Retention champions in Florida in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Matthew Weaver (CrossCountry Mortgage, LLC, NMLS #175651), Sean Stephens (Metroplex Mortgage Services, Inc., NMLS #185288), and Lauren Maxwell (CrossCountry Mortgage, LLC, NMLS #331415).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Matthew Weaver | 175651 | CrossCountry Mortgage, LLC | 3029 | Boca Raton, FL | $16.5M | 40 | 27.6% |
| #2 | Sean Stephens | 185288 | Metroplex Mortgage Services, Inc. | 185264 | Sebring, FL | $9.1M | 36 | 61.0% |
| #3 | Lauren Maxwell | 331415 | CrossCountry Mortgage, LLC | 3029 | Naples, FL | $12.3M | 26 | 34.2% |
| #4 | Kevin Townsend | 171245 | Guaranteed Rate, Inc. | 2611 | Jacksonville, FL | $8.4M | 21 | 42.9% |
| #5 | Joseph Nowacki | 906100 | Guaranteed Rate, Inc. | 2611 | St Petersburg, FL | $12.3M | 20 | 74.1% |
| #6 | Joshua Ulmer | 217794 | CrossCountry Mortgage, LLC | 3029 | Tequesta, FL | $8.8M | 19 | 59.4% |
| #7 | Toni Raulerson | 380055 | Plant City Mortgage Corporation | 289323 | Plant City, FL | $6.2M | 18 | 51.4% |
| #8 | Melinda Payan | 331861 | The Truth About Lending LLC | 1054357 | Davie, FL | $8.4M | 15 | 71.4% |
| #9 | Peter Freystaetter | 476623 | Space Coast Credit Union | 403370 | Miramar, FL | $7.7M | 14 | 29.2% |
| #10 | Ely Corporan | 1770284 | EDUCATIONAL FEDERAL CREDIT UNION | 543676 | Miami, FL | $2.8M | 13 | 41.9% |
| #10 | ELIZABETH CASSIDY | 1902671 | Edge Home Finance, LLC | 891464 | Palm Bay, FL | $5.5M | 13 | 28.9% |
| #10 | Jane Floyd | 327235 | Neighborhood Loans, Inc. | 222982 | Tampa, FL | $5.9M | 13 | 21.3% |
| #10 | Douglass Wagner | 1009151 | CrossCountry Mortgage, LLC | 3029 | St Petersburg, FL | $5.9M | 13 | 59.1% |
| #10 | Ronald Byrom | 276811 | loanDepot.com, LLC | 174457 | Tallahassee, FL | $2.3M | 13 | 35.1% |
| #10 | Mohammad Shah | 1198498 | Trusted Mortgage Capital Inc | 2411952 | Irvine, CA | $5.2M | 13 | 86.7% |
| #10 | Mitchell Goldin | 1915055 | Northpoint Mortgage, Inc. | 1515 | Orlando, FL | $7.2M | 13 | 56.5% |
| #17 | Oliver Orlicki | 205123 | Go Rascal Inc. | 2072896 | Brooklyn, NY | $8.2M | 12 | 66.7% |
| #17 | Mireya LoCicero | 1373773 | HANCOCK WHITNEY BANK | 454781 | Tampa, FL | $30K | 12 | 100.0% |
| #19 | Kevin Hoffman | 380080 | Nationwide Residential Capital, Inc. | 261728 | Brandon, FL | $5.2M | 11 | 47.8% |
| #19 | Daniel Clifton | 284174 | Clifton Mortgage Services, LLC | 852745 | Winter Park, FL | $3.8M | 11 | 78.6% |
| #19 | Chad Oliver | 324979 | Seacoast National Bank | 608046 | The Villages, FL | $3.0M | 11 | 35.5% |
| #19 | SHERRY BROCK | 1367681 | GULF WINDS CREDIT UNION | 414456 | Pensacola, FL | $731K | 11 | 64.7% |
| #19 | ELIZABETH SKIPPER | 2000927 | COMMUNITY SOUTH CREDIT UNION | 451247 | Chipley, FL | $2.7M | 11 | 61.1% |
| #19 | Tracy Simpson | 1625881 | Seacoast National Bank | 608046 | The Villages, FL | $3.8M | 11 | 28.9% |
| #25 | Theresa Hysong Merrill | 884253 | GTE Federal Credit Union dba GTE Financial | 477712 | Tampa, FL | $2.5M | 10 | 41.7% |
