Retention champions in New York in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Julia McGarvey (Sunmark Credit Union, NMLS #2004876), Bruce Salik (Guaranteed Rate, Inc., NMLS #79065), and David Terezo (Meadowbrook Financial Mortgage Bankers Corp., NMLS #98452).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Julia McGarvey | 2004876 | Sunmark Credit Union | 509402 | Latham, NY | $620K | 13 | 56.5% |
| #1 | Bruce Salik | 79065 | Guaranteed Rate, Inc. | 2611 | Coral Springs, FL | $3.3M | 13 | 52.0% |
| #3 | David Terezo | 98452 | Meadowbrook Financial Mortgage Bankers Corp. | 177308 | Hicksville, NY | $7.2M | 12 | 57.1% |
| #4 | Jesse Meyer | 1299647 | Cross State Funding Corp. | 98185 | North Tonawanda, NY | $2.9M | 11 | 32.4% |
| #4 | Mary Beth Uebrick | 235916 | CHEMUNG CANAL TRUST COMPANY | 800649 | Elmira, NY | $2.1M | 11 | 68.8% |
| #6 | Matthew Schermerhorn | 15631 | Home Town Funding, Inc. | 213408 | Pittsford, NY | $2.4M | 10 | 62.5% |
| #6 | Nancy McDowell | 580378 | Community Bank, National Association | 446398 | Plattsburgh, NY | $3.0M | 10 | 52.6% |
| #6 | Denise Quinn | 454310 | Mid-Hudson Valley Federal Credit Union | 411955 | Kingston, NY | $1.3M | 10 | 55.6% |
| #9 | Julie Vella | 65903 | Five Star Bank | 408838 | Rochester, NY | $805K | 9 | 40.9% |
| #10 | Alex Nenno | 1804677 | Community Bank, National Association | 446398 | Lake Placid, NY | $1.4M | 8 | 80.0% |
| #10 | Adam Smith | 628234 | Home Town Funding, Inc. | 213408 | Pittsford, NY | $2.5M | 8 | 40.0% |
| #10 | Evan Hummel | 468224 | Manufacturers and Traders Trust Company | 381076 | Buffalo, NY | $4.3M | 8 | 66.7% |
| #10 | Sheri Herbert | 500215 | Walden Savings Bank | 490957 | — | $855K | 8 | 72.7% |
| #14 | Jacques Laubert | 20677 | Homestead Funding Corp. | 3232 | Sarasota, FL | $1.2M | 7 | 24.1% |
| #14 | Joseph Proia | 151087 | CMG Mortgage, Inc. | 1820 | Spencerport, NY | $1.8M | 7 | 53.8% |
| #14 | HELEN RODGER | 1842033 | SERVU FEDERAL CREDIT UNION | 402490 | — | $489K | 7 | 46.7% |
| #14 | Toni Zidich | 1205879 | Community Bank, National Association | 446398 | Amsterdam, NY | $500K | 7 | 46.7% |
| #14 | David Zaleski | 491278 | Manufacturers and Traders Trust Company | 381076 | Buffalo, NY | $1.8M | 7 | 70.0% |
| #14 | Heather Mingos | 801652 | CHEMUNG CANAL TRUST COMPANY | 800649 | Horseheads, NY | $636K | 7 | 63.6% |
| #20 | Brooke Gifford | 1159638 | Community Bank, National Association | 446398 | — | $447K | 6 | 35.3% |
| #20 | Courtney Parish | 56395 | Homestead Funding Corp. | 3232 | Catskill, NY | $1.7M | 6 | 27.3% |
| #20 | Eric Gasper | 175852 | CrossCountry Mortgage, LLC | 3029 | Melville, NY | $2.7M | 6 | 31.6% |
| #20 | Shlomo Feierman | 1073640 | Nationwide Mortgage Bankers, Inc. | 819382 | Valley Stream, NY | $3.2M | 6 | 40.0% |
| #20 | David Rudnick | 61825 | Atlas Home Funding Inc | 1680752 | New City, NY | $1.9M | 6 | 60.0% |
