Leading rookies in Connecticut in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Michael Barreiro (PennyMac Loan Services, LLC, NMLS #2783221), Derick Benitez (PennyMac Loan Services, LLC, NMLS #2734285), and YOVANA OSHEA (SMART FINANCIAL SERVICES CORP, NMLS #2010588).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2026 Volume | 2026 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Michael Barreiro | 2783221 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $981K | 8 | $123K |
| #2 | Derick Benitez | 2734285 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $2.8M | 6 | $463K |
| #2 | YOVANA OSHEA | 2010588 | SMART FINANCIAL SERVICES CORP | 842901 | Bridgeport, CT | $2.0M | 6 | $338K |
| #4 | Evvyn Leonard | 2684278 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $851K | 5 | $170K |
| #4 | Patrick Stone | 2800929 | Carrington Mortgage Services, LLC | 2600 | Franklin, TN | $785K | 5 | $157K |
| #6 | Christopher Paschal | 2800878 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $1.9M | 4 | $479K |
| #7 | Chase Eickenhorst | 2801226 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $1.4M | 3 | $460K |
| #7 | Seth Bailey | 2824690 | JPMorgan Chase Bank, National Association | 399798 | Jacksonville, FL | $389K | 3 | $130K |
| #7 | Arlene Gonzalez | 2474027 | Nationwide Mortgage Bankers, Inc. | 819382 | Melville, NY | $674K | 3 | $225K |
| #7 | Quinton Scheuermann | 2792396 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $363K | 3 | $121K |
| #7 | Carmen Kent | 2801080 | PennyMac Loan Services, LLC | 35953 | — | $383K | 3 | $128K |
| #7 | Mitchell Thaw | 1946527 | WJC Capital LLC | 2579571 | Fairfield, CT | $1.3M | 3 | $436K |
| #7 | Paul Holguin | 2766095 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $376K | 3 | $125K |
| #7 | Kierra Atwater | 2247542 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $469K | 3 | $156K |
| #15 | Karen Karaja | 2799456 | Pinnacle Mortgage Corporation | 1323739 | Dayville, CT | $597K | 2 | $299K |
| #15 | Phuong Nguyen | 2824681 | JPMorgan Chase Bank, National Association | 399798 | Tempe, AZ | $175K | 2 | $88K |
| #15 | Zachary Everidge | 2810415 | Paramount Residential Mortgage Group, Inc. | 75243 | Pembroke Pines, FL | $909K | 2 | $455K |
| #15 | Charles Hino | 2790511 | loanDepot.com, LLC | 174457 | Chandler, AZ | $461K | 2 | $231K |
| #15 | Justin McDowell | 2799100 | loanDepot.com, LLC | 174457 | Chandler, AZ | $288K | 2 | $144K |
| #15 | Pouyan Haji Ghasem | 2497922 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $195K | 2 | $98K |
| #15 | Abel De Leon | 2833636 | Pentagon Federal Credit Union | 401822 | San Antonio, TX | $206K | 2 | $103K |
| #15 | Staci Peerenboom | 2812955 | JPMorgan Chase Bank, National Association | 399798 | Columbus, OH | $200K | 2 | $100K |
| #15 | Anthony Jarvis | 2741928 | American Heritage Lending, LLC | 93735 | Irvine, CA | $656K | 2 | $328K |
| #15 | Josue Manzueta | 2804051 | JPMorgan Chase Bank, National Association | 399798 | Columbus, OH | $205K | 2 | $103K |
| #15 | Phillip Hardy | 2784825 | Modern Valley Home Loans, LLC | 2636235 | Novi, MI | $672K | 2 | $336K |
| #15 | Kristin Galbreath | 2837155 | PNC Bank, National Association | 446303 | Lakewood, CO | $100K | 2 | $50K |
| #15 | Jacob Hicks | 2824687 | JPMorgan Chase Bank, National Association | 399798 | Columbus, OH | $90K | 2 | $45K |
| #15 | Clayton Albright | 2790458 | New Era Lending LLC | 2424293 | — | $757K | 2 | $379K |
| #29 | Liam Heggs | 2816848 | Mutual of Omaha Mortgage, Inc. | 1025894 | Owings Mills, MD | $407K | 1 | $407K |
| #29 | Jeffrey Edwards | 2825323 | The Federal Savings Bank | 411500 | Scottsdale, AZ | $504K | 1 | $504K |
| #29 | Sean Clark | 2833687 | Wells Fargo Bank, National Association | 399801 | — | $500K | 1 | $500K |
| #29 | Matthew Martinez | 2780230 | PennyMac Loan Services, LLC | 35953 | — | $403K | 1 | $403K |
| #29 | Damian Saylor | 2771712 | West Capital Lending, Inc. | 1566096 | Tempe, AZ | $198K | 1 | $198K |
| #29 | James Mazza | 2823091 | First World Mortgage Corporation | 2643 | Torrington, CT | $396K | 1 | $396K |
| #29 | Shirley Marquina | 2817987 | PennyMac Loan Services, LLC | 35953 | — | $112K | 1 | $112K |
| #29 | Shamara Sloan | 2827941 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $90K | 1 | $90K |
| #29 | Faith Cox | 2800623 | GoodLeap, LLC | 30336 | Plano, TX | $180K | 1 | $180K |
| #29 | Andrew Schaberg | 2776167 | PennyMac Loan Services, LLC | 35953 | — | $411K | 1 | $411K |
| #29 | Jessica Hall | 2768366 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $303K | 1 | $303K |
| #29 | Monica Enriquez Martinez | 2821619 | NewRez LLC | 3013 | Charlotte, NC | $188K | 1 | $188K |
| #29 | Christina Hane | 2781327 | CrossCountry Mortgage, LLC | 3029 | Scottsdale, AZ | $55K | 1 | $55K |
| #29 | Tiffanie Cruickshank | 2872398 | TOBACCO VALLEY TEACHERS FEDERAL CREDIT UNION | 415585 | Enfield, CT | $40K | 1 | $40K |
| #29 | Kadeem Hylton | 2843718 | JPMorgan Chase Bank, National Association | 399798 | Jacksonville, FL | $180K | 1 | $180K |
| #29 | Ellie Browning | 2857498 | JPMorgan Chase Bank, National Association | 399798 | Columbus, OH | $70K | 1 | $70K |
| #29 | Alexander Hauer | 2793837 | Total Mortgage Services, LLC | 2764 | Milford, CT | $292K | 1 | $292K |
| #29 | WESLEY CASTRO | 2812963 | JPMorgan Chase Bank, National Association | 399798 | Jacksonville, FL | $120K | 1 | $120K |
| #29 | Brandon Gannon | 2802703 | Primerica Mortgage, LLC | 1723477 | Milford, CT | $27K | 1 | $27K |
| #29 | Anthony Baldino | 2808117 | AllPoints Mortgage, LLC | 1771087 | Avon, CT | $80K | 1 | $80K |
| #29 | Megan Wiitala | 2838588 | Navy Federal Credit Union | 399807 | Pensacola, FL | $388K | 1 | $388K |
| #29 | Caleb Whelan | 2805742 | NewRez LLC | 3013 | Columbia, MD | $302K | 1 | $302K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Connecticut (2026). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/connecticut/top-rookie-by-units/2026
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