Retention champions in Florida in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Matthew Weaver (CrossCountry Mortgage, LLC, NMLS #175651), Sean Stephens (Metroplex Mortgage Services, Inc., NMLS #185288), and Lauren Maxwell (CrossCountry Mortgage, LLC, NMLS #331415).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Matthew Weaver | 175651 | CrossCountry Mortgage, LLC | 3029 | Boca Raton, FL | $19.8M | 48 | 29.1% |
| #2 | Sean Stephens | 185288 | Metroplex Mortgage Services, Inc. | 185264 | Sebring, FL | $9.7M | 38 | 62.3% |
| #3 | Lauren Maxwell | 331415 | CrossCountry Mortgage, LLC | 3029 | Naples, FL | $12.3M | 26 | 30.6% |
| #4 | Joseph Nowacki | 906100 | Guaranteed Rate, Inc. | 2611 | St Petersburg, FL | $13.1M | 22 | 71.0% |
| #5 | Kevin Townsend | 171245 | Guaranteed Rate, Inc. | 2611 | Middleburg, FL | $8.4M | 21 | 42.0% |
| #6 | Toni Raulerson | 380055 | Plant City Mortgage Corporation | 289323 | Plant City, FL | $7.3M | 20 | 51.3% |
| #7 | Joshua Ulmer | 217794 | CrossCountry Mortgage, LLC | 3029 | Tequesta, FL | $8.8M | 19 | 55.9% |
| #8 | Ely Corporan | 1770284 | EDUCATIONAL FEDERAL CREDIT UNION | 543676 | Miami, FL | $3.8M | 18 | 45.0% |
| #9 | ELIZABETH CASSIDY | 1902671 | Edge Home Finance, LLC | 891464 | Palm Bay, FL | $6.7M | 16 | 32.7% |
| #10 | Melinda Payan | 331861 | The Truth About Lending LLC | 1054357 | Davie, FL | $8.4M | 15 | 65.2% |
| #10 | Mohammad Shah | 1198498 | Trusted Mortgage Capital Inc | 2411952 | Irvine, CA | $5.9M | 15 | 83.3% |
| #10 | Peter Freystaetter | 476623 | Space Coast Credit Union | 403370 | Miramar, FL | $7.9M | 15 | 27.8% |
| #13 | Daniel Clifton | 284174 | Clifton Mortgage Services, LLC | 852745 | Winter Park, FL | $4.7M | 14 | 77.8% |
| #13 | Mireya LoCicero | 1373773 | HANCOCK WHITNEY BANK | 454781 | Tampa, FL | $35K | 14 | 100.0% |
| #13 | SHERRY BROCK | 1367681 | GULF WINDS CREDIT UNION | 414456 | Pensacola, FL | $2.0M | 14 | 58.3% |
| #13 | Jane Floyd | 327235 | Neighborhood Loans, Inc. | 222982 | Tampa, FL | $6.1M | 14 | 19.7% |
| #17 | Ronald Byrom | 276811 | loanDepot.com, LLC | 174457 | Tallahassee, FL | $2.3M | 13 | 29.5% |
| #17 | Mitchell Goldin | 1915055 | Northpoint Mortgage, Inc. | 1515 | Orlando, FL | $7.2M | 13 | 54.2% |
| #17 | Samuel Swenson | 12166 | COMMUNITY FIRST CREDIT UNION OF FLORIDA | 379502 | Jacksonville, FL | $1.6M | 13 | 35.1% |
| #17 | Douglass Wagner | 1009151 | CrossCountry Mortgage, LLC | 3029 | St Petersburg, FL | $5.9M | 13 | 59.1% |
| #17 | Tracy Simpson | 1625881 | Seacoast National Bank | 608046 | The Villages, FL | $4.1M | 13 | 28.9% |
| #17 | Judy Zucker | 1035126 | FM Home Loans, LLC | 2212 | Hollywood, FL | $14.3M | 13 | 54.2% |
| #17 | Amy Harvell | 1752706 | CrossCountry Mortgage, LLC | 3029 | Crestview, FL | $5.7M | 13 | 21.7% |
| #24 | Edward Carlton | 992248 | JRDB, Inc. | 1057426 | Jacksonville, FL | $4.2M | 12 | 30.0% |
| #24 | Calvael Alisa | 1915734 | eMortgage Funding LLC | 1059364 | Troy, MI | $4.3M | 12 | 44.4% |
