Retention champions nationwide in 2026, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Jarret Coleman (U.S. Bank National Association, NMLS #67530), Kashif Shamshad (U.S. Bank National Association, NMLS #1492490), and Brian Minkow (CMG Mortgage, Inc., NMLS #256638).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jarret Coleman | 67530 | U.S. Bank National Association | 402761 | Greenwich, CT | $158.9M | 133 | 76.9% |
| #2 | Kashif Shamshad | 1492490 | U.S. Bank National Association | 402761 | Earth City, MO | $84.8M | 58 | 85.3% |
| #3 | Brian Minkow | 256638 | CMG Mortgage, Inc. | 1820 | Westlake Village, CA | $83.6M | 69 | 80.2% |
| #4 | Christina Razzi | 162739 | U.S. Bank National Association | 402761 | Chicago, IL | $60.5M | 52 | 74.3% |
| #5 | Claudia Castillo | 529944 | JPMorgan Chase Bank, National Association | 399798 | Houston, TX | $57.5M | 8 | 53.3% |
| #6 | Shant Banosian | 7206 | Guaranteed Rate, Inc. | 2611 | Waltham, MA | $55.9M | 66 | 19.5% |
| #7 | Andrew Marquis | 29861 | CrossCountry Mortgage, LLC | 3029 | Lexington, MA | $54.1M | 69 | 57.5% |
| #8 | Sheng Hua | 1552269 | U.S. Bank National Association | 402761 | Earth City, MO | $53.9M | 36 | 62.1% |
| #9 | Ryan Purpero | 68409 | U.S. Bank National Association | 402761 | Hopkins, MN | $53.0M | 43 | 82.7% |
| #10 | Christopher Yu | 1006860 | U.S. Bank National Association | 402761 | Cupertino, CA | $51.9M | 35 | 70.0% |
| #11 | Biju paul | 337511 | Prime Choice Lending Inc. | 1441287 | Plano, TX | $50.3M | 100 | 58.8% |
| #12 | Brian Cooke | 17866 | World Home Loans Inc | 2726290 | Irvine, CA | $50.3M | 87 | 66.9% |
| #13 | kory kavanewsky | 284503 | CMG Mortgage, Inc. | 1820 | Coronado, CA | $50.3M | 64 | 81.0% |
| #14 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $50.2M | 84 | 62.2% |
| #15 | Joseph Antonios | 18064 | U.S. Bank National Association | 402761 | Greenwich, CT | $47.0M | 24 | 80.0% |
| #16 | Louis Manfredini | 243928 | U.S. Bank National Association | 402761 | Hopkins, MN | $46.1M | 36 | 80.0% |
| #17 | Kevin Wang | 1519351 | City National Bank | 536994 | Los Angeles, CA | $46.0M | 33 | 40.2% |
| #18 | Aaron Tyler | 130688 | U.S. Bank National Association | 402761 | Hopkins, MN | $46.0M | 34 | 66.7% |
| #19 | Nicholas Tomas | 31699 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $45.6M | 37 | 84.1% |
| #20 | Vipul Hapani | 1891192 | VEMA MORTGAGE LLC | 1019911 | Charlotte, NC | $44.3M | 90 | 70.3% |
| #21 | Kevin Baboiyan | 1837815 | U.S. Bank National Association | 402761 | Newport Beach, CA | $44.2M | 36 | 87.8% |
| #22 | Daniel Meier | 880575 | CMG Mortgage, Inc. | 1820 | Snohomish, WA | $43.0M | 55 | 59.8% |
| #23 | Melany Hannibal | 502019 | U.S. Bank National Association | 402761 | Bellevue, WA | $42.4M | 30 | 81.1% |
| #24 | Risha Kilaru | 249676 | OriginPoint LLC | 2185899 | San Francisco, CA | $42.3M | 34 | 44.7% |
