Retention champions in Florida in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Matthew Weaver (CrossCountry Mortgage, LLC, NMLS #175651), Sean Stephens (Metroplex Mortgage Services, Inc., NMLS #185288), and Lauren Maxwell (CrossCountry Mortgage, LLC, NMLS #331415).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Matthew Weaver | 175651 | CrossCountry Mortgage, LLC | 3029 | Boca Raton, FL | $14.3M | 35 | 28.2% |
| #2 | Sean Stephens | 185288 | Metroplex Mortgage Services, Inc. | 185264 | Sebring, FL | $8.5M | 32 | 66.7% |
| #3 | Lauren Maxwell | 331415 | CrossCountry Mortgage, LLC | 3029 | Naples, FL | $11.8M | 23 | 34.8% |
| #4 | Kevin Townsend | 171245 | Guaranteed Rate, Inc. | 2611 | Jacksonville, FL | $8.4M | 21 | 46.7% |
| #5 | Joshua Ulmer | 217794 | CrossCountry Mortgage, LLC | 3029 | Tequesta, FL | $8.6M | 18 | 64.3% |
| #6 | Joseph Nowacki | 906100 | Guaranteed Rate, Inc. | 2611 | St Petersburg, FL | $9.9M | 17 | 73.9% |
| #7 | Toni Raulerson | 380055 | Plant City Mortgage Corporation | 289323 | Plant City, FL | $5.6M | 15 | 57.7% |
| #8 | Jane Floyd | 327235 | NFM Lending, LLC | 2893 | Tampa, FL | $5.9M | 13 | 26.0% |
| #8 | Douglass Wagner | 1009151 | CrossCountry Mortgage, LLC | 3029 | St Petersburg, FL | $5.9M | 13 | 61.9% |
| #10 | Peter Freystaetter | 476623 | Space Coast Credit Union | 403370 | Miramar, FL | $7.0M | 12 | 30.0% |
| #10 | Mohammad Shah | 1198498 | Trusted Mortgage Capital Inc | 2411952 | Irvine, CA | $4.7M | 12 | 85.7% |
| #10 | Melinda Payan | 331861 | The Truth About Lending LLC | 1054357 | Davie, FL | $6.6M | 12 | 70.6% |
| #13 | Ely Corporan | 1770284 | EDUCATIONAL FEDERAL CREDIT UNION | 543676 | Miami, FL | $1.9M | 11 | 44.0% |
| #13 | ELIZABETH CASSIDY | 1902671 | Edge Home Finance, LLC | 891464 | Palm Bay, FL | $4.3M | 11 | 28.9% |
| #13 | Mitchell Goldin | 1915055 | Northpoint Mortgage, Inc. | 1515 | Orlando, FL | $6.4M | 11 | 57.9% |
| #13 | Ronald Byrom | 276811 | loanDepot.com, LLC | 174457 | Tallahassee, FL | $1.8M | 11 | 36.7% |
| #17 | Tracy Simpson | 1625881 | Seacoast National Bank | 608046 | The Villages, FL | $3.3M | 10 | 28.6% |
| #17 | Dalton Squires | 2145947 | Plant City Mortgage Corporation | 289323 | Plant City, FL | $3.1M | 10 | 62.5% |
| #17 | Theresa Hysong Merrill | 884253 | GTE Federal Credit Union dba GTE Financial | 477712 | Tampa, FL | $2.5M | 10 | 50.0% |
| #17 | Oliver Orlicki | 205123 | Go Rascal Inc. | 2072896 | Brooklyn, NY | $7.1M | 10 | 66.7% |
| #21 | Stacy Haynes | 285885 | Trident Home Loans, LLC | 65716 | Pensacola, FL | $3.4M | 9 | 45.0% |
| #21 | Ryan Ten Broeck | 805330 | Campus USA Credit Union | 799574 | Gainesville, FL | $653K | 9 | 30.0% |
| #21 | DAVID COLLINS | 546214 | Lake Michigan Credit Union | 442967 | Fort Myers, FL | $5.6M | 9 | 69.2% |
| #21 | Calvael Alisa | 1915734 | eMortgage Funding LLC | 1059364 | Troy, MI | $3.4M | 9 | 42.9% |
