Leading rookies in Rhode Island in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Sage Moninger (PennyMac Loan Services, LLC, NMLS #2785589), Scott Montgomery (Mortgage Research Center, LLC, NMLS #2794827), and Gabrielle Garcia (Coastal1 Credit Union, NMLS #2819762).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2026 Volume | 2026 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Sage Moninger | 2785589 | PennyMac Loan Services, LLC | 35953 | — | $1.4M | 4 | $348K |
| #2 | Scott Montgomery | 2794827 | Mortgage Research Center, LLC | 1907 | Columbia, MO | $1.5M | 3 | $502K |
| #2 | Gabrielle Garcia | 2819762 | Coastal1 Credit Union | 539272 | Pawtucket, RI | $290K | 3 | $97K |
| #4 | Jessica Hall | 2768366 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $678K | 2 | $339K |
| #4 | Demetric Clark | 2705432 | loanDepot.com, LLC | 174457 | Plano, TX | $391K | 2 | $196K |
| #4 | Matthew Schubert | 2778914 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $881K | 2 | $441K |
| #7 | Gabriel Sanchez | 2833641 | Pentagon Federal Credit Union | 401822 | San Antonio, TX | $159K | 1 | $159K |
| #7 | Shelby Carder | 2798724 | Mortgage Research Center, LLC | 1907 | Columbia, MO | $251K | 1 | $251K |
| #7 | Jacob Brewster | 2833635 | Pentagon Federal Credit Union | 401822 | San Antonio, TX | $160K | 1 | $160K |
| #7 | Ophelia Irby | 2815521 | loanDepot.com, LLC | 174457 | Southfield, MI | $100K | 1 | $100K |
| #7 | Patrick Stone | 2800929 | Carrington Mortgage Services, LLC | 2600 | Franklin, TN | $117K | 1 | $117K |
| #7 | Justin Altiery-DeAbreu | 2786774 | Reliance First Capital, LLC | 58775 | — | $360K | 1 | $360K |
| #7 | Brandon McCoy | 2798128 | U.S. Bank National Association | 402761 | San Diego, CA | $268K | 1 | $268K |
| #7 | Jeremy Plofsky | 2801930 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $126K | 1 | $126K |
| #7 | Roberto Santana | 2531514 | Primary Residential Mortgage, Inc. | 3094 | Cranston, RI | $573K | 1 | $573K |
| #7 | Mason Merrill | 2787917 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | $76K | 1 | $76K |
| #7 | Deshaunte Longley | 2807168 | Texana Bank, N.A. | 407536 | — | $354K | 1 | $354K |
| #7 | Anthony Jarvis | 2741928 | American Heritage Lending, LLC | 93735 | Irvine, CA | $166K | 1 | $166K |
| #7 | Keeleigh Everett | 2827963 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $50K | 1 | $50K |
| #7 | Mason Fast | 2789280 | Mortgage Research Center, LLC | 1907 | Columbia, MO | $358K | 1 | $358K |
| #7 | Dane Hertzler | 2784762 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $528K | 1 | $528K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Rhode Island (2026). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/rhode-island/top-rookie-by-units/2026
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