Retention champions in Oregon in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include James Beard (CrossCountry Mortgage, LLC, NMLS #101846), Justin Morris (Guild Mortgage Company LLC, NMLS #515250), and Ryan Arzner (CrossCountry Mortgage, LLC, NMLS #247157).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | James Beard | 101846 | CrossCountry Mortgage, LLC | 3029 | Medford, OR | $8.8M | 26 | 56.5% |
| #2 | Justin Morris | 515250 | Guild Mortgage Company LLC | 3274 | Salem, OR | $7.9M | 21 | 75.0% |
| #3 | Ryan Arzner | 247157 | CrossCountry Mortgage, LLC | 3029 | McMinnville, OR | $7.1M | 17 | 63.0% |
| #3 | Ladelle White | 372813 | Guild Mortgage Company LLC | 3274 | Eugene, OR | $5.3M | 17 | 85.0% |
| #5 | Randal Vance | 1455628 | Boss Mortgage, LLC | 2547821 | Bend, OR | $8.4M | 16 | 53.3% |
| #5 | Morgan Faricy | 1733747 | Arete Mortgage NW, LLC | 1603801 | Milwaukie, OR | $8.6M | 16 | 100.0% |
| #5 | Trevor Nissen | 487509 | Guild Mortgage Company LLC | 3274 | Eugene, OR | $3.9M | 16 | 64.0% |
| #5 | Aaron Espadron-Coker | 205716 | CrossCountry Mortgage, LLC | 3029 | Portland, OR | $5.5M | 16 | 84.2% |
| #9 | Elaine Anderson | 487577 | Guild Mortgage Company LLC | 3274 | Pendleton, OR | $3.9M | 14 | 87.5% |
| #9 | Aaron Nawrocki | 252668 | Capital M Lending, LLC | 69445 | Lake Oswego, OR | $7.6M | 14 | 70.0% |
| #11 | Jordan Keck | 1017341 | Advantage Mortgage, Inc. | 1770599 | Salem, OR | $5.6M | 13 | 68.4% |
| #11 | Miles Rusth | 84660 | Summit Mortgage Corporation | 3236 | Portland, OR | $7.3M | 13 | 72.2% |
| #13 | adam moshofsky | 227695 | Mortgage Express, LLC | 40831 | Bend, OR | $6.0M | 12 | 60.0% |
| #13 | Scott DeWitt | 971451 | loanDepot.com, LLC | 174457 | Eugene, OR | $3.5M | 12 | 60.0% |
| #15 | Cherie Smith | 570248 | Guild Mortgage Company LLC | 3274 | Redmond, OR | $4.0M | 11 | 68.8% |
| #15 | Andrew Harris | 124161 | Vantage Mortgage Group, Inc. | 35986 | Lake Oswego, OR | $5.7M | 11 | 73.3% |
| #17 | Jason Fleming | 1858197 | Better Mortgage Corporation | 330511 | New York, NY | $5.0M | 10 | 66.7% |
| #17 | Aaron Callahan | 887764 | Callahan Consulting, Inc. | 2369027 | Bend, OR | $5.8M | 10 | 58.8% |
| #17 | Stephen Bowdon | 583034 | Guild Mortgage Company LLC | 3274 | Vancouver, WA | $5.7M | 10 | 50.0% |
| #17 | Julia Felsman | 120831 | Guaranteed Rate, Inc. | 2611 | Portland, OR | $5.1M | 10 | 30.3% |
| #17 | Laurance Wisher | 50673 | Union Home Mortgage Corp. | 2229 | Tigard, OR | $4.4M | 10 | 83.3% |
| #17 | Brian McElligott | 501366 | COLUMBIA BANK | 401867 | Albany, OR | $4.3M | 10 | 71.4% |
| #23 | Cristina Stanek | 445518 | Secure Choice Lending | 1689518 | Bend, OR | $4.7M | 9 | 75.0% |
| #23 | Michael Leland | 53011 | Mortgage Trust, Inc. | 3250 | Portland, OR | $4.8M | 9 | 81.8% |
| #23 | Vincent Patrick | 406307 | CMG Mortgage, Inc. | 1820 | Clackamas, OR | $3.4M | 9 | 90.0% |
