Leading rookies nationwide in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Derick Benitez (PennyMac Loan Services, LLC, NMLS #2734285), Michael Barreiro (PennyMac Loan Services, LLC, NMLS #2783221), and Gabriel De Freitas Medina (PennyMac Loan Services, LLC, NMLS #2778392).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2026 Volume | 2026 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Derick Benitez | 2734285 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $31.1M | 116 | $268K |
| #2 | Michael Barreiro | 2783221 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $23.0M | 109 | $211K |
| #3 | Gabriel De Freitas Medina | 2778392 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $23.7M | 107 | $222K |
| #4 | Sandy Jacob | 2812001 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $19.0M | 105 | $181K |
| #5 | Bethany Cassell | 2801591 | OKLAHOMA CENTRAL CREDIT UNION | 410349 | Tulsa, OK | $12.6M | 102 | $123K |
| #6 | Jake Parker | 2763475 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $29.8M | 101 | $295K |
| #7 | Tyron Tucker | 971931 | PennyMac Loan Services, LLC | 35953 | — | $25.4M | 100 | $254K |
| #8 | Misael Ramos | 2785399 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $25.5M | 98 | $260K |
| #9 | Matthew Schubert | 2778914 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $23.8M | 94 | $253K |
| #10 | Eric Grollman | 2786401 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $23.7M | 93 | $255K |
| #11 | William Ketchum | 2767540 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $21.9M | 92 | $238K |
| #12 | Jonathan Nguyen | 2784835 | PennyMac Loan Services, LLC | 35953 | — | $22.6M | 89 | $254K |
| #13 | Daniel Denham | 2770436 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $25.4M | 81 | $314K |
| #14 | Pouyan Haji Ghasem | 2497922 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $18.4M | 79 | $232K |
| #14 | Kateryna Witt | 2626154 | Onity Mortgage Corporation | 2726 | Plano, TX | $20.8M | 79 | $264K |
| #16 | Quinton Scheuermann | 2792396 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $20.7M | 78 | $265K |
| #17 | Michael Gunderson | 2801442 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $15.0M | 77 | $194K |
| #18 | Seth Bailey | 2824690 | JPMorgan Chase Bank, National Association | 399798 | Jacksonville, FL | $9.2M | 74 | $125K |
| #19 | Jacob Hicks | 2824687 | JPMorgan Chase Bank, National Association | 399798 | Columbus, OH | $9.8M | 72 | $136K |
| #19 | Sage Moninger | 2785589 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $17.2M | 72 | $239K |
| #19 | Madeline Pirrello | 2781978 | Tomo Mortgage, LLC | 2059741 | New York, NY | $76.4M | 72 | $1.1M |
| #22 | Renee Evans | 2808091 | WHATCOM EDUCATIONAL CREDIT UNION | 401041 | Bellingham, WA | $11.6M | 71 | $164K |
| #23 | Sebastian Wittliff | 2812013 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $13.4M | 69 | $194K |
| #23 | Ciara Weissman | 2813385 | American Internet Mortgage, Inc. | 2890 | San Diego, CA | $21.2M | 69 | $307K |
| #23 | Vanessa Taylor Perotti | 2788290 | PennyMac Loan Services, LLC | 35953 | Pasadena, CA | $14.8M | 69 | $214K |
| #26 | Mina Pemenrete Mitri | 2800855 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $14.4M | 68 | $212K |
| #26 | Jose Fuentes | 2811992 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $9.8M | 68 | $145K |
| #26 | Jessica Hall | 2768366 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $18.1M | 68 | $266K |
| #29 | Catherine Sanders | 2533499 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $15.0M | 67 | $224K |
| #29 | Shae Glathar | 2812495 | Mountain America Federal Credit Union | 462815 | West Jordan, UT | $9.6M | 67 | $143K |
| #31 | Ketch Gannon | 2757756 | OPTIMUM FIRST INC. | 240415 | Huntington Beach, CA | $36.3M | 66 | $550K |
| #32 | Evvyn Leonard | 2684278 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $12.0M | 64 | $188K |
| #33 | Austin VanMarter | 2811825 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $11.2M | 63 | $178K |
| #33 | Gabrielle Amador | 2789411 | Rocket Mortgage, LLC | 3030 | Lake Forest, CA | $10.9M | 63 | $173K |
| #33 | Lee Garoutte | 360998 | PennyMac Loan Services, LLC | 35953 | Roseville, CA | $12.9M | 63 | $204K |
| #36 | Kyle Javier | 2781983 | Tomo Mortgage, LLC | 2059741 | New York, NY | $28.1M | 62 | $454K |
| #37 | Ajitesh Goyal | 2821329 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $11.9M | 61 | $195K |
| #38 | Logan O'Keefe | 2781671 | Tomo Mortgage, LLC | 2059741 | New York, NY | $26.4M | 60 | $439K |
| #38 | Jayden Renfrew | 2811901 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $10.6M | 60 | $177K |
| #38 | Jose Perdomo | 1564268 | Zenta Mortgage Services, LLC | 181658 | Sacramento, CA | $14.4M | 60 | $240K |
| #41 | Erin Wilson | 2726983 | PRG, Inc. | 441389 | Minneapolis, MN | $2.4M | 59 | $40K |
| #42 | Alyssa Whaley | 2794654 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $12.1M | 58 | $209K |
| #42 | Abdur-Raufibn Abdullah | 2811840 | Rocket Mortgage, LLC | 3030 | Cleveland, OH | $8.7M | 58 | $149K |
| #42 | Caelen Arreola | 2784817 | PennyMac Loan Services, LLC | 35953 | — | $13.6M | 58 | $235K |
| #42 | Jorge Delacanal | 2791664 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $13.1M | 58 | $225K |
| #46 | Paul Holguin | 2766095 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $11.2M | 57 | $197K |
| #47 | Michelle Younan | 2189864 | Rocket Mortgage, LLC | 3030 | Phoenix, AZ | $10.0M | 56 | $179K |
| #48 | Christopher Fusco | 2782148 | JPMorgan Chase Bank, National Association | 399798 | Jacksonville, FL | $7.9M | 55 | $143K |
| #48 | Chase Eickenhorst | 2801226 | PennyMac Loan Services, LLC | 35953 | Carrollton, TX | $12.8M | 55 | $232K |
| #48 | Jeremy Plofsky | 2801930 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $7.9M | 55 | $144K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Loan Count — Nationwide (2026). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/national/top-rookie-by-units/2026
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