Retention champions in Tennessee in 2024, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Jonathan Sidwell (Old National Bank, NMLS #172230), Kevin Little (Regions Bank, NMLS #1073627), and Pete Zaft (Movement Mortgage, LLC, NMLS #470658).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Jonathan Sidwell | 172230 | Old National Bank | 459308 | Nashville, TN | $10.0M | 18 | 56.3% |
| #2 | Kevin Little | 1073627 | Regions Bank | 174490 | Franklin, TN | $8.4M | 11 | 68.8% |
| #3 | Pete Zaft | 470658 | Movement Mortgage, LLC | 39179 | Franklin, TN | $8.1M | 10 | 45.5% |
| #4 | Mark Rood | 1564850 | Modern Mortgage Lending, Inc. | 1865339 | Franklin, TN | $7.6M | 19 | 38.8% |
| #5 | Gail Fielder | 630557 | Altra Federal Credit Union | 457287 | Onalaska, WI | $7.3M | 17 | 81.0% |
| #6 | CHAD MCGEE | 546460 | Regions Bank | 174490 | Franklin, TN | $6.5M | 12 | 80.0% |
| #7 | Jessica Dillon | 841429 | Altra Federal Credit Union | 457287 | Clarksville, TN | $6.4M | 15 | 48.4% |
| #8 | Kevin Kenerson | 171733 | Lending Hand Mortgage LLC | 152227 | Madison, TN | $6.2M | 13 | 33.3% |
| #9 | George Nash | 476679 | Intercoastal Mortgage, LLC | 56323 | Bonita Springs, FL | $5.5M | 13 | 76.5% |
| #10 | William Winfree | 639189 | Legacy Home Loans, LLC | 1131833 | Nashville, TN | $5.4M | 6 | 26.1% |
| #11 | Steffen Cushing | 938017 | OnPoint Mortgage, LLC | 2295358 | Nashville, TN | $5.3M | 12 | 80.0% |
| #12 | JACQUE BOLER | 183770 | Consumer Credit Union | 410346 | Morristown, TN | $4.5M | 30 | 78.9% |
| #13 | Cory Ramsey | 1985150 | Foundation Mortgage Company, LLC | 1387311 | Knoxville, TN | $4.4M | 6 | 60.0% |
| #14 | John Phillips | 157875 | FIRSTBANK | 472433 | Fairview, TN | $4.1M | 11 | 50.0% |
| #15 | Jennifer-Lyn Douglas | 171388 | Movement Mortgage, LLC | 39179 | Johnson City, TN | $4.0M | 14 | 70.0% |
| #16 | Harlan Holmes | 747382 | Old National Bank | 459308 | Nashville, TN | $3.9M | 13 | 27.1% |
| #17 | Michael Dendy | 1632279 | Edge Home Finance, LLC | 891464 | Franklin, TN | $3.7M | 7 | 53.8% |
| #18 | Michael Brown | 40332 | Churchill Mortgage Corporation | 1591 | Brentwood, TN | $3.7M | 11 | 25.0% |
| #19 | Jay White | 1751071 | Altra Federal Credit Union | 457287 | Clarksville, TN | $3.6M | 7 | 50.0% |
| #20 | Alice Marlar | 97598 | Premier Mortgage Financial, LLC | 64073 | Memphis, TN | $3.5M | 16 | 66.7% |
| #21 | Paul Eldridge | 1040249 | Keystone Mortgage Group LLC | 153790 | Knoxville, TN | $3.3M | 9 | 64.3% |
| #22 | Karen Eglinton | 780370 | Bank of Perry County | 716527 | Hohenwald, TN | $3.3M | 21 | 55.3% |
| #23 | Tonya Esquibel | 188269 | CrossCountry Mortgage, LLC | 3029 | Nashville, TN | $3.3M | 4 | 25.0% |
| #24 | lisa amyx | 4701 | FOUNTAIN CITY FUNDING, INC. | 133884 | Knoxville, TN | $3.3M | 13 | 23.6% |
| #25 | Matthew Glover | 2042935 | American Pacific Mortgage Corporation | 1850 | Mount Juliet, TN | $3.2M | 9 | 81.8% |
