Retention champions in Delaware in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 7, 2026, the top 3 include Nicholas DiEmidio (Pike Creek Mortgage Services, Inc., NMLS #147765), Francis Thornton (Pike Creek Mortgage Services, Inc., NMLS #170347), and Joesph Burns (Prosperity Home Mortgage, LLC, NMLS #1249593).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Nicholas DiEmidio | 147765 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $6.7M | 19 | 39.6% |
| #2 | Francis Thornton | 170347 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $5.4M | 18 | 72.0% |
| #3 | Joesph Burns | 1249593 | Prosperity Home Mortgage, LLC | 75164 | Hockessin, DE | $3.4M | 9 | 24.3% |
| #4 | Edward Stratton | 1321044 | Luminate Bank | 1281698 | Millsboro, DE | $3.2M | 7 | 21.9% |
| #5 | James Hagan | 1573585 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $3.1M | 7 | 41.2% |
| #6 | Sean Foley | 173891 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $2.5M | 7 | 35.0% |
| #7 | Danielle McIntosh | 714548 | Pike Creek Mortgage Services, Inc. | 130829 | Dover, DE | $2.4M | 7 | 36.8% |
| #8 | Demetri Charitos | 196445 | think one mortgage inc | 125182 | Milford, DE | $2.0M | 4 | 33.3% |
| #9 | Amy Libonate | 145527 | Delaware Financial Capital Corp. | 128606 | Newark, DE | $1.9M | 7 | 33.3% |
| #10 | Angela Cason | 1384959 | Delaware Financial Capital Corp. | 128606 | Newark, DE | $1.8M | 7 | 35.0% |
| #11 | Jesse McConnell | 183940 | Luminate Bank | 1281698 | Newark, DE | $1.8M | 4 | 40.0% |
| #12 | Chad Bowers | 147895 | Nation One Mortgage Corporation | 1564450 | Wilmington, DE | $1.8M | 5 | 19.2% |
| #13 | Jeffrey Andress | 900021 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Mount Laurel, NJ | $1.7M | 4 | 21.1% |
| #14 | Adam Cornacchio | 732595 | Wilmington Savings Fund Society, FSB | 417673 | Newark, DE | $1.6M | 4 | 18.2% |
| #15 | Amy Lott | 368701 | Keystone Funding, Inc. | 144760 | Dover, DE | $1.6M | 4 | 33.3% |
| #16 | Richard Mazzio | 811747 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.5M | 5 | 41.7% |
| #17 | Peter Green | 173121 | CMG Mortgage, Inc. | 1820 | Rehoboth Beach, DE | $1.4M | 2 | 18.2% |
| #18 | Brian Atallian | 136771 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.3M | 5 | 23.8% |
| #19 | Benjamin Pugh | 141182 | Guild Mortgage Company LLC | 3274 | Middletown, DE | $1.3M | 5 | 41.7% |
| #20 | John Thomas | 38783 | Primary Residential Mortgage, Inc. | 3094 | Newark, DE | $1.2M | 5 | 25.0% |
| #21 | Richard Parsons | 447816 | Capital Bank, N.A. | 401599 | Annapolis, MD | $1.0M | 3 | 25.0% |
| #22 | Traci Rizer | 126675 | Atlantic Coast Mortgage, LLC | 643114 | Grasonville, MD | $1.0M | 3 | 15.0% |
| #23 | Benjamin Besosa | 104565 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.0M | 3 | 20.0% |
| #24 | Marc Pierannunzio | 763357 | Whitecap Mortgage Delmarva, LLC. | 2435455 | Camden, DE | $956K | 2 | 18.2% |
| #25 | Richard Miller | 155674 | Guild Mortgage Company LLC | 3274 | Columbia, MD | $953K | 2 | 12.5% |
| #26 | David Brown | 453175 | Wilmington Savings Fund Society, FSB | 417673 | Wilmington, DE | $917K | 3 | 18.8% |
| #27 | Adam Stuller | 169250 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $913K | 3 | 15.0% |
| #28 | Bernard Doherty | 146770 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $896K | 2 | 13.3% |
| #29 | Daniel Premo | 154721 | Meridian Bank | 462854 | Seaford, DE | $794K | 3 | 18.8% |
| #30 | Bethani O'Neill | 128874 | Absolute Home Mortgage Corporation | 176743 | Huntingdon Valley, PA | $754K | 2 | 20.0% |
| #31 | Tracie Baichi | 191507 | Primary Residential Mortgage, Inc. | 3094 | Newark, DE | $739K | 2 | 12.5% |
| #32 | Amanda Broomall | 900029 | Guild Mortgage Company LLC | 3274 | Middletown, DE | $733K | 3 | 27.3% |
| #33 | Marysol Lavander | 1922477 | NVR Mortgage Finance, Inc. | 1127 | Bear, DE | $712K | 2 | 14.3% |
| #34 | Matthew Matz | 144570 | Prosperity Home Mortgage, LLC | 75164 | Newtown Square, PA | $702K | 1 | 10.0% |
| #35 | Scott Dostal | 152048 | S D Mortgage Group, LLC | 2580302 | Lewes, DE | $693K | 2 | 18.2% |
| #36 | John Dilbert | 1741520 | K. Hovnanian American Mortgage, L.L.C. | 3259 | Boynton Beach, FL | $596K | 1 | 5.6% |
| #37 | Toni Wilhite | 155908 | Fairway Independent Mortgage Corporation | 2289 | Hockessin, DE | $540K | 1 | 4.3% |
| #38 | William Klotz | 389599 | Lennar Mortgage, LLC | 1058 | Wayne, PA | $514K | 1 | 7.7% |
| #39 | Patrick McRae | 1371733 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $513K | 2 | 20.0% |
| #40 | JENNIFER MERRICK | 2063146 | CrossCountry Mortgage, LLC | 3029 | Dover, DE | $437K | 1 | 7.7% |
| #41 | Robert Cox | 160944 | CMG Mortgage, Inc. | 1820 | Lewes, DE | $434K | 2 | 11.8% |
| #42 | Stephen Janocha | 732613 | Affordable Mortgage Advisors, LLC | 139164 | Pittsburgh, PA | $335K | 1 | 6.7% |
| #43 | Natasha Troubetaris | 966773 | Whitecap Mortgage Delmarva, LLC. | 2435455 | Camden, DE | $315K | 1 | 10.0% |
| #44 | Mark Makowski | 1074376 | Prosperity Home Mortgage, LLC | 75164 | Greenville, DE | $289K | 1 | 7.7% |
| #45 | Laura Ortiz | 1593106 | NVR Mortgage Finance, Inc. | 1127 | Dagsboro, DE | $286K | 1 | 6.7% |
| #46 | Sean Emler | 1514978 | NVR Mortgage Finance, Inc. | 1127 | Dagsboro, DE | $275K | 1 | 7.1% |
| #47 | Julia Sten | 459815 | American Pacific Mortgage Corporation | 1850 | Wilmington, DE | $266K | 1 | 8.3% |
| #48 | Bobbie King | 1916983 | Dover Federal Credit Union | 469346 | Dover, DE | $196K | 3 | 30.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Delaware. Powered by MMI public record mortgage production data, accessed July 7, 2026. https://topmortgageoriginators.com/lo-leaderboard/delaware/top-retention-by-volume
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