Retention champions in Utah in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Brian Cooke (World Home Loans Inc, NMLS #17866), KAREN NIELSON (Guild Mortgage Company LLC, NMLS #80226), and Broch Lassig (CrossCountry Mortgage, LLC, NMLS #340314).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Brian Cooke | 17866 | World Home Loans Inc | 2726290 | Irvine, CA | $27.2M | 54 | 76.1% |
| #2 | KAREN NIELSON | 80226 | Guild Mortgage Company LLC | 3274 | Logan, UT | $10.0M | 37 | 43.0% |
| #3 | Broch Lassig | 340314 | CrossCountry Mortgage, LLC | 3029 | South Jordan, UT | $13.3M | 18 | 48.6% |
| #3 | Jamie Cooke | 2016901 | Intercap Lending Inc. | 190465 | Cottonwood Heights, UT | $6.1M | 18 | 62.1% |
| #5 | Brett Reynolds | 65531 | Guild Mortgage Company LLC | 3274 | Vernal, UT | $5.5M | 17 | 68.0% |
| #5 | Easton Adamson | 1923331 | RANLife, Inc. | 3151 | Sandy, UT | $5.4M | 17 | 100.0% |
| #5 | James Hobson | 1514540 | UMortgage LLC | 1457759 | Bountiful, UT | $8.6M | 17 | 53.1% |
| #8 | Marcus Truscott | 5979 | Diversified Financial Services, Inc. | 269254 | Draper, UT | $5.0M | 16 | 61.5% |
| #8 | Miles Pitcher | 103819 | Superior Lending Associates, L.C. | 3152 | Orem, UT | $8.0M | 16 | 47.1% |
| #10 | Chantry Abbott | 309670 | Guild Mortgage Company LLC | 3274 | St George, UT | $2.7M | 14 | 45.2% |
| #10 | Jeremy Smith | 13496 | Strategic Home Mortgage Limited Liability Company | 2584640 | Heber City, UT | $8.5M | 14 | 60.9% |
| #12 | Kristopher Matyas | 864775 | Barrett Financial Group, L.L.C. | 181106 | Chandler, AZ | $5.7M | 13 | 81.3% |
| #12 | Jeremy Plouzek | 151251 | Superior Lending Associates, L.C. | 3152 | Orem, UT | $7.3M | 13 | 68.4% |
| #14 | Patrick Steenburg | 162247 | American Wholesale Loans LLC | 1689830 | Salt Lake City, UT | $4.5M | 12 | 60.0% |
| #14 | Benjamin Smith | 583467 | Deseret First Federal Credit Union | 403075 | Salt Lake City, UT | $3.8M | 12 | 30.0% |
| #14 | Timothy Roberts | 308603 | Bank of Utah | 422914 | Salt Lake City, UT | $3.8M | 12 | 48.0% |
| #14 | Melissa Meads | 1316806 | America First Federal Credit Union | 412819 | Riverdale, UT | $1.1M | 12 | 15.4% |
| #14 | Russell Piggott | 611753 | Bank of Utah | 422914 | Logan, UT | $5.2M | 12 | 57.1% |
| #14 | R Browning | 220892 | Sympli Mortgage LLC | 2510464 | Draper, UT | $4.9M | 12 | 25.0% |
| #20 | Andrew Larsen | 348938 | Canopy Mortgage, LLC | 1359687 | American Fork, UT | $2.2M | 11 | 55.0% |
| #20 | Dennis Hendricks | 90634 | Intercap Lending Inc. | 190465 | Pleasant Grove, UT | $4.0M | 11 | 44.0% |
| #20 | Sonnet Mouritsen | 293023 | Guild Mortgage Company LLC | 3274 | Sandy, UT | $1.2M | 11 | 35.5% |
| #23 | Brady Beyer | 1041865 | Intercap Lending Inc. | 190465 | Cottonwood Heights, UT | $4.1M | 10 | 45.5% |
| #23 | TAYLOR RILEY | 717475 | CANYON VIEW FEDERAL CREDIT UNION | 654272 | Riverton, UT | $2.2M | 10 | 40.0% |
| #23 | Rochelle Terzo | 1710932 | America First Federal Credit Union | 412819 | Riverdale, UT | $918K | 10 | 10.6% |
