Retention champions in Indiana in 2026 so far, ranked by total volume. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 9, 2026, the top 3 include Carrie Johnston (Winterwood Mortgage Group, LLC, NMLS #60874), Thomas Faille (Ixonia Bank, NMLS #543277), and Kyle O'Keefe (CrossCountry Mortgage, LLC, NMLS #158077).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Carrie Johnston | 60874 | Winterwood Mortgage Group, LLC | 122171 | Greenwood, IN | $10.5M | 38 | 80.9% |
| #2 | Thomas Faille | 543277 | Ixonia Bank | 423065 | Brookfield, WI | $10.2M | 37 | 63.8% |
| #3 | Kyle O'Keefe | 158077 | CrossCountry Mortgage, LLC | 3029 | Fishers, IN | $8.2M | 33 | 73.3% |
| #4 | Chad Fallis | 292827 | CrossCountry Mortgage, LLC | 3029 | Carmel, IN | $8.2M | 26 | 74.3% |
| #5 | Mikim Phan | 1709910 | Phan, Mikim | 1709861 | Carmel, IN | $7.7M | 14 | 87.5% |
| #6 | Ashley Ingram | 1327713 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $7.3M | 26 | 76.5% |
| #7 | Tyler Cartmel | 7540 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | — | $7.3M | 23 | 36.5% |
| #8 | Tracy Harding | 172796 | MJW Financial LLC | 199907 | Indianapolis, IN | $6.7M | 19 | 65.5% |
| #9 | Mark Kuchik | 139563 | CrossCountry Mortgage, LLC | 3029 | Carmel, IN | $6.3M | 19 | 59.4% |
| #10 | Michelle Jacinto | 209470 | Direct Mortgage Loans, LLC | 832799 | Saint John, IN | $5.6M | 20 | 27.8% |
| #11 | Tiffany McIntosh | 414040 | Fifth Third Bank, National Association | 403245 | Fort Wayne, IN | $4.9M | 20 | 40.0% |
| #12 | Julia Moore | 399947 | First Federal Savings Bank | 399927 | Rochester, IN | $4.8M | 12 | 44.4% |
| #13 | Garrett Litke | 2110271 | Fairway Independent Mortgage Corporation | 2289 | Valparaiso, IN | $4.8M | 13 | 76.5% |
| #14 | Chad Crile | 1562657 | Fairway Independent Mortgage Corporation | 2289 | Crown Point, IN | $4.8M | 11 | 36.7% |
| #15 | Richard Davis | 1866591 | Sullivan Home Loans, LLC | 2539836 | Bedford, IN | $4.8M | 15 | 55.6% |
| #16 | Matthew Davis | 525371 | Union Home Mortgage Corp. | 2229 | Indianapolis, IN | $4.7M | 14 | 43.8% |
| #17 | Shelly Manzenberger | 1756239 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $4.7M | 23 | 76.7% |
| #18 | Mack Howell | 362121 | First Community Mortgage, Inc. | 629700 | Carmel, IN | $4.7M | 12 | 54.5% |
| #19 | Austin Smith | 262571 | Fairway Independent Mortgage Corporation | 2289 | Greenwood, IN | $4.6M | 12 | 33.3% |
| #20 | Alana Foster | 1326520 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $4.5M | 17 | 50.0% |
| #21 | Kevin Fortriede | 1179707 | Union Savings Bank | 446047 | Fort Wayne, IN | $4.5M | 16 | 66.7% |
| #22 | Adam Fusselman | 658008 | The Bippus State Bank | 631974 | Huntington, IN | $4.3M | 11 | 25.0% |
| #23 | Heather Neuner | 1226172 | Fairway Independent Mortgage Corporation | 2289 | Greenwood, IN | $4.2M | 12 | 54.5% |
| #24 | Jyotsna Chandra | 604000 | Old National Bank | 459308 | Indianapolis, IN | $4.2M | 6 | 42.9% |
