Retention champions in Indiana in 2026 so far, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 9, 2026, the top 3 include Carrie Johnston (Winterwood Mortgage Group, LLC, NMLS #60874), Thomas Faille (Ixonia Bank, NMLS #543277), and Kyle O'Keefe (CrossCountry Mortgage, LLC, NMLS #158077).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Carrie Johnston | 60874 | Winterwood Mortgage Group, LLC | 122171 | Greenwood, IN | $10.5M | 38 | 80.9% |
| #2 | Thomas Faille | 543277 | Ixonia Bank | 423065 | Brookfield, WI | $10.2M | 37 | 63.8% |
| #3 | Kyle O'Keefe | 158077 | CrossCountry Mortgage, LLC | 3029 | Fishers, IN | $8.2M | 33 | 73.3% |
| #4 | Chad Fallis | 292827 | CrossCountry Mortgage, LLC | 3029 | Carmel, IN | $8.2M | 26 | 74.3% |
| #4 | Ashley Ingram | 1327713 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $7.3M | 26 | 76.5% |
| #6 | Tyler Cartmel | 7540 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | — | $7.3M | 23 | 36.5% |
| #6 | Shelly Manzenberger | 1756239 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $4.7M | 23 | 76.7% |
| #8 | Michelle Jacinto | 209470 | Direct Mortgage Loans, LLC | 832799 | Saint John, IN | $5.6M | 20 | 27.8% |
| #8 | Tiffany McIntosh | 414040 | Fifth Third Bank, National Association | 403245 | Fort Wayne, IN | $4.9M | 20 | 40.0% |
| #10 | Mark Kuchik | 139563 | CrossCountry Mortgage, LLC | 3029 | Carmel, IN | $6.3M | 19 | 59.4% |
| #10 | Tracy Harding | 172796 | MJW Financial LLC | 199907 | Indianapolis, IN | $6.7M | 19 | 65.5% |
| #12 | Alana Foster | 1326520 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $4.5M | 17 | 50.0% |
| #13 | Craig thompson | 278106 | Union Home Mortgage Corp. | 2229 | Middletown, IN | $2.9M | 16 | 64.0% |
| #13 | Kevin Fortriede | 1179707 | Union Savings Bank | 446047 | Fort Wayne, IN | $4.5M | 16 | 66.7% |
| #13 | Bethanna Beatty | 746252 | First Financial Bank | 619717 | Richmond, IN | $1.2M | 16 | 59.3% |
| #13 | Renee Miller | 1897324 | Three Rivers Federal Credit Union | 556303 | Richmond, IN | $2.4M | 16 | 57.1% |
| #17 | Michelle Adrian | 1014947 | FORUM Credit Union | 469848 | Fishers, IN | $3.9M | 15 | 42.9% |
| #17 | Richard Davis | 1866591 | Sullivan Home Loans, LLC | 2539836 | Bedford, IN | $4.8M | 15 | 55.6% |
| #17 | Jason Everette | 1208653 | CMG Mortgage, Inc. | 1820 | West Lafayette, IN | $3.9M | 15 | 32.6% |
| #17 | Alyssa Jay | 1683887 | Three Rivers Federal Credit Union | 556303 | Fort Wayne, IN | $2.3M | 15 | 44.1% |
| #21 | Mikim Phan | 1709910 | Phan, Mikim | 1709861 | Carmel, IN | $7.7M | 14 | 87.5% |
| #21 | Mark Lewin | 525366 | Guild Mortgage Company LLC | 3274 | Fishers, IN | $3.7M | 14 | 37.8% |
| #21 | Ryan Baumann | 664555 | Union Savings Bank | 446047 | Greenwood, IN | $3.7M | 14 | 53.8% |
| #21 | Matthew Davis | 525371 | Union Home Mortgage Corp. | 2229 | Indianapolis, IN | $4.7M | 14 | 43.8% |
| #21 | Elyse Beebe | 1241131 | Indiana University Credit Union | 415754 | Bloomington, IN | $3.9M | 14 | 45.2% |
