Retention champions in Kentucky in 2024, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Jesse Cronen (Northpointe Bank, NMLS #8821), Larry Swisher (Statewide Mortgage, LLC, NMLS #4568), and JONATHAN TINGLE II (Guardian Savings Bank, NMLS #718170).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jesse Cronen | 8821 | Northpointe Bank | 447490 | Louisville, KY | $13.6M | 35 | 57.4% |
| #2 | Larry Swisher | 4568 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $6.4M | 10 | 45.5% |
| #3 | JONATHAN TINGLE II | 718170 | Guardian Savings Bank | 449474 | Lexington, KY | $5.9M | 24 | 92.3% |
| #4 | ROBERT SUETHOLZ | 718136 | Guardian Savings Bank | 449474 | Ft Wright, KY | $5.8M | 21 | 65.6% |
| #5 | Keith Cullens | 469463 | Kentuckiana Mortgage Group Inc. | 1793085 | Madison, IN | $5.5M | 5 | 45.5% |
| #6 | Billy Holloway | 1489180 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $5.0M | 15 | 65.2% |
| #7 | Craig Stahl | 629706 | American Bank & Trust Company, Inc. | 554114 | Bowling Green, KY | $4.5M | 13 | 54.2% |
| #8 | Jason Lawrence | 52494 | Fairway Independent Mortgage Corporation | 2289 | Louisville, KY | $4.4M | 13 | 38.2% |
| #9 | Lauren Frank | 17848 | Veritas Mortgage LLC | 1967059 | Louisville, KY | $3.9M | 6 | 54.5% |
| #10 | Peiran Sun | 6853 | Sun Lending USA LLC | 1889 | Lexington, KY | $3.7M | 11 | 55.0% |
| #11 | Nikolas Powers | 1459059 | Meade County Bank, Inc. | 469802 | Brandenburg, KY | $3.7M | 11 | 55.0% |
| #12 | Kenneth Flieger | 1474383 | HomeShield Mortgage, LLC | 2516887 | Louisville, KY | $3.5M | 10 | 71.4% |
| #13 | Charles Jolly | 613378 | First State Bank | 460968 | Irvington, KY | $3.5M | 26 | 83.9% |
| #14 | Arthur Gall | 39482 | Able Mortgage, LLC | 39236 | Louisville, KY | $3.3M | 7 | 63.6% |
| #15 | Donald Benningfield | 10031 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $3.1M | 11 | 68.8% |
| #16 | Jeremy Wetzel | 3364 | CrossCountry Mortgage, LLC | 3029 | Louisville, KY | $2.9M | 7 | 43.8% |
| #17 | William Pierce | 38722 | NEXA Mortgage, LLC | 1660690 | Mesa, AZ | $2.6M | 9 | 60.0% |
| #18 | Paul Chambliss | 37502 | Premier Lending, Inc. | 238143 | Elizabethtown, KY | $2.5M | 9 | 42.9% |
| #19 | Joseph Morel | 1517415 | FRANKLIN BANK & TRUST COMPANY | 493995 | Franklin, KY | $2.4M | 7 | 70.0% |
| #20 | Ryan Wheeler | 8981 | United Residential Mortgage, Inc. | 1326012 | Elizabethtown, KY | $2.4M | 8 | 42.1% |
| #21 | Corey Grace | 436478 | CrossCountry Mortgage, LLC | 3029 | Lakeside Park, KY | $2.3M | 7 | 29.2% |
| #22 | Patrick Seiter | 173817 | The Credit Resource, LLC | 1131966 | Burlington, KY | $2.2M | 8 | 38.1% |
| #23 | Ravi Patel | 328529 | Union Home Mortgage Corp. | 2229 | Cincinnati, OH | $2.1M | 7 | 30.4% |
| #24 | Donald Butler | 631052 | First State Bank | 460968 | Irvington, KY | $2.1M | 14 | 77.8% |
| #25 | Christopher Herrick | 170680 | emm loans llc | 2926 | Louisville, KY | $2.0M | 8 | 50.0% |
