Retention champions in Delaware in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Laura Mestro (loanDepot.com, LLC, NMLS #524435), Nicholas DiEmidio (Pike Creek Mortgage Services, Inc., NMLS #147765), and Deborah Shrubb (County Bank, NMLS #430438).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Laura Mestro | 524435 | loanDepot.com, LLC | 174457 | Morristown, NJ | $5.7M | 21 | 80.8% |
| #2 | Nicholas DiEmidio | 147765 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $4.8M | 18 | 32.1% |
| #3 | Deborah Shrubb | 430438 | County Bank | 410450 | — | $5.0M | 17 | 28.3% |
| #4 | Devon Eastlack | 414491 | SMG DE LLC | 2468709 | Lewes, DE | $4.8M | 14 | 82.4% |
| #5 | Brian Atallian | 136771 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $2.3M | 13 | 22.4% |
| #6 | Francis Thornton | 170347 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $3.0M | 12 | 31.6% |
| #7 | Regan Turnbull | 170493 | Luminate Bank | 1281698 | Minneapolis, MN | $2.4M | 11 | 39.3% |
| #7 | Adam Cornacchio | 732595 | Wilmington Savings Fund Society, FSB | 417673 | Newark, DE | $6.5M | 11 | 20.4% |
| #9 | Larry Knopf | 216620 | THE TURNKEY FOUNDATION INC. | 236669 | McKinney, TX | $2.7M | 10 | 31.3% |
| #10 | Demetri Charitos | 196445 | think one mortgage inc | 125182 | Milford, DE | $2.7M | 9 | 45.0% |
| #10 | Amy Libonate | 145527 | Delaware Financial Capital Corp. | 128606 | Newark, DE | $2.4M | 9 | 23.1% |
| #12 | Chad Bowers | 147895 | Nation One Mortgage Corporation | 1564450 | Wilmington, DE | $3.2M | 8 | 21.1% |
| #12 | John Thomas | 38783 | Primary Residential Mortgage, Inc. | 3094 | Newark, DE | $2.0M | 8 | 11.9% |
| #12 | Joesph Burns | 1249593 | Prosperity Home Mortgage, LLC | 75164 | Hockessin, DE | $2.6M | 8 | 26.7% |
| #12 | Sean Foley | 173891 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $2.5M | 8 | 18.2% |
| #16 | Amanda Dill | 709364 | Shore United Bank, National Association | 607844 | Felton, DE | $4.2M | 7 | 46.7% |
| #17 | Danielle McIntosh | 714548 | Pike Creek Mortgage Services, Inc. | 130829 | Dover, DE | $1.3M | 6 | 20.7% |
| #17 | Patrick McRae | 1371733 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.6M | 6 | 35.3% |
| #19 | Thomas Keehan | 136415 | Artisans' Bank | 774924 | Wilmington, DE | $1.1M | 5 | 33.3% |
| #19 | Peter Green | 173121 | CMG Mortgage, Inc. | 1820 | Rehoboth Beach, DE | $1.8M | 5 | 25.0% |
| #19 | Christopher Benjamin | 452411 | Community Bank Delaware | 421384 | Lewes, DE | $4.7M | 5 | 23.8% |
| #19 | Brian Cooney | 460280 | Guild Mortgage Company LLC | 3274 | Newark, DE | $1.3M | 5 | 35.7% |
| #19 | Jennifer Hubbard | 615315 | Fulton Bank, National Association | 485401 | — | $2.2M | 5 | 25.0% |
| #24 | Michael Doherty | 147326 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.4M | 4 | 20.0% |
| #24 | Katie Cappalo | 1590343 | Absolute Home Mortgage Corporation | 176743 | Huntingdon Valley, PA | $863K | 4 | 28.6% |
| #24 | Jesse McConnell | 183940 | Luminate Bank | 1281698 | Newark, DE | $1.0M | 4 | 28.6% |
| #24 | Kescha Vaughn | 114478 | Meridian Bank | 462854 | Wilmington, DE | $1.4M | 4 | 22.2% |
| #24 | Maurice Heckscher | 1120368 | Embrace Home Loans, Inc. | 2184 | Ocean City, MD | $925K | 4 | 33.3% |
| #24 | Shawn Hunt | 1098459 | CMG Mortgage, Inc. | 1820 | Salisbury, MD | $1.8M | 4 | 28.6% |
| #24 | Richard Timmins | 455438 | Citizens Bank, National Association | 433960 | Newark, DE | $902K | 4 | 40.0% |
| #31 | Thomas Rhodunda | 128870 | Meridian Bank | 462854 | Wilmington, DE | $1.0M | 3 | 16.7% |
| #31 | Mary Cashman | 325203 | Fairway Independent Mortgage Corporation | 2289 | Hockessin, DE | $783K | 3 | 27.3% |
| #31 | David Brown | 453175 | Wilmington Savings Fund Society, FSB | 417673 | Wilmington, DE | $2.0M | 3 | 18.8% |
| #31 | Pavel Vayshelboym | 204811 | Iconic Mortgage Corp. | 1547953 | Miami, FL | $1.1M | 3 | 23.1% |
| #31 | Robert Shaner | 325005 | American Pacific Mortgage Corporation | 1850 | Dover, DE | $666K | 3 | 27.3% |
| #31 | Alexander Picker | 112084 | Universal Capital Services, INC. | 112061 | W Cnshohocken, PA | $681K | 3 | 27.3% |
| #31 | Michael Carroll | 572951 | PNC Bank, National Association | 446303 | Wilmington, DE | $746K | 3 | 17.6% |
| #31 | Benjamin Besosa | 104565 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $793K | 3 | 14.3% |
| #31 | Marc Pierannunzio | 763357 | Whitecap Mortgage Delmarva, LLC. | 2435455 | Camden, DE | $724K | 3 | 12.5% |
| #31 | Stephen Janocha | 732613 | Affordable Mortgage Advisors, LLC | 139164 | Pittsburgh, PA | $1.1M | 3 | 10.3% |
| #31 | Adam Stuller | 169250 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $754K | 3 | 8.1% |
| #31 | JOSUE VALLON | 1553787 | loanDepot.com, LLC | 174457 | Smyrna, DE | $1.1M | 3 | 23.1% |
| #31 | Thomas Naughton | 368330 | Guaranteed Rate, Inc. | 2611 | Newark, DE | $1.6M | 3 | 17.6% |
| #31 | Daniel Premo | 154721 | Meridian Bank | 462854 | Seaford, DE | $767K | 3 | 18.8% |
| #31 | Bethani O'Neill | 128874 | Absolute Home Mortgage Corporation | 176743 | Huntingdon Valley, PA | $480K | 3 | 15.8% |
| #31 | Bernard Doherty | 146770 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $848K | 3 | 8.1% |
| #47 | Angela Cason | 1384959 | Delaware Financial Capital Corp. | 128606 | Newark, DE | $673K | 2 | 12.5% |
| #47 | James Hagan | 1573585 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $395K | 2 | 16.7% |
| #47 | Paul Santumo | 476331 | PrimeLending, A PlainsCapital Company | 13649 | Rehoboth Beach, DE | $802K | 2 | 14.3% |
| #47 | Matthew Goudeaux | 1500095 | Keystone Funding, Inc. | 144760 | Newark, DE | $710K | 2 | 18.2% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Delaware (2022). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/delaware/top-retention-by-units/2022
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