| #24 | ELIZABETH SKIPPER | 2000927 | COMMUNITY SOUTH CREDIT UNION | 451247 | Chipley, FL | $2.8M | 12 | 57.1% |
| #24 | Ryan Ten Broeck | 805330 | Campus USA Credit Union | 799574 | Gainesville, FL | $863K | 12 | 28.6% |
| #24 | WORANOOT COOK | 680185 | RADIFI FEDERAL CREDIT UNION | 450148 | Jacksonville, FL | $2.1M | 12 | 66.7% |
| #24 | Frederic Abitbol | 331653 | Hypotec Inc. | 331734 | Boca Raton, FL | $13.3M | 12 | 85.7% |
| #24 | Kevin Hoffman | 380080 | Nationwide Residential Capital, Inc. | 261728 | Brandon, FL | $5.2M | 12 | 50.0% |
| #24 | Oliver Orlicki | 205123 | Go Rascal Inc. | 2072896 | Brooklyn, NY | $8.2M | 12 | 54.5% |
| #32 | Jennifer Martinez | 173516 | CrossCountry Mortgage, LLC | 3029 | Valrico, FL | $3.3M | 11 | 28.9% |
| #32 | Tracy Williams | 439086 | Seacoast National Bank | 608046 | The Villages, FL | $4.2M | 11 | 23.9% |
| #32 | Chad Oliver | 324979 | Seacoast National Bank | 608046 | The Villages, FL | $3.0M | 11 | 31.4% |
| #32 | Jason Brolus | 1092748 | Lake Michigan Credit Union | 442967 | Sun City Center, FL | $16.6M | 11 | 78.6% |
| #36 | Theresa Hysong Merrill | 884253 | GTE Federal Credit Union dba GTE Financial | 477712 | Tampa, FL | $2.5M | 10 | 41.7% |
| #36 | Timothy Finn | 187322 | Future Financial LLC | 1621953 | Jacksonville Beach, FL | $3.8M | 10 | 66.7% |
| #36 | Richard Brandt | 1628559 | Northpointe Bank | 447490 | Grand Rapids, MI | $3.7M | 10 | 52.6% |
| #36 | YAKELIN GONZALEZ | 370985 | Superior Mortgage Experts Inc | 2283152 | Miami Lakes, FL | $6.1M | 10 | 66.7% |
| #36 | Dalton Squires | 2145947 | Plant City Mortgage Corporation | 289323 | Plant City, FL | $3.1M | 10 | 52.6% |
| #41 | Judith Smith | 333887 | Change Lending, LLC | 1839 | Oakland Park, FL | $9.0M | 9 | 40.9% |
| #41 | Scott Stone | 979561 | STONE MORTGAGE GROUP, LLC | 2329637 | Plant City, FL | $4.3M | 9 | 56.3% |
| #41 | Ashley Bedford | 1278530 | APPLI, LLC | 2245566 | Orlando, FL | $3.9M | 9 | 42.9% |
| #41 | Stacy Haynes | 285885 | Trident Home Loans, LLC | 65716 | Pensacola, FL | $3.4M | 9 | 34.6% |
| #41 | Joshua Quibodeaux | 334902 | CrossCountry Mortgage, LLC | 3029 | Melbourne, FL | $3.3M | 9 | 22.0% |
| #41 | BRIAN ZIMEL | 336790 | Alkan Mortgage Corporation | 210950 | Lake Mary, FL | $3.5M | 9 | 52.9% |
| #41 | Jason Barnes | 907483 | CrossCountry Mortgage, LLC | 3029 | Delray Beach, FL | $3.2M | 9 | 36.0% |
| #41 | Suzanne Downs-Buono | 289859 | Palm Beach Mortgage Group, Inc. | 373094 | West Palm Beach, FL | $2.8M | 9 | 34.6% |
| #41 | Jean Pierre-Paul | 476295 | RUSH LENDING INC. | 1036959 | Miami, FL | $3.8M | 9 | 56.3% |
| #41 | Yoanny Perez Castillo | 1720270 | Custom Rate Mortgage PLLC | 2445999 | St Petersburg, FL | $2.8M | 9 | 90.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Florida (2026). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/florida/top-retention-by-units/2026
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