Retention champions in Michigan in 2026 so far, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 23, 2026, the top 3 include Bing Guo (A Best Financial Corporation, NMLS #138564), Chinmay Deshpande (C 4 D Mortgage Company LLC, NMLS #161464), and Kelly Russo (Hantz Financial Services, Inc., NMLS #1147434).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Bing Guo | 138564 | A Best Financial Corporation | 138461 | Canton, MI | $50.1M | 113 | 85.0% |
| #2 | Chinmay Deshpande | 161464 | C 4 D Mortgage Company LLC | 151261 | Troy, MI | $28.4M | 67 | 58.8% |
| #3 | Kelly Russo | 1147434 | Hantz Financial Services, Inc. | 167864 | Southfield, MI | $14.6M | 49 | 84.5% |
| #4 | Joshua Nawrot | 160116 | Northern Mortgage Services, LLC | 130662 | Byron Center, MI | $16.3M | 47 | 49.0% |
| #5 | Nathan Steiner | 771054 | Guaranteed Rate, Inc. | 2611 | Grosse Pointe Farms, MI | $25.9M | 43 | 67.2% |
| #6 | Jonathan Arnold | 129471 | Guild Mortgage Company LLC | 3274 | Ada, MI | $13.5M | 40 | 71.4% |
| #7 | Jeffrey Kujan | 406704 | First Merchants Bank | 454552 | Farmington Hills, MI | $16.2M | 39 | 79.6% |
| #7 | Christopher Puzzuoli | 276711 | HFG Holdings, Inc. | 1467435 | Troy, MI | $10.5M | 39 | 59.1% |
| #9 | Jon Aucutt | 710259 | SUPERIOR NATIONAL BANK | 411460 | Troy, MI | $14.2M | 37 | 62.7% |
| #10 | Matthew Adler | 138345 | Lake Michigan Credit Union | 442967 | Troy, MI | $13.4M | 36 | 41.9% |
| #11 | Joseph Bigelman | 140064 | Staunton Financial, Inc. | 140012 | Southfield, MI | $17.1M | 35 | 60.3% |
| #11 | Jeffrey Krinsky | 29945 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $10.7M | 35 | 83.3% |
| #13 | Jeanna Carey | 1069188 | Gold Star Mortgage Financial Group, Corporation | 3446 | Ann Arbor, MI | $14.1M | 34 | 47.9% |
| #13 | Eric Ehrhardt | 28158 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $10.5M | 34 | 61.8% |
| #15 | Christopher Harris | 162723 | Preston Home Loans Inc | 1759275 | Grand Blanc, MI | $7.7M | 33 | 54.1% |
| #15 | James Paquette | 533633 | Lake Michigan Credit Union | 442967 | Brighton, MI | $16.6M | 33 | 73.3% |
| #15 | Philip Lapinski | 1485025 | HFG Holdings, Inc. | 1467435 | Troy, MI | $8.7M | 33 | 47.8% |
| #18 | Seth Bellas | 1210102 | Canopy Mortgage, LLC | 1359687 | Wyoming, MI | $8.4M | 31 | 68.9% |
| #19 | Dawn Connors | 102706 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $7.8M | 30 | 71.4% |
| #19 | Robyn Berg | 630894 | Union Home Mortgage Corp. | 2229 | East Lansing, MI | $6.2M | 30 | 62.5% |
| #21 | Grant Holmes | 135241 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $11.3M | 29 | 65.9% |
| #22 | Stephen Stork | 137370 | CrossCountry Mortgage, LLC | 3029 | Bloomfield Hills, MI | $6.6M | 27 | 57.4% |
| #23 | David Thomas | 585409 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $7.6M | 26 | 47.3% |
| #23 | Peter Humphreys | 630758 | Independent Bank | 454790 | Rockford, MI | $10.3M | 26 | 74.3% |
| #25 | Jon Mykala | 728191 | Dart Bank, The | 406384 | Chelsea, MI | $8.3M | 25 | 69.4% |
