Retention champions in New York in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Julia McGarvey (Sunmark Credit Union, NMLS #2004876), Bruce Salik (Guaranteed Rate, Inc., NMLS #79065), and David Terezo (Meadowbrook Financial Mortgage Bankers Corp., NMLS #98452).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Julia McGarvey | 2004876 | Sunmark Credit Union | 509402 | Latham, NY | $620K | 13 | 56.5% |
| #1 | Bruce Salik | 79065 | Guaranteed Rate, Inc. | 2611 | Coral Springs, FL | $3.3M | 13 | 52.0% |
| #3 | David Terezo | 98452 | Meadowbrook Financial Mortgage Bankers Corp. | 177308 | Hicksville, NY | $7.2M | 12 | 57.1% |
| #4 | Jesse Meyer | 1299647 | Cross State Funding Corp. | 98185 | North Tonawanda, NY | $2.9M | 11 | 32.4% |
| #4 | Mary Beth Uebrick | 235916 | CHEMUNG CANAL TRUST COMPANY | 800649 | Elmira, NY | $2.1M | 11 | 68.8% |
| #6 | Nancy McDowell | 580378 | Community Bank, National Association | 446398 | Plattsburgh, NY | $3.0M | 10 | 52.6% |
| #6 | Matthew Schermerhorn | 15631 | Home Town Funding, Inc. | 213408 | Pittsford, NY | $2.4M | 10 | 62.5% |
| #6 | Denise Quinn | 454310 | Mid-Hudson Valley Federal Credit Union | 411955 | Kingston, NY | $1.3M | 10 | 52.6% |
| #9 | Julie Vella | 65903 | Five Star Bank | 408838 | Rochester, NY | $805K | 9 | 40.9% |
| #10 | Sheri Herbert | 500215 | Walden Savings Bank | 490957 | — | $855K | 8 | 72.7% |
| #10 | Alex Nenno | 1804677 | Community Bank, National Association | 446398 | Lake Placid, NY | $1.4M | 8 | 80.0% |
| #10 | Adam Smith | 628234 | Home Town Funding, Inc. | 213408 | Pittsford, NY | $2.5M | 8 | 42.1% |
| #10 | Evan Hummel | 468224 | Manufacturers and Traders Trust Company | 381076 | Buffalo, NY | $4.3M | 8 | 66.7% |
| #14 | HELEN RODGER | 1842033 | SERVU FEDERAL CREDIT UNION | 402490 | — | $489K | 7 | 46.7% |
| #14 | Toni Zidich | 1205879 | Community Bank, National Association | 446398 | Amsterdam, NY | $500K | 7 | 46.7% |
| #14 | David Zaleski | 491278 | Manufacturers and Traders Trust Company | 381076 | Buffalo, NY | $1.8M | 7 | 70.0% |
| #14 | Heather Mingos | 801652 | CHEMUNG CANAL TRUST COMPANY | 800649 | Horseheads, NY | $636K | 7 | 63.6% |
| #14 | Jacques Laubert | 20677 | Homestead Funding Corp. | 3232 | Sarasota, FL | $1.2M | 7 | 25.0% |
| #14 | Joseph Proia | 151087 | CMG Mortgage, Inc. | 1820 | Spencerport, NY | $1.8M | 7 | 53.8% |
| #20 | Brooke Gifford | 1159638 | Community Bank, National Association | 446398 | — | $447K | 6 | 35.3% |
| #20 | Rick Daniels | 413555 | PrimeLending, A PlainsCapital Company | 13649 | Rochester, NY | $1.5M | 6 | 60.0% |
| #20 | David Rudnick | 61825 | Atlas Home Funding Inc | 1680752 | New City, NY | $1.9M | 6 | 60.0% |
| #20 | Courtney Parish | 56395 | Homestead Funding Corp. | 3232 | Catskill, NY | $1.7M | 6 | 26.1% |
| #20 | Eric Gasper | 175852 | CrossCountry Mortgage, LLC | 3029 | Mineola, NY | $2.7M | 6 | 31.6% |
