Leading rookies in North Carolina in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Demetric Clark (PennyMac Loan Services, LLC, NMLS #2705432), Jaynie Humann (Vanderbilt Mortgage and Finance, Inc., NMLS #2788422), and Jake Geladin (loanDepot.com, LLC, NMLS #2788165).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2026 Volume | 2026 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Demetric Clark | 2705432 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $2.9M | 12 | $246K |
| #2 | Jaynie Humann | 2788422 | Vanderbilt Mortgage and Finance, Inc. | 1561 | Maryville, TN | $1.7M | 8 | $208K |
| #3 | Jake Geladin | 2788165 | loanDepot.com, LLC | 174457 | Southfield, MI | $606K | 5 | $121K |
| #3 | Maryam Ghanbari | 2427089 | Alcova Mortgage LLC | 40508 | Greenville, NC | $1.6M | 5 | $320K |
| #3 | Sebastian Wittliff | 2812013 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $842K | 5 | $168K |
| #3 | Mirelsi Catalan Gutierrez | 2713719 | Ibanez Mortgage Group, LLC | 299131 | Fairfax, VA | $1.2M | 5 | $235K |
| #3 | Shawn Gavin | 2781239 | The Ciucevich Group LLC | 2481808 | Sanford, NC | $639K | 5 | $128K |
| #8 | Michael Merriman | 2776205 | Unlock Home Equity Solutions, Inc. | 2657081 | Tempe, AZ | $234K | 4 | $58K |
| #8 | John Templeton | 2777722 | Reliance First Capital, LLC | 58775 | Charlotte, NC | $1.0M | 4 | $255K |
| #8 | Josue Castillo Guzman | 2762686 | Global Equity Finance, Inc. | 13116 | San Diego, CA | $793K | 4 | $198K |
| #8 | Tyler Ford | 2798678 | South River Mortgage, LLC | 1854524 | Annapolis, MD | $1.3M | 4 | $323K |
| #8 | James Finley | 573501 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $1.1M | 4 | $276K |
| #8 | Matthew McCarthy | 2709142 | GRIFFIN FUNDING, INC. | 1120111 | Irvine, CA | $1.2M | 4 | $312K |
| #14 | MICHAEL KRASNER | 453395 | Guild Mortgage Company LLC | 3274 | Charlotte, NC | $435K | 3 | $145K |
| #14 | MELISSA MEADE | 2519395 | Guild Mortgage Company LLC | 3274 | Jacksonville, NC | $397K | 3 | $132K |
| #14 | EMAD RABADI | 2795944 | GoodLeap, LLC | 30336 | Phoenix, AZ | $889K | 3 | $296K |
| #14 | Serena O'Loughlin | 2754119 | River City Mortgage LLC | 142954 | — | $1.1M | 3 | $378K |
| #14 | Cooper Ball | 2703227 | Royal United Mortgage LLC | 13390 | Indianapolis, IN | $364K | 3 | $121K |
| #14 | Viviana Albino Gutierrez | 2782659 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $508K | 3 | $169K |
| #14 | Shirley Marquina | 2817987 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $661K | 3 | $220K |
| #14 | Pierce Gossow | 2727229 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $916K | 3 | $305K |
| #14 | James Altendorf | 2793869 | INDEPENDENCE HOME LOANS LLC | 2524174 | Scottsdale, AZ | $704K | 3 | $235K |
| #14 | Craig Helmers | 94666 | First-Citizens Bank & Trust Company | 503941 | Raleigh, NC | $1.5M | 3 | $506K |
| #14 | Kimberly Le-Estrada | 2690487 | One Real Mortgage Corp. | 198414 | Detroit, MI | $675K | 3 | $225K |
| #14 | Taylor Bills | 2785218 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $360K | 3 | $120K |
| #14 | Kylie Biazevich | 2775468 | Better Mortgage Corporation | 330511 | Irving, TX | $977K | 3 | $326K |
| #14 | David Maxwell | 2821756 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $496K | 3 | $165K |
| #14 | Kelsey Vercruysse | 2790576 | Reliance First Capital, LLC | 58775 | Sarasota, FL | $752K | 3 | $251K |
| #14 | Noah Ward | 2790507 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $819K | 3 | $273K |
| #14 | Quinton Scheuermann | 2792396 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $1.2M | 3 | $413K |
| #14 | Clayton Albright | 2790458 | Freedom Mortgage Corporation | 2767 | — | $811K | 3 | $270K |
| #14 | David Durmowicz | 2810222 | South River Mortgage, LLC | 1854524 | Annapolis, MD | $933K | 3 | $311K |
| #14 | LAKSHMIPATHY JULAPALLI | 2548905 | Ram Mortgage, LLC | 2301828 | Charlotte, NC | $1.3M | 3 | $441K |
| #34 | Andrew Schaberg | 2776167 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $135K | 2 | $68K |
| #34 | Sean Kelly | 2724492 | DAS Acquisition Company, LLC | 227262 | Annapolis, MD | $630K | 2 | $315K |
| #34 | Austin Rovito | 2693783 | Top Flite Financial, Inc. | 4181 | Pittsburgh, PA | $275K | 2 | $138K |
| #34 | Jacob Jones | 2453131 | Shield Home Loans Inc. | 2396589 | Irvine, CA | $765K | 2 | $383K |
| #34 | Sergio Sanchez | 2796462 | Global Equity Finance, Inc. | 13116 | San Diego, CA | $507K | 2 | $253K |
| #34 | Mark Chartier | 2821667 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $156K | 2 | $78K |
| #34 | Alayna Weaver | 2817674 | Raleigh Mortgage Group, Inc. | 69573 | Raleigh, NC | $467K | 2 | $234K |
| #34 | Delilah Parish | 2745971 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $162K | 2 | $81K |
| #34 | Kenneth Kivuti | 2749498 | 1st Advantage Mortgage Broker LLC | 2468711 | Charlotte, NC | $576K | 2 | $288K |
| #34 | Fabian Torres | 847914 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $131K | 2 | $66K |
| #34 | Kateryna Witt | 2626154 | Onity Mortgage Corporation | 2726 | Plano, TX | $485K | 2 | $242K |
| #34 | Jhanany Cortes | 2821211 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $625K | 2 | $312K |
| #34 | Michael Madden | 2778624 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $639K | 2 | $320K |
| #34 | Michael Gunderson | 2801442 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $852K | 2 | $426K |
| #34 | Joseph Wiggins | 2811943 | Reliance First Capital, LLC | 58775 | Charlotte, NC | $610K | 2 | $305K |
| #34 | Marquitas Bowen | 2821438 | Amerisave Mortgage Corporation | 1168 | Louisville, KY | $996K | 2 | $498K |
| #34 | Cody Hess | 2802793 | Onity Mortgage Corporation | 2726 | Plano, TX | $800K | 2 | $400K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — North Carolina (2026). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/north-carolina/top-rookie-by-units/2026
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