Retention champions in Oregon in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include James Beard (CrossCountry Mortgage, LLC, NMLS #101846), Justin Morris (Guild Mortgage Company LLC, NMLS #515250), and Trevor Nissen (Guild Mortgage Company LLC, NMLS #487509).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | James Beard | 101846 | CrossCountry Mortgage, LLC | 3029 | Medford, OR | $9.6M | 28 | 50.0% |
| #2 | Justin Morris | 515250 | Guild Mortgage Company LLC | 3274 | Salem, OR | $8.9M | 25 | 71.4% |
| #3 | Trevor Nissen | 487509 | Guild Mortgage Company LLC | 3274 | Eugene, OR | $5.5M | 22 | 62.9% |
| #4 | Ladelle White | 372813 | Guild Mortgage Company LLC | 3274 | Eugene, OR | $5.4M | 19 | 82.6% |
| #4 | Elaine Anderson | 487577 | Guild Mortgage Company LLC | 3274 | Pendleton, OR | $4.7M | 19 | 86.4% |
| #4 | Ryan Arzner | 247157 | CrossCountry Mortgage, LLC | 3029 | McMinnville, OR | $7.5M | 19 | 63.3% |
| #4 | Aaron Espadron-Coker | 205716 | CrossCountry Mortgage, LLC | 3029 | Portland, OR | $6.4M | 19 | 82.6% |
| #8 | Morgan Faricy | 1733747 | Arete Mortgage NW, LLC | 1603801 | Milwaukie, OR | $8.6M | 16 | 94.1% |
| #8 | Randal Vance | 1455628 | Boss Mortgage, LLC | 2547821 | Bend, OR | $8.4M | 16 | 47.1% |
| #10 | Miles Rusth | 84660 | Summit Mortgage Corporation | 3236 | Portland, OR | $8.3M | 15 | 62.5% |
| #11 | Aaron Nawrocki | 252668 | Capital M Lending, LLC | 69445 | Lake Oswego, OR | $7.6M | 14 | 50.0% |
| #11 | Jordan Keck | 1017341 | Advantage Mortgage, Inc. | 1770599 | Salem, OR | $5.7M | 14 | 63.6% |
| #13 | Brian McElligott | 501366 | COLUMBIA BANK | 401867 | Albany, OR | $5.6M | 13 | 68.4% |
| #13 | Scott DeWitt | 971451 | loanDepot.com, LLC | 174457 | Eugene, OR | $3.7M | 13 | 52.0% |
| #13 | adam moshofsky | 227695 | Mortgage Express, LLC | 40831 | Bend, OR | $6.6M | 13 | 50.0% |
| #16 | Julia Felsman | 120831 | Guaranteed Rate, Inc. | 2611 | Vancouver, WA | $6.0M | 12 | 25.5% |
| #17 | Stephen Bowdon | 583034 | Guild Mortgage Company LLC | 3274 | Vancouver, WA | $6.6M | 11 | 47.8% |
| #17 | Cherie Smith | 570248 | Guild Mortgage Company LLC | 3274 | Redmond, OR | $4.0M | 11 | 57.9% |
| #17 | Jessica Lopez-Urizar | 1542862 | U.S. Bank National Association | 402761 | Lake Oswego, OR | $3.2M | 11 | 91.7% |
| #17 | Laurance Wisher | 50673 | Union Home Mortgage Corp. | 2229 | Tigard, OR | $5.0M | 11 | 73.3% |
| #17 | Andrew Harris | 124161 | Vantage Mortgage Group, Inc. | 35986 | Lake Oswego, OR | $5.7M | 11 | 61.1% |
| #17 | Brennan Layne | 1848580 | Guild Mortgage Company LLC | 3274 | Bend, OR | $3.9M | 11 | 100.0% |
| #17 | Jason Fleming | 1858197 | Better Mortgage Corporation | 330511 | New York, NY | $5.4M | 11 | 61.1% |
| #17 | Nikole Potulsky | 1832391 | TWO RIVERS MORTGAGE, LLC | 1647999 | Clackamas, OR | $4.8M | 11 | 84.6% |
