Retention champions in New Hampshire in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of July 13, 2026, the top 3 include Marcy Dembiec (Meredith Village Savings Bank, NMLS #165849), Mary Merrill (CMG Mortgage, Inc., NMLS #28880), and Joseph Cipollo (CMG Mortgage, Inc., NMLS #32718).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Marcy Dembiec | 165849 | Meredith Village Savings Bank | 466022 | Meredith, NH | $2.4M | 17 | 100.0% |
| #1 | Mary Merrill | 28880 | CMG Mortgage, Inc. | 1820 | Concord, NH | $4.5M | 17 | 42.5% |
| #3 | Joseph Cipollo | 32718 | CMG Mortgage, Inc. | 1820 | Hooksett, NH | $4.4M | 15 | 39.5% |
| #4 | Richard Barry | 21181 | Pride Rock Mortgage, LLC | 1168038 | Windham, NH | $4.3M | 12 | 57.1% |
| #4 | Kurt Strandson | 22202 | Pinnacle Mortgage Corporation | 1323739 | Manchester, NH | $3.7M | 12 | 52.2% |
| #6 | Sarah Haberkorn | 42492 | Envoy Mortgage Ltd | 6666 | Dover, NH | $2.7M | 11 | 33.3% |
| #6 | Kimberly Riddell | 156149 | CMG Mortgage, Inc. | 1820 | Hooksett, NH | $3.7M | 11 | 47.8% |
| #8 | MATTHEW THOMAS | 523419 | Merrimack County Savings Bank | 433938 | Concord, NH | $2.8M | 10 | 45.5% |
| #9 | Lori Borrin | 165814 | Meredith Village Savings Bank | 466022 | Meredith, NH | $1.6M | 9 | 52.9% |
| #9 | Vicki Gordon | 46432 | CMG Mortgage, Inc. | 1820 | Hooksett, NH | $2.6M | 9 | 60.0% |
| #11 | Jennifer Brooks | 644376 | Service Credit Union | 491588 | Keene, NH | $446K | 8 | 42.1% |
| #11 | Samantha Norrie | 857571 | Union Bank | 402933 | Littleton, NH | $2.1M | 8 | 66.7% |
| #11 | Gary Manyak | 321392 | Priority Funding, LLC | 3318 | Northborough, MA | $699K | 8 | 80.0% |
| #11 | carol callihan | 644374 | loanDepot.com, LLC | 174457 | — | $906K | 8 | 36.4% |
| #15 | Sarah Rosley | 1722915 | Savings Bank of Walpole | 466063 | Keene, NH | $768K | 7 | 63.6% |
| #15 | Christine Wellington | 1444729 | St. Mary's Bank Credit Union | 690869 | Manchester, NH | $791K | 7 | 33.3% |
| #15 | Merron Treadwell | 1468532 | CMG Mortgage, Inc. | 1820 | Center Harbor, NH | $3.4M | 7 | 63.6% |
| #18 | Joseph Gagnon | 161967 | Blue Water Mortgage, LLC | 1291 | Bedford, NH | $1.9M | 6 | 23.1% |
| #18 | Craig Hosterman | 41540 | New Hampshire Federal Credit Union | 440568 | Concord, NH | $697K | 6 | 50.0% |
| #18 | Jane Jordan | 40681 | Northpoint Mortgage, Inc. | 1515 | Bedford, NH | $1.5M | 6 | 50.0% |
| #18 | David Stoddard | 167413 | St. Mary's Bank Credit Union | 690869 | Manchester, NH | $2.8M | 6 | 23.1% |
| #18 | Donald Morse | 115237 | NEXTGEN MORTGAGE, INC | 1621958 | Nashua, NH | $1.2M | 6 | 54.5% |
| #18 | Eric Petell | 696445 | Meredith Village Savings Bank | 466022 | Laconia, NH | $298K | 6 | 54.5% |
| #18 | Rebecca Scaglione | 406357 | BrightBridge Credit Union | 447563 | Lawrence, MA | $607K | 6 | 50.0% |
| #18 | Sheila Walter | 797824 | Holy Rosary Regional Credit Union | 740044 | — | $1.2M | 6 | 46.2% |
