Retention champions in Oregon in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include James Beard (CrossCountry Mortgage, LLC, NMLS #101846), Justin Morris (Guild Mortgage Company LLC, NMLS #515250), and Trevor Nissen (Guild Mortgage Company LLC, NMLS #487509).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | James Beard | 101846 | CrossCountry Mortgage, LLC | 3029 | Medford, OR | $9.6M | 28 | 45.9% |
| #1 | Justin Morris | 515250 | Guild Mortgage Company LLC | 3274 | Salem, OR | $9.5M | 28 | 71.8% |
| #3 | Trevor Nissen | 487509 | Guild Mortgage Company LLC | 3274 | Eugene, OR | $5.8M | 24 | 63.2% |
| #4 | Ladelle White | 372813 | Guild Mortgage Company LLC | 3274 | Eugene, OR | $5.7M | 21 | 80.8% |
| #5 | Elaine Anderson | 487577 | Guild Mortgage Company LLC | 3274 | Pendleton, OR | $4.9M | 20 | 83.3% |
| #6 | Ryan Arzner | 247157 | CrossCountry Mortgage, LLC | 3029 | McMinnville, OR | $7.5M | 19 | 57.6% |
| #6 | Aaron Espadron-Coker | 205716 | CrossCountry Mortgage, LLC | 3029 | Portland, OR | $6.4M | 19 | 82.6% |
| #8 | Randal Vance | 1455628 | Boss Mortgage, LLC | 2547821 | Bend, OR | $8.8M | 17 | 48.6% |
| #9 | Morgan Faricy | 1733747 | Arete Mortgage NW, LLC | 1603801 | Milwaukie, OR | $8.6M | 16 | 94.1% |
| #10 | Miles Rusth | 84660 | Summit Mortgage Corporation | 3236 | Portland, OR | $8.3M | 15 | 55.6% |
| #11 | Scott DeWitt | 971451 | loanDepot.com, LLC | 174457 | Eugene, OR | $4.2M | 14 | 51.9% |
| #11 | Jordan Keck | 1017341 | Advantage Mortgage, Inc. | 1770599 | Salem, OR | $5.7M | 14 | 60.9% |
| #11 | adam moshofsky | 227695 | Mortgage Express, LLC | 40831 | Bend, OR | $7.1M | 14 | 45.2% |
| #11 | Aaron Nawrocki | 252668 | Capital M Lending, LLC | 69445 | Lake Oswego, OR | $7.6M | 14 | 50.0% |
| #11 | Brian McElligott | 501366 | COLUMBIA BANK | 401867 | Albany, OR | $5.9M | 14 | 66.7% |
| #16 | Julia Felsman | 120831 | Guaranteed Rate, Inc. | 2611 | Vancouver, WA | $6.6M | 13 | 25.5% |
| #16 | Cherie Smith | 570248 | Guild Mortgage Company LLC | 3274 | Redmond, OR | $4.3M | 13 | 52.0% |
| #18 | Jessica Lopez-Urizar | 1542862 | U.S. Bank National Association | 402761 | Lake Oswego, OR | $3.5M | 12 | 85.7% |
| #19 | Stephen Bowdon | 583034 | Guild Mortgage Company LLC | 3274 | Vancouver, WA | $6.6M | 11 | 44.0% |
| #19 | Jason Fleming | 1858197 | Better Mortgage Corporation | 330511 | New York, NY | $5.4M | 11 | 61.1% |
| #19 | David Kroger | 404648 | CrossCountry Mortgage, LLC | 3029 | Lake Oswego, OR | $10.0M | 11 | 84.6% |
| #19 | Andrew Varcak | 418900 | Newland Mortgage, Inc. | 1833416 | Haiku, HI | $6.8M | 11 | 52.4% |
| #19 | DAWN CARTER | 127668 | Guaranteed Rate, Inc. | 2611 | Lake Oswego, OR | $5.6M | 11 | 64.7% |
| #19 | Laurance Wisher | 50673 | Union Home Mortgage Corp. | 2229 | Tigard, OR | $5.0M | 11 | 73.3% |
| #19 | Nikole Potulsky | 1832391 | TWO RIVERS MORTGAGE, LLC | 1647999 | Clackamas, OR | $4.8M | 11 | 84.6% |