| #20 | Shlomo Feierman | 1073640 | Nationwide Mortgage Bankers, Inc. | 819382 | Valley Stream, NY | $3.2M | 6 | 40.0% |
| #20 | Gregory Eckert | 4935 | Ulster Savings Bank | 619306 | New Paltz, NY | $281K | 6 | 50.0% |
| #27 | Craig Mietz | 1371082 | The Lyons National Bank | 409408 | Auburn, NY | $304K | 5 | 19.2% |
| #27 | Yochanan Mann | 131558 | Ark Mortgage, Inc. | 103915 | Monroe, NY | $1.8M | 5 | 50.0% |
| #27 | Melanie Swetz | 37756 | Manufacturers and Traders Trust Company | 381076 | Cheektowaga, NY | $1.1M | 5 | 50.0% |
| #27 | Valorie Heinzman | 1154002 | Premium Mortgage Corporation | 3254 | Fort Myers, FL | $807K | 5 | 33.3% |
| #27 | Thomas Schwan | 56342 | New American Funding, LLC | 6606 | Staten Island, NY | $755K | 5 | 50.0% |
| #27 | Emily Silipini | 34781 | 1st Priority Mortgage, Inc. | 29600 | Henrietta, NY | $851K | 5 | 50.0% |
| #27 | Samuel DiPiano | 57865 | Haus Capital Corporation | 1549644 | Rochester, NY | $1.8M | 5 | 31.3% |
| #27 | Philip Giguere | 64543 | KeyBank National Association | 399797 | Albany, NY | $1.3M | 5 | 35.7% |
| #27 | HEATHER RANCOUR | 1079599 | DANNEMORA FEDERAL CREDIT UNION | 433184 | Plattsburgh, NY | $721K | 5 | 41.7% |
| #27 | Ross Bowman | 407608 | 1st Priority Mortgage, Inc. | 29600 | Williamsville, NY | $1.2M | 5 | 50.0% |
| #27 | Christopher Vassallo | 3581 | Nickel City Funding, Inc. | 1586 | West Seneca, NY | $1.2M | 5 | 27.8% |
| #27 | FRANK SKARREN | 3371 | NRF Funding Corp. | 1421 | Rockville Centre, NY | $3.2M | 5 | 50.0% |
| #27 | Natisha Shannon | 1904955 | Rocket Mortgage, LLC | 3030 | Detroit, MI | $629K | 5 | 41.7% |
| #40 | Raymond Farinella | 1982434 | ClearPath Mortgage Solutions, Inc. | 1394615 | Latham, NY | $1.7M | 4 | 40.0% |
| #40 | Zev Spitzer | 1320452 | CrossCountry Mortgage, LLC | 3029 | New City, NY | $1.0M | 4 | 40.0% |
| #40 | Christian Babcock | 181227 | loanDepot.com, LLC | 174457 | Tarrytown, NY | $1.3M | 4 | 40.0% |
| #40 | Mark Huefner | 410057 | KeyBank National Association | 399797 | Buffalo, NY | $718K | 4 | 36.4% |
| #40 | James Vollenhals | 1123066 | loanDepot.com, LLC | 174457 | Irvine, CA | $783K | 4 | 36.4% |
| #40 | James Gifford | 1888867 | AMERICU CREDIT UNION | 412492 | — | $730K | 4 | 28.6% |
| #40 | Shawn Dwyer | 218169 | Mid-Island Mortgage Corp. | 1259 | West Brentwood, NY | $1.0M | 4 | 30.8% |
| #40 | Joseph Petralia | 471630 | Genesee Regional Bank | 417491 | Rochester, NY | $862K | 4 | 33.3% |
| #40 | Joanna Brennan | 741953 | Teachers Federal Credit Union | 401530 | Hauppauge, NY | $165K | 4 | 33.3% |
| #40 | Carlos Herrera | 1950425 | MUNICIPAL CREDIT UNION | 184286 | New York, NY | $310K | 4 | 25.0% |
| #40 | A Coco | 9368 | PrimeLending, A PlainsCapital Company | 13649 | Rochester, NY | $1.0M | 4 | 30.8% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — New York (2024). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-york/top-retention-by-units/2024
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