Retention champions in Delaware in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Edward Stratton (Luminate Bank, NMLS #1321044), Adam Cornacchio (Wilmington Savings Fund Society, FSB, NMLS #732595), and Thomas Keehan (Artisans' Bank, NMLS #136415).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Edward Stratton | 1321044 | Luminate Bank | 1281698 | Millsboro, DE | $2.3M | 7 | 18.9% |
| #1 | Adam Cornacchio | 732595 | Wilmington Savings Fund Society, FSB | 417673 | Newark, DE | $3.6M | 7 | 24.1% |
| #1 | Thomas Keehan | 136415 | Artisans' Bank | 774924 | Wilmington, DE | $1.9M | 7 | 29.2% |
| #4 | Joesph Burns | 1249593 | Prosperity Home Mortgage, LLC | 75164 | Hockessin, DE | $1.8M | 6 | 13.6% |
| #4 | Nicholas DiEmidio | 147765 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $2.2M | 6 | 12.5% |
| #4 | Chad Bowers | 147895 | Nation One Mortgage Corporation | 1564450 | Wilmington, DE | $1.5M | 6 | 8.8% |
| #7 | Roland Sorace | 101888 | Moreland Financial Corporation | 55221 | Plymouth Meeting, PA | $1.8M | 5 | 41.7% |
| #7 | John Thomas | 38783 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Newark, DE | $1.1M | 5 | 11.6% |
| #7 | Jeffrey Andress | 900021 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Mount Laurel, NJ | $1.6M | 5 | 23.8% |
| #7 | Steven Menozzi | 697223 | New American Funding, LLC | 6606 | Novi, MI | $1.5M | 5 | 50.0% |
| #7 | Sean Foley | 173891 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.6M | 5 | 14.3% |
| #12 | Demetri Charitos | 196445 | think one mortgage inc | 125182 | Milford, DE | $1.9M | 4 | 25.0% |
| #12 | Amy Lott | 368701 | Keystone Funding, Inc. | 144760 | Dover, DE | $1.5M | 4 | 25.0% |
| #12 | Laura Ortiz | 1593106 | NVR Mortgage Finance, Inc. | 1127 | Dagsboro, DE | $1.2M | 4 | 30.8% |
| #12 | Jesse McConnell | 183940 | Luminate Bank | 1281698 | Newark, DE | $1.3M | 4 | 21.1% |
| #12 | Andrei Cojan | 1780905 | Integrity First Mortgage, LLC | 1832501 | Newark, DE | $1.2M | 4 | 33.3% |
| #12 | Richard Mazzio | 811747 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.1M | 4 | 30.8% |
| #12 | Larry Knopf | 216620 | THE TURNKEY FOUNDATION INC. | 236669 | McKinney, TX | $1.8M | 4 | 22.2% |
| #12 | Benjamin Pugh | 141182 | Guild Mortgage Company LLC | 3274 | Middletown, DE | $970K | 4 | 28.6% |
| #20 | Ryan Mattei | 318267 | CrossCountry Mortgage, LLC | 3029 | West Chester, PA | $1.4M | 3 | 11.1% |
| #20 | Patrick McRae | 1371733 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $609K | 3 | 13.6% |
| #20 | Francis Thornton | 170347 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $605K | 3 | 8.6% |
| #20 | Amy Libonate | 145527 | Delaware Financial Capital Corp. | 128606 | Newark, DE | $927K | 3 | 9.1% |
| #20 | Randrew Redick | 162580 | Orange Mortgage LLC | 1904872 | Wilmington, DE | $1.0M | 3 | 27.3% |
| #20 | Marc Pierannunzio | 763357 | Whitecap Mortgage Delmarva, LLC. | 2435455 | Camden, DE | $1.0M | 3 | 13.0% |
| #20 | Robert Cox | 160944 | CMG Mortgage, Inc. | 1820 | Lewes, DE | $1.3M | 3 | 25.0% |
| #20 | Meghan Shockley | 1851124 | CrossCountry Mortgage, LLC | 3029 | Dover, DE | $794K | 3 | 27.3% |
| #20 | Valerie Goertz | 2314313 | Whitecap Mortgage Delmarva, LLC. | 2435455 | Camden, DE | $930K | 3 | 15.8% |
| #20 | Phyllis Wilson | 159828 | Fairway Independent Mortgage Corporation | 2289 | — | $978K | 3 | 27.3% |
| #20 | Danielle McIntosh | 714548 | Pike Creek Mortgage Services, Inc. | 130829 | Dover, DE | $520K | 3 | 12.5% |
| #20 | Christopher Thuys | 1616412 | Meridian Bank | 462854 | Wilmington, DE | $700K | 3 | 12.0% |
| #20 | Emidio Castellani | 460168 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Smyrna, DE | $767K | 3 | 30.0% |
| #20 | Benjamin Besosa | 104565 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $847K | 3 | 9.1% |
| #20 | Richard Parsons | 447816 | Capital Bank, N.A. | 401599 | Annapolis, MD | $735K | 3 | 16.7% |
| #20 | Bethani O'Neill | 128874 | Absolute Home Mortgage Corporation | 176743 | Huntingdon Valley, PA | $572K | 3 | 16.7% |
| #20 | Amanda Dill | 709364 | Shore United Bank, National Association | 607844 | Felton, DE | $1.1M | 3 | 15.8% |
| #37 | William Kramen | 205441 | Mortgage Prosperity, LLC | 1788041 | Milton, DE | $601K | 2 | 14.3% |
| #37 | Natasha Troubetaris | 966773 | Whitecap Mortgage Delmarva, LLC. | 2435455 | Camden, DE | $562K | 2 | 12.5% |
| #37 | Angela Cason | 1384959 | Delaware Financial Capital Corp. | 128606 | Newark, DE | $895K | 2 | 20.0% |
| #37 | Paul Santumo | 476331 | PrimeLending, A PlainsCapital Company | 13649 | Rehoboth Beach, DE | $696K | 2 | 20.0% |
| #37 | Stephen Janocha | 732613 | Affordable Mortgage Advisors, LLC | 139164 | Pittsburgh, PA | $614K | 2 | 10.5% |
| #37 | Michael Doherty | 147326 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $410K | 2 | 20.0% |
| #37 | Melissa Justice | 658899 | NVR Mortgage Finance, Inc. | 1127 | — | $808K | 2 | 15.4% |
| #37 | Damon Carpitella | 116857 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Wilmington, DE | $420K | 2 | 11.1% |
| #37 | Traci Rizer | 126675 | Atlantic Coast Mortgage, LLC | 643114 | Grasonville, MD | $370K | 2 | 8.0% |
| #37 | Brian Atallian | 136771 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $638K | 2 | 6.1% |
| #37 | Adam Stuller | 169250 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $403K | 2 | 9.5% |
| #37 | Bernard Doherty | 146770 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $425K | 2 | 8.7% |
| #37 | Theresa Duncan | 1376722 | Luminate Bank | 1281698 | Minneapolis, MN | $629K | 2 | 20.0% |
| #37 | Jenel Poole | 368319 | Mid-Atlantic Mortgage Solutions, LLC | 2397024 | North East, MD | $470K | 2 | 14.3% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Delaware (2024). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/delaware/top-retention-by-units/2024
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