Retention champions in Delaware in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Nicholas DiEmidio (Pike Creek Mortgage Services, Inc., NMLS #147765), Francis Thornton (Pike Creek Mortgage Services, Inc., NMLS #170347), and Joesph Burns (Prosperity Home Mortgage, LLC, NMLS #1249593).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Nicholas DiEmidio | 147765 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $6.7M | 19 | 39.6% |
| #2 | Francis Thornton | 170347 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $5.4M | 18 | 72.0% |
| #3 | Joesph Burns | 1249593 | Prosperity Home Mortgage, LLC | 75164 | Hockessin, DE | $3.4M | 9 | 24.3% |
| #4 | Edward Stratton | 1321044 | Luminate Bank | 1281698 | Millsboro, DE | $3.2M | 7 | 21.9% |
| #4 | James Hagan | 1573585 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $3.1M | 7 | 41.2% |
| #4 | Sean Foley | 173891 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $2.5M | 7 | 35.0% |
| #4 | Amy Libonate | 145527 | Delaware Financial Capital Corp. | 128606 | Newark, DE | $1.9M | 7 | 33.3% |
| #4 | Danielle McIntosh | 714548 | Pike Creek Mortgage Services, Inc. | 130829 | Dover, DE | $2.4M | 7 | 36.8% |
| #4 | Angela Cason | 1384959 | Delaware Financial Capital Corp. | 128606 | Newark, DE | $1.8M | 7 | 35.0% |
| #10 | Richard Mazzio | 811747 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.5M | 5 | 41.7% |
| #10 | John Thomas | 38783 | Primary Residential Mortgage, Inc. | 3094 | Newark, DE | $1.2M | 5 | 25.0% |
| #10 | Benjamin Pugh | 141182 | Guild Mortgage Company LLC | 3274 | Middletown, DE | $1.3M | 5 | 41.7% |
| #10 | Chad Bowers | 147895 | Nation One Mortgage Corporation | 1564450 | Wilmington, DE | $1.8M | 5 | 19.2% |
| #10 | Brian Atallian | 136771 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.3M | 5 | 23.8% |
| #15 | Jesse McConnell | 183940 | Luminate Bank | 1281698 | Newark, DE | $1.8M | 4 | 40.0% |
| #15 | Jeffrey Andress | 900021 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Mount Laurel, NJ | $1.7M | 4 | 21.1% |
| #15 | Adam Cornacchio | 732595 | Wilmington Savings Fund Society, FSB | 417673 | Newark, DE | $1.6M | 4 | 18.2% |
| #15 | Demetri Charitos | 196445 | think one mortgage inc | 125182 | Milford, DE | $2.0M | 4 | 33.3% |
| #15 | Amy Lott | 368701 | Keystone Funding, Inc. | 144760 | Dover, DE | $1.6M | 4 | 33.3% |
| #20 | Daniel Premo | 154721 | Meridian Bank | 462854 | Seaford, DE | $794K | 3 | 18.8% |
| #20 | Amanda Broomall | 900029 | Guild Mortgage Company LLC | 3274 | Middletown, DE | $733K | 3 | 27.3% |
| #20 | Richard Parsons | 447816 | Capital Bank, N.A. | 401599 | Annapolis, MD | $1.0M | 3 | 25.0% |
| #20 | Adam Stuller | 169250 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $913K | 3 | 15.0% |
| #20 | Benjamin Besosa | 104565 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.0M | 3 | 20.0% |
| #20 | Traci Rizer | 126675 | Atlantic Coast Mortgage, LLC | 643114 | Grasonville, MD | $1.0M | 3 | 15.0% |
| #20 | Bobbie King | 1916983 | Dover Federal Credit Union | 469346 | Dover, DE | $196K | 3 | 30.0% |
| #20 | David Brown | 453175 | Wilmington Savings Fund Society, FSB | 417673 | Wilmington, DE | $917K | 3 | 18.8% |
| #28 | Marc Pierannunzio | 763357 | Whitecap Mortgage Delmarva, LLC. | 2435455 | Camden, DE | $956K | 2 | 18.2% |
| #28 | Marysol Lavander | 1922477 | NVR Mortgage Finance, Inc. | 1127 | Bear, DE | $712K | 2 | 14.3% |
| #28 | Robert Cox | 160944 | CMG Mortgage, Inc. | 1820 | Lewes, DE | $434K | 2 | 11.8% |
| #28 | Patrick McRae | 1371733 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $513K | 2 | 20.0% |
| #28 | Peter Green | 173121 | CMG Mortgage, Inc. | 1820 | Rehoboth Beach, DE | $1.4M | 2 | 18.2% |
| #28 | Bethani O'Neill | 128874 | Absolute Home Mortgage Corporation | 176743 | Huntingdon Valley, PA | $754K | 2 | 20.0% |
| #28 | Tracie Baichi | 191507 | Primary Residential Mortgage, Inc. | 3094 | Newark, DE | $739K | 2 | 12.5% |
| #28 | Bernard Doherty | 146770 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $896K | 2 | 13.3% |
| #28 | Richard Miller | 155674 | Guild Mortgage Company LLC | 3274 | Columbia, MD | $953K | 2 | 12.5% |
| #28 | Scott Dostal | 152048 | S D Mortgage Group, LLC | 2580302 | Lewes, DE | $693K | 2 | 18.2% |
| #38 | Laura Ortiz | 1593106 | NVR Mortgage Finance, Inc. | 1127 | Dagsboro, DE | $286K | 1 | 6.7% |
| #38 | Mark Makowski | 1074376 | Prosperity Home Mortgage, LLC | 75164 | Greenville, DE | $289K | 1 | 7.7% |
| #38 | JENNIFER MERRICK | 2063146 | CrossCountry Mortgage, LLC | 3029 | Dover, DE | $437K | 1 | 7.7% |
| #38 | John Dilbert | 1741520 | K. Hovnanian American Mortgage, L.L.C. | 3259 | Boynton Beach, FL | $596K | 1 | 5.6% |
| #38 | Natasha Troubetaris | 966773 | Whitecap Mortgage Delmarva, LLC. | 2435455 | Camden, DE | $315K | 1 | 10.0% |
| #38 | Toni Wilhite | 155908 | Fairway Independent Mortgage Corporation | 2289 | Hockessin, DE | $540K | 1 | 4.3% |
| #38 | Julia Sten | 459815 | American Pacific Mortgage Corporation | 1850 | Wilmington, DE | $266K | 1 | 8.3% |
| #38 | Stephen Janocha | 732613 | Affordable Mortgage Advisors, LLC | 139164 | Pittsburgh, PA | $335K | 1 | 6.7% |
| #38 | Matthew Matz | 144570 | Prosperity Home Mortgage, LLC | 75164 | Newtown Square, PA | $702K | 1 | 10.0% |
| #38 | Sean Emler | 1514978 | NVR Mortgage Finance, Inc. | 1127 | Dagsboro, DE | $275K | 1 | 7.1% |
| #38 | William Klotz | 389599 | Lennar Mortgage, LLC | 1058 | Wayne, PA | $514K | 1 | 7.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Delaware (2026). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/delaware/top-retention-by-units/2026
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