Retention champions in Montana in 2024, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Kyle Hanson (Whitefish Credit Union Association, NMLS #1528390), Julie Lapham (Everett Financial, Inc., NMLS #292964), and Colleen Wood (Wood Team Home Mortgage LLC, NMLS #1118454).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Kyle Hanson | 1528390 | Whitefish Credit Union Association | 409281 | — | $7.4M | 9 | 90.0% |
| #2 | Julie Lapham | 292964 | Everett Financial, Inc. | 2129 | Missoula, MT | $4.0M | 7 | 31.8% |
| #3 | Colleen Wood | 1118454 | Wood Team Home Mortgage LLC | 2535756 | Red Lodge, MT | $3.7M | 7 | 53.8% |
| #4 | THOMAS BOYLE | 1518134 | Paramount Residential Mortgage Group, Inc. | 75243 | Corona, CA | $3.6M | 10 | 76.9% |
| #5 | Lyncoln Schrock | 1732594 | TrailWest Bank | 677399 | Kalispell, MT | $3.3M | 8 | 66.7% |
| #6 | Stephen Cooney | 487376 | PrimeLending, A PlainsCapital Company | 13649 | Missoula, MT | $3.2M | 7 | 63.6% |
| #7 | Sara Koelzer | 400361 | Guaranteed Rate, Inc. | 2611 | Bozeman, MT | $2.7M | 3 | 27.3% |
| #8 | David Christensen | 290471 | Mountain Lake Mortgage Corporation | 270653 | Kalispell, MT | $2.6M | 6 | 42.9% |
| #9 | SHANE MCCHESNEY | 298182 | Barrington Bank & Trust Company N.A. | 449042 | Sherman Oaks, CA | $2.6M | 4 | 30.8% |
| #10 | Christine Farrington | 193640 | Edge Home Finance, LLC | 891464 | Las Vegas, NV | $2.4M | 7 | 31.8% |
| #11 | David Boye | 235086 | Black Diamond Mortgage Corporation | 209137 | Whitefish, MT | $2.0M | 3 | 30.0% |
| #12 | Crystal Eckerson | 400351 | Evergreen Moneysource Mortgage Company | 3182 | Helena, MT | $1.8M | 5 | 27.8% |
| #13 | Matthew Rizzolo | 1724580 | Flathead Valley Mortgage LLC | 2258019 | Columbia Falls, MT | $1.7M | 6 | 54.5% |
| #14 | John Baldridge | 1942991 | Prosperity Home Mortgage, LLC | 75164 | Newport Beach, CA | $1.7M | 5 | 45.5% |
| #15 | Mandi LaPierre | 514355 | Citizens Alliance Bank | 791572 | Great Falls, MT | $1.6M | 1 | 10.0% |
| #16 | John McEwen | 1913546 | Montana Educators' Credit Union | 780087 | — | $1.4M | 6 | 40.0% |
| #17 | Sherrie Kitto | 501919 | CMG Mortgage, Inc. | 1820 | Bozeman, MT | $1.3M | 7 | 53.8% |
| #18 | Michelle Felde | 712728 | Stockman Bank of Montana | 440094 | Missoula, MT | $1.3M | 6 | 50.0% |
| #19 | Moriah Lundeen | 193988 | Eagle Bank | 440469 | Polson, MT | $1.3M | 4 | 33.3% |
| #20 | Carolyn Cole | 202131 | Synergy One Lending, Inc. | 1907235 | — | $1.2M | 3 | 21.4% |
| #21 | Shannon O'Hare | 523508 | CrossCountry Mortgage, LLC | 3029 | Bozeman, MT | $1.2M | 2 | 18.2% |
| #22 | Carla Marinko | 526355 | Stockman Bank of Montana | 440094 | Belgrade, MT | $1.1M | 3 | 30.0% |
| #23 | Ian Songer | 1560394 | Altana Federal Credit Union | 417013 | — | $1.0M | 6 | 46.2% |
