Retention champions in Delaware in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 9, 2026, the top 3 include Nicholas DiEmidio (Pike Creek Mortgage Services, Inc., NMLS #147765), Francis Thornton (Pike Creek Mortgage Services, Inc., NMLS #170347), and Joseph Gensoli (Capital Bank, N.A., NMLS #2093301).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Nicholas DiEmidio | 147765 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $7.5M | 21 | 30.9% |
| #2 | Francis Thornton | 170347 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $5.4M | 18 | 50.0% |
| #3 | Joseph Gensoli | 2093301 | Capital Bank, N.A. | 401599 | Rehoboth Beach, DE | $3.7M | 8 | 66.7% |
| #4 | Sean Foley | 173891 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $3.4M | 9 | 34.6% |
| #5 | Edward Stratton | 1321044 | Luminate Bank | 1281698 | Millsboro, DE | $3.2M | 7 | 14.9% |
| #6 | Joesph Burns | 1249593 | Prosperity Home Mortgage, LLC | 75164 | Hockessin, DE | $3.1M | 8 | 15.1% |
| #7 | James Hagan | 1573585 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $3.1M | 7 | 24.1% |
| #8 | Lori Martin | 119583 | Fairway Independent Mortgage Corporation | 2289 | Bethany Beach, DE | $2.6M | 4 | 28.6% |
| #9 | Danielle McIntosh | 714548 | Pike Creek Mortgage Services, Inc. | 130829 | Dover, DE | $2.5M | 8 | 28.6% |
| #10 | Andrew Englehart | 626684 | Meridian Bank | 462854 | Wilmington, DE | $2.4M | 6 | 60.0% |
| #11 | Janardhan Vangala | 2234508 | TRI VALLEY HOME LOANS LLC | 2114972 | Henderson, NV | $2.4M | 5 | 31.3% |
| #12 | Peter Green | 173121 | CMG Mortgage, Inc. | 1820 | Rehoboth Beach, DE | $2.3M | 4 | 14.8% |
| #13 | Chad Bowers | 147895 | Nation One Mortgage Corporation | 1564450 | Wilmington, DE | $2.2M | 6 | 15.8% |
| #14 | Demetri Charitos | 196445 | think one mortgage inc | 125182 | Milford, DE | $2.2M | 5 | 31.3% |
| #15 | Amy Libonate | 145527 | Delaware Financial Capital Corp. | 128606 | Newark, DE | $2.2M | 8 | 25.8% |
| #16 | Angela Cason | 1384959 | Delaware Financial Capital Corp. | 128606 | Newark, DE | $2.0M | 8 | 29.6% |
| #17 | Amy Lott | 368701 | Keystone Funding, Inc. | 144760 | Dover, DE | $2.0M | 5 | 29.4% |
| #18 | Adam Stuller | 169250 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.9M | 6 | 17.1% |
| #19 | Adam Cornacchio | 732595 | Wilmington Savings Fund Society, FSB | 417673 | Newark, DE | $1.9M | 5 | 12.5% |
| #20 | Jesse McConnell | 183940 | Luminate Bank | 1281698 | Newark, DE | $1.8M | 4 | 25.0% |
| #21 | Louis Centrella | 146337 | Embrace Home Loans, Inc. | 2184 | Wilmington, DE | $1.7M | 4 | 30.8% |
| #22 | Carolyn Smith | 476381 | Guild Mortgage Company LLC | 3274 | Middletown, DE | $1.7M | 5 | 38.5% |
| #23 | Jeffrey Andress | 900021 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Mount Laurel, NJ | $1.7M | 4 | 14.3% |
| #24 | Roland Sorace | 101888 | Moreland Financial Corporation | 55221 | Plymouth Meeting, PA | $1.7M | 4 | 30.8% |
