Retention champions in Michigan in 2026 so far, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 7, 2026, the top 3 include Bing Guo (A Best Financial Corporation, NMLS #138564), Chinmay Deshpande (C 4 D Mortgage Company LLC, NMLS #161464), and Joshua Nawrot (Northern Mortgage Services, LLC, NMLS #160116).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Bing Guo | 138564 | A Best Financial Corporation | 138461 | Canton, MI | $41.2M | 92 | 85.2% |
| #2 | Chinmay Deshpande | 161464 | C 4 D Mortgage Company LLC | 151261 | Troy, MI | $23.5M | 56 | 56.0% |
| #3 | Joshua Nawrot | 160116 | Northern Mortgage Services, LLC | 130662 | Byron Center, MI | $14.9M | 42 | 55.3% |
| #4 | Jeffrey Kujan | 406704 | First Merchants Bank | 454552 | Farmington Hills, MI | $14.6M | 36 | 81.8% |
| #4 | Kelly Russo | 1147434 | Hantz Financial Services, Inc. | 167864 | Southfield, MI | $11.1M | 36 | 81.8% |
| #4 | Jonathan Arnold | 129471 | Guild Mortgage Company LLC | 3274 | Ada, MI | $12.5M | 36 | 76.6% |
| #4 | Christopher Puzzuoli | 276711 | HFG Holdings, Inc. | 1467435 | Troy, MI | $10.0M | 36 | 63.2% |
| #8 | Joseph Bigelman | 140064 | Staunton Financial, Inc. | 140012 | Southfield, MI | $17.1M | 35 | 63.6% |
| #9 | Nathan Steiner | 771054 | Guaranteed Rate, Inc. | 2611 | Grosse Pointe Farms, MI | $22.4M | 33 | 75.0% |
| #9 | Jon Aucutt | 710259 | SUPERIOR NATIONAL BANK | 411460 | Troy, MI | $12.9M | 33 | 64.7% |
| #11 | Matthew Adler | 138345 | Lake Michigan Credit Union | 442967 | Troy, MI | $12.7M | 32 | 52.5% |
| #11 | James Paquette | 533633 | Lake Michigan Credit Union | 442967 | Brighton, MI | $16.3M | 32 | 76.2% |
| #13 | Eric Ehrhardt | 28158 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $9.9M | 31 | 68.9% |
| #13 | Christopher Harris | 162723 | Preston Home Loans Inc | 1759275 | Grand Blanc, MI | $7.3M | 31 | 60.8% |
| #15 | Jeffrey Krinsky | 29945 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $9.7M | 30 | 83.3% |
| #16 | Seth Bellas | 1210102 | Canopy Mortgage, LLC | 1359687 | Wyoming, MI | $7.8M | 29 | 70.7% |
| #16 | Jeanna Carey | 1069188 | Gold Star Mortgage Financial Group, Corporation | 3446 | Ann Arbor, MI | $12.2M | 29 | 52.7% |
| #18 | Philip Lapinski | 1485025 | HFG Holdings, Inc. | 1467435 | Troy, MI | $7.5M | 27 | 50.9% |
| #19 | Grant Holmes | 135241 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $10.8M | 26 | 70.3% |
| #19 | Stephen Stork | 137370 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $6.4M | 26 | 61.9% |
| #21 | Peter Humphreys | 630758 | Independent Bank | 454790 | Rockford, MI | $10.1M | 25 | 80.6% |
| #21 | Robyn Berg | 630894 | Union Home Mortgage Corp. | 2229 | East Lansing, MI | $5.2M | 25 | 62.5% |
| #21 | Dawn Connors | 102706 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $6.8M | 25 | 78.1% |
| #24 | Thomas Savage | 21245 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $6.4M | 24 | 58.5% |
| #25 | David Thomas | 585409 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $7.0M | 23 | 51.1% |
| #25 | Christian Newberry | 13314 | Everett Financial, Inc. | 2129 | Dallas, TX | $8.4M | 23 | 79.3% |
| #27 | Mark Copland | 136066 | Staunton Financial, Inc. | 140012 | Southfield, MI | $7.1M | 21 | 58.3% |
| #28 | Scot Veneklase | 153844 | Neighborhood Loans, Inc. | 222982 | Grand Rapids, MI | $6.6M | 20 | 74.1% |
| #28 | Jon Mykala | 728191 | Dart Bank, The | 406384 | Chelsea, MI | $7.0M | 20 | 64.5% |
| #28 | Mallory Strotheide | 177925 | American Pacific Mortgage Corporation | 1850 | Ada, MI | $5.2M | 20 | 44.4% |
| #28 | Zac Ellerbroek | 138717 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $13.2M | 20 | 38.5% |
| #32 | Harry Richter III | 46372 | CrossCountry Mortgage, LLC | 3029 | Ann Arbor, MI | $5.3M | 19 | 73.1% |
| #32 | Sebastian George | 161496 | VEMA MORTGAGE LLC | 1019911 | Troy, MI | $7.5M | 19 | 52.8% |
| #32 | Diego Arteaga-Arcila | 771047 | Michigan First Credit Union | 493687 | Lathrup Village, MI | $6.2M | 19 | 76.0% |
| #32 | Dave Stellin | 709727 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $9.1M | 19 | 70.4% |
| #36 | Richard Veldman | 525375 | Ark-La-Tex Financial Services, LLC | 2143 | Plano, TX | $5.5M | 18 | 81.8% |
| #36 | David Lehner | 143881 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $4.6M | 18 | 47.4% |
| #36 | Jeffrey Stephenson | 139052 | Mortgage300 Corporation | 162651 | Stuart, FL | $3.4M | 18 | 34.6% |
| #36 | Charu Hari | 1254602 | Michigan Schools and Government Credit Union | 423037 | Troy, MI | $9.4M | 18 | 64.3% |
| #40 | Seth Vanderwey | 1376027 | Canopy Mortgage, LLC | 1359687 | Lindon, UT | $4.8M | 17 | 63.0% |
| #40 | Mark Wiedemann | 162098 | Ross Mortgage Corporation | 107716 | Troy, MI | $4.7M | 17 | 60.7% |
| #42 | Laura Roumayah | 407069 | JPMorgan Chase Bank, National Association | 399798 | Troy, MI | $6.1M | 16 | 80.0% |
| #42 | Dustin Geibig | 31210 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $3.1M | 16 | 50.0% |
| #42 | John Toth | 2031214 | Millerbros. Lending LLC | 2502146 | Cary, NC | $4.7M | 16 | 66.7% |
| #42 | Martin Schaefer | 164627 | Gold Star Mortgage Financial Group, Corporation | 3446 | Ann Arbor, MI | $3.4M | 16 | 42.1% |
| #46 | Nicholas Fields | 28024 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $5.5M | 15 | 75.0% |
| #46 | Hayley Woodworth | 675007 | Neighborhood Loans, Inc. | 222982 | Grand Rapids, MI | $4.2M | 15 | 75.0% |
| #46 | Angela Kakos | 166374 | Guaranteed Rate, Inc. | 2611 | Chicago, IL | $9.3M | 15 | 53.6% |
| #46 | ANETA PYTEL | 135189 | Trust Mortgage LLC | 2491461 | Rochester Hills, MI | $4.7M | 15 | 83.3% |
| #46 | Mark Owen | 436609 | Fifth Third Bank, National Association | 403245 | Troy, MI | $5.8M | 15 | 71.4% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Michigan. Powered by MMI public record mortgage production data, accessed July 7, 2026. https://topmortgageoriginators.com/lo-leaderboard/michigan/top-retention-by-units
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