Retention champions in New York in 2026 so far, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 7, 2026, the top 3 include Kerenza Bockus (Sidney Federal Credit Union, NMLS #2594952), Bruce Salik (Guaranteed Rate, Inc., NMLS #79065), and Melanie Swetz (Manufacturers and Traders Trust Company, NMLS #37756).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Kerenza Bockus | 2594952 | Sidney Federal Credit Union | 609016 | Sidney, NY | $6.5M | 28 | 84.8% |
| #2 | Bruce Salik | 79065 | Guaranteed Rate, Inc. | 2611 | Coral Springs, FL | $4.3M | 17 | 70.8% |
| #3 | Melanie Swetz | 37756 | Manufacturers and Traders Trust Company | 381076 | Cheektowaga, NY | $4.6M | 15 | 93.8% |
| #4 | Steven Gagnon | 404844 | U.S. Bank National Association | 402761 | Greenwich, CT | $10.6M | 12 | 80.0% |
| #5 | George-Lowen Kowai-Bell | 379251 | CrossCountry Mortgage, LLC | 3029 | Rochester, NY | $2.4M | 11 | 55.0% |
| #6 | Evan Hummel | 468224 | Manufacturers and Traders Trust Company | 381076 | Buffalo, NY | $6.3M | 10 | 100.0% |
| #7 | Ann Furey | 70477 | Manufacturers and Traders Trust Company | 381076 | Buffalo, NY | $1.4M | 9 | 60.0% |
| #7 | Jeremy Klenner | 2003204 | Cross State Funding Corp. | 98185 | North Tonawanda, NY | $2.7M | 9 | 69.2% |
| #7 | Yochanan Mann | 131558 | Ark Mortgage, Inc. | 103915 | Monroe, NY | $1.1M | 9 | 64.3% |
| #7 | Michael Brosius | 1418697 | KeyBank National Association | 399797 | Buffalo, NY | $1.8M | 9 | 81.8% |
| #7 | LUIS KHOURY | 66890 | CrossCountry Mortgage, LLC | 3029 | Melville, NY | $2.2M | 9 | 56.3% |
| #7 | Julia McGarvey | 2004876 | Sunmark Credit Union | 509402 | Latham, NY | $575K | 9 | 69.2% |
| #13 | Alice Anderson | 589643 | KeyBank National Association | 399797 | Albany, NY | $825K | 8 | 80.0% |
| #13 | Peter Costakos | 139540 | CrossCountry Mortgage, LLC | 3029 | Purchase, NY | $4.2M | 8 | 66.7% |
| #13 | Jesse Meyer | 1299647 | Cross State Funding Corp. | 98185 | North Tonawanda, NY | $2.7M | 8 | 47.1% |
| #13 | Michelle Young | 54100 | Homestead Funding Corp. | 3232 | Albany, NY | $2.6M | 8 | 80.0% |
| #13 | Michael Burke | 680412 | CrossCountry Mortgage, LLC | 3029 | Williamsville, NY | $2.0M | 8 | 57.1% |
| #13 | Mary Beth Uebrick | 235916 | CHEMUNG CANAL TRUST COMPANY | 800649 | Elmira, NY | $1.1M | 8 | 80.0% |
| #19 | Andrew Feinberg | 1852084 | CrossCountry Mortgage, LLC | 3029 | Rochester, NY | $1.2M | 7 | 58.3% |
| #19 | Eric Schachter | 673145 | Luminate Bank | 1281698 | Syosset, NY | $2.4M | 7 | 63.6% |
| #19 | Baret Kechian | 9411 | loanDepot.com, LLC | 174457 | Hoboken, NJ | $3.0M | 7 | 70.0% |
| #19 | Tarek Jabaji | 1407826 | Cross State Funding Corp. | 98185 | North Tonawanda, NY | $2.0M | 7 | 41.2% |
| #19 | Steven Koerner | 65448 | Green River Capital Corp. | 886337 | Plainview, NY | $5.0M | 7 | 70.0% |
| #19 | David Terezo | 98452 | Meadowbrook Financial Mortgage Bankers Corp. | 177308 | Hicksville, NY | $3.7M | 7 | 58.3% |
