Retention champions in Oregon in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include James Beard (CrossCountry Mortgage, LLC, NMLS #101846), Justin Morris (Guild Mortgage Company LLC, NMLS #515250), and Elaine Anderson (Guild Mortgage Company LLC, NMLS #487577).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | James Beard | 101846 | CrossCountry Mortgage, LLC | 3029 | Medford, OR | $8.8M | 26 | 55.3% |
| #2 | Justin Morris | 515250 | Guild Mortgage Company LLC | 3274 | Salem, OR | $8.4M | 24 | 72.7% |
| #3 | Elaine Anderson | 487577 | Guild Mortgage Company LLC | 3274 | Pendleton, OR | $4.5M | 18 | 85.7% |
| #3 | Ryan Arzner | 247157 | CrossCountry Mortgage, LLC | 3029 | McMinnville, OR | $7.3M | 18 | 62.1% |
| #5 | Ladelle White | 372813 | Guild Mortgage Company LLC | 3274 | Eugene, OR | $5.3M | 17 | 81.0% |
| #5 | Aaron Espadron-Coker | 205716 | CrossCountry Mortgage, LLC | 3029 | Portland, OR | $6.0M | 17 | 81.0% |
| #5 | Trevor Nissen | 487509 | Guild Mortgage Company LLC | 3274 | Eugene, OR | $4.2M | 17 | 60.7% |
| #8 | Randal Vance | 1455628 | Boss Mortgage, LLC | 2547821 | Bend, OR | $8.4M | 16 | 51.6% |
| #8 | Morgan Faricy | 1733747 | Arete Mortgage NW, LLC | 1603801 | Milwaukie, OR | $8.6M | 16 | 94.1% |
| #10 | Aaron Nawrocki | 252668 | Capital M Lending, LLC | 69445 | Lake Oswego, OR | $7.6M | 14 | 58.3% |
| #10 | Jordan Keck | 1017341 | Advantage Mortgage, Inc. | 1770599 | Salem, OR | $5.7M | 14 | 63.6% |
| #12 | Scott DeWitt | 971451 | loanDepot.com, LLC | 174457 | Eugene, OR | $3.7M | 13 | 56.5% |
| #12 | Miles Rusth | 84660 | Summit Mortgage Corporation | 3236 | Portland, OR | $7.3M | 13 | 68.4% |
| #12 | adam moshofsky | 227695 | Mortgage Express, LLC | 40831 | Bend, OR | $6.6M | 13 | 54.2% |
| #15 | Julia Felsman | 120831 | Guaranteed Rate, Inc. | 2611 | Vancouver, WA | $6.0M | 12 | 30.8% |
| #16 | Cherie Smith | 570248 | Guild Mortgage Company LLC | 3274 | Redmond, OR | $4.0M | 11 | 64.7% |
| #16 | Brennan Layne | 1848580 | Guild Mortgage Company LLC | 3274 | Bend, OR | $3.9M | 11 | 100.0% |
| #16 | Andrew Harris | 124161 | Vantage Mortgage Group, Inc. | 35986 | Lake Oswego, OR | $5.7M | 11 | 64.7% |
| #16 | Brian McElligott | 501366 | COLUMBIA BANK | 401867 | Albany, OR | $4.6M | 11 | 73.3% |
| #16 | Nikole Potulsky | 1832391 | TWO RIVERS MORTGAGE, LLC | 1647999 | Clackamas, OR | $4.8M | 11 | 84.6% |
| #21 | Stephen Mora | 404066 | Guaranteed Rate, Inc. | 2611 | Bend, OR | $6.1M | 10 | 71.4% |
| #21 | Stephen Bowdon | 583034 | Guild Mortgage Company LLC | 3274 | Vancouver, WA | $5.7M | 10 | 45.5% |
| #21 | Aaron Callahan | 887764 | Callahan Consulting, Inc. | 2369027 | Bend, OR | $5.8M | 10 | 55.6% |
| #21 | Katherine Hamm | 185848 | Guild Mortgage Company LLC | 3274 | Portland, OR | $5.1M | 10 | 76.9% |
| #21 | Cristina Stanek | 445518 | Secure Choice Lending | 1689518 | Bend, OR | $5.1M | 10 | 71.4% |
