Retention champions in Indiana in 2026 so far, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 7, 2026, the top 3 include Thomas Faille (Ixonia Bank, NMLS #543277), Carrie Johnston (Winterwood Mortgage Group, LLC, NMLS #60874), and Kyle O'Keefe (CrossCountry Mortgage, LLC, NMLS #158077).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Thomas Faille | 543277 | Ixonia Bank | 423065 | Brookfield, WI | $8.1M | 29 | 69.0% |
| #2 | Carrie Johnston | 60874 | Winterwood Mortgage Group, LLC | 122171 | Greenwood, IN | $6.6M | 26 | 72.2% |
| #2 | Kyle O'Keefe | 158077 | CrossCountry Mortgage, LLC | 3029 | Fishers, IN | $6.8M | 26 | 74.3% |
| #4 | Tyler Cartmel | 7540 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | — | $5.6M | 18 | 45.0% |
| #5 | Mark Kuchik | 139563 | CrossCountry Mortgage, LLC | 3029 | Carmel, IN | $5.9M | 17 | 63.0% |
| #6 | Shelly Manzenberger | 1756239 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $3.3M | 16 | 88.9% |
| #6 | Ashley Ingram | 1327713 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $5.6M | 16 | 88.9% |
| #8 | Chad Fallis | 292827 | CrossCountry Mortgage, LLC | 3029 | Carmel, IN | $5.4M | 15 | 71.4% |
| #9 | Tiffany McIntosh | 414040 | Fifth Third Bank, National Association | 403245 | Fort Wayne, IN | $3.3M | 14 | 40.0% |
| #10 | Craig thompson | 278106 | Union Home Mortgage Corp. | 2229 | Middletown, IN | $2.5M | 13 | 72.2% |
| #10 | Garrett Litke | 2110271 | Fairway Independent Mortgage Corporation | 2289 | Valparaiso, IN | $4.8M | 13 | 81.3% |
| #10 | Michelle Jacinto | 209470 | Direct Mortgage Loans, LLC | 832799 | Saint John, IN | $3.4M | 13 | 31.7% |
| #13 | Tracy Harding | 172796 | MJW Financial LLC | 199907 | Indianapolis, IN | $3.8M | 12 | 66.7% |
| #13 | Nicholas Boucher | 1064332 | Ruoff Mortgage Company, Inc. | 141868 | Fort Wayne, IN | $3.9M | 12 | 52.2% |
| #13 | Kevin Fortriede | 1179707 | Union Savings Bank | 446047 | Fort Wayne, IN | $3.4M | 12 | 75.0% |
| #16 | William Losh | 555765 | FORUM Credit Union | 469848 | Fishers, IN | $2.9M | 11 | 45.8% |
| #16 | Jeremy Flatter | 555769 | FORUM Credit Union | 469848 | Fishers, IN | $3.0M | 11 | 55.0% |
| #16 | Renee Miller | 1897324 | Three Rivers Federal Credit Union | 556303 | Richmond, IN | $1.4M | 11 | 61.1% |
| #19 | Richard Davis | 1866591 | Sullivan Home Loans, LLC | 2539836 | Bedford, IN | $3.0M | 10 | 52.6% |
| #19 | Alyssa Jay | 1683887 | Three Rivers Federal Credit Union | 556303 | Fort Wayne, IN | $1.4M | 10 | 45.5% |
| #19 | Eric Flores | 149587 | NATIONS LENDING CORPORATION | 32416 | Fort Wayne, IN | $3.0M | 10 | 62.5% |
| #19 | Chad Crile | 1562657 | Fairway Independent Mortgage Corporation | 2289 | Crown Point, IN | $4.2M | 10 | 50.0% |
| #19 | Brandy Jones | 1607230 | Union Home Mortgage Corp. | 2229 | — | $2.8M | 10 | 76.9% |
| #19 | Jamie Freeze | 1580657 | Ruoff Mortgage Company, Inc. | 141868 | Fort Wayne, IN | $2.9M | 10 | 66.7% |
| #19 | Elyse Beebe | 1241131 | Indiana University Credit Union | 415754 | Bloomington, IN | $3.0M | 10 | 55.6% |
