Leading rookies in North Carolina in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Demetric Clark (PennyMac Loan Services, LLC, NMLS #2705432), Shawn Gavin (Amerisave Mortgage Corporation, NMLS #2781239), and Clayton Albright (Freedom Mortgage Corporation, NMLS #2790458).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2026 Volume | 2026 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Demetric Clark | 2705432 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $2.5M | 9 | $274K |
| #2 | Shawn Gavin | 2781239 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $547K | 4 | $137K |
| #3 | Clayton Albright | 2790458 | Freedom Mortgage Corporation | 2767 | — | $811K | 3 | $270K |
| #3 | Mirelsi Catalan Gutierrez | 2713719 | Ibanez Mortgage Group, LLC | 299131 | Fairfax, VA | $613K | 3 | $204K |
| #3 | Maryam Ghanbari | 2427089 | Alcova Mortgage LLC | 40508 | Greenville, NC | $762K | 3 | $254K |
| #6 | Sebastian Wittliff | 2812013 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $285K | 2 | $143K |
| #6 | MICHAEL KRASNER | 453395 | Guild Mortgage Company LLC | 3274 | Charlotte, NC | $335K | 2 | $167K |
| #6 | Austin Rovito | 2693783 | Top Flite Financial, Inc. | 4181 | Pittsburgh, PA | $275K | 2 | $138K |
| #6 | Noah Ward | 2790507 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $709K | 2 | $355K |
| #6 | Serena O'Loughlin | 2754119 | River City Mortgage LLC | 142954 | Blue Ash, OH | $850K | 2 | $425K |
| #6 | Taylor Hargate | 2773308 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $661K | 2 | $331K |
| #6 | Jake Geladin | 2788165 | loanDepot.com, LLC | 174457 | Southfield, MI | $180K | 2 | $90K |
| #6 | Kylie Biazevich | 2775468 | Better Mortgage Corporation | 330511 | Irving, TX | $887K | 2 | $444K |
| #6 | Fatmir Useini | 2796509 | Amerisave Mortgage Corporation | 1168 | — | $315K | 2 | $157K |
| #6 | Kimberly Le-Estrada | 2690487 | One Real Mortgage Corp. | 198414 | Detroit, MI | $420K | 2 | $210K |
| #6 | Viviana Albino Gutierrez | 2782659 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $391K | 2 | $196K |
| #6 | Josue Castillo Guzman | 2762686 | Global Equity Finance, Inc. | 13116 | San Diego, CA | $312K | 2 | $156K |
| #6 | Anthony Sindi | 2780841 | loanDepot.com, LLC | 174457 | Southfield, MI | $225K | 2 | $113K |
| #19 | Justin Altiery-DeAbreu | 2786774 | Reliance First Capital, LLC | 58775 | Melville, NY | $301K | 1 | $301K |
| #19 | Craig Helmers | 94666 | First-Citizens Bank & Trust Company | 503941 | Raleigh, NC | $700K | 1 | $700K |
| #19 | Julie Smith | 2804023 | State Employees' Credit Union | 430055 | Andrews, NC | $162K | 1 | $162K |
| #19 | Delilah Parish | 2745971 | Amerisave Mortgage Corporation | 1168 | Sandy Springs, GA | $110K | 1 | $110K |
| #19 | Michelle Younan | 2189864 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $289K | 1 | $289K |
| #19 | Jaynie Humann | 2788422 | Vanderbilt Mortgage and Finance, Inc. | 1561 | Maryville, TN | $171K | 1 | $171K |
| #19 | Morgan Meyer | 2800229 | Lower, LLC | 1124061 | Columbus, OH | $231K | 1 | $231K |
| #19 | George Damm | 2802792 | Village Capital & Investment LLC | 3317 | Draper, UT | $482K | 1 | $482K |
| #19 | Katherine Strothman | 2773625 | Freedom Mortgage Corporation | 2767 | — | $138K | 1 | $138K |
| #19 | James Altendorf | 2793869 | INDEPENDENCE HOME LOANS LLC | 2524174 | Scottsdale, AZ | $266K | 1 | $266K |
| #19 | Turkessa Amoah | 2840733 | KeyBank National Association | 399797 | Roy, UT | $395K | 1 | $395K |
| #19 | Cassandra Young | 2812956 | JPMorgan Chase Bank, National Association | 399798 | Columbus, OH | $100K | 1 | $100K |
| #19 | Samuel Henderson | 2791455 | Guaranteed Rate, Inc. | 2611 | Turlock, CA | $232K | 1 | $232K |
| #19 | Faith Cox | 2800623 | GoodLeap, LLC | 30336 | Plano, TX | $134K | 1 | $134K |
| #19 | Christopher Ballard | 2821035 | PBT BANCORP | 257781 | Hazard, KY | $399K | 1 | $399K |
| #19 | Casey Vaughn | 2801013 | Edge Home Finance, LLC | 891464 | Minnetonka, MN | $285K | 1 | $285K |
| #19 | Dylan Klein | 2803673 | Wells Fargo Bank, National Association | 399801 | Jackson, MS | $273K | 1 | $273K |
| #19 | Courtney Carter | 1838726 | Freedom Mortgage Corporation | 2767 | — | $313K | 1 | $313K |
| #19 | Joshua Toone-Johnston | 2723314 | West Capital Lending, Inc. | 1566096 | Plano, TX | $183K | 1 | $183K |
| #19 | Avery Sutro | 2799969 | First National Bank of Pennsylvania | 766529 | Glen Allen, VA | $191K | 1 | $191K |
| #19 | Tony Friesen | 2704495 | New American Funding, LLC | 6606 | Dallas, TX | $369K | 1 | $369K |
| #19 | Matthew Valdovinos | 2790738 | onDemand Lending Inc. | 2458551 | Lake Forest, CA | $211K | 1 | $211K |
| #19 | John Templeton | 2777722 | Reliance First Capital, LLC | 58775 | Charlotte, NC | $85K | 1 | $85K |
| #19 | Fabian Torres | 847914 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $86K | 1 | $86K |
| #19 | Adam Shamsedin | 2811809 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $177K | 1 | $177K |
| #19 | Kelsey Vercruysse | 2790576 | Reliance First Capital, LLC | 58775 | Sarasota, FL | $350K | 1 | $350K |
| #19 | Michael Haack | 2791494 | Mutual of Omaha Mortgage, Inc. | 1025894 | Scottsdale, AZ | $75K | 1 | $75K |
| #19 | LAKSHMIPATHY JULAPALLI | 2548905 | Ram Mortgage, LLC | 2301828 | Charlotte, NC | $356K | 1 | $356K |
| #19 | Jack Telitz | 2798698 | INDEPENDENCE HOME LOANS LLC | 2524174 | Scottsdale, AZ | $279K | 1 | $279K |
| #19 | Vladislav Balin | 2820058 | JPMorgan Chase Bank, National Association | 399798 | Brooklyn, NY | $50K | 1 | $50K |
| #19 | Daniel Fugate | 2821069 | MPIRE FINANCIAL GROUP LLC | 2108504 | Orlando, FL | $166K | 1 | $166K |
| #19 | Emmalie Corn | 2816145 | American Internet Mortgage, Inc. | 2890 | San Diego, CA | $366K | 1 | $366K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — North Carolina (2026). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/north-carolina/top-rookie-by-units/2026
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