Leading rookies in Georgia in 2024, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Beth Holmes (Navy Federal Credit Union, NMLS #2593203), Raymond Kallabat (NATIONS MORTGAGE, LLC, NMLS #2529768), and Brendon Kozicki (DHI MORTGAGE COMPANY, LTD., NMLS #2569706).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | 2024 Volume | 2024 Loans | Avg Loan |
|---|---|---|---|---|---|---|---|---|
| #1 | Beth Holmes | 2593203 | Navy Federal Credit Union | 399807 | — | $14.6M | 49 | $299K |
| #2 | Raymond Kallabat | 2529768 | NATIONS MORTGAGE, LLC | 2275128 | Troy, MI | $11.6M | 9 | $1.3M |
| #3 | Brendon Kozicki | 2569706 | DHI MORTGAGE COMPANY, LTD. | 14622 | Tallahassee, FL | $10.5M | 39 | $269K |
| #4 | Curtis Russell | 2039024 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | $8.4M | 29 | $291K |
| #5 | Erica Sunstein | 2584899 | PennyMac Loan Services, LLC | 35953 | Tampa, FL | $5.9M | 27 | $220K |
| #6 | Kristin Stephens | 2528992 | Inspire Home Loans Inc. | 1564276 | Newport Beach, CA | $5.8M | 16 | $365K |
| #7 | Megan Huynh | 2545744 | NEXA Mortgage, LLC | 1660690 | Norcross, GA | $4.9M | 19 | $257K |
| #8 | Ryan Brown | 2111278 | Shield Home Loans Inc. | 2396589 | Irvine, CA | $4.9M | 15 | $324K |
| #9 | Cresta Spitzmiller | 2580263 | Cardinal Financial Company, Limited Partnership | 66247 | Charlotte, NC | $4.3M | 11 | $388K |
| #10 | Kim Warren | 1534508 | Freedom Mortgage Corporation | 2767 | — | $3.6M | 10 | $365K |
| #11 | Melanie Williams | 1025651 | Anchor Home Mortgage, Inc. | 169063 | — | $3.6M | 10 | $362K |
| #12 | Satyanarayana Chakka | 2561096 | Loan Factory, Inc. | 320841 | San Jose, CA | $3.6M | 7 | $515K |
| #13 | Nicholas Alonso | 2580795 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $3.5M | 12 | $296K |
| #14 | Maurice Coleman Grier | 2599275 | New American Funding, LLC | 6606 | Charlotte, NC | $3.5M | 10 | $346K |
| #15 | Van Tang | 2242026 | EAST WEST BANK | 469761 | Atlanta, GA | $3.4M | 13 | $264K |
| #16 | NEWEL TIMPSON | 2573401 | Village Capital & Investment LLC | 3317 | — | $3.3M | 10 | $330K |
| #17 | Sergio Martinez Burgos | 2570167 | Loan Factory, Inc. | 320841 | Dacula, GA | $3.3M | 8 | $409K |
| #18 | Sashagay Mikutowicz | 643683 | United Community Bank | 421841 | — | $2.9M | 10 | $288K |
| #19 | Jhony Freitas Salvador | 2603317 | Freedom Mortgage Corporation | 2767 | — | $2.8M | 8 | $355K |
| #20 | Craig Smith | 2391114 | Tomo Mortgage, LLC | 2059741 | New York, NY | $2.7M | 6 | $452K |
| #21 | Benjamin Johnson | 2547937 | United Financial Inc. | 2286700 | Irvine, CA | $2.5M | 10 | $253K |
| #22 | Emalov Garrett | 452950 | Lakeview Loan Servicing, LLC | 391521 | Horsham, PA | $2.5M | 9 | $278K |
| #23 | Marcela Galatis | 2603318 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $2.4M | 6 | $407K |
| #24 | Philip Moss | 2590067 | Freedom Mortgage Corporation | 2767 | Marlton, NJ | $2.4M | 7 | $339K |
