Retention champions in Georgia in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Mark Daker (Ameris Bank, NMLS #35111), Rhonda Dearing (Delta Community Credit Union, NMLS #456035), and Charles Reed (Intercoastal Mortgage, LLC, NMLS #189915).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Mark Daker | 35111 | Ameris Bank | 408099 | Alpharetta, GA | $13.9M | 27 | 22.9% |
| #2 | Rhonda Dearing | 456035 | Delta Community Credit Union | 401141 | Fayetteville, GA | $3.6M | 22 | 43.1% |
| #3 | Charles Reed | 189915 | Intercoastal Mortgage, LLC | 56323 | Bluffton, SC | $7.9M | 18 | 66.7% |
| #3 | Mark Baker | 216217 | SWBC Mortgage Corporation | 9741 | Marietta, GA | $6.5M | 18 | 33.3% |
| #3 | John Norwood | 138303 | Neighborhood Mortgage, Inc. | 138234 | Alpharetta, GA | $8.7M | 18 | 47.4% |
| #6 | Joseph Bishop | 204256 | Ameris Bank | 408099 | Athens, GA | $11.5M | 17 | 43.6% |
| #7 | Tammy Walters | 1106808 | LGE Community Credit Union | 164500 | Marietta, GA | $2.0M | 16 | 42.1% |
| #7 | Susan Mullis | 455561 | Delta Community Credit Union | 401141 | — | $2.0M | 16 | 41.0% |
| #9 | Patricia Deery | 664110 | Delta Community Credit Union | 401141 | — | $1.8M | 15 | 37.5% |
| #10 | Terry Siniard | 246046 | SWBC Mortgage Corporation | 9741 | Cartersville, GA | $4.1M | 14 | 18.4% |
| #10 | Marjorie McIntyre | 803447 | LGE Community Credit Union | 164500 | Atlanta, GA | $3.4M | 14 | 31.1% |
| #10 | Gareth Thomas | 177403 | Vanderbilt Mortgage and Finance, Inc. | 1561 | Kennesaw, GA | $5.2M | 14 | 25.9% |
| #10 | Kevin Rubin | 200630 | Southeastern Mortgage Solutions, Inc. | 170525 | Atlanta, GA | $8.2M | 14 | 31.8% |
| #10 | Timothy Gentry | 905172 | Loan Velocity, Inc. | 1078746 | Brunswick, GA | $4.0M | 14 | 34.1% |
| #15 | Ashley Beck | 1471618 | Delta Community Credit Union | 401141 | Peachtree City, GA | $2.3M | 13 | 27.1% |
| #15 | Melanie Davis | 827408 | Delta Community Credit Union | 401141 | Peachtree City, GA | $1.8M | 13 | 40.6% |
| #15 | ANDREW GEISMAR | 231493 | Mortgage Assurance, Inc. | 177208 | Alpharetta, GA | $5.2M | 13 | 35.1% |
| #15 | Rebecca Brown | 211483 | New American Funding, LLC | 6606 | Locust Grove, GA | $3.6M | 13 | 34.2% |
| #15 | Brant Gilmore | 756279 | Truist Bank | 399803 | Alpharetta, GA | $14.5M | 13 | 44.8% |
| #15 | Timothy Dukes | 1469262 | Fairway Independent Mortgage Corporation | 2289 | Hartwell, GA | $4.4M | 13 | 35.1% |
| #21 | Joshua Egnoski | 381709 | American Wholesale Mortgage Inc. | 1668270 | Alpharetta, GA | $4.9M | 12 | 85.7% |
| #21 | Mark Milam | 35163 | BoxCar Mortgage, LLC | 1969375 | Atlanta, GA | $3.3M | 12 | 28.6% |
| #21 | Mary Chambers | 1261593 | Delta Community Credit Union | 401141 | Marietta, GA | $2.7M | 12 | 50.0% |
| #21 | Randal Bristol | 307695 | Direct Lenders, LLC | 306130 | Kennesaw, GA | $4.5M | 12 | 46.2% |
| #25 | Patrick Furlong | 176520 | eHome Loan Advisors, LLC | 321959 | Roswell, GA | $5.4M | 11 | 35.5% |