| #19 | Andrew Harris | 124161 | Vantage Mortgage Group, Inc. | 35986 | Lake Oswego, OR | $5.7M | 11 | 57.9% |
| #19 | Brennan Layne | 1848580 | Guild Mortgage Company LLC | 3274 | Bend, OR | $3.9M | 11 | 100.0% |
| #19 | Cristina Stanek | 445518 | Secure Choice Lending | 1689518 | Bend, OR | $5.5M | 11 | 61.1% |
| #19 | James Swift | 2060886 | American Pacific Mortgage Corporation | 1850 | Salem, OR | $5.3M | 11 | 44.0% |
| #19 | Stephanie Noble | 129002 | CrossCountry Mortgage, LLC | 3029 | Portland, OR | $5.3M | 11 | 26.2% |
| #31 | Vince Ventura | 9030 | Guild Mortgage Company LLC | 3274 | Salem, OR | $1.6M | 10 | 66.7% |
| #31 | Samuel Jurgenson | 1939430 | ALAMEDA MORTGAGE CORPORATION | 271603 | Portland, OR | $4.7M | 10 | 50.0% |
| #31 | Gregory Cross | 222493 | Aspire Mortgage Advisors LLC | 2617555 | Plano, TX | $3.8M | 10 | 62.5% |
| #31 | Paul Marrs | 5212 | Premier Mortgage Resources, L.L.C. | 1169 | Portland, OR | $6.1M | 10 | 55.6% |
| #31 | Shari McKay | 120409 | Guild Mortgage Company LLC | 3274 | Clackamas, OR | $2.9M | 10 | 71.4% |
| #31 | Vince Kingston | 291740 | Guild Mortgage Company LLC | 3274 | Clackamas, OR | $4.6M | 10 | 37.0% |
| #31 | Aaron Callahan | 887764 | Callahan Consulting, Inc. | 2369027 | Bend, OR | $5.8M | 10 | 43.5% |
| #31 | Dina Bliss | 1023889 | Mid Oregon Federal Credit Union | 472178 | Bend, OR | $3.4M | 10 | 50.0% |
| #31 | Stephen Mora | 404066 | Guaranteed Rate, Inc. | 2611 | Bend, OR | $6.1M | 10 | 71.4% |
| #31 | Katherine Hamm | 185848 | Guild Mortgage Company LLC | 3274 | Portland, OR | $5.1M | 10 | 62.5% |
| #31 | Amy Moore | 326254 | Guild Mortgage Company LLC | 3274 | Scappoose, OR | $2.2M | 10 | 62.5% |
| #31 | Stephan Kelley | 1711935 | Fitkin Mortgage Corporation Inc. | 233782 | Lake Oswego, OR | $3.4M | 10 | 37.0% |
| #31 | Stacy Schlesinger | 252075 | NW Processing Group Inc. | 251560 | Portland, OR | $4.6M | 10 | 62.5% |
| #44 | Amberlee Merz | 914632 | Better Mortgage Corporation | 330511 | New York, NY | $3.1M | 9 | 60.0% |
| #44 | Michael Sullivan | 70593 | Capital M Lending, LLC | 69445 | Lake Oswego, OR | $4.0M | 9 | 52.9% |
| #44 | Chelsea Rist | 820608 | KeyBank National Association | 399797 | Tualatin, OR | $5.1M | 9 | 60.0% |
| #44 | Kevin Moon | 433647 | Unitus Community Credit Union | 476661 | Tigard, OR | $1.8M | 9 | 69.2% |
| #44 | Michael Leland | 53011 | Mortgage Trust, Inc. | 3250 | Portland, OR | $4.8M | 9 | 69.2% |
| #44 | SCOTT HIRSCHHORN | 92295 | SELCO Community Credit Union | 402847 | Springfield, OR | $4.9M | 9 | 42.9% |
| #44 | Buddy Puckett | 270057 | Guild Mortgage Company LLC | 3274 | Salem, OR | $2.8M | 9 | 56.3% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Oregon (2026). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/oregon/top-retention-by-units/2026
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