| #19 | Crystal Wilson | 137742 | CME Lending Group LLC | 1248883 | Chesterton, IN | $3.0M | 10 | 41.7% |
| #27 | Alana Foster | 1326520 | Bedford Federal Savings Bank | 402489 | Bedford, IN | $2.1M | 9 | 50.0% |
| #27 | Jodona Young | 20787 | KeyBank National Association | 399797 | Anderson, IN | $1.4M | 9 | 75.0% |
| #27 | Robert Roseboom | 740973 | Purdue Federal Credit Union | 417214 | West Lafayette, IN | $2.5M | 9 | 52.9% |
| #27 | Christopher Cannon | 1112272 | Ruoff Mortgage Company, Inc. | 141868 | Carmel, IN | $2.2M | 9 | 45.0% |
| #27 | Julia Moore | 399947 | First Federal Savings Bank | 399927 | Rochester, IN | $3.9M | 9 | 42.9% |
| #27 | Austin Bowman | 525358 | Guild Mortgage Company LLC | 3274 | Fishers, IN | $3.8M | 9 | 47.4% |
| #27 | Mikim Phan | 1709910 | Phan, Mikim | 1709861 | Carmel, IN | $4.3M | 9 | 90.0% |
| #27 | Jason Everette | 1208653 | CMG Mortgage, Inc. | 1820 | West Lafayette, IN | $2.2M | 9 | 33.3% |
| #27 | Mark Lewin | 525366 | Guild Mortgage Company LLC | 3274 | Fishers, IN | $2.5M | 9 | 37.5% |
| #27 | RYAN EBERHARDT | 260832 | DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 186805 | Valparaiso, IN | $2.0M | 9 | 31.0% |
| #27 | Bethanna Beatty | 746252 | First Financial Bank | 619717 | Richmond, IN | $952K | 9 | 56.3% |
| #27 | Nichole Beem | 546614 | Regions Bank | 174490 | Frankfort, IN | $2.2M | 9 | 50.0% |
| #27 | Matthew Davis | 525371 | Union Home Mortgage Corp. | 2229 | Indianapolis, IN | $2.8M | 9 | 50.0% |
| #40 | Austin Smith | 262571 | Fairway Independent Mortgage Corporation | 2289 | Greenwood, IN | $2.8M | 8 | 29.6% |
| #40 | Jon Knight | 175955 | Fairway Independent Mortgage Corporation | 2289 | Carmel, IN | $3.7M | 8 | 40.0% |
| #40 | Seth Bennett | 938187 | V.I.P. Mortgage, Inc. | 145502 | Fort Wayne, IN | $2.1M | 8 | 34.8% |
| #40 | Jessica Vazquez | 1059511 | Notre Dame Federal Credit Union | 405299 | Mishawaka, IN | $1.9M | 8 | 61.5% |
| #40 | Sam Weaver | 61429 | Mortgage Masters of Indiana, Inc. | 126673 | Evansville, IN | $1.6M | 8 | 66.7% |
| #40 | Phillip Lillge | 967760 | Flat Branch Mortgage, Inc. | 224149 | Fishers, IN | $2.6M | 8 | 44.4% |
| #40 | Andrew Sweeney | 1843425 | GVC Mortgage, Inc. | 2334 | Whiteland, IN | $3.6M | 8 | 72.7% |
| #40 | Jami Smith | 1061243 | The Bippus State Bank | 631974 | Roanoke, IN | $1.8M | 8 | 80.0% |
| #40 | Michael Frantz | 110316 | Ruoff Mortgage Company, Inc. | 141868 | Indianapolis, IN | $3.3M | 8 | 44.4% |
| #40 | Heather Neuner | 1226172 | Fairway Independent Mortgage Corporation | 2289 | Greenwood, IN | $2.3M | 8 | 50.0% |
| #40 | Bradley Smith | 139830 | Fairway Independent Mortgage Corporation | 2289 | Fishers, IN | $2.7M | 8 | 25.8% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Indiana. Powered by MMI public record mortgage production data, accessed July 7, 2026. https://topmortgageoriginators.com/lo-leaderboard/indiana/top-retention-by-units
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