| #24 | Lindsay Kinniburgh | 339406 | Edge Home Finance, LLC | 891464 | Kalispell, MT | $1.0M | 2 | 16.7% |
| #25 | DeDe Stoner | 250504 | Guild Mortgage Company LLC | 3274 | Billings, MT | $1.0M | 6 | 37.5% |
| #26 | AJ Erb | 1627258 | Altana Federal Credit Union | 417013 | Billings, MT | $976K | 5 | 50.0% |
| #27 | Kelly Duray | 716674 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $965K | 3 | 14.3% |
| #28 | Kamber Kelly | 526357 | CrossCountry Mortgage, LLC | 3029 | Billings, MT | $861K | 2 | 20.0% |
| #29 | Lindsay Lee | 1002501 | Russell Country Federal Credit Union | 421978 | Great Falls, MT | $844K | 9 | 52.9% |
| #30 | Christopher Ackerman | 450337 | Guaranteed Rate, Inc. | 2611 | Billings, MT | $830K | 2 | 13.3% |
| #31 | Cuyler Tonkovich | 846131 | New American Funding, LLC | 6606 | Helena, MT | $769K | 3 | 25.0% |
| #32 | Kayli Steadman | 1319764 | Evergreen Moneysource Mortgage Company | 3182 | Billings, MT | $739K | 3 | 30.0% |
| #33 | Dianne Snedigar | 478583 | Farmers State Bank | 402643 | Stevensville, MT | $722K | 1 | 7.7% |
| #34 | Kaycee Carroll | 716645 | YELLOWSTONE BANK, THE | 403398 | Billings, MT | $699K | 2 | 18.2% |
| #35 | Yvonne Kelly | 523512 | Premier Mortgage Resources, L.L.C. | 1169 | Billings, MT | $690K | 3 | 23.1% |
| #36 | Deanna Felix | 1389503 | Stockman Bank of Montana | 440094 | Missoula, MT | $647K | 5 | 50.0% |
| #37 | Nicole Hanni | 487293 | Guild Mortgage Company LLC | 3274 | Butte, MT | $610K | 4 | 40.0% |
| #38 | Caroline Roy | 271203 | GoPrime Mortgage, Inc. | 69551 | Bozeman, MT | $600K | 1 | 10.0% |
| #39 | Brian Hafner | 1620055 | Lower, LLC | 1124061 | Billings, MT | $552K | 2 | 16.7% |
| #40 | Christopher Dangerfield | 400362 | Fairway Independent Mortgage Corporation | 2289 | Great Falls, MT | $508K | 4 | 17.4% |
| #41 | David Flugge | 729370 | New American Funding, LLC | 6606 | Helena, MT | $458K | 1 | 10.0% |
| #42 | Scott Lucier | 1637174 | loanDepot.com, LLC | 174457 | Boise, ID | $453K | 2 | 13.3% |
| #43 | Stacia Timbrook | 1450914 | Bison Ventures LLC | 2257632 | Missoula, MT | $432K | 2 | 16.7% |
| #44 | AUTUMN MCLEAN | 244589 | Envoy Mortgage Ltd | 6666 | Kalispell, MT | $389K | 2 | 20.0% |
| #45 | Rhonda Jaraczeski | 400359 | Stockman Bank of Montana | 440094 | — | $387K | 1 | 10.0% |
| #46 | Peter edgecomb | 405721 | Evergreen Moneysource Mortgage Company | 3182 | Bozeman, MT | $314K | 1 | 9.1% |
| #47 | Michael Banks | 404629 | Opportunity Bank of Montana | 412554 | Great Falls, MT | $285K | 3 | 18.8% |
| #48 | Tami Hartmann | 523510 | Stockman Bank of Montana | 440094 | Billings, MT | $250K | 1 | 10.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Montana (2024). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/montana/top-retention-by-volume/2024
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