| #23 | Katherine Hamm | 185848 | Guild Mortgage Company LLC | 3274 | Portland, OR | $4.5M | 9 | 75.0% |
| #23 | Patrick Fox | 199779 | Union Home Mortgage Corp. | 2229 | Tigard, OR | $7.4M | 9 | 60.0% |
| #28 | Paul Marrs | 5212 | Premier Mortgage Resources, L.L.C. | 1169 | Portland, OR | $5.1M | 8 | 57.1% |
| #28 | David Kroger | 404648 | CrossCountry Mortgage, LLC | 3029 | Lake Oswego, OR | $8.2M | 8 | 80.0% |
| #28 | Gregory Cross | 222493 | Golden Empire Mortgage, Inc. | 2427 | Astoria, OR | $3.0M | 8 | 57.1% |
| #28 | Stacy Schlesinger | 252075 | NW Processing Group Inc. | 251560 | Portland, OR | $3.5M | 8 | 80.0% |
| #28 | Nikole Potulsky | 1832391 | TWO RIVERS MORTGAGE, LLC | 1647999 | Clackamas, OR | $3.6M | 8 | 80.0% |
| #28 | Andrew Varcak | 418900 | Newland Mortgage, Inc. | 1833416 | Haiku, HI | $4.9M | 8 | 53.3% |
| #28 | Meagan Smith | 1238070 | Oregon Community Credit Union | 403502 | Eugene, OR | $3.5M | 8 | 72.7% |
| #28 | Stephen Mora | 404066 | Guaranteed Rate, Inc. | 2611 | Bend, OR | $4.6M | 8 | 66.7% |
| #28 | Mark Snow | 259960 | Select Lending Services LLC | 2027853 | Bend, OR | $3.2M | 8 | 72.7% |
| #28 | James Swift | 2060886 | Synergy One Lending, Inc. | 1907235 | Salem, OR | $3.9M | 8 | 53.3% |
| #38 | Stephan Kelley | 1711935 | Fitkin Mortgage Corporation Inc. | 233782 | Lake Oswego, OR | $2.6M | 7 | 46.7% |
| #38 | Andrea Zundel | 1621972 | Guild Mortgage Company LLC | 3274 | Phoenix, OR | $2.4M | 7 | 36.8% |
| #38 | Gina Gutierrez | 2014002 | Root Executives, LLC | 1830982 | Clackamas, OR | $3.5M | 7 | 63.6% |
| #38 | Michael Sullivan | 70593 | Capital M Lending, LLC | 69445 | Lake Oswego, OR | $3.2M | 7 | 53.8% |
| #38 | Kenton Powell | 150200 | Guild Mortgage Company LLC | 3274 | Bend, OR | $3.7M | 7 | 70.0% |
| #38 | Ty Thompson | 226836 | Guaranteed Rate, Inc. | 2611 | Medford, OR | $3.1M | 7 | 50.0% |
| #38 | Matthew Boytz | 1294957 | Lauren Hatmaker, LLC | 1433297 | Bend, OR | $2.9M | 7 | 63.6% |
| #38 | DAWN CARTER | 127668 | Guaranteed Rate, Inc. | 2611 | Lake Oswego, OR | $4.0M | 7 | 58.3% |
| #38 | Vince Ventura | 9030 | Guild Mortgage Company LLC | 3274 | Salem, OR | $1.5M | 7 | 63.6% |
| #38 | Samuel Jurgenson | 1939430 | ALAMEDA MORTGAGE CORPORATION | 271603 | Portland, OR | $3.2M | 7 | 53.8% |
| #48 | Amberlee Merz | 914632 | Better Mortgage Corporation | 330511 | New York, NY | $2.0M | 6 | 54.5% |
| #48 | Amy Moore | 326254 | Guild Mortgage Company LLC | 3274 | Scappoose, OR | $1.6M | 6 | 50.0% |
| #48 | Trask Court | 493079 | COLUMBIA BANK | 401867 | Tigard, OR | $3.0M | 6 | 50.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Oregon (2026). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/oregon/top-retention-by-units/2026
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