Retention champions in Delaware in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Laura Mestro (loanDepot.com, LLC, NMLS #524435), Deborah Shrubb (County Bank, NMLS #430438), and Nicholas DiEmidio (Pike Creek Mortgage Services, Inc., NMLS #147765).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Laura Mestro | 524435 | loanDepot.com, LLC | 174457 | Morristown, NJ | $5.7M | 21 | 80.8% |
| #2 | Deborah Shrubb | 430438 | County Bank | 410450 | — | $5.0M | 17 | 28.3% |
| #2 | Nicholas DiEmidio | 147765 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $4.4M | 17 | 28.3% |
| #4 | Devon Eastlack | 414491 | SMG DE LLC | 2468709 | Lewes, DE | $4.8M | 14 | 82.4% |
| #5 | Brian Atallian | 136771 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $2.3M | 13 | 21.3% |
| #6 | Francis Thornton | 170347 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $3.0M | 12 | 30.8% |
| #7 | Regan Turnbull | 170493 | Luminate Bank | 1281698 | Minneapolis, MN | $2.4M | 11 | 37.9% |
| #7 | Adam Cornacchio | 732595 | Wilmington Savings Fund Society, FSB | 417673 | Newark, DE | $6.5M | 11 | 19.6% |
| #9 | Larry Knopf | 216620 | THE TURNKEY FOUNDATION INC. | 236669 | McKinney, TX | $2.7M | 10 | 31.3% |
| #10 | Amy Libonate | 145527 | Delaware Financial Capital Corp. | 128606 | Newark, DE | $2.4M | 9 | 20.5% |
| #10 | Demetri Charitos | 196445 | think one mortgage inc | 125182 | Milford, DE | $2.7M | 9 | 45.0% |
| #12 | Sean Foley | 173891 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $2.5M | 8 | 18.2% |
| #12 | Joesph Burns | 1249593 | Prosperity Home Mortgage, LLC | 75164 | Hockessin, DE | $2.6M | 8 | 25.0% |
| #12 | Chad Bowers | 147895 | Nation One Mortgage Corporation | 1564450 | Wilmington, DE | $3.2M | 8 | 21.1% |
| #12 | John Thomas | 38783 | American Neighborhood Mortgage Acceptance Company LLC | 338923 | Newark, DE | $2.0M | 8 | 11.6% |
| #16 | Amanda Dill | 709364 | Shore United Bank, National Association | 607844 | Felton, DE | $4.2M | 7 | 46.7% |
| #17 | Danielle McIntosh | 714548 | Pike Creek Mortgage Services, Inc. | 130829 | Dover, DE | $1.3M | 6 | 20.0% |
| #17 | Patrick McRae | 1371733 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.6M | 6 | 31.6% |
| #19 | Thomas Keehan | 136415 | Artisans' Bank | 774924 | Wilmington, DE | $1.1M | 5 | 29.4% |
| #19 | Jennifer Hubbard | 615315 | Fulton Bank, National Association | 485401 | — | $2.2M | 5 | 25.0% |
| #19 | Christopher Benjamin | 452411 | Community Bank Delaware | 421384 | Lewes, DE | $4.7M | 5 | 25.0% |
| #19 | Peter Green | 173121 | CMG Mortgage, Inc. | 1820 | Rehoboth Beach, DE | $1.8M | 5 | 25.0% |
| #19 | Brian Cooney | 460280 | Guild Mortgage Company LLC | 3274 | Newark, DE | $1.3M | 5 | 29.4% |
| #24 | Shawn Hunt | 1098459 | CMG Mortgage, Inc. | 1820 | Salisbury, MD | $1.8M | 4 | 28.6% |
| #24 | Michael Doherty | 147326 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $1.4M | 4 | 19.0% |
| #24 | Jesse McConnell | 183940 | Luminate Bank | 1281698 | Newark, DE | $1.0M | 4 | 26.7% |
| #24 | Maurice Heckscher | 1120368 | Embrace Home Loans, Inc. | 2184 | Delmar, DE | $925K | 4 | 33.3% |
| #24 | Kescha Vaughn | 114478 | Meridian Bank | 462854 | Wilmington, DE | $1.4M | 4 | 23.5% |
| #24 | Richard Timmins | 455438 | Citizens Bank, National Association | 433960 | Newark, DE | $902K | 4 | 40.0% |
| #24 | Katie Cappalo | 1590343 | Absolute Home Mortgage Corporation | 176743 | Huntingdon Valley, PA | $863K | 4 | 26.7% |
| #31 | JOSUE VALLON | 1553787 | loanDepot.com, LLC | 174457 | Smyrna, DE | $1.1M | 3 | 20.0% |
| #31 | Robert Shaner | 325005 | American Pacific Mortgage Corporation | 1850 | Dover, DE | $666K | 3 | 27.3% |
| #31 | Michael Carroll | 572951 | PNC Bank, National Association | 446303 | Wilmington, DE | $746K | 3 | 17.6% |
| #31 | David Brown | 453175 | Wilmington Savings Fund Society, FSB | 417673 | Wilmington, DE | $2.0M | 3 | 14.3% |
| #31 | Thomas Rhodunda | 128870 | Meridian Bank | 462854 | Wilmington, DE | $1.0M | 3 | 16.7% |
| #31 | Alexander Picker | 112084 | Universal Capital Services, INC. | 112061 | W Cnshohocken, PA | $681K | 3 | 25.0% |
| #31 | Daniel Premo | 154721 | Meridian Bank | 462854 | Seaford, DE | $767K | 3 | 18.8% |
| #31 | Andrei Cojan | 1780905 | Integrity First Mortgage, LLC | 1832501 | Newark, DE | $666K | 3 | 21.4% |
| #31 | Marc Pierannunzio | 763357 | Whitecap Mortgage Delmarva, LLC. | 2435455 | Camden, DE | $724K | 3 | 13.6% |
| #31 | Adam Stuller | 169250 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $754K | 3 | 7.5% |
| #31 | Bernard Doherty | 146770 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $848K | 3 | 7.3% |
| #31 | Pavel Vayshelboym | 204811 | Iconic Mortgage Corp. | 1547953 | Miami, FL | $1.1M | 3 | 23.1% |
| #31 | Bethani O'Neill | 128874 | Absolute Home Mortgage Corporation | 176743 | Huntingdon Valley, PA | $480K | 3 | 16.7% |
| #31 | Stephen Janocha | 732613 | Affordable Mortgage Advisors, LLC | 139164 | Pittsburgh, PA | $1.1M | 3 | 10.0% |
| #31 | Benjamin Besosa | 104565 | Pike Creek Mortgage Services, Inc. | 130829 | Newark, DE | $793K | 3 | 14.3% |
| #31 | Thomas Naughton | 368330 | Guaranteed Rate, Inc. | 2611 | Newark, DE | $1.6M | 3 | 16.7% |
| #31 | Mary Cashman | 325203 | Fairway Independent Mortgage Corporation | 2289 | Hockessin, DE | $783K | 3 | 25.0% |
| #48 | Edward Stratton | 1321044 | Luminate Bank | 1281698 | Millsboro, DE | $547K | 2 | 10.0% |
| #48 | R Wayne Ferguson | 165984 | American Financial Network, Inc. | 237341 | Manalapan, NJ | $448K | 2 | 18.2% |
| #48 | Matthew Goudeaux | 1500095 | Keystone Funding, Inc. | 144760 | Newark, DE | $710K | 2 | 18.2% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Delaware (2022). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/delaware/top-retention-by-units/2022
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