| #25 | David Lehner | 143881 | Mortgage 1 Incorporated | 129386 | Sterling Heights, MI | $5.6M | 25 | 48.1% |
| #27 | Mark Copland | 136066 | Staunton Financial, Inc. | 140012 | Southfield, MI | $7.6M | 24 | 53.3% |
| #27 | Thomas Savage | 21245 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $6.4M | 24 | 50.0% |
| #27 | Sebastian George | 161496 | VEMA MORTGAGE LLC | 1019911 | Troy, MI | $9.7M | 24 | 55.8% |
| #30 | Christian Newberry | 13314 | Everett Financial, Inc. | 2129 | Dallas, TX | $8.4M | 23 | 71.9% |
| #30 | Jeffrey Stephenson | 139052 | Mortgage300 Corporation | 162651 | Stuart, FL | $4.3M | 23 | 39.7% |
| #32 | Zac Ellerbroek | 138717 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $14.5M | 22 | 37.3% |
| #32 | ANETA PYTEL | 135189 | Trust Mortgage LLC | 2491461 | Rochester Hills, MI | $6.0M | 22 | 75.9% |
| #32 | Mallory Strotheide | 177925 | American Pacific Mortgage Corporation | 1850 | Ada, MI | $5.4M | 22 | 40.0% |
| #35 | Charu Hari | 1254602 | Michigan Schools and Government Credit Union | 423037 | Troy, MI | $10.2M | 20 | 64.5% |
| #35 | Jonathan Lyons | 426123 | MERCANTILE BANK | 419813 | Grand Rapids, MI | $5.5M | 20 | 60.6% |
| #35 | Stephen Crusoe | 514716 | Citizens National Bank of Cheboygan | 417225 | Cheboygan, MI | $4.1M | 20 | 80.0% |
| #35 | Diego Arteaga-Arcila | 771047 | Michigan First Credit Union | 493687 | Lathrup Village, MI | $6.5M | 20 | 71.4% |
| #35 | Harry Richter III | 46372 | CrossCountry Mortgage, LLC | 3029 | Ann Arbor, MI | $5.4M | 20 | 69.0% |
| #35 | Scot Veneklase | 153844 | Neighborhood Loans, Inc. | 222982 | Grand Rapids, MI | $6.6M | 20 | 60.6% |
| #41 | Richard Veldman | 525375 | Ark-La-Tex Financial Services, LLC | 2143 | Plano, TX | $5.7M | 19 | 65.5% |
| #41 | Joshua Rubin | 135902 | First Securities Financial Services, Inc. | 116848 | Bingham Farms, MI | $9.4M | 19 | 65.5% |
| #41 | John Toth | 2031214 | Millerbros. Lending LLC | 2502146 | Cary, NC | $5.8M | 19 | 63.3% |
| #41 | Dave Stellin | 709727 | Lake Michigan Credit Union | 442967 | Grand Rapids, MI | $9.1M | 19 | 65.5% |
| #41 | Loren Hotchkiss | 166413 | Preston Home Loans Inc | 1759275 | Grand Blanc, MI | $600K | 19 | 79.2% |
| #46 | Dustin Geibig | 31210 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $3.6M | 18 | 40.9% |
| #46 | Nicholas Fields | 28024 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $6.5M | 18 | 78.3% |
| #46 | John Duke | 81078 | Union Home Mortgage Corp. | 2229 | East Lansing, MI | $4.4M | 18 | 51.4% |
| #46 | Mark Wiedemann | 162098 | Ross Mortgage Corporation | 107716 | Troy, MI | $4.9M | 18 | 56.3% |
| #46 | Seth Vanderwey | 1376027 | Canopy Mortgage, LLC | 1359687 | Byron Center, MI | $5.2M | 18 | 58.1% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Michigan. Powered by MMI public record mortgage production data, accessed August 23, 2026. https://topmortgageoriginators.com/lo-leaderboard/michigan/top-retention-by-units
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