Retention champions in Delaware in 2024, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Thomas Keehan (Artisans' Bank, NMLS #136415), Edward Stratton (Luminate Bank, NMLS #1321044), and Adam Cornacchio (Wilmington Savings Fund Society, FSB, NMLS #732595).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Thomas Keehan | 136415 | Artisans' Bank | 774924 | Wilmington, DE | $1.6M | 7 | 29.2% |
| #1 | Edward Stratton | 1321044 | Luminate Bank | 1281698 | Millsboro, DE | $2.3M | 7 | 18.9% |
| #1 | Adam Cornacchio | 732595 | Wilmington Savings Fund Society, FSB | 417673 | Newark, DE | $3.6M | 7 | 24.1% |
| #4 | Nicholas DiEmidio | 147765 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $2.2M | 6 | 12.8% |
| #4 | Joesph Burns | 1249593 | Prosperity Home Mortgage, LLC | 75164 | Hockessin, DE | $1.8M | 6 | 13.6% |
| #4 | Chad Bowers | 147895 | Nation One Mortgage Corporation | 1564450 | Wilmington, DE | $1.5M | 6 | 9.0% |
| #7 | Roland Sorace | 101888 | Moreland Financial Corporation | 55221 | Plymouth Meeting, PA | $1.8M | 5 | 45.5% |
| #7 | Sean Foley | 173891 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.6M | 5 | 14.3% |
| #7 | Jeffrey Andress | 900021 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Mount Laurel, NJ | $1.6M | 5 | 25.0% |
| #7 | Steven Menozzi | 697223 | New American Funding, LLC | 6606 | Columbia, MD | $1.5M | 5 | 50.0% |
| #7 | Benjamin Pugh | 141182 | Guild Mortgage Company LLC | 3274 | Middletown, DE | $1.2M | 5 | 31.3% |
| #7 | John Thomas | 38783 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Mount Laurel, NJ | $1.1M | 5 | 11.9% |
| #13 | Laura Ortiz | 1593106 | NVR Mortgage Finance, Inc. | 1127 | Dagsboro, DE | $1.2M | 4 | 30.8% |
| #13 | Amy Lott | 368701 | Keystone Funding, Inc. | 144760 | Dover, DE | $1.5M | 4 | 25.0% |
| #13 | Benjamin Besosa | 104565 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.0M | 4 | 12.5% |
| #13 | Richard Mazzio | 811747 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.1M | 4 | 33.3% |
| #13 | Demetri Charitos | 196445 | think one mortgage inc | 125182 | Milford, DE | $1.9M | 4 | 26.7% |
| #13 | Larry Knopf | 216620 | THE TURNKEY FOUNDATION INC. | 236669 | McKinney, TX | $1.8M | 4 | 22.2% |
| #13 | Jesse McConnell | 183940 | Luminate Bank | 1281698 | Newark, DE | $1.3M | 4 | 21.1% |
| #13 | Andrei Cojan | 1780905 | Integrity First Mortgage, LLC | 1832501 | Newark, DE | $1.2M | 4 | 33.3% |
| #21 | Francis Thornton | 170347 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $605K | 3 | 8.6% |
| #21 | Amy Libonate | 145527 | Delaware Financial Capital Corp. | 128606 | Newark, DE | $927K | 3 | 9.4% |
| #21 | Danielle McIntosh | 714548 | Pike Creek Mortgage Services, Inc. | 130829 | Dover, DE | $520K | 3 | 12.5% |
| #21 | Christopher Thuys | 1616412 | Meridian Bank | 462854 | Wilmington, DE | $700K | 3 | 12.0% |
| #21 | Richard Parsons | 447816 | Capital Bank, N.A. | 401599 | Annapolis, MD | $735K | 3 | 16.7% |
| #21 | Marc Pierannunzio | 763357 | Whitecap Mortgage Delmarva, LLC. | 2435455 | Camden, DE | $1.0M | 3 | 13.0% |
| #21 | Phyllis Wilson | 159828 | Fairway Independent Mortgage Corporation | 2289 | — | $978K | 3 | 27.3% |
| #21 | Laura Mestro | 524435 | loanDepot.com, LLC | 174457 | Morristown, NJ | $539K | 3 | 30.0% |
| #21 | Emidio Castellani | 460168 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Smyrna, DE | $767K | 3 | 30.0% |
| #21 | Amanda Dill | 709364 | Shore United Bank, National Association | 607844 | Felton, DE | $1.1M | 3 | 15.8% |
| #21 | Patrick McRae | 1371733 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $609K | 3 | 13.6% |
| #21 | Meghan Shockley | 1851124 | CrossCountry Mortgage, LLC | 3029 | Dover, DE | $794K | 3 | 27.3% |
| #21 | Randrew Redick | 162580 | Orange Mortgage LLC | 1904872 | Wilmington, DE | $1.0M | 3 | 27.3% |
| #21 | Robert Cox | 160944 | CMG Mortgage, Inc. | 1820 | Lewes, DE | $1.3M | 3 | 25.0% |
| #21 | Bethani O'Neill | 128874 | Absolute Home Mortgage Corporation | 176743 | Huntingdon Valley, PA | $572K | 3 | 16.7% |
| #21 | Ryan Mattei | 318267 | CrossCountry Mortgage, LLC | 3029 | West Chester, PA | $1.4M | 3 | 11.1% |
| #37 | Stephen Janocha | 732613 | Affordable Mortgage Advisors, LLC | 139164 | Pittsburgh, PA | $614K | 2 | 10.0% |
| #37 | Valerie Goertz | 2314313 | Whitecap Mortgage Delmarva, LLC. | 2435455 | Camden, DE | $488K | 2 | 11.1% |
| #37 | Bernard Doherty | 146770 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $425K | 2 | 8.7% |
| #37 | Brian Atallian | 136771 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $638K | 2 | 6.1% |
| #37 | Paul Santumo | 476331 | PrimeLending, A PlainsCapital Company | 13649 | Rehoboth Beach, DE | $696K | 2 | 20.0% |
| #37 | Jenel Poole | 368319 | Mid-Atlantic Mortgage Solutions, LLC | 2397024 | North East, MD | $470K | 2 | 14.3% |
| #37 | William Kramen | 205441 | Mortgage Prosperity, LLC | 1788041 | Milton, DE | $601K | 2 | 14.3% |
| #37 | Angela Cason | 1384959 | Delaware Financial Capital Corp. | 128606 | Newark, DE | $895K | 2 | 20.0% |
| #37 | Damon Carpitella | 116857 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Wilmington, DE | $420K | 2 | 11.1% |
| #37 | Natasha Troubetaris | 966773 | Whitecap Mortgage Delmarva, LLC. | 2435455 | Camden, DE | $562K | 2 | 12.5% |
| #37 | Melissa Justice | 658899 | NVR Mortgage Finance, Inc. | 1127 | — | $808K | 2 | 15.4% |
| #37 | Theresa Duncan | 1376722 | Luminate Bank | 1281698 | Minneapolis, MN | $629K | 2 | 20.0% |
| #37 | Adam Stuller | 169250 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $403K | 2 | 10.0% |
| #37 | Robert Shaner | 325005 | American Pacific Mortgage Corporation | 1850 | Dover, DE | $368K | 2 | 18.2% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Delaware (2024). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/delaware/top-retention-by-units/2024
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