| #25 | Lisa Johnson | 1272321 | Delta Community Credit Union | 401141 | Peachtree City, GA | $1.3M | 11 | 37.9% |
| #25 | DAVID JOLLY | 395787 | United Community Bank | 421841 | Carrollton, GA | $3.8M | 11 | 52.4% |
| #25 | Michael Fitzmeyer | 93716 | Truist Bank | 399803 | Alpharetta, GA | $10.8M | 11 | 50.0% |
| #25 | Randall March | 841284 | Southeast Mortgage of Georgia, Inc. | 103956 | Duluth, GA | $4.5M | 11 | 61.1% |
| #30 | Maxime Kallos | 170267 | Ardent Loans LLC | 2403107 | Alpharetta, GA | $4.1M | 10 | 20.0% |
| #30 | Rhonda Foster | 968608 | Delta Community Credit Union | 401141 | Stockbridge, GA | $846K | 10 | 27.8% |
| #30 | Jasmina Krnjetin | 116216 | Canopy Mortgage, LLC | 1359687 | Atlanta, GA | $2.7M | 10 | 37.0% |
| #30 | Tonja Hathaway | 204415 | Guild Mortgage Company LLC | 3274 | Savannah, GA | $1.5M | 10 | 27.0% |
| #30 | CHINMAYA MANCHALA | 1629259 | NORTHEAST MORTGAGE, INC | 1877014 | Cumming, GA | $5.3M | 10 | 35.7% |
| #30 | Rhonda Shaw | 263113 | Delta Community Credit Union | 401141 | Locust Grove, GA | $1.0M | 10 | 40.0% |
| #30 | Eric Glick | 544398 | New American Funding, LLC | 6606 | Savannah, GA | $1.8M | 10 | 15.4% |
| #30 | Nathan Gaskin | 1845012 | PEOPLES BANK OF GEORGIA, THE | 808821 | Talbotton, GA | $1.9M | 10 | 52.6% |
| #30 | Jonathan Bodan | 136267 | The Perpetual Financial Group, Inc. | 136261 | Addison, TX | $2.7M | 10 | 41.7% |
| #30 | Jason Montrois | 795224 | BANK OF DUDLEY | 403213 | Forsyth, GA | $837K | 10 | 40.0% |
| #30 | Sae Oh | 101037 | Prime Home Loans, Inc. | 98975 | San Antonio, TX | $3.5M | 10 | 43.5% |
| #30 | Jennifer Garcia | 1933786 | Delta Community Credit Union | 401141 | Johns Creek, GA | $1.4M | 10 | 35.7% |
| #42 | Lucia Thornton | 2309294 | Edge Home Finance, LLC | 891464 | Richmond Hill, GA | $1.9M | 9 | 81.8% |
| #42 | JOSEPH METZGER | 955819 | LIGHTWORKERS HOME LOANS INC. | 2696820 | Rolling Meadows, IL | $2.1M | 9 | 40.9% |
| #42 | David Soderlind | 169209 | Total Media Management, LLC | 1018333 | Savannah, GA | $2.9M | 9 | 45.0% |
| #42 | Jessica Parrish | 1574656 | Atlantic Coast Mortgage, LLC | 643114 | Fairfax, VA | $2.2M | 9 | 42.9% |
| #42 | Amy Baker | 779887 | Magnolia Bank, Incorporated | 423028 | Santa Rosa, CA | $3.2M | 9 | 56.3% |
| #42 | Tammy Collins | 744607 | River City Bank | 446231 | Blairsville, GA | $2.5M | 9 | 56.3% |
| #42 | Louis Veres | 161690 | Georgia Platinum Mortgage, Inc. | 144366 | Kennesaw, GA | $3.6M | 9 | 31.0% |
| #42 | Rhonda McClain | 456040 | Delta Community Credit Union | 401141 | Peachtree City, GA | $1.4M | 9 | 30.0% |
| #42 | Andrew Miller | 658962 | PrimeSouth Bank | 768337 | Brunswick, GA | $9.5M | 9 | 42.9% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Georgia (2024). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/georgia/top-retention-by-units/2024
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