Retention champions in Delaware in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Nicholas DiEmidio (Pike Creek Mortgage Services, Inc., NMLS #147765), Francis Thornton (Pike Creek Mortgage Services, Inc., NMLS #170347), and Joesph Burns (Prosperity Home Mortgage, LLC, NMLS #1249593).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Nicholas DiEmidio | 147765 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $6.7M | 19 | 47.5% |
| #2 | Francis Thornton | 170347 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $5.0M | 17 | 70.8% |
| #3 | Joesph Burns | 1249593 | Prosperity Home Mortgage, LLC | 75164 | Hockessin, DE | $3.1M | 8 | 25.8% |
| #4 | Sean Foley | 173891 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $2.5M | 7 | 41.2% |
| #5 | James Hagan | 1573585 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $2.3M | 6 | 46.2% |
| #5 | Edward Stratton | 1321044 | Luminate Bank | 1281698 | Millsboro, DE | $2.9M | 6 | 22.2% |
| #5 | Amy Libonate | 145527 | Delaware Financial Capital Corp. | 128606 | Newark, DE | $1.9M | 6 | 33.3% |
| #8 | Benjamin Pugh | 141182 | Guild Mortgage Company LLC | 3274 | Middletown, DE | $983K | 4 | 36.4% |
| #8 | Richard Mazzio | 811747 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.3M | 4 | 40.0% |
| #8 | Jeffrey Andress | 900021 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Mount Laurel, NJ | $1.7M | 4 | 25.0% |
| #8 | Adam Cornacchio | 732595 | Wilmington Savings Fund Society, FSB | 417673 | Newark, DE | $1.6M | 4 | 19.0% |
| #8 | Amy Lott | 368701 | Keystone Funding, Inc. | 144760 | Dover, DE | $1.6M | 4 | 36.4% |
| #8 | Danielle McIntosh | 714548 | Pike Creek Mortgage Services, Inc. | 130829 | Dover, DE | $1.1M | 4 | 30.8% |
| #8 | Brian Atallian | 136771 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $827K | 4 | 21.1% |
| #8 | Angela Cason | 1384959 | Delaware Financial Capital Corp. | 128606 | Newark, DE | $1.2M | 4 | 28.6% |
| #8 | John Thomas | 38783 | Primary Residential Mortgage, Inc. | 3094 | Newark, DE | $720K | 4 | 23.5% |
| #17 | Amanda Broomall | 900029 | Guild Mortgage Company LLC | 3274 | Middletown, DE | $733K | 3 | 30.0% |
| #17 | Demetri Charitos | 196445 | think one mortgage inc | 125182 | Milford, DE | $1.5M | 3 | 30.0% |
| #17 | David Brown | 453175 | Wilmington Savings Fund Society, FSB | 417673 | Wilmington, DE | $917K | 3 | 23.1% |
| #17 | Benjamin Besosa | 104565 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.0M | 3 | 23.1% |
| #17 | Chad Bowers | 147895 | Nation One Mortgage Corporation | 1564450 | Wilmington, DE | $857K | 3 | 17.6% |
| #17 | Richard Parsons | 447816 | Capital Bank, N.A. | 401599 | Annapolis, MD | $1.0M | 3 | 30.0% |
| #23 | Richard Miller | 155674 | Guild Mortgage Company LLC | 3274 | Columbia, MD | $953K | 2 | 18.2% |
| #23 | Tracie Baichi | 191507 | Primary Residential Mortgage, Inc. | 3094 | Newark, DE | $739K | 2 | 15.4% |
| #23 | Adam Stuller | 169250 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $843K | 2 | 11.8% |
| #23 | Robert Cox | 160944 | CMG Mortgage, Inc. | 1820 | Lewes, DE | $434K | 2 | 12.5% |
| #23 | Traci Rizer | 126675 | Atlantic Coast Mortgage, LLC | 643114 | Grasonville, MD | $700K | 2 | 18.2% |
| #23 | Bernard Doherty | 146770 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $896K | 2 | 16.7% |
| #29 | William Klotz | 389599 | Lennar Mortgage, LLC | 1058 | Wayne, PA | $514K | 1 | 8.3% |
| #29 | JENNIFER MERRICK | 2063146 | NVR Mortgage Finance, Inc. | 1127 | — | $437K | 1 | 10.0% |
| #29 | Marysol Lavander | 1922477 | NVR Mortgage Finance, Inc. | 1127 | Bear, DE | $356K | 1 | 7.7% |
| #29 | Toni Wilhite | 155908 | Fairway Independent Mortgage Corporation | 2289 | Hockessin, DE | $540K | 1 | 4.5% |
| #29 | Julia Sten | 459815 | American Pacific Mortgage Corporation | 1850 | Wilmington, DE | $266K | 1 | 10.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Delaware (2026). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/delaware/top-retention-by-units/2026
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