Retention champions in Michigan in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Bing Guo (A Best Financial Corporation, NMLS #138564), Chinmay Deshpande (C 4 D Mortgage Company LLC, NMLS #161464), and Joshua Nawrot (Northern Mortgage Services, LLC, NMLS #160116).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Bing Guo | 138564 | A Best Financial Corporation | 138461 | Canton, MI | $41.9M | 93 | 84.5% |
| #2 | Chinmay Deshpande | 161464 | C 4 D Mortgage Company LLC | 151261 | Troy, MI | $24.3M | 58 | 56.9% |
| #3 | Joshua Nawrot | 160116 | Northern Mortgage Services, LLC | 130662 | Byron Center, MI | $14.9M | 42 | 55.3% |
| #4 | Kelly Russo | 1147434 | Hantz Financial Services, Inc. | 167864 | Southfield, MI | $12.6M | 39 | 83.0% |
| #5 | Jeffrey Kujan | 406704 | First Merchants Bank | 454552 | Farmington Hills, MI | $14.6M | 36 | 80.0% |
| #5 | Christopher Puzzuoli | 276711 | HFG Holdings, Inc. | 1467435 | Troy, MI | $10.0M | 36 | 63.2% |
| #5 | Jonathan Arnold | 129471 | Guild Mortgage Company LLC | 3274 | Ada, MI | $12.5M | 36 | 73.5% |
| #8 | Joseph Bigelman | 140064 | Staunton Financial, Inc. | 140012 | Southfield, MI | $17.1M | 35 | 63.6% |
| #8 | Nathan Steiner | 771054 | Guaranteed Rate, Inc. | 2611 | Grosse Pointe Farms, MI | $23.2M | 35 | 74.5% |
| #10 | Jon Aucutt | 710259 | SUPERIOR NATIONAL BANK | 411460 | Troy, MI | $13.1M | 34 | 64.2% |
| #11 | Matthew Adler | 138345 | Lake Michigan Credit Union | 442967 | Troy, MI | $13.0M | 33 | 50.8% |
| #12 | Eric Ehrhardt | 28158 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $10.0M | 32 | 69.6% |
| #12 | James Paquette | 533633 | Lake Michigan Credit Union | 442967 | Brighton, MI | $16.3M | 32 | 76.2% |
| #14 | Jeffrey Krinsky | 29945 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $9.8M | 31 | 81.6% |
| #14 | Christopher Harris | 162723 | Preston Home Loans Inc | 1759275 | Grand Blanc, MI | $7.3M | 31 | 60.8% |
| #16 | Seth Bellas | 1210102 | Canopy Mortgage, LLC | 1359687 | Wyoming, MI | $7.8M | 29 | 70.7% |
| #16 | Jeanna Carey | 1069188 | Gold Star Mortgage Financial Group, Corporation | 3446 | Ann Arbor, MI | $12.2M | 29 | 51.8% |
| #18 | Philip Lapinski | 1485025 | HFG Holdings, Inc. | 1467435 | Troy, MI | $7.5M | 27 | 50.0% |
| #18 | Grant Holmes | 135241 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $11.1M | 27 | 71.1% |
| #20 | Stephen Stork | 137370 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $6.4M | 26 | 59.1% |
| #20 | Peter Humphreys | 630758 | Independent Bank | 454790 | Rockford, MI | $11.6M | 26 | 81.3% |
| #22 | Robyn Berg | 630894 | Union Home Mortgage Corp. | 2229 | East Lansing, MI | $5.2M | 25 | 62.5% |
| #22 | Dawn Connors | 102706 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $6.8M | 25 | 75.8% |
| #24 | Thomas Savage | 21245 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $6.4M | 24 | 55.8% |
| #24 | David Thomas | 585409 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $7.4M | 24 | 50.0% |
| #26 | Christian Newberry | 13314 | Everett Financial, Inc. | 2129 | Dallas, TX | $8.4M | 23 | 79.3% |
| #27 | Jon Mykala | 728191 | Dart Bank, The | 406384 | Chelsea, MI | $7.7M | 22 | 66.7% |
| #28 | Mark Copland | 136066 | Staunton Financial, Inc. | 140012 | Southfield, MI | $7.1M | 21 | 56.8% |
| #29 | David Lehner | 143881 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $4.9M | 20 | 48.8% |
| #29 | Mallory Strotheide | 177925 | American Pacific Mortgage Corporation | 1850 | Ada, MI | $5.2M | 20 | 43.5% |
| #29 | Zac Ellerbroek | 138717 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $13.2M | 20 | 37.0% |
| #29 | Diego Arteaga-Arcila | 771047 | Michigan First Credit Union | 493687 | Lathrup Village, MI | $6.5M | 20 | 74.1% |
| #29 | Sebastian George | 161496 | VEMA MORTGAGE LLC | 1019911 | Troy, MI | $8.1M | 20 | 54.1% |
| #29 | Scot Veneklase | 153844 | Neighborhood Loans, Inc. | 222982 | Grand Rapids, MI | $6.6M | 20 | 71.4% |
| #35 | Harry Richter III | 46372 | CrossCountry Mortgage, LLC | 3029 | Ann Arbor, MI | $5.3M | 19 | 70.4% |
| #35 | Dave Stellin | 709727 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $9.1M | 19 | 70.4% |
| #35 | Jeffrey Stephenson | 139052 | Mortgage300 Corporation | 162651 | Stuart, FL | $3.5M | 19 | 35.8% |
| #38 | Charu Hari | 1254602 | Michigan Schools and Government Credit Union | 423037 | Troy, MI | $9.4M | 18 | 64.3% |
| #38 | Richard Veldman | 525375 | Ark-La-Tex Financial Services, LLC | 2143 | Plano, TX | $5.5M | 18 | 78.3% |
| #40 | Martin Schaefer | 164627 | Gold Star Mortgage Financial Group, Corporation | 3446 | Ann Arbor, MI | $3.6M | 17 | 41.5% |
| #40 | Laura Roumayah | 407069 | JPMorgan Chase Bank, National Association | 399798 | Troy, MI | $6.6M | 17 | 77.3% |
| #40 | Jonathan Lyons | 426123 | MERCANTILE BANK | 419813 | Grand Rapids, MI | $4.9M | 17 | 63.0% |
| #40 | Mark Wiedemann | 162098 | Ross Mortgage Corporation | 107716 | Troy, MI | $4.7M | 17 | 60.7% |
| #40 | Seth Vanderwey | 1376027 | Canopy Mortgage, LLC | 1359687 | Lindon, UT | $4.8M | 17 | 60.7% |
| #45 | Dustin Geibig | 31210 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $3.1M | 16 | 50.0% |
| #45 | John Duke | 81078 | Union Home Mortgage Corp. | 2229 | East Lansing, MI | $4.0M | 16 | 53.3% |
| #45 | John Toth | 2031214 | Millerbros. Lending LLC | 2502146 | Cary, NC | $4.7M | 16 | 64.0% |
| #48 | ANETA PYTEL | 135189 | Trust Mortgage LLC | 2491461 | Rochester Hills, MI | $4.7M | 15 | 83.3% |
| #48 | Mark Owen | 436609 | Fifth Third Bank, National Association | 403245 | Troy, MI | $5.8M | 15 | 71.4% |
| #48 | Nicholas Fields | 28024 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $5.5M | 15 | 75.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Michigan (2026). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/michigan/top-retention-by-units/2026
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