Retention champions in New Hampshire in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of May 28, 2026, the top 3 include Mary Merrill (CMG Mortgage, Inc., NMLS #28880), Marcy Dembiec (Meredith Village Savings Bank, NMLS #165849), and Joseph Cipollo (CMG Mortgage, Inc., NMLS #32718).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Mary Merrill | 28880 | CMG Mortgage, Inc. | 1820 | Concord, NH | $4.5M | 17 | 42.5% |
| #1 | Marcy Dembiec | 165849 | Meredith Village Savings Bank | 466022 | Meredith, NH | $2.4M | 17 | 100.0% |
| #3 | Joseph Cipollo | 32718 | CMG Mortgage, Inc. | 1820 | Hooksett, NH | $4.4M | 15 | 39.5% |
| #4 | Kurt Strandson | 22202 | Pinnacle Mortgage Corporation | 1323739 | Manchester, NH | $3.7M | 12 | 52.2% |
| #4 | Richard Barry | 21181 | Pride Rock Mortgage, LLC | 1168038 | Windham, NH | $4.3M | 12 | 57.1% |
| #6 | Sarah Haberkorn | 42492 | Envoy Mortgage Ltd | 6666 | Dover, NH | $2.7M | 11 | 33.3% |
| #6 | Kimberly Riddell | 156149 | CMG Mortgage, Inc. | 1820 | Hooksett, NH | $3.7M | 11 | 50.0% |
| #8 | MATTHEW THOMAS | 523419 | Merrimack County Savings Bank | 433938 | Concord, NH | $2.8M | 10 | 47.6% |
| #9 | Lori Borrin | 165814 | Meredith Village Savings Bank | 466022 | Meredith, NH | $1.6M | 9 | 52.9% |
| #9 | Vicki Gordon | 46432 | CMG Mortgage, Inc. | 1820 | Hooksett, NH | $2.6M | 9 | 60.0% |
| #11 | Jennifer Brooks | 644376 | Service Credit Union | 491588 | Keene, NH | $446K | 8 | 42.1% |
| #11 | Samantha Norrie | 857571 | Union Bank | 402933 | Littleton, NH | $2.1M | 8 | 66.7% |
| #11 | Gary Manyak | 321392 | Priority Funding, LLC | 3318 | Northborough, MA | $699K | 8 | 80.0% |
| #11 | carol callihan | 644374 | loanDepot.com, LLC | 174457 | — | $906K | 8 | 36.4% |
| #15 | Merron Treadwell | 1468532 | CMG Mortgage, Inc. | 1820 | Center Harbor, NH | $3.4M | 7 | 63.6% |
| #15 | Sarah Rosley | 1722915 | Savings Bank of Walpole | 466063 | Keene, NH | $768K | 7 | 63.6% |
| #15 | Christine Wellington | 1444729 | St. Mary's Bank Credit Union | 690869 | Manchester, NH | $791K | 7 | 33.3% |
| #18 | Jane Jordan | 40681 | Movement Mortgage, LLC | 39179 | Laconia, NH | $1.5M | 6 | 50.0% |
| #18 | Craig Hosterman | 41540 | New Hampshire Federal Credit Union | 440568 | Concord, NH | $697K | 6 | 50.0% |
| #18 | Eric Petell | 696445 | Meredith Village Savings Bank | 466022 | Laconia, NH | $298K | 6 | 54.5% |
| #18 | Rebecca Scaglione | 406357 | BrightBridge Credit Union | 447563 | Lawrence, MA | $607K | 6 | 50.0% |
| #18 | Joseph Gagnon | 161967 | Blue Water Mortgage, LLC | 1291 | Bedford, NH | $1.9M | 6 | 24.0% |
| #18 | David Stoddard | 167413 | St. Mary's Bank Credit Union | 690869 | Manchester, NH | $2.8M | 6 | 23.1% |
| #18 | Donald Morse | 115237 | NEXTGEN MORTGAGE, INC | 1621958 | Nashua, NH | $1.2M | 6 | 54.5% |
| #18 | Sheila Walter | 797824 | Holy Rosary Regional Credit Union | 740044 | — | $1.2M | 6 | 46.2% |