| #25 | Richard Miller | 155674 | Guild Mortgage Company LLC | 3274 | Columbia, MD | $1.6M | 3 | 13.6% |
| #26 | Benjamin Pugh | 141182 | Guild Mortgage Company LLC | 3274 | Middletown, DE | $1.6M | 6 | 37.5% |
| #27 | Robert Cox | 160944 | CMG Mortgage, Inc. | 1820 | Lewes, DE | $1.5M | 4 | 16.7% |
| #28 | Richard Mazzio | 811747 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.5M | 5 | 33.3% |
| #29 | Christopher Patille | 899769 | CrossCountry Mortgage, LLC | 3029 | Wilmington, DE | $1.4M | 4 | 40.0% |
| #30 | Benjamin Besosa | 104565 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.3M | 4 | 16.7% |
| #31 | Domenick Cannatelli | 303367 | New American Funding, LLC | 6606 | Toms River, NJ | $1.3M | 3 | 21.4% |
| #32 | Chrysta Beckous | 1523636 | Embrace Home Loans, Inc. | 2184 | Ocean City, MD | $1.3M | 4 | 28.6% |
| #33 | John Carlson | 235847 | Penn Street Mortgage, LLC | 128354 | West Chester, PA | $1.3M | 3 | 27.3% |
| #34 | Brian Atallian | 136771 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.3M | 5 | 15.2% |
| #35 | Paul Santumo | 476331 | PrimeLending, A PlainsCapital Company | 13649 | Rehoboth Beach, DE | $1.3M | 2 | 14.3% |
| #36 | Steven Menozzi | 697223 | New American Funding, LLC | 6606 | Columbia, MD | $1.2M | 3 | 18.8% |
| #37 | Joseph Krieg | 1605017 | Meridian Bank | 462854 | Wilmington, DE | $1.2M | 4 | 33.3% |
| #38 | Treg Adams | 525378 | Meridian Bank | 462854 | Wilmington, DE | $1.2M | 5 | 33.3% |
| #39 | John Thomas | 38783 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Newark, DE | $1.2M | 5 | 15.2% |
| #40 | Bethani O'Neill | 128874 | Absolute Home Mortgage Corporation | 176743 | Huntingdon Valley, PA | $1.1M | 3 | 15.8% |
| #41 | Toni Wilhite | 155908 | Fairway Independent Mortgage Corporation | 2289 | Hockessin, DE | $1.1M | 2 | 6.5% |
| #42 | Randrew Redick | 162580 | Orange Mortgage LLC | 1904872 | Wilmington, DE | $1.1M | 3 | 25.0% |
| #43 | Anne Vogel Flaherty | 508228 | Prosperity Home Mortgage, LLC | 75164 | Bethany Beach, DE | $1.0M | 2 | 18.2% |
| #44 | Richard Parsons | 447816 | Capital Bank, N.A. | 401599 | Annapolis, MD | $1.0M | 3 | 17.6% |
| #45 | Marysol Lavander | 1922477 | NVR Mortgage Finance, Inc. | 1127 | Bear, DE | $1.0M | 3 | 14.3% |
| #46 | Regan Turnbull | 170493 | Luminate Bank | 1281698 | Minneapolis, MN | $1.0M | 2 | 11.1% |
| #47 | Traci Rizer | 126675 | Atlantic Coast Mortgage, LLC | 643114 | Grasonville, MD | $1.0M | 3 | 11.5% |
| #48 | Larry Knopf | 216620 | THE TURNKEY FOUNDATION INC. | 236669 | McKinney, TX | $964K | 3 | 23.1% |
| #49 | Marc Pierannunzio | 763357 | Whitecap Mortgage Delmarva, LLC. | 2435455 | Camden, DE | $956K | 2 | 15.4% |
| #50 | Fangling Wang | 189290 | Trustin Mortgage Corporation | 1263421 | — | $955K | 3 | 27.3% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Delaware. Powered by MMI public record mortgage production data, accessed October 9, 2026. https://topmortgageoriginators.com/lo-leaderboard/delaware/top-retention-by-volume
Powered by ChatMMI