| #23 | Blake Bench | 203340 | First Colony Mortgage Corporation | 3112 | Pleasant Grove, UT | $4.5M | 10 | 31.3% |
| #23 | Jason Hassell | 1563523 | Guild Mortgage Company LLC | 3274 | South Ogden, UT | $2.1M | 10 | 62.5% |
| #23 | Tonya Froerer | 586925 | Goldenwest Federal Credit Union | 440574 | Ogden, UT | $3.9M | 10 | 55.6% |
| #23 | Kathleen Kassel | 323917 | SecurityNational Mortgage Company | 3116 | Salt Lake City, UT | $3.4M | 10 | 33.3% |
| #30 | Gary Stevens | 251021 | First Colony Mortgage Corporation | 3112 | Clearfield, UT | $4.4M | 9 | 29.0% |
| #30 | Alexis Carter | 913654 | CITY CREEK MORTGAGE CORP. | 85855 | Draper, UT | $3.3M | 9 | 27.3% |
| #30 | Scott Phippen | 292563 | Infinity Mortgage Company LLC | 1425808 | Draper, UT | $6.5M | 9 | 64.3% |
| #30 | Jessica Pendleton | 991557 | America First Federal Credit Union | 412819 | Riverdale, UT | $1.5M | 9 | 13.4% |
| #30 | Steven DeYoung | 313292 | Trillion Mortgage, Inc. | 313391 | Murray, UT | $6.2M | 9 | 47.4% |
| #30 | Joshua Thomas | 314438 | First Class Home Mortgage, LLC | 1843 | South Jordan, UT | $4.7M | 9 | 42.9% |
| #30 | Timothy Hawkes | 8785 | Cornerstone Capital Bank, SSB | 2258 | Clearfield, UT | $5.4M | 9 | 64.3% |
| #37 | Chad Knowles | 968860 | FastTrack Mortgage Inc | 1847199 | Fruit Heights, UT | $4.9M | 8 | 72.7% |
| #37 | Steven Wilcox | 85327 | Fulcrum Home Loans LLC | 1926444 | Henderson, NV | $1.9M | 8 | 28.6% |
| #37 | Benjamin Lemon | 71650 | Direct Rate Home Loans, Inc. | 2419164 | Cottonwood Heights, UT | $3.8M | 8 | 16.0% |
| #37 | Ryan Harding | 269043 | WORK HARDING HOME MORTGAGE TEAM, L.L.C. | 2396714 | Lehi, UT | $2.8M | 8 | 53.3% |
| #37 | Cynthia DeJong | 2133953 | American Pacific Mortgage Corporation | 1850 | Sandy, UT | $3.4M | 8 | 61.5% |
| #37 | Steven Carter | 1178666 | Intercap Lending Inc. | 190465 | Murray, UT | $3.7M | 8 | 26.7% |
| #37 | Scott Stolpp | 218372 | All Western Mortgage, Inc. | 14210 | South Ogden, UT | $2.3M | 8 | 44.4% |
| #37 | Julie Campbell | 299573 | Intercap Lending Inc. | 190465 | Brigham City, UT | $2.4M | 8 | 53.3% |
| #37 | Russell Stephens | 234628 | Direct Rate Home Loans, Inc. | 2419164 | Cottonwood Heights, UT | $3.1M | 8 | 40.0% |
| #37 | Jeffrey Morrison | 978195 | Mountain America Federal Credit Union | 462815 | West Jordan, UT | $3.3M | 8 | 50.0% |
| #37 | Dante Esquibel | 1027113 | Direct Rate Home Loans, Inc. | 2419164 | Cottonwood Heights, UT | $3.9M | 8 | 80.0% |
| #37 | Carter Campbell | 918947 | ALV Enterprises, Inc. | 888979 | Draper, UT | $4.6M | 8 | 38.1% |
| #37 | Emilie Jensen | 398960 | Intercap Lending Inc. | 190465 | Farmington, UT | $2.8M | 8 | 32.0% |
| #50 | Benjamin McAffee | 275625 | My Move Mortgage, LLC | 1606597 | St George, UT | $2.1M | 7 | 50.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Utah (2024). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/utah/top-retention-by-units/2024
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