| #26 | Joshua Price | 51385 | Envoy Mortgage Ltd | 6666 | Louisville, KY | $1.9M | 5 | 27.8% |
| #27 | Stephen Gray | 444059 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $1.9M | 7 | 53.8% |
| #28 | Clarence Hutton II | 19926 | Entrust Mortgage, LLC | 1563530 | Florence, KY | $1.7M | 6 | 35.3% |
| #29 | Megan Wesdorp | 973556 | Victory Mortgage, L.L.C. | 461249 | Erlanger, KY | $1.7M | 8 | 38.1% |
| #30 | Craig Spencer | 59391 | New American Funding, LLC | 6606 | Louisville, KY | $1.6M | 5 | 38.5% |
| #31 | Paul Knopf | 13987 | InterLinc Mortgage Services, LLC | 205696 | Louisville, KY | $1.6M | 6 | 35.3% |
| #32 | David Rankin | 698637 | Innovative Home Loans, LLC | 1063330 | Florence, KY | $1.6M | 4 | 33.3% |
| #33 | Ryan Baxter | 4615 | Statewide Mortgage, LLC | 1304 | Louisville, KY | $1.6M | 6 | 27.3% |
| #34 | Constance Grossman | 785449 | Stock Yards Bank & Trust Company | 433971 | Henderson, KY | $1.6M | 8 | 66.7% |
| #35 | Jonathan Leslie | 66661 | LIBERTY FEDERAL CREDIT UNION | 518136 | Prospect, KY | $1.6M | 2 | 20.0% |
| #36 | Breon Price | 938631 | Swift Home Loans, Inc. | 2075228 | Birmingham, MI | $1.5M | 5 | 45.5% |
| #37 | SUSAN MORGAN | 62825 | Union Home Mortgage Corp. | 2229 | Lakeside Park, KY | $1.5M | 5 | 31.3% |
| #38 | Lucy Hager | 613371 | Meade County Bank, Inc. | 469802 | Flaherty, KY | $1.5M | 8 | 66.7% |
| #39 | Ryan McConnaughy | 37628 | FAIR WAY LENDING LLC | 1308033 | Louisville, KY | $1.5M | 6 | 54.5% |
| #40 | Robert Clifton | 7291 | CrossCountry Mortgage, LLC | 3029 | Louisville, KY | $1.4M | 6 | 28.6% |
| #41 | Kenneth Prost | 63076 | Success Mortgage Partners, Inc. | 130562 | Cold Spring, KY | $1.4M | 8 | 25.8% |
| #42 | Lee Witte | 437373 | FT Funding PLC | 2436863 | Fort Thomas, KY | $1.4M | 4 | 28.6% |
| #43 | Timothy Muffley | 415901 | DESCO FEDERAL CREDIT UNION | 412993 | Ashland, KY | $1.4M | 5 | 50.0% |
| #44 | Matthew Stevens | 1488624 | Ross Mortgage Corporation | 107716 | Glasgow, KY | $1.4M | 5 | 41.7% |
| #45 | Drew Schaefer | 53460 | Borrower Choice Mortgage, Inc | 1316 | Louisville, KY | $1.3M | 6 | 60.0% |
| #46 | Ashley Higdon | 168604 | Lower, LLC | 1124061 | Lebanon, KY | $1.3M | 6 | 42.9% |
| #47 | Ethan Madison | 1543821 | Meade County Bank, Inc. | 469802 | Brandenburg, KY | $1.2M | 7 | 53.8% |
| #48 | bryan wiegandt | 13381 | Rocket Mortgage, LLC | 3030 | Louisville, KY | $1.2M | 3 | 21.4% |
| #49 | CHARLES ELFERS | 718157 | Guardian Savings Bank | 449474 | Fort Thomas, KY | $1.2M | 4 | 36.4% |
| #50 | David Willoughby | 20146 | Ark-La-Tex Financial Services, LLC | 2143 | Lexington, KY | $1.1M | 3 | 30.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Kentucky (2024). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/kentucky/top-retention-by-volume/2024
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