Retention champions in West Virginia in 2026 so far, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 9, 2026, the top 3 include Matthew Fox (FIRST HERITAGE MORTGAGE, LLC, NMLS #151022), Kevin Patrick (CrossCountry Mortgage, LLC, NMLS #1036946), and Byron Reed (Integrity Home Mortgage Corporation, NMLS #203910).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Matthew Fox | 151022 | FIRST HERITAGE MORTGAGE, LLC | 86548 | Hanover, MD | $4.6M | 12 | 85.7% |
| #1 | Kevin Patrick | 1036946 | CrossCountry Mortgage, LLC | 3029 | Martinsburg, WV | $3.8M | 12 | 50.0% |
| #1 | Byron Reed | 203910 | Integrity Home Mortgage Corporation | 208516 | Martinsburg, WV | $4.0M | 12 | 21.1% |
| #4 | Kimberly Barnum | 564183 | Intercoastal Mortgage, LLC | 56323 | Morgantown, WV | $1.9M | 9 | 50.0% |
| #5 | Raymond Logue | 457915 | loanDepot.com, LLC | 174457 | Fairmont, WV | $1.3M | 8 | 33.3% |
| #6 | Michele Kunkle | 563325 | The Huntington National Bank | 402436 | Fairmont, WV | $983K | 7 | 70.0% |
| #7 | Michelle Fitcher | 774592 | West Virginia Central Federal Credit Union | 746904 | Parkersburg, WV | $643K | 6 | 46.2% |
| #7 | Jennifer Wilson | 798613 | CrossCountry Mortgage, LLC | 3029 | Morgantown, WV | $1.6M | 6 | 40.0% |
| #7 | Ricky DeGroff | 408825 | loanDepot.com, LLC | 174457 | Hurricane, WV | $1.5M | 6 | 33.3% |
| #10 | Robert Glowacky | 1832125 | Premier Mortgage LLC | 218226 | Morgantown, WV | $1.4M | 5 | 45.5% |
| #10 | Charles Perkins | 474338 | Movement Mortgage, LLC | 39179 | Huntington, WV | $855K | 5 | 38.5% |
| #12 | Paul Cross | 527634 | FAIRMONT FEDERAL CREDIT UNION | 484694 | Fairmont, WV | $233K | 4 | 33.3% |
| #12 | John Asseff | 236339 | CrossCountry Mortgage, LLC | 3029 | South Charleston, WV | $603K | 4 | 40.0% |
| #12 | Quintez McDonald-Gibson | 1037400 | PrimeLending, A PlainsCapital Company | 13649 | Martinsburg, WV | $1.0M | 4 | 12.9% |
| #12 | Amanda Schumacher | 893644 | Movement Mortgage, LLC | 39179 | Buckhannon, WV | $1.1M | 4 | 33.3% |
| #16 | Joe Starcher | 474333 | Farmers Bank | 680219 | Parsons, TN | $1.1M | 3 | 20.0% |
| #17 | Russell Moore | 1906520 | Lennar Mortgage, LLC | 1058 | Columbia, MD | $606K | 2 | 11.8% |
| #17 | Leonard Wright | 649397 | Atlantic Union Bank | 551889 | Tazewell, VA | $257K | 2 | 11.1% |
| #17 | Sandra Kokoska | 563834 | Union Home Mortgage Corp. | 2229 | Morgantown, WV | $523K | 2 | 20.0% |
| #17 | Rachel Lester | 1918317 | Success Mortgage Partners, Inc. | 130562 | Hurricane, WV | $366K | 2 | 20.0% |
| #17 | Marcia Blount | 539117 | WesBanco Bank, Inc. | 399836 | Bridgeport, WV | $710K | 2 | 11.8% |
| #17 | Jessica Printz | 977570 | Coast2Coast Mortgage, LLC | 376205 | Charles Town, WV | $958K | 2 | 13.3% |
| #17 | Courtney Cooper | 319757 | Premier Mortgage LLC | 218226 | Morgantown, WV | $97K | 2 | 20.0% |
| #24 | Wayne Palkovic | 201581 | Embrace Home Loans, Inc. | 2184 | Martinsburg, WV | $267K | 1 | 10.0% |
| #24 | Karen Pfeil | 218587 | C&F MORTGAGE CORPORATION | 147312 | Keyser, WV | $178K | 1 | 8.3% |
| #24 | Larry May | 525341 | loanDepot.com, LLC | 174457 | Huntington, WV | $142K | 1 | 8.3% |
| #24 | Cynthia Jones | 1116840 | Burke & Herbert Bank & Trust Company | 195335 | Princeton, WV | $185K | 1 | 7.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — West Virginia. Powered by MMI public record mortgage production data, accessed October 9, 2026. https://topmortgageoriginators.com/lo-leaderboard/west-virginia/top-retention-by-units
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