 128606 | Newark, DE | $3.9M | 14 | 31.1% |
| #4 | Joesph Burns | 1249593 | Prosperity Home Mortgage, LLC | 75164 | Hockessin, DE | $3.5M | 12 | 20.7% |
| #4 | John Thomas | 38783 | Primary Residential Mortgage, Inc. | 3094 | Newark, DE | $4.1M | 12 | 22.6% |
| #6 | Chad Bowers | 147895 | Nation One Mortgage Corporation | 1564450 | Wilmington, DE | $3.3M | 11 | 25.0% |
| #7 | Demetri Charitos | 196445 | think one mortgage inc | 125182 | Milford, DE | $3.2M | 9 | 47.4% |
| #7 | Adam Cornacchio | 732595 | Wilmington Savings Fund Society, FSB | 417673 | Newark, DE | $5.5M | 9 | 22.5% |
| #7 | Bobbie King | 1916983 | Dover Federal Credit Union | 469346 | Dover, DE | $687K | 9 | 69.2% |
| #7 | Alison Schulte | 1021436 | DEXSTA Federal Credit Union | 789478 | Middletown, DE | $1.6M | 9 | 81.8% |
| #11 | Thomas Keehan | 136415 | Artisans' Bank | 774924 | Wilmington, DE | $600K | 8 | 28.6% |
| #11 | Francis Thornton | 170347 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $2.2M | 8 | 27.6% |
| #11 | Valerie Goertz | 2314313 | Whitecap Mortgage Delmarva, LLC. | 2435455 | Camden, DE | $3.2M | 8 | 30.8% |
| #11 | Jon Kolb | 133363 | United Lending Team, INC | 2273319 | Birdsboro, PA | $4.1M | 8 | 57.1% |
| #15 | Edward Stratton | 1321044 | Luminate Bank | 1281698 | Millsboro, DE | $3.4M | 7 | 16.3% |
| #15 | Joseph Gensoli | 2093301 | Capital Bank, N.A. | 401599 | Rehoboth Beach, DE | $3.5M | 7 | 58.3% |
| #17 | Adam Stuller | 169250 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.8M | 6 | 14.6% |
| #17 | Danielle McIntosh | 714548 | Pike Creek Mortgage Services, Inc. | 130829 | Dover, DE | $1.3M | 6 | 26.1% |
| #17 | Paul Santumo | 476331 | PrimeLending, A PlainsCapital Company | 13649 | Rehoboth Beach, DE | $3.0M | 6 | 60.0% |
| #17 | Jeffrey Andress | 900021 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Mount Laurel, NJ | $2.1M | 6 | 18.2% |
| #17 | Benjamin Pugh | 141182 | Guild Mortgage Company LLC | 3274 | Middletown, DE | $1.7M | 6 | 35.3% |
| #17 | Benjamin Besosa | 104565 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.9M | 6 | 14.3% |
| #17 | Brian Atallian | 136771 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.6M | 6 | 13.0% |
| #17 | Kevin Hollerman | 468860 | Movement Mortgage, LLC | 39179 | Newark, DE | $2.0M | 6 | 50.0% |
| #25 | Daniel Premo | 154721 | Meridian Bank | 462854 | Seaford, DE | $857K | 5 | 16.7% |
| #25 | Regan Turnbull | 170493 | Luminate Bank | 1281698 | Minneapolis, MN | $1.4M | 5 | 27.8% |
| #25 | Jonathan Abernathy | 49695 | Mortgage Research Center, LLC | 1907 | Columbia, MO | $1.9M | 5 | 45.5% |
| #25 | Laura Mestro | 524435 | loanDepot.com, LLC | 174457 | Morristown, NJ | $1.5M | 5 | 29.4% |
| #25 | Anthony Sadler | 460172 | Guild Mortgage Company LLC | 3274 | Newark, DE | $2.3M | 5 | 25.0% |
| #25 | Larry Knopf | 216620 | THE TURNKEY FOUNDATION INC. | 236669 | McKinney, TX | $848K | 5 | 25.0% |
| #25 | Melissa Swallick | 2109740 | Guild Mortgage Company LLC | 3274 | Middletown, DE | $1.8M | 5 | 33.3% |
| #25 | Richard Parsons | 447816 | Capital Bank, N.A. | 401599 | Annapolis, MD | $3.2M | 5 | 31.3% |
| #25 | Brian Cooney | 460280 | Guild Mortgage Company LLC | 3274 | Newark, DE | $1.7M | 5 | 33.3% |
| #34 | Amanda Broomall | 900029 | Guild Mortgage Company LLC | 3274 | Middletown, DE | $1.5M | 4 | 14.8% |
| #34 | Alison Rohrer | 1607790 | Delaware Financial Capital Corp. | 128606 | Newark, DE | $1.5M | 4 | 30.8% |
| #34 | Michael Doherty | 147326 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.1M | 4 | 18.2% |
| #34 | Jordan Walters | 2121038 | NVR Mortgage Finance, Inc. | 1127 | Bear, DE | $1.6M | 4 | 7.7% |
| #34 | Mark Makowski | 1074376 | Prosperity Home Mortgage, LLC | 75164 | Greenville, DE | $1.5M | 4 | 11.4% |
| #34 | James Hagan | 1573585 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.6M | 4 | 16.7% |
| #34 | Brennen Brown | 1984119 | Keystone Funding, Inc. | 144760 | Dover, DE | $1.5M | 4 | 40.0% |
| #34 | Lori Martin | 119583 | Fairway Independent Mortgage Corporation | 2289 | Bethany Beach, DE | $1.2M | 4 | 20.0% |
| #34 | Robert Shaner | 325005 | American Pacific Mortgage Corporation | 1850 | Dover, DE | $991K | 4 | 30.8% |
| #34 | Jelena Janus | 2369162 | NVR Mortgage Finance, Inc. | 1127 | Bear, DE | $2.0M | 4 | 19.0% |
| #34 | Mary Cashman | 325203 | Fairway Independent Mortgage Corporation | 2289 | Hockessin, DE | $1.9M | 4 | 36.4% |
| #45 | Traci Rizer | 126675 | Atlantic Coast Mortgage, LLC | 643114 | Grasonville, MD | $792K | 3 | 15.0% |
| #45 | Roland Sorace | 101888 | Moreland Financial Corporation | 55221 | Plymouth Meeting, PA | $1.0M | 3 | 20.0% |
| #45 | Jennifer Funke | 1670451 | NVR Mortgage Finance, Inc. | 1127 | Dagsboro, DE | $1.0M | 3 | 13.0% |
| #45 | Bethani O'Neill | 128874 | Absolute Home Mortgage Corporation | 176743 | Huntingdon Valley, PA | $719K | 3 | 9.4% |
| #45 | Richard Mazzio | 811747 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $952K | 3 | 30.0% |
| #45 | Amy Lott | 368701 | Keystone Funding, Inc. | 144760 | Dover, DE | $1.1M | 3 | 13.6% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Delaware (2025). Powered by MMI public record mortgage production data, accessed July 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/delaware/top-retention-by-units/2025
Powered by ChatMMI