| #20 | Gregory Eckert | 4935 | Ulster Savings Bank | 619306 | New Paltz, NY | $281K | 6 | 50.0% |
| #26 | Thomas Schwan | 56342 | New American Funding, LLC | 6606 | Staten Island, NY | $755K | 5 | 50.0% |
| #26 | HEATHER RANCOUR | 1079599 | DANNEMORA FEDERAL CREDIT UNION | 433184 | Plattsburgh, NY | $721K | 5 | 41.7% |
| #26 | Emily Silipini | 34781 | 1st Priority Mortgage, Inc. | 29600 | Henrietta, NY | $851K | 5 | 50.0% |
| #26 | Yochanan Mann | 131558 | Ark Mortgage, Inc. | 103915 | Monroe, NY | $1.8M | 5 | 50.0% |
| #26 | FRANK SKARREN | 3371 | NRF Funding Corp. | 1421 | Rockville Centre, NY | $3.2M | 5 | 50.0% |
| #26 | Valorie Heinzman | 1154002 | Premium Mortgage Corporation | 3254 | Fort Myers, FL | $807K | 5 | 33.3% |
| #26 | Natisha Shannon | 1904955 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $629K | 5 | 41.7% |
| #26 | Samuel DiPiano | 57865 | Haus Capital Corporation | 1549644 | Rochester, NY | $1.8M | 5 | 31.3% |
| #26 | Ross Bowman | 407608 | 1st Priority Mortgage, Inc. | 29600 | Williamsville, NY | $1.2M | 5 | 50.0% |
| #26 | Philip Giguere | 64543 | KeyBank National Association | 399797 | Albany, NY | $1.3M | 5 | 35.7% |
| #36 | Joanna Brennan | 741953 | Teachers Federal Credit Union | 401530 | Hauppauge, NY | $165K | 4 | 33.3% |
| #36 | Mark Fisher | 478240 | UNMB Home Loans Inc. | 7230 | Levittown, NY | $2.6M | 4 | 23.5% |
| #36 | CHRISTINA SWEET | 645904 | FINGER LAKES FEDERAL CREDIT UNION | 493624 | Geneva, NY | $264K | 4 | 36.4% |
| #36 | Raymond Farinella | 1982434 | ClearPath Mortgage Solutions, Inc. | 1394615 | Latham, NY | $1.7M | 4 | 40.0% |
| #36 | Christopher Vassallo | 3581 | Nickel City Funding, Inc. | 1586 | West Seneca, NY | $924K | 4 | 22.2% |
| #36 | James Gifford | 1888867 | AMERICU CREDIT UNION | 412492 | — | $730K | 4 | 36.4% |
| #36 | James Vollenhals | 1123066 | loanDepot.com, LLC | 174457 | Irvine, CA | $783K | 4 | 36.4% |
| #36 | A Coco | 9368 | PrimeLending, A PlainsCapital Company | 13649 | Rochester, NY | $1.0M | 4 | 30.8% |
| #36 | Zev Spitzer | 1320452 | CrossCountry Mortgage, LLC | 3029 | New City, NY | $1.0M | 4 | 40.0% |
| #36 | Shawn Dwyer | 218169 | Mid-Island Mortgage Corp. | 1259 | West Brentwood, NY | $1.0M | 4 | 30.8% |
| #36 | Brian Marchand | 481563 | New American Funding, LLC | 6606 | Albany, NY | $1.0M | 4 | 40.0% |
| #36 | Carlos Herrera | 1950425 | MUNICIPAL CREDIT UNION | 184286 | New York, NY | $310K | 4 | 25.0% |
| #36 | Christian Babcock | 181227 | loanDepot.com, LLC | 174457 | Tarrytown, NY | $1.3M | 4 | 40.0% |
| #36 | George-Lowen Kowai-Bell | 379251 | CrossCountry Mortgage, LLC | 3029 | Rochester, NY | $1.2M | 4 | 33.3% |
| #36 | Joseph Petralia | 471630 | Genesee Regional Bank | 417491 | Rochester, NY | $862K | 4 | 33.3% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — New York (2024). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-york/top-retention-by-units/2024
Powered by ChatMMI