| #26 | Adam King | 1390386 | Keystone Mortgage Group LLC | 153790 | Knoxville, TN | $3.2M | 8 | 57.1% |
| #27 | neal Bailes | 182249 | ROBERT C COAKLEY, NEAL T BAILES DBA REAL ESTATE FINANCE GROUP | 176976 | Knoxville, TN | $3.2M | 9 | 52.9% |
| #28 | Clinton Haynes | 177018 | American Pacific Mortgage Corporation | 1850 | Mount Juliet, TN | $3.1M | 8 | 42.1% |
| #29 | daryl decosta | 686705 | FOUNTAIN CITY FUNDING, INC. | 133884 | Knoxville, TN | $3.1M | 13 | 21.7% |
| #30 | Kenneth Locke | 87627 | CrossCountry Mortgage, LLC | 3029 | Newport Beach, CA | $3.1M | 8 | 80.0% |
| #31 | Tim Smith | 104578 | CrossCountry Mortgage, LLC | 3029 | Memphis, TN | $3.0M | 12 | 29.3% |
| #32 | Janine Eliya | 1916056 | Pure Rate Mortgage LLC | 2578474 | Charlotte, NC | $3.0M | 6 | 50.0% |
| #33 | Colt Messer | 1629778 | Thrive Lending LLC | 2191014 | Thompsons Station, TN | $2.9M | 7 | 29.2% |
| #34 | Arturo Jimenez | 302991 | Ross Mortgage Corporation | 107716 | Spring Hill, TN | $2.8M | 8 | 28.6% |
| #35 | Christopher Haynes | 170397 | American Pacific Mortgage Corporation | 1850 | Mount Juliet, TN | $2.8M | 7 | 35.0% |
| #36 | Gabe Whitmer | 1427791 | FIRSTBANK | 472433 | Chattanooga, TN | $2.8M | 10 | 32.3% |
| #37 | Fred Redding | 762954 | Citizens Bank & Trust Company of Grainger County | 423017 | Bean Station, TN | $2.7M | 11 | 78.6% |
| #38 | Gregory DeMars | 384196 | Movement Mortgage, LLC | 39179 | Chattanooga, TN | $2.7M | 5 | 25.0% |
| #39 | Reuben Rogers | 259733 | Atlantic Coast Mortgage, LLC | 643114 | Nashville, TN | $2.6M | 7 | 58.3% |
| #40 | Stacy Flynn | 590220 | Legacy Home Loans, LLC | 1131833 | Nashville, TN | $2.6M | 6 | 12.8% |
| #41 | Gregg Pechmann | 585429 | Ross Mortgage Corporation | 107716 | Johnson City, TN | $2.6M | 10 | 38.5% |
| #42 | Tiffany Walker | 184921 | COUNTYBANK | 462088 | Knoxville, TN | $2.6M | 7 | 41.2% |
| #43 | Armando SanMiguel | 180691 | Ameris Bank | 408099 | Franklin, TN | $2.5M | 6 | 17.1% |
| #44 | Jerry Robertson | 175632 | H & R Preferred Services, Inc. | 175490 | Bartlett, TN | $2.5M | 9 | 45.0% |
| #45 | BRYAN JOHNSON | 1685625 | Primis Mortgage Company | 1894879 | Wilmington, NC | $2.5M | 5 | 41.7% |
| #46 | Jarred Maggart | 613417 | FirstTrust Home Loans, Inc. | 75271 | Hendersonville, TN | $2.4M | 7 | 38.9% |
| #47 | Michael Church | 186187 | Fairway Independent Mortgage Corporation | 2289 | Franklin, TN | $2.4M | 7 | 14.3% |
| #48 | Scott Layden | 164302 | CrossCountry Mortgage, LLC | 3029 | Cleveland, OH | $2.3M | 6 | 37.5% |
| #49 | Shena Cole | 190967 | CMG Mortgage, Inc. | 1820 | Knoxville, TN | $2.3M | 7 | 53.8% |
| #50 | Donald Eden | 184035 | GVC Mortgage, Inc. | 2334 | Pendleton, IN | $2.3M | 8 | 30.8% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Tennessee (2024). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/tennessee/top-retention-by-volume/2024
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