| #26 | Aubrie Vermette | 785697 | LIGHTHOUSE FEDERAL CREDIT UNION | 784812 | Dover, NH | $1.2M | 5 | 45.5% |
| #26 | Stacey Gagnon | 21841 | Triangle Credit Union | 528721 | Nashua, NH | $1.6M | 5 | 35.7% |
| #26 | Michael Greene | 13864 | NEXTGEN MORTGAGE, INC | 1621958 | Plaistow, NH | $1.4M | 5 | 45.5% |
| #26 | Kelly Beebee | 1494373 | Meredith Village Savings Bank | 466022 | Meredith, NH | $1.6M | 5 | 45.5% |
| #26 | Steve Vadney | 21183 | LENDWISE HOME LOANS LLC | 1976545 | Hollis, NH | $1.9M | 5 | 35.7% |
| #26 | Richard Depasquale | 22888 | Insight Mortgage Corp. | 2629 | Manchester, NH | $1.4M | 5 | 50.0% |
| #26 | Alan Bingel | 13867 | Gate City Mortgage LLC | 2556933 | Salem, NH | $1.9M | 5 | 50.0% |
| #26 | Justin Perry | 28231 | loanDepot.com, LLC | 174457 | Portsmouth, NH | $1.7M | 5 | 22.7% |
| #34 | John McGrath | 20295 | Luminate Bank | 1281698 | Bedford, NH | $1.4M | 4 | 19.0% |
| #34 | Lisa Goclowski | 573653 | Manufacturers and Traders Trust Company | 381076 | Nashua, NH | $1.3M | 4 | 40.0% |
| #34 | Paul Godbout | 74206 | New American Funding, LLC | 6606 | Manchester, NH | $1.4M | 4 | 40.0% |
| #34 | Kathleen Horgan | 644378 | Service Credit Union | 491588 | Franklin, NH | $305K | 4 | 21.1% |
| #34 | Michael Comerford | 184368 | LMP Financial, Leading Mortgage Professionals, LLC | 2754084 | Lowell, MA | $1.7M | 4 | 19.0% |
| #34 | Jennifer Alcantara | 166926 | loanDepot.com, LLC | 174457 | Nashua, NH | $1.3M | 4 | 28.6% |
| #34 | Roger Odoardi | 12906 | Blue Water Mortgage, LLC | 1291 | Hampton, NH | $1.5M | 4 | 36.4% |
| #34 | Carol Zink-Mailloux | 158936 | Waterstone Mortgage Corporation | 186434 | Concord, NH | $1.0M | 4 | 28.6% |
| #34 | RICHARD HANEY | 560759 | St. Mary's Bank Credit Union | 690869 | Nashua, NH | $1.1M | 4 | 14.8% |
| #34 | Mary McGlone | 785696 | LIGHTHOUSE FEDERAL CREDIT UNION | 784812 | Dover, NH | $1.2M | 4 | 23.5% |
| #34 | Laurel Hansen | 691188 | Bar Harbor Bank & Trust | 525628 | Peterborough, NH | $1.1M | 4 | 33.3% |
| #45 | Paul Descoteaux | 35502 | Fairway Independent Mortgage Corporation | 2289 | — | $794K | 3 | 27.3% |
| #45 | Jeffrey Trudel | 1106635 | CMG Mortgage, Inc. | 1820 | Bedford, NH | $1.1M | 3 | 30.0% |
| #45 | Lynne Haney | 162534 | Guaranteed Rate Affinity, LLC | 1598647 | Bedford, NH | $699K | 3 | 25.0% |
| #45 | Michael Pillsbury | 198220 | Fairway Independent Mortgage Corporation | 2289 | Bedford, NH | $774K | 3 | 27.3% |
| #45 | Andrew Lane | 39441 | CMG Mortgage, Inc. | 1820 | Portsmouth, NH | $614K | 3 | 13.0% |
| #45 | Steven Crowell | 58375 | Luminate Bank | 1281698 | Dover, NH | $826K | 3 | 30.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — New Hampshire (2022). Powered by MMI public record mortgage production data, accessed May 28, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-hampshire/top-retention-by-units/2022
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