| #25 | Benjamin Poehler | 1599080 | Three Rivers Federal Credit Union | 556303 | Fort Wayne, IN | $4.1M | 10 | 66.7% |
| #26 | Jon Knight | 175955 | Fairway Independent Mortgage Corporation | 2289 | Carmel, IN | $4.0M | 9 | 45.0% |
| #27 | Michelle Adrian | 1014947 | FORUM Credit Union | 469848 | Fishers, IN | $3.9M | 15 | 42.9% |
| #28 | Elyse Beebe | 1241131 | Indiana University Credit Union | 415754 | Bloomington, IN | $3.9M | 14 | 45.2% |
| #29 | Jason Everette | 1208653 | CMG Mortgage, Inc. | 1820 | West Lafayette, IN | $3.9M | 15 | 32.6% |
| #30 | Nicholas Boucher | 1064332 | Ruoff Mortgage Company, Inc. | 141868 | Fort Wayne, IN | $3.9M | 13 | 48.1% |
| #31 | Brett Boston | 664559 | Union Savings Bank | 446047 | Indianapolis, IN | $3.8M | 7 | 36.8% |
| #32 | Steven Riha | 664588 | Union Savings Bank | 446047 | Indianapolis, IN | $3.8M | 12 | 70.6% |
| #33 | Michael Frantz | 110316 | Ruoff Mortgage Company, Inc. | 141868 | Indianapolis, IN | $3.8M | 9 | 40.9% |
| #34 | Jeremy Flatter | 555769 | FORUM Credit Union | 469848 | Fishers, IN | $3.8M | 13 | 44.8% |
| #35 | Austin Bowman | 525358 | Guild Mortgage Company LLC | 3274 | Fishers, IN | $3.8M | 9 | 37.5% |
| #36 | Jeffrey Dettelbach | 130498 | Fairway Independent Mortgage Corporation | 2289 | Indianapolis, IN | $3.7M | 9 | 39.1% |
| #37 | Jeff Busselberg | 129511 | Diamond Mortgage, LLC | 115911 | McCordsville, IN | $3.7M | 9 | 69.2% |
| #38 | Ryan Baumann | 664555 | Union Savings Bank | 446047 | Greenwood, IN | $3.7M | 14 | 53.8% |
| #39 | Mark Lewin | 525366 | Guild Mortgage Company LLC | 3274 | Fishers, IN | $3.7M | 14 | 37.8% |
| #40 | Eric Flores | 149587 | NATIONS LENDING CORPORATION | 32416 | Fort Wayne, IN | $3.7M | 12 | 60.0% |
| #41 | Seth Hensley | 1857367 | Hensley Mortgage LLC | 2651168 | Indianapolis, IN | $3.6M | 10 | 90.9% |
| #42 | Andrew Sweeney | 1843425 | GVC Mortgage, Inc. | 2334 | Whiteland, IN | $3.6M | 8 | 47.1% |
| #43 | Jeremy Gorelick | 655170 | Peoples Bank | 512564 | Schererville, IN | $3.6M | 6 | 50.0% |
| #44 | Crystal Wilson | 137742 | CME Lending Group LLC | 1248883 | Chesterton, IN | $3.6M | 12 | 44.4% |
| #45 | Gyanendra Srivastava | 287055 | Barrett Financial Group, L.L.C. | 181106 | Chandler, AZ | $3.5M | 11 | 100.0% |
| #46 | Brandy Garcia | 1607230 | Union Home Mortgage Corp. | 2229 | — | $3.5M | 13 | 61.9% |
| #47 | Bryan Schoch | 1872589 | Union Savings Bank | 446047 | Greenwood, IN | $3.5M | 10 | 76.9% |
| #48 | Keaghan Will | 151419 | State Bank and Trust Company, The | 403044 | Zionsville, IN | $3.5M | 9 | 45.0% |
| #49 | Aaron Campbell | 134888 | SPECTRUM MORTGAGE SERVICES LLC | 134866 | Carmel, IN | $3.5M | 8 | 44.4% |
| #50 | John Murphy | 216405 | MJW Financial LLC | 199907 | Indianapolis, IN | $3.3M | 7 | 25.9% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Volume — Indiana. Powered by MMI public record mortgage production data, accessed October 9, 2026. https://topmortgageoriginators.com/lo-leaderboard/indiana/top-retention-by-volume
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