| #25 | Nathan ORielly | 2480611 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $2.4M | 6 | $395K |
| #26 | Yating Bai | 2512203 | OrangePath Financial Inc. | 2070941 | Duluth, GA | $2.4M | 7 | $338K |
| #27 | Abigail Self | 2600437 | Safe Harbor Mortgage, LLC | 995103 | Hoschton, GA | $2.4M | 6 | $392K |
| #28 | Felipe Contreras | 2570181 | CrossCountry Mortgage, LLC | 3029 | Duluth, GA | $2.3M | 8 | $291K |
| #29 | Michaela Rizzo | 2587757 | Impeccable Lending, Inc. | 69519 | Beaufort, SC | $2.2M | 7 | $313K |
| #30 | Desirae Campbell | 2553094 | Guild Mortgage Company LLC | 3274 | Warner Robins, GA | $2.1M | 8 | $265K |
| #31 | Adam Olt | 2590075 | Freedom Mortgage Corporation | 2767 | — | $2.1M | 8 | $262K |
| #32 | Jeffrey Petersen | 363207 | New American Funding, LLC | 6606 | — | $2.1M | 9 | $232K |
| #33 | Joel Saunders | 2595866 | Lakeview Loan Servicing, LLC | 391521 | Coral Gables, FL | $2.1M | 9 | $232K |
| #34 | Rex Balansay | 1911823 | Kinsfolk Mortgage LLC | 2610890 | Wesley Chapel, FL | $2.1M | 5 | $412K |
| #35 | Chase Timko | 2561064 | PennyMac Loan Services, LLC | 35953 | Franklin, TN | $2.0M | 10 | $204K |
| #36 | PANKAJ LATHIYA | 2560215 | Simplex Lending LLC | 2092138 | Fulshear, TX | $2.0M | 3 | $677K |
| #37 | Eric Hollis | 2591713 | PennyMac Loan Services, LLC | 35953 | Franklin, TN | $2.0M | 10 | $198K |
| #38 | ali Ozel | 2509142 | Loan Factory, Inc. | 320841 | San Jose, CA | $2.0M | 3 | $660K |
| #39 | Miriam Kisakye | 2517880 | loanDepot.com, LLC | 174457 | Atlanta, GA | $2.0M | 5 | $395K |
| #40 | Ashley Hilderbrand | 2545017 | Guaranteed Rate, Inc. | 2611 | Marietta, GA | $2.0M | 5 | $394K |
| #41 | Justin Mixon | 2567292 | PRESIDENTIAL BANK, FSB | 421593 | Brunswick, GA | $2.0M | 8 | $246K |
| #42 | Madyson Richardson | 2563002 | Mortgage Simplified, LLC | 1885513 | Aiken, SC | $2.0M | 6 | $327K |
| #43 | Nael Odetallah | 2557762 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $1.9M | 6 | $321K |
| #44 | Anrae Strane | 2550625 | Mortgage Solutions FCS Inc. | 1065732 | Walnut Creek, CA | $1.9M | 7 | $267K |
| #45 | Sandra Bonowski | 2570120 | Freedom Mortgage Corporation | 2767 | Boca Raton, FL | $1.8M | 5 | $367K |
| #46 | Akia Shaw | 1200170 | Guaranteed Rate, Inc. | 2611 | Chicago, IL | $1.8M | 9 | $203K |
| #47 | Shari Danalewich | 2578859 | Mutual of Omaha Mortgage, Inc. | 1025894 | Asheville, NC | $1.8M | 3 | $598K |
| #48 | Modesty Martinez | 2543499 | Premier Mortgage Resources, L.L.C. | 1169 | Meridian, ID | $1.8M | 8 | $222K |
| #49 | Jorge Tello | 266030 | First Option Mortgage, LLC | 123411 | Suwanee, GA | $1.8M | 10 | $176K |
| #50 | Hallie Vandenberg | 2599263 | Freedom Mortgage Corporation | 2767 | — | $1.7M | 5 | $339K |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Leading Rookies by Volume — Georgia (2024). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/georgia/top-rookie-by-volume/2024
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