Retention champions in Mississippi in 2024, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Ellen Staten (BNA Bank, NMLS #1043878), Teresa Tanner (Fairway Independent Mortgage Corporation, NMLS #412105), and Bradley Benton (The Huntington National Bank, NMLS #484954).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Ellen Staten | 1043878 | BNA Bank | 401394 | New Albany, MS | $5.4M | 30 | 63.8% |
| #2 | Teresa Tanner | 412105 | Fairway Independent Mortgage Corporation | 2289 | Ocean Springs, MS | $2.7M | 16 | 69.6% |
| #3 | Bradley Benton | 484954 | The Huntington National Bank | 402436 | Jackson, MS | $2.7M | 5 | 38.5% |
| #4 | RONALD VIRDEN | 97127 | Affordable Lending Group, LLC | 856167 | Ridgeland, MS | $2.6M | 8 | 47.1% |
| #5 | RICHARD BURGARDT | 554979 | TRUSTMARK BANK | 449605 | Oxford, MS | $2.4M | 4 | 30.8% |
| #6 | Cindy Depoyster | 566469 | First Choice Bank | 539559 | Tupelo, MS | $2.2M | 10 | 50.0% |
| #7 | Linda Nowell | 1025137 | Community Bank of Mississippi | 402411 | Flowood, MS | $2.2M | 5 | 31.3% |
| #8 | Tim Smith | 104578 | CrossCountry Mortgage, LLC | 3029 | Memphis, TN | $2.1M | 8 | 20.5% |
| #9 | Shelley Murphy | 1399582 | DHI MORTGAGE COMPANY, LTD. | 14622 | Mobile, AL | $2.1M | 6 | 37.5% |
| #10 | Michael Nobles | 422367 | BNA Bank | 401394 | New Albany, MS | $2.0M | 19 | 65.5% |
| #11 | Leslie Pettey | 442671 | The Huntington National Bank | 402436 | Tupelo, MS | $1.9M | 3 | 6.7% |
| #12 | Tonya Hensley | 416288 | BNA Bank | 401394 | New Albany, MS | $1.8M | 9 | 50.0% |
| #13 | Jonathan McCoy | 403006 | First Choice Bank | 539559 | Tupelo, MS | $1.8M | 4 | 40.0% |
| #14 | Raul Zaragoza | 1698142 | CrossCountry Mortgage, LLC | 3029 | Gulfport, MS | $1.7M | 7 | 70.0% |
| #15 | John Wilson | 502571 | BankPlus | 431487 | Clinton, MS | $1.7M | 4 | 26.7% |
| #16 | Bryan Miller | 442674 | Renasant Bank | 402669 | Tupelo, MS | $1.6M | 5 | 15.2% |
| #17 | JAMES REYNOLDS | 747244 | BNA Bank | 401394 | Pontotoc, MS | $1.6M | 6 | 40.0% |
| #18 | Brian Walters | 419389 | Eagle Bank and Trust Company | 410317 | Hernando, MS | $1.5M | 6 | 22.2% |
| #19 | ARNOLD DOOM | 784579 | BNA Bank | 401394 | New Albany, MS | $1.4M | 6 | 46.2% |
| #20 | Norman Black | 121384 | CrossCountry Mortgage, LLC | 3029 | Flora, MS | $1.4M | 6 | 46.2% |
| #21 | Gentry Collier | 546606 | Guaranty Bank & Trust Company | 405570 | Oxford, MS | $1.3M | 4 | 33.3% |
| #22 | Gabe Baldwin | 502564 | BankPlus | 431487 | Jackson, MS | $1.3M | 4 | 23.5% |
| #23 | Bradley Walker | 131541 | CME Lending Group LLC | 1248883 | Southaven, MS | $1.3M | 5 | 45.5% |
| #24 | Rachel Burgardt | 554971 | TRUSTMARK BANK | 449605 | Olive Branch, MS | $1.2M | 6 | 33.3% |
| #25 | Jason Sykes | 75787 | TRUSTMARK BANK | 449605 | Brandon, MS | $1.2M | 5 | 17.2% |