| #19 | Nicholas Baratto | 1392603 | Broadview Federal Credit Union | 458314 | Albany, NY | $622K | 7 | 63.6% |
| #19 | Dawn Sullivan | 23132 | All Shores Mortgage, LLC | 88075 | Saint James, NY | $5.2M | 7 | 63.6% |
| #27 | Toni Zidich | 1205879 | Community Bank, National Association | 446398 | Amsterdam, NY | $425K | 6 | 60.0% |
| #27 | David Rudnick | 61825 | Atlas Home Funding Inc | 1680752 | New City, NY | $2.0M | 6 | 50.0% |
| #27 | Gage Bush | 1120432 | CrossCountry Mortgage, LLC | 3029 | Rochester, NY | $1.5M | 6 | 25.0% |
| #30 | Julie Vella | 65903 | Five Star Bank | 408838 | Rochester, NY | $801K | 5 | 50.0% |
| #30 | ELAINE DICKINSON | 65433 | Broadview Federal Credit Union | 458314 | Albany, NY | $1.5M | 5 | 50.0% |
| #30 | Zahra Jafri | 17149 | Lynx Mortgage Bank LLC | 5838 | Westbury, NY | $2.5M | 5 | 45.5% |
| #30 | Selina Gelatt | 690898 | Community Bank, National Association | 446398 | Cooperstown, NY | $383K | 5 | 45.5% |
| #30 | Colleen Gibson | 528370 | ESL Federal Credit Union | 423578 | Rochester, NY | $314K | 5 | 31.3% |
| #30 | ERIC JOHNSON | 51343 | Homestead Funding Corp. | 3232 | East Syracuse, NY | $1.6M | 5 | 26.3% |
| #30 | Jacqueline Ruotsi | 1112536 | Premium Mortgage Corporation | 3254 | Buffalo, NY | $1.2M | 5 | 50.0% |
| #30 | Jason Rappaport | 21357 | PRESIDENTIAL BANK, FSB | 421593 | Bethesda, MD | $2.5M | 5 | 45.5% |
| #30 | William Damiani | 25694 | L.W. Integrity Funding, LLC | 12021 | Amherst, NY | $1.8M | 5 | 50.0% |
| #30 | Adam Smith | 628234 | Home Town Funding, Inc. | 213408 | Pittsford, NY | $831K | 5 | 45.5% |
| #30 | Michael Suss | 1139835 | ESL Federal Credit Union | 423578 | Rochester, NY | $298K | 5 | 41.7% |
| #30 | John Vlogianitis | 420544 | Citizens Bank, National Association | 433960 | Melville, NY | $2.6M | 5 | 45.5% |
| #30 | Courtney Parish | 56395 | Homestead Funding Corp. | 3232 | Catskill, NY | $1.7M | 5 | 50.0% |
| #43 | Annette Kopp | 468281 | Premium Mortgage Corporation | 3254 | Buffalo, NY | $1.2M | 4 | 25.0% |
| #43 | Douglas Seder | 55968 | Homestead Funding Corp. | 3232 | Albany, NY | $1.1M | 4 | 28.6% |
| #43 | Alex Nenno | 1804677 | Community Bank, National Association | 446398 | Lake Placid, NY | $1.1M | 4 | 33.3% |
| #43 | Nicholas Ceccarini | 17240 | Weatherstone Mortgage Corp | 6021 | Holbrook, NY | $2.9M | 4 | 36.4% |
| #43 | Philip Giguere | 64543 | KeyBank National Association | 399797 | Albany, NY | $626K | 4 | 40.0% |
| #43 | John Bartlett | 717925 | Movement Mortgage, LLC | 39179 | Watertown, NY | $932K | 4 | 40.0% |
| #43 | Jahn Ramirez | 5835 | Madison Mortgage Services Inc. | 1862796 | Garden City, NY | $1.9M | 4 | 40.0% |
| #43 | Ernesto Carbajal | 1408753 | loanDepot.com, LLC | 174457 | Scottsdale, AZ | $1.1M | 4 | 33.3% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — New York. Powered by MMI public record mortgage production data, accessed July 7, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-york/top-retention-by-units
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