| #25 | DAWN CARTER | 127668 | Guaranteed Rate, Inc. | 2611 | Lake Oswego, OR | $5.5M | 10 | 62.5% |
| #25 | Dina Bliss | 1023889 | Mid Oregon Federal Credit Union | 472178 | Bend, OR | $3.4M | 10 | 58.8% |
| #25 | James Swift | 2060886 | Synergy One Lending, Inc. | 1907235 | Salem, OR | $4.9M | 10 | 43.5% |
| #25 | Katherine Hamm | 185848 | Guild Mortgage Company LLC | 3274 | Portland, OR | $5.1M | 10 | 71.4% |
| #25 | Cristina Stanek | 445518 | Secure Choice Lending | 1689518 | Bend, OR | $5.1M | 10 | 62.5% |
| #25 | Aaron Callahan | 887764 | Callahan Consulting, Inc. | 2369027 | Bend, OR | $5.8M | 10 | 45.5% |
| #25 | Andrew Varcak | 418900 | Newland Mortgage, Inc. | 1833416 | Haiku, HI | $6.4M | 10 | 50.0% |
| #25 | David Kroger | 404648 | CrossCountry Mortgage, LLC | 3029 | Lake Oswego, OR | $9.0M | 10 | 83.3% |
| #25 | Stephen Mora | 404066 | Guaranteed Rate, Inc. | 2611 | Bend, OR | $6.1M | 10 | 71.4% |
| #25 | Vince Ventura | 9030 | Guild Mortgage Company LLC | 3274 | Salem, OR | $1.6M | 10 | 66.7% |
| #35 | Stacy Schlesinger | 252075 | NW Processing Group Inc. | 251560 | Portland, OR | $4.2M | 9 | 64.3% |
| #35 | Landon Anson | 989118 | OnPoint Community Credit Union | 462268 | Hillsboro, OR | $4.0M | 9 | 69.2% |
| #35 | Mark Sue | 2324378 | Promise Home Loans, Inc. | 2372318 | Aliso Viejo, CA | $4.1M | 9 | 81.8% |
| #35 | Patrick Fox | 199779 | Union Home Mortgage Corp. | 2229 | Tigard, OR | $7.4M | 9 | 47.4% |
| #35 | Paul Marrs | 5212 | Premier Mortgage Resources, L.L.C. | 1169 | Portland, OR | $5.7M | 9 | 52.9% |
| #35 | Samuel Jurgenson | 1939430 | ALAMEDA MORTGAGE CORPORATION | 271603 | Portland, OR | $4.2M | 9 | 50.0% |
| #35 | Craig Showalter | 283788 | Mortgage Window Inc | 2485156 | Stayton, OR | $3.0M | 9 | 75.0% |
| #35 | Michael Leland | 53011 | Mortgage Trust, Inc. | 3250 | Portland, OR | $4.8M | 9 | 69.2% |
| #35 | Chelsea Rist | 820608 | KeyBank National Association | 399797 | Tualatin, OR | $5.1M | 9 | 64.3% |
| #35 | Stephanie Noble | 129002 | CrossCountry Mortgage, LLC | 3029 | Portland, OR | $4.4M | 9 | 23.1% |
| #35 | Shari McKay | 120409 | Guild Mortgage Company LLC | 3274 | Clackamas, OR | $2.8M | 9 | 75.0% |
| #35 | Vincent Patrick | 406307 | CMG Mortgage, Inc. | 1820 | Clackamas, OR | $3.4M | 9 | 90.0% |
| #35 | Michael Sullivan | 70593 | Capital M Lending, LLC | 69445 | Lake Oswego, OR | $4.0M | 9 | 60.0% |
| #48 | Gina Gutierrez | 2014002 | Root Executives, LLC | 1830982 | Clackamas, OR | $3.8M | 8 | 57.1% |
| #48 | Mark Snow | 259960 | Select Lending Services LLC | 2027853 | Bend, OR | $3.2M | 8 | 61.5% |
| #48 | Stephan Kelley | 1711935 | Fitkin Mortgage Corporation Inc. | 233782 | Lake Oswego, OR | $2.7M | 8 | 40.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Oregon (2026). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/oregon/top-retention-by-units/2026
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