| #21 | Laurance Wisher | 50673 | Union Home Mortgage Corp. | 2229 | Tigard, OR | $4.4M | 10 | 76.9% |
| #21 | Jason Fleming | 1858197 | Better Mortgage Corporation | 330511 | New York, NY | $5.0M | 10 | 62.5% |
| #28 | Patrick Fox | 199779 | Union Home Mortgage Corp. | 2229 | Tigard, OR | $7.4M | 9 | 60.0% |
| #28 | Michael Leland | 53011 | Mortgage Trust, Inc. | 3250 | Portland, OR | $4.8M | 9 | 69.2% |
| #28 | Vincent Patrick | 406307 | CMG Mortgage, Inc. | 1820 | Clackamas, OR | $3.4M | 9 | 90.0% |
| #28 | James Swift | 2060886 | Synergy One Lending, Inc. | 1907235 | Salem, OR | $4.2M | 9 | 47.4% |
| #28 | Chelsea Rist | 820608 | KeyBank National Association | 399797 | Tualatin, OR | $5.1M | 9 | 90.0% |
| #28 | Samuel Jurgenson | 1939430 | ALAMEDA MORTGAGE CORPORATION | 271603 | Portland, OR | $4.2M | 9 | 60.0% |
| #28 | DAWN CARTER | 127668 | Guaranteed Rate, Inc. | 2611 | Lake Oswego, OR | $5.2M | 9 | 64.3% |
| #28 | Dina Bliss | 1023889 | Mid Oregon Federal Credit Union | 472178 | Bend, OR | $3.1M | 9 | 60.0% |
| #28 | Stephanie Noble | 129002 | CrossCountry Mortgage, LLC | 3029 | Portland, OR | $4.4M | 9 | 23.1% |
| #28 | Jessica Lopez-Urizar | 1542862 | U.S. Bank National Association | 402761 | Lake Oswego, OR | $2.6M | 9 | 90.0% |
| #28 | David Kroger | 404648 | CrossCountry Mortgage, LLC | 3029 | Lake Oswego, OR | $8.6M | 9 | 81.8% |
| #39 | Stephan Kelley | 1711935 | Fitkin Mortgage Corporation Inc. | 233782 | Lake Oswego, OR | $2.7M | 8 | 50.0% |
| #39 | Amberlee Merz | 914632 | Better Mortgage Corporation | 330511 | New York, NY | $2.8M | 8 | 61.5% |
| #39 | Vince Kingston | 291740 | Guild Mortgage Company LLC | 3274 | Clackamas, OR | $3.8M | 8 | 40.0% |
| #39 | Stacy Schlesinger | 252075 | NW Processing Group Inc. | 251560 | Portland, OR | $3.5M | 8 | 80.0% |
| #39 | Gregory Cross | 222493 | Golden Empire Mortgage, Inc. | 2427 | Astoria, OR | $3.0M | 8 | 57.1% |
| #39 | Paul Marrs | 5212 | Premier Mortgage Resources, L.L.C. | 1169 | Portland, OR | $5.1M | 8 | 57.1% |
| #39 | Andrea Zundel | 1621972 | Guild Mortgage Company LLC | 3274 | Phoenix, OR | $2.7M | 8 | 40.0% |
| #39 | Mark Snow | 259960 | Select Lending Services LLC | 2027853 | Bend, OR | $3.2M | 8 | 66.7% |
| #39 | Shari McKay | 120409 | Guild Mortgage Company LLC | 3274 | Clackamas, OR | $2.5M | 8 | 80.0% |
| #39 | Meagan Smith | 1238070 | Oregon Community Credit Union | 403502 | Eugene, OR | $3.5M | 8 | 61.5% |
| #39 | Michael Sullivan | 70593 | Capital M Lending, LLC | 69445 | Lake Oswego, OR | $3.5M | 8 | 57.1% |
| #39 | Vince Ventura | 9030 | Guild Mortgage Company LLC | 3274 | Salem, OR | $1.5M | 8 | 66.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Oregon (2026). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/oregon/top-retention-by-units/2026
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