Retention champions in Delaware in 2024, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Adam Cornacchio (Wilmington Savings Fund Society, FSB, NMLS #732595), Jennifer Hubbard (Fulton Bank, National Association, NMLS #615315), and Edward Stratton (Luminate Bank, NMLS #1321044).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Adam Cornacchio | 732595 | Wilmington Savings Fund Society, FSB | 417673 | Newark, DE | $3.6M | 7 | 24.1% |
| #2 | Jennifer Hubbard | 615315 | Fulton Bank, National Association | 485401 | — | $2.6M | 2 | 13.3% |
| #3 | Edward Stratton | 1321044 | Luminate Bank | 1281698 | Millsboro, DE | $2.3M | 7 | 18.4% |
| #4 | Nicholas DiEmidio | 147765 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $2.2M | 6 | 13.0% |
| #5 | Sean Foley | 173891 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $2.0M | 6 | 17.1% |
| #6 | Thomas Keehan | 136415 | Artisans' Bank | 774924 | Wilmington, DE | $1.9M | 8 | 32.0% |
| #7 | Demetri Charitos | 196445 | think one mortgage inc | 125182 | Milford, DE | $1.9M | 4 | 26.7% |
| #8 | Jeffrey Andress | 900021 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Mount Laurel, NJ | $1.8M | 6 | 28.6% |
| #9 | Roland Sorace | 101888 | Moreland Financial Corporation | 55221 | Plymouth Meeting, PA | $1.8M | 5 | 41.7% |
| #10 | Larry Knopf | 216620 | THE TURNKEY FOUNDATION INC. | 236669 | McKinney, TX | $1.8M | 4 | 22.2% |
| #11 | Joesph Burns | 1249593 | Prosperity Home Mortgage, LLC | 75164 | Hockessin, DE | $1.8M | 6 | 14.3% |
| #12 | Steven Menozzi | 697223 | New American Funding, LLC | 6606 | Columbia, MD | $1.5M | 5 | 50.0% |
| #13 | Chad Bowers | 147895 | Nation One Mortgage Corporation | 1564450 | Wilmington, DE | $1.5M | 6 | 9.1% |
| #14 | Amy Lott | 368701 | Keystone Funding, Inc. | 144760 | Dover, DE | $1.5M | 4 | 25.0% |
| #15 | Ryan Mattei | 318267 | CrossCountry Mortgage, LLC | 3029 | West Chester, PA | $1.4M | 3 | 11.1% |
| #16 | Robert Cox | 160944 | CMG Mortgage, Inc. | 1820 | Lewes, DE | $1.3M | 3 | 25.0% |
| #17 | Jesse McConnell | 183940 | Luminate Bank | 1281698 | Newark, DE | $1.3M | 4 | 23.5% |
| #18 | Benjamin Pugh | 141182 | Guild Mortgage Company LLC | 3274 | Middletown, DE | $1.2M | 5 | 31.3% |
| #19 | Laura Ortiz | 1593106 | NVR Mortgage Finance, Inc. | 1127 | Dagsboro, DE | $1.2M | 4 | 30.8% |
| #20 | Andrei Cojan | 1780905 | Integrity First Mortgage, LLC | 1832501 | Newark, DE | $1.2M | 4 | 33.3% |
| #21 | John Thomas | 38783 | Primary Residential Mortgage, Inc. | 3094 | Newark, DE | $1.1M | 5 | 11.4% |
| #22 | Amanda Dill | 709364 | Shore United Bank, National Association | 607844 | Felton, DE | $1.1M | 3 | 15.8% |
| #23 | Randrew Redick | 162580 | Orange Mortgage LLC | 1904872 | Wilmington, DE | $1.0M | 3 | 27.3% |
| #24 | Marc Pierannunzio | 763357 | Whitecap Mortgage Delmarva, LLC. | 2435455 | Camden, DE | $1.0M | 3 | 13.0% |
| #25 | Phyllis Wilson | 159828 | Fairway Independent Mortgage Corporation | 2289 | — | $978K | 3 | 27.3% |
