Retention champions in Michigan in 2026, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Bing Guo (A Best Financial Corporation, NMLS #138564), Chinmay Deshpande (C 4 D Mortgage Company LLC, NMLS #161464), and Joshua Nawrot (Northern Mortgage Services, LLC, NMLS #160116).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Bing Guo | 138564 | A Best Financial Corporation | 138461 | Canton, MI | $34.3M | 77 | 85.6% |
| #2 | Chinmay Deshpande | 161464 | C 4 D Mortgage Company LLC | 151261 | Troy, MI | $22.5M | 54 | 58.1% |
| #3 | Joshua Nawrot | 160116 | Northern Mortgage Services, LLC | 130662 | Byron Center, MI | $12.3M | 36 | 53.7% |
| #4 | Christopher Puzzuoli | 276711 | HFG Holdings, Inc. | 1467435 | Troy, MI | $9.3M | 33 | 70.2% |
| #4 | Joseph Bigelman | 140064 | Staunton Financial, Inc. | 140012 | Southfield, MI | $16.6M | 33 | 64.7% |
| #6 | Jonathan Arnold | 129471 | Guild Mortgage Company LLC | 3274 | Ada, MI | $11.3M | 32 | 80.0% |
| #7 | Kelly Russo | 1147434 | Hantz Financial Services, Inc. | 167864 | Southfield, MI | $8.6M | 31 | 83.8% |
| #7 | Matthew Adler | 138345 | Lake Michigan Credit Union | 442967 | Troy, MI | $12.4M | 31 | 58.5% |
| #9 | James Paquette | 533633 | Lake Michigan Credit Union | 442967 | Brighton, MI | $15.2M | 29 | 74.4% |
| #9 | Jon Aucutt | 710259 | SUPERIOR NATIONAL BANK | 411460 | Troy, MI | $11.5M | 29 | 64.4% |
| #9 | Jeffrey Kujan | 406704 | First Merchants Bank | 454552 | Farmington Hills, MI | $11.9M | 29 | 82.9% |
| #9 | Nathan Steiner | 771054 | Guaranteed Rate, Inc. | 2611 | Grosse Pointe Farms, MI | $20.1M | 29 | 76.3% |
| #13 | Christopher Harris | 162723 | Preston Home Loans Inc | 1759275 | Grand Blanc, MI | $6.8M | 28 | 63.6% |
| #14 | Seth Bellas | 1210102 | Canopy Mortgage, LLC | 1359687 | Wyoming, MI | $7.3M | 27 | 71.1% |
| #15 | Jeffrey Krinsky | 29945 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $8.8M | 26 | 81.3% |
| #16 | Philip Lapinski | 1485025 | HFG Holdings, Inc. | 1467435 | Troy, MI | $6.9M | 25 | 53.2% |
| #16 | Jeanna Carey | 1069188 | Gold Star Mortgage Financial Group, Corporation | 3446 | Ann Arbor, MI | $10.3M | 25 | 55.6% |
| #16 | Dawn Connors | 102706 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $6.8M | 25 | 80.6% |
| #19 | Stephen Stork | 137370 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $6.2M | 24 | 64.9% |
| #20 | Peter Humphreys | 630758 | Independent Bank | 454790 | Rockford, MI | $9.4M | 23 | 82.1% |
| #20 | Grant Holmes | 135241 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $9.4M | 23 | 71.9% |
| #20 | Eric Ehrhardt | 28158 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $8.1M | 23 | 67.6% |
| #23 | Christian Newberry | 13314 | Everett Financial, Inc. | 2129 | Dallas, TX | $8.2M | 22 | 91.7% |
| #24 | Thomas Savage | 21245 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $5.6M | 21 | 56.8% |
| #24 | David Thomas | 585409 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $6.7M | 21 | 51.2% |
| #26 | Robyn Berg | 630894 | Union Home Mortgage Corp. | 2229 | East Lansing, MI | $4.4M | 20 | 64.5% |
| #27 | Scot Veneklase | 153844 | Neighborhood Loans, Inc. | 222982 | Grand Rapids, MI | $6.4M | 19 | 73.1% |
| #27 | Mark Copland | 136066 | Staunton Financial, Inc. | 140012 | Southfield, MI | $6.5M | 19 | 57.6% |
| #27 | Zac Ellerbroek | 138717 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $12.9M | 19 | 42.2% |
| #30 | Harry Richter III | 46372 | CrossCountry Mortgage, LLC | 3029 | Ann Arbor, MI | $4.7M | 17 | 73.9% |
| #30 | Richard Veldman | 525375 | Ark-La-Tex Financial Services, LLC | 2143 | Plano, TX | $5.0M | 17 | 81.0% |
| #30 | Mallory Strotheide | 177925 | American Pacific Mortgage Corporation | 1850 | Ada, MI | $4.2M | 17 | 48.6% |
| #30 | Dave Stellin | 709727 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $8.7M | 17 | 73.9% |
| #30 | Seth Vanderwey | 1376027 | Churchill Mortgage Corporation | 1591 | Byron Center, MI | $4.8M | 17 | 68.0% |
| #35 | Charu Hari | 1254602 | Michigan Schools and Government Credit Union | 423037 | Troy, MI | $8.5M | 16 | 64.0% |
| #35 | Mark Wiedemann | 162098 | Ross Mortgage Corporation | 107716 | Troy, MI | $4.5M | 16 | 64.0% |
| #37 | Sebastian George | 161496 | VEMA MORTGAGE LLC | 1019911 | Troy, MI | $6.2M | 15 | 50.0% |
| #38 | Jason Robinson | 533276 | Lake Michigan Credit Union | 442967 | Ann Arbor, MI | $6.8M | 14 | 66.7% |
| #38 | Diego Arteaga-Arcila | 771047 | Michigan First Credit Union | 493687 | Lathrup Village, MI | $4.9M | 14 | 70.0% |
| #38 | Mark Owen | 436609 | Fifth Third Bank, National Association | 403245 | Troy, MI | $5.6M | 14 | 73.7% |
| #38 | Dustin Geibig | 31210 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $2.8M | 14 | 50.0% |
| #38 | Laura Roumayah | 407069 | JPMorgan Chase Bank, National Association | 399798 | Troy, MI | $5.1M | 14 | 77.8% |
| #38 | Steven Frost | 30168 | National Mortgage Funding LLC | 1939208 | Troy, MI | $5.4M | 14 | 58.3% |
| #38 | Hayley Woodworth | 675007 | Neighborhood Loans, Inc. | 222982 | Grand Rapids, MI | $4.0M | 14 | 77.8% |
| #38 | John Duke | 81078 | Union Home Mortgage Corp. | 2229 | East Lansing, MI | $3.6M | 14 | 56.0% |
| #38 | Jeffrey Stephenson | 139052 | Mortgage300 Corporation | 162651 | Stuart, FL | $3.2M | 14 | 33.3% |
| #38 | David Wechsler | 931641 | Union Home Mortgage Corp. | 2229 | Berkley, MI | $4.2M | 14 | 77.8% |
| #38 | Angela Kakos | 166374 | Guaranteed Rate, Inc. | 2611 | Chicago, IL | $9.1M | 14 | 58.3% |
| #38 | ANETA PYTEL | 135189 | Trust Mortgage LLC | 2491461 | Rochester Hills, MI | $4.4M | 14 | 87.5% |
| #50 | Michael Unkovich | 783180 | Dart Bank, The | 406384 | Lansing, MI | $4.9M | 13 | 92.9% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Michigan (2026). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/michigan/top-retention-by-units/2026
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