Retention champions in Indiana in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 7, 2026, the top 3 include Thomas Faille (Ixonia Bank, NMLS #543277), Carrie Johnston (Winterwood Mortgage Group, LLC, NMLS #60874), and Kyle O'Keefe (CrossCountry Mortgage, LLC, NMLS #158077).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Thomas Faille | 543277 | Ixonia Bank | 423065 | Brookfield, WI | $9.3M | 33 | 73.3% |
| #2 | Carrie Johnston | 60874 | Winterwood Mortgage Group, LLC | 122171 | Greenwood, IN | $8.4M | 31 | 79.5% |
| #3 | Kyle O'Keefe | 158077 | CrossCountry Mortgage, LLC | 3029 | Fishers, IN | $6.9M | 27 | 71.1% |
| #4 | Tyler Cartmel | 7540 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | — | $6.1M | 19 | 45.2% |
| #5 | Mark Kuchik | 139563 | CrossCountry Mortgage, LLC | 3029 | Carmel, IN | $5.9M | 17 | 63.0% |
| #6 | Ashley Ingram | 1327713 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $5.8M | 17 | 77.3% |
| #7 | Chad Fallis | 292827 | CrossCountry Mortgage, LLC | 3029 | Carmel, IN | $5.6M | 16 | 69.6% |
| #8 | Tracy Harding | 172796 | MJW Financial LLC | 199907 | Indianapolis, IN | $5.1M | 16 | 72.7% |
| #9 | Garrett Litke | 2110271 | Fairway Independent Mortgage Corporation | 2289 | Valparaiso, IN | $4.8M | 13 | 86.7% |
| #10 | Chad Crile | 1562657 | Fairway Independent Mortgage Corporation | 2289 | Crown Point, IN | $4.8M | 11 | 47.8% |
| #11 | Mikim Phan | 1709910 | Phan, Mikim | 1709861 | Carmel, IN | $4.6M | 10 | 90.9% |
| #12 | Mack Howell | 362121 | First Community Mortgage, Inc. | 629700 | Carmel, IN | $4.4M | 11 | 61.1% |
| #13 | Jyotsna Chandra | 604000 | Old National Bank | 459308 | Indianapolis, IN | $4.2M | 6 | 46.2% |
| #14 | Jon Knight | 175955 | Fairway Independent Mortgage Corporation | 2289 | Carmel, IN | $4.0M | 9 | 45.0% |
| #15 | Nicholas Boucher | 1064332 | Ruoff Mortgage Company, Inc. | 141868 | Fort Wayne, IN | $3.9M | 13 | 52.0% |
| #16 | Julia Moore | 399947 | First Federal Savings Bank | 399927 | Rochester, IN | $3.9M | 9 | 45.0% |
| #17 | Austin Bowman | 525358 | Guild Mortgage Company LLC | 3274 | Fishers, IN | $3.8M | 9 | 47.4% |
| #18 | Michelle Jacinto | 209470 | Direct Mortgage Loans, LLC | 832799 | Saint John, IN | $3.7M | 14 | 31.1% |
| #19 | Kevin Fortriede | 1179707 | Union Savings Bank | 446047 | Fort Wayne, IN | $3.7M | 13 | 76.5% |
| #20 | Shelly Manzenberger | 1756239 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $3.7M | 17 | 81.0% |
| #21 | Richard Davis | 1866591 | Sullivan Home Loans, LLC | 2539836 | Bedford, IN | $3.7M | 11 | 55.0% |
| #22 | Andrew Sweeney | 1843425 | GVC Mortgage, Inc. | 2334 | Whiteland, IN | $3.6M | 8 | 72.7% |
| #23 | Jeremy Gorelick | 655170 | Peoples Bank | 512564 | Schererville, IN | $3.6M | 6 | 54.5% |
| #24 | Jason Everette | 1208653 | CMG Mortgage, Inc. | 1820 | West Lafayette, IN | $3.5M | 14 | 40.0% |
| #25 | Michael Frantz | 110316 | Ruoff Mortgage Company, Inc. | 141868 | Indianapolis, IN | $3.3M | 8 | 38.1% |