| #26 | Robert Morris | 137192 | Milestone Mortgage, Inc. | 136714 | Carmel, IN | $3.3M | 13 | 81.3% |
| #26 | M Nicholson | 740373 | Grant County State Bank | 402154 | Swayzee, IN | $1.9M | 13 | 44.8% |
| #26 | Andrew Stephenson | 1559911 | JLB Corporation | 114937 | Saint Louis, MO | $3.3M | 13 | 65.0% |
| #26 | Garrett Litke | 2110271 | Fairway Independent Mortgage Corporation | 2289 | Valparaiso, IN | $4.8M | 13 | 76.5% |
| #26 | William Losh | 555765 | FORUM Credit Union | 469848 | Fishers, IN | $3.2M | 13 | 37.1% |
| #26 | Jeremy Flatter | 555769 | FORUM Credit Union | 469848 | Fishers, IN | $3.8M | 13 | 44.8% |
| #26 | Brandy Garcia | 1607230 | Union Home Mortgage Corp. | 2229 | — | $3.5M | 13 | 61.9% |
| #26 | Leanne Murray | 525350 | Union Home Mortgage Corp. | 2229 | Crown Point, IN | $2.4M | 13 | 35.1% |
| #26 | Nicholas Boucher | 1064332 | Ruoff Mortgage Company, Inc. | 141868 | Fort Wayne, IN | $3.9M | 13 | 48.1% |
| #26 | Mark Barclay | 812412 | LNB Community Bank | 811379 | Boonville, IN | $1.5M | 13 | 61.9% |
| #26 | Amanda Stroup | 1113879 | FIRST FEDERAL SAVINGS BANK | 407787 | Huntington, IN | $2.6M | 13 | 61.9% |
| #37 | Michael Morin | 141113 | Dynamic Mortgage Solutions, LLC | 140751 | South Bend, IN | $3.2M | 12 | 85.7% |
| #37 | Julia Moore | 399947 | First Federal Savings Bank | 399927 | Rochester, IN | $4.8M | 12 | 44.4% |
| #37 | Crystal Wilson | 137742 | CME Lending Group LLC | 1248883 | Chesterton, IN | $3.6M | 12 | 44.4% |
| #37 | Austin Smith | 262571 | Fairway Independent Mortgage Corporation | 2289 | Greenwood, IN | $4.6M | 12 | 33.3% |
| #37 | Steven Riha | 664588 | Union Savings Bank | 446047 | Indianapolis, IN | $3.8M | 12 | 70.6% |
| #37 | Heather Neuner | 1226172 | Fairway Independent Mortgage Corporation | 2289 | Greenwood, IN | $4.2M | 12 | 54.5% |
| #37 | Eric Flores | 149587 | NATIONS LENDING CORPORATION | 32416 | Fort Wayne, IN | $3.7M | 12 | 60.0% |
| #37 | Mack Howell | 362121 | First Community Mortgage, Inc. | 629700 | Carmel, IN | $4.7M | 12 | 54.5% |
| #45 | Chad Crile | 1562657 | Fairway Independent Mortgage Corporation | 2289 | Crown Point, IN | $4.8M | 11 | 36.7% |
| #45 | Jamie Freeze | 1580657 | Ruoff Mortgage Company, Inc. | 141868 | Fort Wayne, IN | $2.9M | 11 | 50.0% |
| #45 | Gyanendra Srivastava | 287055 | Barrett Financial Group, L.L.C. | 181106 | Chandler, AZ | $3.5M | 11 | 100.0% |
| #45 | Brian Banks | 262852 | Notre Dame Federal Credit Union | 405299 | Notre Dame, IN | $1.7M | 11 | 64.7% |
| #45 | Adam Fusselman | 658008 | The Bippus State Bank | 631974 | Huntington, IN | $4.3M | 11 | 25.0% |
| #45 | Alan Fischer | 1851528 | Grant County State Bank | 402154 | Marion, IN | $660K | 11 | 73.3% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Indiana. Powered by MMI public record mortgage production data, accessed October 9, 2026. https://topmortgageoriginators.com/lo-leaderboard/indiana/top-retention-by-units
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