| #25 | Joel Mathew | 1542142 | Champions Processing Solutions LLC | 2622219 | Houston, TX | $41.5M | 87 | 58.0% |
| #26 | Yojana Sangu | 950536 | ENSURE HOME LOANS LLC | 1666674 | Lewisville, TX | $41.3M | 79 | 44.6% |
| #27 | Gregory Krolikowski | 801940 | Goldman Sachs Bank USA | 208156 | Los Angeles, CA | $40.1M | 9 | 64.3% |
| #28 | Mohammad Shah | 1198498 | Trusted Mortgage Capital Inc | 2411952 | Irvine, CA | $40.1M | 90 | 70.9% |
| #29 | Xiaofan Zheng | 253492 | Bank of America, N.A. | 399802 | Palo Alto, CA | $39.1M | 24 | 53.3% |
| #30 | Maria Tang | 8077 | family first mortgage group corporation | 380186 | Natick, MA | $39.1M | 69 | 86.3% |
| #31 | Sherry Ho | 834686 | Citibank, NA | 412915 | Pasadena, CA | $37.8M | 32 | 52.5% |
| #32 | Nicole Santizo | 582907 | Guaranteed Rate, Inc. | 2611 | Los Altos, CA | $37.2M | 29 | 90.6% |
| #33 | Jonathan Weisman | 19378 | Blue Door Mortgage, LLC | 2218 | Newton, MA | $36.7M | 43 | 76.8% |
| #34 | Scott Evans | 256163 | CrossCountry Mortgage, LLC | 3029 | San Diego, CA | $36.3M | 49 | 47.6% |
| #35 | John Farrell | 374639 | U.S. Bank National Association | 402761 | Hopkins, MN | $34.4M | 27 | 93.1% |
| #36 | Martin Medve | 86840 | Trident Home Loans, LLC | 65716 | Pensacola, FL | $34.0M | 45 | 66.2% |
| #37 | Thuan Nguyen | 320775 | Loan Factory, Inc. | 320841 | San Jose, CA | $33.7M | 68 | 55.7% |
| #38 | XU HAN | 1716710 | TD Bank NA | 399800 | Jersey City, NJ | $33.4M | 38 | 92.7% |
| #39 | Brendan Murphy | 740173 | Goldman Sachs Bank USA | 208156 | Philadelphia, PA | $32.8M | 13 | 92.9% |
| #40 | Tony Truong | 482997 | Bank of America, N.A. | 399802 | Foster City, CA | $32.8M | 23 | 59.0% |
| #41 | Ritu Chopra | 632916 | U.S. Bank National Association | 402761 | Irvine, CA | $32.7M | 30 | 63.8% |
| #42 | Savvas Fetfatsidis | 35213 | Guaranteed Rate, Inc. | 2611 | Boston, MA | $32.5M | 52 | 76.5% |
| #43 | Jose Magallanes | 491678 | CrossCountry Mortgage, LLC | 3029 | Newport Beach, CA | $32.1M | 24 | 61.5% |
| #44 | KYLE ERNST | 219642 | Stonehaven Mortgage Incorporated | 901574 | Elmhurst, IL | $31.6M | 61 | 74.4% |
| #45 | thomas marckwardt | 242073 | CrossCountry Mortgage, LLC | 3029 | Walnut Creek, CA | $31.3M | 35 | 67.3% |
| #46 | Matthew Izaddoust | 8385 | JPMorgan Chase Bank, National Association | 399798 | Mountain View, CA | $31.2M | 25 | 42.4% |
| #47 | Bing Guo | 138564 | A Best Financial Corporation | 138461 | Canton, MI | $31.2M | 70 | 83.3% |
| #48 | Ami Padhiar | 1023994 | Jatayu Loans LLC | 2055341 | Irving, TX | $30.8M | 60 | 72.3% |
| #49 | Jonathan Kulak | 1403506 | Trident Home Loans, LLC | 65716 | Pensacola, FL | $30.2M | 46 | 78.0% |
| #50 | XIAOBO NI | 1015707 | Boeing Employees' Credit Union | 490518 | Tukwila, WA | $30.2M | 28 | 47.5% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Nationwide (2026). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/national/top-retention-by-volume/2026
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