Leading rookies in Florida in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include William Ketchum (PennyMac Loan Services, LLC, NMLS #2767540), Jonathan Nguyen (PennyMac Loan Services, LLC, NMLS #2784835), and Gabriel De Freitas Medina (PennyMac Loan Services, LLC, NMLS #2778392).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2026 Volume | 2026 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | William Ketchum | 2767540 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $2.7M | 7 | $382K |
| #2 | Jonathan Nguyen | 2784835 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $1.7M | 5 | $332K |
| #2 | Gabriel De Freitas Medina | 2778392 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $1.9M | 5 | $372K |
| #2 | Matthew Schubert | 2778914 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $1.6M | 5 | $311K |
| #5 | Robert Thompson | 2747606 | Coastal Haven Lending LLC | 2745211 | Panama City Beach, FL | $2.2M | 4 | $541K |
| #5 | Leon Roof | 289673 | San Antonio Citizens Federal Credit Union | 409470 | San Antonio, FL | $1.4M | 4 | $350K |
| #5 | Jacob Wallace | 2800716 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $603K | 4 | $151K |
| #5 | Ketch Gannon | 2757756 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $1.7M | 4 | $414K |
| #9 | Sage Moninger | 2785589 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $940K | 3 | $313K |
| #9 | Genesis Cespedes | 2480079 | Real Deal Mortgage Solutions, LLC | 2114942 | Tampa, FL | $698K | 3 | $233K |
| #9 | Lilia Trejo | 2701250 | Hometown Lending Inc | 2712965 | Dallas, TX | $1.2M | 3 | $404K |
| #9 | Caelen Arreola | 2784817 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $754K | 3 | $251K |
| #9 | James Finley | 573501 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $630K | 3 | $210K |
| #9 | Tyron Tucker | 971931 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $521K | 3 | $174K |
| #9 | Jake Parker | 2763475 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $904K | 3 | $301K |
| #9 | Michael Barreiro | 2783221 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $500K | 3 | $167K |
| #9 | Tyler Bone | 2768781 | Reliance First Capital, LLC | 58775 | Sarasota, FL | $393K | 3 | $131K |
| #9 | Bryce Alexander | 2788418 | West Capital Lending, Inc. | 1566096 | Irvine, CA | $550K | 3 | $183K |
| #9 | Derick Benitez | 2734285 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $597K | 3 | $199K |
| #20 | Samuel Brower | 2648853 | PennyMac Loan Services, LLC | 35953 | — | $537K | 2 | $269K |
| #20 | Nelson Arro Diaz | 2744379 | MORTGAGES NATION LLC | 2600334 | Miami Lakes, FL | $1.1M | 2 | $561K |
| #20 | Jeffrey Douberly | 2780704 | New American Funding, LLC | 6606 | West Palm Beach, FL | $926K | 2 | $463K |
| #20 | Reynold Price | 2750414 | MiLend, Inc. | 148769 | Alpharetta, GA | $458K | 2 | $229K |
| #20 | Dominic Rhodes | 2773294 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $694K | 2 | $347K |
| #20 | Gabrielle Amador | 2789411 | Rocket Mortgage, LLC | 3030 | Lake Forest, CA | $222K | 2 | $111K |
| #20 | Carmen Kent | 2801080 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $1.0M | 2 | $521K |
| #20 | Jack Bowden | 2804061 | JPMorgan Chase Bank, National Association | 399798 | Columbus, OH | $159K | 2 | $80K |
| #20 | Christopher Fusco | 2782148 | JPMorgan Chase Bank, National Association | 399798 | Jacksonville, FL | $250K | 2 | $125K |
| #20 | Jerry Chen | 2722641 | HFG Holdings, Inc. | 1467435 | Troy, MI | $435K | 2 | $218K |
| #20 | Michael Gunderson | 2801442 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $642K | 2 | $321K |
| #20 | Jennefer Orr | 2790509 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $418K | 2 | $209K |
| #20 | OTMARO LARZABAL | 2784089 | Easy Mortgage LLC | 1666459 | Cape Coral, FL | $677K | 2 | $339K |
| #20 | Phillip Gross | 630504 | Mutual of Omaha Mortgage, Inc. | 1025894 | Grosse Pointe, MI | $460K | 2 | $230K |
| #20 | Mina Pemenrete Mitri | 2800855 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $569K | 2 | $284K |
| #20 | Christian Harris | 2763084 | One Real Mortgage Corp. | 198414 | Detroit, MI | $497K | 2 | $248K |
| #20 | Fadi Tobia | 1896085 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $596K | 2 | $298K |
| #20 | Shaniah Hamilton Brown | 2765548 | New American Funding, LLC | 6606 | Charlotte, NC | $374K | 2 | $187K |
| #20 | Yavuz Gorgulu | 2769426 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $459K | 2 | $229K |
| #20 | Juston Hill | 2784877 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $643K | 2 | $322K |
| #20 | King Evangelista | 2775420 | loanDepot.com, LLC | 174457 | Irvine, CA | $402K | 2 | $201K |
| #20 | Colby Potter | 2217409 | Carrollwood Mortgage LLC | 2574979 | Tampa, FL | $879K | 2 | $440K |
| #20 | Chloe Straub | 2772217 | A-D MORTGAGE LOAN SPECIALIST INC | 371848 | Port Charlotte, FL | $396K | 2 | $198K |
| #20 | Bryan McCarthy | 2769344 | AdvantageFirst Lending Inc. | 1209177 | Lake Forest, CA | $738K | 2 | $369K |
| #20 | Patrick Stone | 2800929 | PennyMac Loan Services, LLC | 35953 | Franklin, TN | $309K | 2 | $154K |
| #20 | Matthew Kemper | 2813006 | Emporium TPO LLC | 2278548 | Phoenix, AZ | $254K | 2 | $127K |
| #20 | Matias Canas | 2766595 | Direct Path Mortgage LLC | 2783717 | Coral Gables, FL | $755K | 2 | $377K |
| #20 | Dustin Putt | 2764844 | PennyMac Loan Services, LLC | 35953 | Franklin, TN | $1.0M | 2 | $522K |
| #48 | Cameron Cairnie | 2800278 | loanDepot.com, LLC | 174457 | Irvine, CA | $102K | 1 | $102K |
| #48 | Jacob Imbriano | 2783074 | E Mortgage Capital, Inc. | 1416824 | Santa Ana, CA | $578K | 1 | $578K |
| #48 | Matthew Martinez | 2780230 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $38K | 1 | $38K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Florida (2026). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/florida/top-rookie-by-units/2026
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