| #26 | Kelly Beebee | 1494373 | Meredith Village Savings Bank | 466022 | Meredith, NH | $1.6M | 5 | 45.5% |
| #26 | Michael Greene | 13864 | NEXTGEN MORTGAGE, INC | 1621958 | Plaistow, NH | $1.4M | 5 | 45.5% |
| #26 | Steve Vadney | 21183 | LENDWISE HOME LOANS LLC | 1976545 | Hollis, NH | $1.9M | 5 | 35.7% |
| #26 | Aubrie Vermette | 785697 | LIGHTHOUSE FEDERAL CREDIT UNION | 784812 | Dover, NH | $1.2M | 5 | 45.5% |
| #26 | Justin Perry | 28231 | loanDepot.com, LLC | 174457 | Portsmouth, NH | $1.7M | 5 | 22.7% |
| #26 | Alan Bingel | 13867 | Gate City Mortgage LLC | 2556933 | Salem, NH | $1.9M | 5 | 50.0% |
| #26 | Richard Depasquale | 22888 | Insight Mortgage Corp. | 2629 | Manchester, NH | $1.4M | 5 | 50.0% |
| #26 | Stacey Gagnon | 21841 | Triangle Credit Union | 528721 | Nashua, NH | $1.6M | 5 | 35.7% |
| #34 | Laurel Hansen | 691188 | Bar Harbor Bank & Trust | 525628 | Peterborough, NH | $1.1M | 4 | 33.3% |
| #34 | Lisa Goclowski | 573653 | Manufacturers and Traders Trust Company | 381076 | Nashua, NH | $1.3M | 4 | 40.0% |
| #34 | Lynne Haney | 162534 | Guaranteed Rate Affinity, LLC | 1598647 | Bedford, NH | $915K | 4 | 30.8% |
| #34 | Mary McGlone | 785696 | LIGHTHOUSE FEDERAL CREDIT UNION | 784812 | Dover, NH | $1.2M | 4 | 23.5% |
| #34 | Jennifer Alcantara | 166926 | loanDepot.com, LLC | 174457 | Nashua, NH | $1.3M | 4 | 28.6% |
| #34 | John McGrath | 20295 | Luminate Bank | 1281698 | Bedford, NH | $1.4M | 4 | 19.0% |
| #34 | Kathleen Horgan | 644378 | Service Credit Union | 491588 | Franklin, NH | $305K | 4 | 21.1% |
| #34 | Michael Comerford | 184368 | LMP Financial, Leading Mortgage Professionals, LLC | 2754084 | Lowell, MA | $1.7M | 4 | 19.0% |
| #34 | RICHARD HANEY | 560759 | St. Mary's Bank Credit Union | 690869 | Nashua, NH | $1.1M | 4 | 14.8% |
| #34 | Paul Godbout | 74206 | New American Funding, LLC | 6606 | Manchester, NH | $1.4M | 4 | 40.0% |
| #34 | Carol Zink-Mailloux | 158936 | Waterstone Mortgage Corporation | 186434 | Concord, NH | $1.0M | 4 | 28.6% |
| #34 | Roger Odoardi | 12906 | Blue Water Mortgage, LLC | 1291 | Hampton, NH | $1.5M | 4 | 36.4% |
| #46 | Ryan Conroy | 1921930 | Service Credit Union | 491588 | Portsmouth, NH | $474K | 3 | 20.0% |
| #46 | Christine Waite | 860970 | Bar Harbor Bank & Trust | 525628 | Concord, NH | $2.5M | 3 | 30.0% |
| #46 | Michael Schulenberg | 313608 | Piscataqua Savings Bank | 406100 | Portsmouth, NH | $336K | 3 | 27.3% |
| #46 | Judith Leclerc | 162182 | Citizens Bank, National Association | 433960 | — | $1.1M | 3 | 11.1% |
| #46 | Christine Greenwood-Smart | 865412 | Savings Bank of Walpole | 466063 | Keene, NH | $1.5M | 3 | 27.3% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — New Hampshire (2022). Powered by MMI public record mortgage production data, accessed July 13, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-hampshire/top-retention-by-units/2022
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