| #21 | Timothy Finn | 187322 | Future Financial LLC | 1621953 | Jacksonville Beach, FL | $3.6M | 9 | 69.2% |
| #21 | Josef Halvorsen | 788842 | Better Mortgage Corporation | 330511 | New York, NY | $3.0M | 9 | 56.3% |
| #21 | Chad Oliver | 324979 | Seacoast National Bank | 608046 | The Villages, FL | $2.8M | 9 | 36.0% |
| #21 | ELIZABETH SKIPPER | 2000927 | COMMUNITY SOUTH CREDIT UNION | 451247 | Chipley, FL | $2.2M | 9 | 69.2% |
| #21 | Edward Carlton | 992248 | JRDB, Inc. | 1057426 | Jacksonville, FL | $3.3M | 9 | 33.3% |
| #21 | Judy Zucker | 1035126 | FM Home Loans, LLC | 2212 | Hollywood, FL | $11.2M | 9 | 56.3% |
| #21 | BRIAN ZIMEL | 336790 | Alkan Mortgage Corporation | 210950 | Lake Mary, FL | $3.5M | 9 | 56.3% |
| #32 | Jennifer Wunderlin | 187657 | CrossCountry Mortgage, LLC | 3029 | Tampa, FL | $2.9M | 8 | 61.5% |
| #32 | Ashley Bedford | 1278530 | APPLI, LLC | 2245566 | Orlando, FL | $3.7M | 8 | 53.3% |
| #32 | Douglas Martin | 659614 | Lake Michigan Credit Union | 442967 | Fort Myers, FL | $3.7M | 8 | 61.5% |
| #32 | Julie Grushoff | 374032 | Clear Choice Lending Group, Inc. | 2026723 | Sunrise, FL | $4.1M | 8 | 66.7% |
| #32 | Jason Brolus | 1092748 | Lake Michigan Credit Union | 442967 | Sun City Center, FL | $13.0M | 8 | 72.7% |
| #32 | YAKELIN GONZALEZ | 370985 | Superior Mortgage Experts Inc | 2283152 | Miami Lakes, FL | $5.2M | 8 | 72.7% |
| #32 | Raymond Rodrigues | 1450514 | Helm Mortgage Corp. | 2448506 | Miami, FL | $3.4M | 8 | 72.7% |
| #32 | Emmanuel St. Germain | 327176 | Builders Choice Mortgage LLC | 2275047 | Boca Raton, FL | $4.7M | 8 | 61.5% |
| #32 | Timothy McConnell | 181046 | CMG Mortgage, Inc. | 1820 | Jacksonville, FL | $4.8M | 8 | 50.0% |
| #32 | Judith Smith | 333887 | Change Lending, LLC | 1839 | Oakland Park, FL | $8.7M | 8 | 50.0% |
| #32 | Kevin Hoffman | 380080 | Nationwide Residential Capital, Inc. | 261728 | Brandon, FL | $3.8M | 8 | 42.1% |
| #32 | Mary Cables | 1684545 | DYBN FINANCIAL CORP. | 318525 | Melbourne, FL | $3.6M | 8 | 42.1% |
| #32 | marci snyder | 276172 | Acrisure Mortgage, LLC | 152859 | Orlando, FL | $3.6M | 8 | 47.1% |
| #32 | Evan McDonough | 239065 | MortgageOne, Inc. | 898812 | Jupiter, FL | $5.2M | 8 | 25.0% |
| #32 | Joshua Quibodeaux | 334902 | CrossCountry Mortgage, LLC | 3029 | Melbourne, FL | $3.1M | 8 | 28.6% |
| #32 | Daniel Clifton | 284174 | Clifton Mortgage Services, LLC | 852745 | Winter Park, FL | $2.7M | 8 | 72.7% |
| #48 | Ryan Brown | 334861 | CrossCountry Mortgage, LLC | 3029 | Palm Beach Gardens, FL | $4.1M | 7 | 38.9% |
| #48 | Caleb Hiester | 1614469 | Direct Mortgage Loans, LLC | 832799 | Rockledge, FL | $1.7M | 7 | 33.3% |
| #48 | Samuel Swenson | 12166 | COMMUNITY FIRST CREDIT UNION OF FLORIDA | 379502 | Jacksonville, FL | $870K | 7 | 33.3% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Florida (2026). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/florida/top-retention-by-units/2026
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