| #26 | Elyse Beebe | 1241131 | Indiana University Credit Union | 415754 | Bloomington, IN | $3.3M | 11 | 61.1% |
| #27 | Matthew Davis | 525371 | Union Home Mortgage Corp. | 2229 | Indianapolis, IN | $3.3M | 10 | 55.6% |
| #28 | John Murphy | 216405 | MJW Financial LLC | 199907 | Indianapolis, IN | $3.3M | 7 | 33.3% |
| #29 | Tiffany McIntosh | 414040 | Fifth Third Bank, National Association | 403245 | Fort Wayne, IN | $3.3M | 15 | 39.5% |
| #30 | Aaron Campbell | 134888 | SPECTRUM MORTGAGE SERVICES LLC | 134866 | Carmel, IN | $3.3M | 7 | 70.0% |
| #31 | William Losh | 555765 | FORUM Credit Union | 469848 | Fishers, IN | $3.2M | 12 | 46.2% |
| #32 | Steven Riha | 664588 | Union Savings Bank | 446047 | Indianapolis, IN | $3.1M | 10 | 71.4% |
| #33 | Brett Boston | 664559 | Union Savings Bank | 446047 | Indianapolis, IN | $3.0M | 6 | 35.3% |
| #34 | Jeremy Flatter | 555769 | FORUM Credit Union | 469848 | Fishers, IN | $3.0M | 11 | 50.0% |
| #35 | Austin Logue | 655234 | Peoples Bank | 512564 | Munster, IN | $3.0M | 7 | 53.8% |
| #36 | Mark Lewin | 525366 | Guild Mortgage Company LLC | 3274 | Fishers, IN | $3.0M | 11 | 40.7% |
| #37 | Eric Flores | 149587 | NATIONS LENDING CORPORATION | 32416 | Fort Wayne, IN | $3.0M | 10 | 62.5% |
| #38 | Phillip Lillge | 967760 | Flat Branch Mortgage, Inc. | 224149 | Fishers, IN | $3.0M | 9 | 50.0% |
| #39 | Crystal Wilson | 137742 | CME Lending Group LLC | 1248883 | Chesterton, IN | $3.0M | 10 | 41.7% |
| #40 | Heather Neuner | 1226172 | Fairway Independent Mortgage Corporation | 2289 | Greenwood, IN | $2.9M | 9 | 52.9% |
| #41 | Brandy Jones | 1607230 | Union Home Mortgage Corp. | 2229 | — | $2.9M | 11 | 73.3% |
| #42 | Keaghan Will | 151419 | State Bank and Trust Company, The | 403044 | Zionsville, IN | $2.9M | 6 | 40.0% |
| #43 | Jamie Freeze | 1580657 | Ruoff Mortgage Company, Inc. | 141868 | Fort Wayne, IN | $2.9M | 10 | 58.8% |
| #44 | Jordan Reichmann | 1383159 | Fairway Independent Mortgage Corporation | 2289 | Indianapolis, IN | $2.9M | 6 | 54.5% |
| #45 | Austin Smith | 262571 | Fairway Independent Mortgage Corporation | 2289 | Greenwood, IN | $2.8M | 8 | 32.0% |
| #46 | Ryan Stambaugh | 1619589 | Union Home Mortgage Corp. | 2229 | Carmel, IN | $2.7M | 6 | 50.0% |
| #47 | Bradley Smith | 139830 | Fairway Independent Mortgage Corporation | 2289 | Fishers, IN | $2.7M | 8 | 25.8% |
| #48 | Bradley Sea | 425420 | Kentuckiana Mortgage Group Inc. | 1793085 | Louisville, KY | $2.7M | 6 | 50.0% |
| #49 | Michael Morin | 141113 | Dynamic Mortgage Solutions, LLC | 140751 | South Bend, IN | $2.7M | 10 | 90.9% |
| #50 | Adam Fusselman | 658008 | The Bippus State Bank | 631974 | Huntington, IN | $2.7M | 6 | 24.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Indiana. Powered by MMI public record mortgage production data, accessed July 7, 2026. https://topmortgageoriginators.com/lo-leaderboard/indiana/top-retention-by-volume
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