| #26 | Amy Libonate | 145527 | Delaware Financial Capital Corp. | 128606 | Newark, DE | $927K | 3 | 9.7% |
| #27 | Ava Wint-Ennis | 922410 | K. Hovnanian American Mortgage, L.L.C. | 3259 | Boynton Beach, FL | $894K | 2 | 5.7% |
| #28 | Benjamin Besosa | 104565 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $847K | 3 | 9.7% |
| #29 | Joseph Krieg | 1605017 | Meridian Bank | 462854 | Wilmington, DE | $810K | 2 | 20.0% |
| #30 | Melissa Justice | 658899 | NVR Mortgage Finance, Inc. | 1127 | — | $808K | 2 | 15.4% |
| #31 | Meghan Shockley | 1851124 | CrossCountry Mortgage, LLC | 3029 | Dover, DE | $794K | 3 | 27.3% |
| #32 | Emidio Castellani | 460168 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Smyrna, DE | $767K | 3 | 27.3% |
| #33 | Richard Parsons | 447816 | Capital Bank, N.A. | 401599 | Annapolis, MD | $735K | 3 | 17.6% |
| #34 | Christopher Thuys | 1616412 | Meridian Bank | 462854 | Wilmington, DE | $700K | 3 | 12.0% |
| #35 | Richard Mazzio | 811747 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $699K | 3 | 25.0% |
| #36 | Paul Santumo | 476331 | PrimeLending, A PlainsCapital Company | 13649 | Rehoboth Beach, DE | $696K | 2 | 20.0% |
| #37 | Amanda Broomall | 900029 | Guild Mortgage Company LLC | 3274 | Middletown, DE | $659K | 2 | 12.5% |
| #38 | Brian Atallian | 136771 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $638K | 2 | 5.7% |
| #39 | Stephen Janocha | 732613 | Affordable Mortgage Advisors, LLC | 139164 | Pittsburgh, PA | $614K | 2 | 10.5% |
| #40 | Patrick McRae | 1371733 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $609K | 3 | 14.3% |
| #41 | Francis Thornton | 170347 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $605K | 3 | 8.8% |
| #42 | William Kramen | 205441 | Mortgage Prosperity, LLC | 1788041 | Milton, DE | $601K | 2 | 14.3% |
| #43 | JENNIFER MERRICK | 2063146 | CrossCountry Mortgage, LLC | 3029 | Dover, DE | $600K | 1 | 10.0% |
| #44 | Bethani O'Neill | 128874 | Absolute Home Mortgage Corporation | 176743 | Huntingdon Valley, PA | $572K | 3 | 17.6% |
| #45 | Natasha Troubetaris | 966773 | Whitecap Mortgage Delmarva, LLC. | 2435455 | Camden, DE | $562K | 2 | 12.5% |
| #46 | Danielle McIntosh | 714548 | Pike Creek Mortgage Services, Inc. | 130829 | Dover, DE | $520K | 3 | 12.5% |
| #47 | Valerie Goertz | 2314313 | Whitecap Mortgage Delmarva, LLC. | 2435455 | Camden, DE | $488K | 2 | 11.1% |
| #48 | Jenel Poole | 368319 | Mid-Atlantic Mortgage Solutions, LLC | 2397024 | North East, MD | $470K | 2 | 14.3% |
| #49 | Brian Cooney | 460280 | Guild Mortgage Company LLC | 3274 | Newark, DE | $469K | 2 | 16.7% |
| #50 | John Dilbert | 1741520 | K. Hovnanian American Mortgage, L.L.C. | 3259 | Boynton Beach, FL | $430K | 1 | 7.7% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Delaware (2024). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/delaware/top-retention-by-volume/2024
Powered by ChatMMI