| #26 | DONNA WEEDEN | 701240 | BNA Bank | 401394 | New Albany, MS | $1.2M | 14 | 82.4% |
| #27 | Anthony Shurden | 1450322 | 1st Legacy Capital LLC | 1547824 | Starkville, MS | $1.1M | 5 | 45.5% |
| #28 | Christopher Corley | 1173426 | Guild Mortgage Company LLC | 3274 | Madison, MS | $1.1M | 4 | 40.0% |
| #29 | Michele Holliman | 448500 | Gulf Coast Community Federal Credit Union | 401376 | — | $1.0M | 10 | 66.7% |
| #30 | Stephen Chandler | 156939 | CrossCountry Mortgage, LLC | 3029 | Madison, MS | $1.0M | 4 | 26.7% |
| #31 | James McPherson | 261277 | BankFirst Financial Services | 454063 | Starkville, MS | $1.0M | 5 | 50.0% |
| #32 | Jody Walls | 943112 | Regions Bank | 174490 | Tupelo, MS | $964K | 3 | 16.7% |
| #33 | Tyler Basil | 1455699 | BNA Bank | 401394 | New Albany, MS | $933K | 4 | 33.3% |
| #34 | Summer Smith | 1375518 | BankPlus | 431487 | Tupelo, MS | $927K | 5 | 26.3% |
| #35 | Kurt Satchfield | 84835 | CrossCountry Mortgage, LLC | 3029 | Gulfport, MS | $921K | 5 | 19.2% |
| #36 | Michelle Mason | 556855 | Story Bank DBA Story Financial Partners | 502543 | Oxford, MS | $918K | 2 | 16.7% |
| #37 | Janice Shumaker | 484957 | The Huntington National Bank | 402436 | Brandon, MS | $845K | 4 | 16.0% |
| #38 | Cynthia Bigham | 1181408 | Fairway Independent Mortgage Corporation | 2289 | Hernando, MS | $844K | 3 | 30.0% |
| #39 | Wittman Spencer | 1635542 | BNA Bank | 401394 | New Albany, MS | $829K | 6 | 54.5% |
| #40 | Lemuel Tate | 422369 | BNA Bank | 401394 | New Albany, MS | $804K | 14 | 77.8% |
| #41 | Andrew Dodds | 1429091 | BNA Bank | 401394 | Saltillo, MS | $798K | 5 | 38.5% |
| #42 | Michael Cobb | 413941 | Guild Mortgage Company LLC | 3274 | Gulfport, MS | $782K | 4 | 28.6% |
| #43 | Ginger Fountain | 486740 | Keesler Federal Credit Union | 408911 | Biloxi, MS | $762K | 3 | 30.0% |
| #44 | Colin Ashmore | 1754392 | FARMERS AND MERCHANTS BANK | 543157 | Fulton, MS | $718K | 4 | 33.3% |
| #45 | Tod Cotman | 658279 | CrossCountry Mortgage, LLC | 3029 | Gulfport, MS | $678K | 2 | 20.0% |
| #46 | Christopher Ladner | 64503 | Gulf South Mortgage, LLC | 64470 | Gulfport, MS | $671K | 2 | 9.1% |
| #47 | Gary Anderson | 1376644 | H & R Preferred Services, Inc. | 175490 | Bartlett, TN | $623K | 2 | 13.3% |
| #48 | Thomas Graham | 60699 | The Citizens Bank of Philadelphia | 525308 | Gulfport, MS | $603K | 2 | 18.2% |
| #49 | Charles Jackson | 136376 | Guaranty Bank & Trust Company | 405570 | Senatobia, MS | $596K | 2 | 18.2% |
| #50 | Ashley Brock | 1415554 | Gum Tree Mortgage, LLC | 70653 | Tupelo, MS | $595K | 3 | 27.3% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Mississippi (2024). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/mississippi/top-retention-by-volume/2024
Powered by ChatMMI