Retention champions in Delaware in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Nicholas DiEmidio (Pike Creek Mortgage Services, Inc., NMLS #147765), Francis Thornton (Pike Creek Mortgage Services, Inc., NMLS #170347), and Sean Foley (Pike Creek Mortgage Services, Inc., NMLS #173891).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Nicholas DiEmidio | 147765 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $7.5M | 21 | 30.9% |
| #2 | Francis Thornton | 170347 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $5.4M | 18 | 50.0% |
| #3 | Sean Foley | 173891 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $3.4M | 9 | 34.6% |
| #4 | Joseph Gensoli | 2093301 | Capital Bank, N.A. | 401599 | Rehoboth Beach, DE | $3.7M | 8 | 66.7% |
| #4 | Danielle McIntosh | 714548 | Pike Creek Mortgage Services, Inc. | 130829 | Dover, DE | $2.5M | 8 | 28.6% |
| #4 | Joesph Burns | 1249593 | Prosperity Home Mortgage, LLC | 75164 | Hockessin, DE | $3.1M | 8 | 15.1% |
| #4 | Angela Cason | 1384959 | Delaware Financial Capital Corp. | 128606 | Newark, DE | $2.0M | 8 | 29.6% |
| #4 | Amy Libonate | 145527 | Delaware Financial Capital Corp. | 128606 | Newark, DE | $2.2M | 8 | 25.8% |
| #9 | Edward Stratton | 1321044 | Luminate Bank | 1281698 | Millsboro, DE | $3.2M | 7 | 14.9% |
| #9 | James Hagan | 1573585 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $3.1M | 7 | 24.1% |
| #11 | Andrew Englehart | 626684 | Meridian Bank | 462854 | Wilmington, DE | $2.4M | 6 | 60.0% |
| #11 | Benjamin Pugh | 141182 | Guild Mortgage Company LLC | 3274 | Middletown, DE | $1.6M | 6 | 37.5% |
| #11 | Alison Schulte | 1021436 | DEXSTA Federal Credit Union | 789478 | Middletown, DE | $930K | 6 | 54.5% |
| #11 | Bobbie King | 1916983 | Dover Federal Credit Union | 469346 | Dover, DE | $353K | 6 | 31.6% |
| #11 | Chad Bowers | 147895 | Nation One Mortgage Corporation | 1564450 | Wilmington, DE | $2.2M | 6 | 15.8% |
| #11 | Adam Stuller | 169250 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.9M | 6 | 17.1% |
| #17 | Demetri Charitos | 196445 | think one mortgage inc | 125182 | Milford, DE | $2.2M | 5 | 31.3% |
| #17 | Brian Atallian | 136771 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.3M | 5 | 15.2% |
| #17 | Carolyn Smith | 476381 | Guild Mortgage Company LLC | 3274 | Middletown, DE | $1.7M | 5 | 38.5% |
| #17 | Richard Mazzio | 811747 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.5M | 5 | 33.3% |
| #17 | Adam Cornacchio | 732595 | Wilmington Savings Fund Society, FSB | 417673 | Newark, DE | $1.9M | 5 | 12.5% |
| #17 | John Thomas | 38783 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Newark, DE | $1.2M | 5 | 15.2% |
| #17 | Treg Adams | 525378 | Meridian Bank | 462854 | Wilmington, DE | $1.2M | 5 | 33.3% |
| #17 | Amy Lott | 368701 | Keystone Funding, Inc. | 144760 | Dover, DE | $2.0M | 5 | 29.4% |
| #17 | Janardhan Vangala | 2234508 | TRI VALLEY HOME LOANS LLC | 2114972 | Henderson, NV | $2.4M | 5 | 31.3% |
| #26 | Robert Cox | 160944 | CMG Mortgage, Inc. | 1820 | Lewes, DE | $1.5M | 4 | 16.7% |
| #26 | Jesse McConnell | 183940 | Luminate Bank | 1281698 | Newark, DE | $1.8M | 4 | 25.0% |
| #26 | MICHELLE CROSS | 1111247 | COMMUNITY POWERED FEDERAL CREDIT UNION | 484661 | Bear, DE | $415K | 4 | 33.3% |
| #26 | Lori Martin | 119583 | Fairway Independent Mortgage Corporation | 2289 | Bethany Beach, DE | $2.6M | 4 | 28.6% |
| #26 | Louis Centrella | 146337 | Embrace Home Loans, Inc. | 2184 | Wilmington, DE | $1.7M | 4 | 30.8% |
| #26 | Jeffrey Andress | 900021 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Mount Laurel, NJ | $1.7M | 4 | 14.3% |
| #26 | Benjamin Besosa | 104565 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.3M | 4 | 16.7% |
| #26 | Joseph Krieg | 1605017 | Meridian Bank | 462854 | Wilmington, DE | $1.2M | 4 | 33.3% |
| #26 | Thomas Keehan | 136415 | Artisans' Bank | 774924 | Wilmington, DE | $270K | 4 | 22.2% |
| #26 | Roland Sorace | 101888 | Moreland Financial Corporation | 55221 | Plymouth Meeting, PA | $1.7M | 4 | 30.8% |
| #26 | Peter Green | 173121 | CMG Mortgage, Inc. | 1820 | Rehoboth Beach, DE | $2.3M | 4 | 14.8% |
| #26 | Christopher Patille | 899769 | CrossCountry Mortgage, LLC | 3029 | Wilmington, DE | $1.4M | 4 | 40.0% |
| #26 | Robin Miller | 455398 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Smyrna, DE | $831K | 4 | 40.0% |
| #26 | Chrysta Beckous | 1523636 | Embrace Home Loans, Inc. | 2184 | Ocean City, MD | $1.3M | 4 | 28.6% |
| #40 | Amanda Broomall | 900029 | Guild Mortgage Company LLC | 3274 | Middletown, DE | $733K | 3 | 14.3% |
| #40 | Bethani O'Neill | 128874 | Absolute Home Mortgage Corporation | 176743 | Huntingdon Valley, PA | $1.1M | 3 | 15.8% |
| #40 | Daniel Premo | 154721 | Meridian Bank | 462854 | Seaford, DE | $794K | 3 | 11.1% |
| #40 | Traci Rizer | 126675 | Atlantic Coast Mortgage, LLC | 643114 | Grasonville, MD | $1.0M | 3 | 11.5% |
| #40 | David Brown | 453175 | Wilmington Savings Fund Society, FSB | 417673 | Wilmington, DE | $917K | 3 | 11.5% |
| #40 | Domenick Cannatelli | 303367 | New American Funding, LLC | 6606 | Toms River, NJ | $1.3M | 3 | 21.4% |
| #40 | Steven Menozzi | 697223 | New American Funding, LLC | 6606 | Novi, MI | $1.2M | 3 | 18.8% |
| #40 | Fangling Wang | 189290 | Trustin Mortgage Corporation | 1263421 | — | $955K | 3 | 27.3% |
| #40 | Richard Miller | 155674 | Guild Mortgage Company LLC | 3274 | Columbia, MD | $1.6M | 3 | 13.6% |
| #40 | Randrew Redick | 162580 | Orange Mortgage LLC | 1904872 | Wilmington, DE | $1.1M | 3 | 25.0% |
| #40 | Richard Parsons | 447816 | Capital Bank, N.A. | 401599 | Annapolis, MD | $1.0M | 3 | 17.6% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Delaware (2026). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/delaware/top-retention-by-units/2026
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