| #25 | Jennifer Martinez | 173516 | CrossCountry Mortgage, LLC | 3029 | Valrico, FL | $3.0M | 10 | 31.3% |
| #25 | Dalton Squires | 2145947 | Plant City Mortgage Corporation | 289323 | Plant City, FL | $3.1M | 10 | 55.6% |
| #25 | Judy Zucker | 1035126 | FM Home Loans, LLC | 2212 | Hollywood, FL | $12.2M | 10 | 52.6% |
| #25 | Ryan Ten Broeck | 805330 | Campus USA Credit Union | 799574 | Gainesville, FL | $793K | 10 | 27.8% |
| #25 | Calvael Alisa | 1915734 | eMortgage Funding LLC | 1059364 | Troy, MI | $3.8M | 10 | 43.5% |
| #25 | Samuel Swenson | 12166 | COMMUNITY FIRST CREDIT UNION OF FLORIDA | 379502 | Jacksonville, FL | $1.3M | 10 | 34.5% |
| #32 | Yoanny Perez Castillo | 1720270 | Custom Rate Mortgage PLLC | 2445999 | St Petersburg, FL | $2.8M | 9 | 90.0% |
| #32 | YAKELIN GONZALEZ | 370985 | Superior Mortgage Experts Inc | 2283152 | Miami Lakes, FL | $5.4M | 9 | 75.0% |
| #32 | Judith Smith | 333887 | Change Lending, LLC | 1839 | Oakland Park, FL | $9.0M | 9 | 45.0% |
| #32 | Edward Carlton | 992248 | JRDB, Inc. | 1057426 | Jacksonville, FL | $3.3M | 9 | 27.3% |
| #32 | Amy Harvell | 1752706 | CrossCountry Mortgage, LLC | 3029 | Crestview, FL | $3.4M | 9 | 17.3% |
| #32 | Joshua Quibodeaux | 334902 | CrossCountry Mortgage, LLC | 3029 | Melbourne, FL | $3.3M | 9 | 23.1% |
| #32 | Ashley Bedford | 1278530 | APPLI, LLC | 2245566 | Orlando, FL | $3.9M | 9 | 45.0% |
| #32 | Timothy Finn | 187322 | Future Financial LLC | 1621953 | Jacksonville Beach, FL | $3.6M | 9 | 69.2% |
| #32 | BRIAN ZIMEL | 336790 | Alkan Mortgage Corporation | 210950 | Lake Mary, FL | $3.5M | 9 | 52.9% |
| #32 | DAVID COLLINS | 546214 | Lake Michigan Credit Union | 442967 | Fort Myers, FL | $5.6M | 9 | 64.3% |
| #32 | Josef Halvorsen | 788842 | Better Mortgage Corporation | 330511 | Jacksonville, FL | $3.0M | 9 | 45.0% |
| #32 | Frederic Abitbol | 331653 | Hypotec Inc. | 331734 | Boca Raton, FL | $9.0M | 9 | 90.0% |
| #32 | Stacy Haynes | 285885 | Trident Home Loans, LLC | 65716 | Pensacola, FL | $3.4M | 9 | 40.9% |
| #32 | HOPE ROBERTS | 676107 | Campus USA Credit Union | 799574 | Ocala, FL | $1.8M | 9 | 33.3% |
| #32 | Suzanne Downs-Buono | 289859 | Palm Beach Mortgage Group, Inc. | 373094 | West Palm Beach, FL | $2.8M | 9 | 37.5% |
| #47 | Jason Brolus | 1092748 | Lake Michigan Credit Union | 442967 | Sun City Center, FL | $13.0M | 8 | 72.7% |
| #47 | Jason Barnes | 907483 | CrossCountry Mortgage, LLC | 3029 | Delray Beach, FL | $3.1M | 8 | 34.8% |
| #47 | Jennifer Wunderlin | 187657 | CrossCountry Mortgage, LLC | 3029 | Tampa, FL | $2.9M | 8 | 57.1% |
| #47 | Caleb Hiester | 1614469 | Direct Mortgage Loans, LLC | 832799 | Rockledge, FL | $2.0M | 8 | 30.8% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Florida (2026). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/florida/top-retention-by-units/2026
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