Retention champions in New Hampshire in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of August 27, 2026, the top 3 include Marcy Dembiec (Meredith Village Savings Bank, NMLS #165849), Mary Merrill (CMG Mortgage, Inc., NMLS #28880), and Joseph Cipollo (CMG Mortgage, Inc., NMLS #32718).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Marcy Dembiec | 165849 | Meredith Village Savings Bank | 466022 | Meredith, NH | $2.4M | 17 | 100.0% |
| #1 | Mary Merrill | 28880 | CMG Mortgage, Inc. | 1820 | Concord, NH | $4.5M | 17 | 42.5% |
| #3 | Joseph Cipollo | 32718 | CMG Mortgage, Inc. | 1820 | Hooksett, NH | $4.4M | 15 | 39.5% |
| #4 | Kurt Strandson | 22202 | Pinnacle Mortgage Corporation | 1323739 | Manchester, NH | $3.7M | 12 | 52.2% |
| #4 | Richard Barry | 21181 | Pride Rock Mortgage, LLC | 1168038 | Windham, NH | $4.3M | 12 | 57.1% |
| #6 | Sarah Haberkorn | 42492 | Envoy Mortgage Ltd | 6666 | Dover, NH | $2.7M | 11 | 33.3% |
| #6 | Kimberly Riddell | 156149 | CMG Mortgage, Inc. | 1820 | Hooksett, NH | $3.7M | 11 | 47.8% |
| #8 | MATTHEW THOMAS | 523419 | Merrimack County Savings Bank | 433938 | Concord, NH | $2.8M | 10 | 45.5% |
| #9 | Lori Borrin | 165814 | Meredith Village Savings Bank | 466022 | Meredith, NH | $1.6M | 9 | 52.9% |
| #9 | Vicki Gordon | 46432 | CMG Mortgage, Inc. | 1820 | Hooksett, NH | $2.6M | 9 | 60.0% |
| #11 | Jennifer Brooks | 644376 | Service Credit Union | 491588 | Keene, NH | $446K | 8 | 42.1% |
| #11 | Gary Manyak | 321392 | Priority Funding, LLC | 3318 | Northborough, MA | $699K | 8 | 80.0% |
| #11 | carol callihan | 644374 | loanDepot.com, LLC | 174457 | — | $906K | 8 | 36.4% |
| #11 | Samantha Norrie | 857571 | Union Bank | 402933 | Littleton, NH | $2.1M | 8 | 66.7% |
| #15 | Sarah Rosley | 1722915 | Savings Bank of Walpole | 466063 | Keene, NH | $768K | 7 | 63.6% |
| #15 | Christine Wellington | 1444729 | St. Mary's Bank Credit Union | 690869 | Manchester, NH | $791K | 7 | 33.3% |
| #15 | Merron Treadwell | 1468532 | CMG Mortgage, Inc. | 1820 | Center Harbor, NH | $3.4M | 7 | 63.6% |
| #18 | Donald Morse | 115237 | NEXTGEN MORTGAGE, INC | 1621958 | Nashua, NH | $1.2M | 6 | 54.5% |
| #18 | Eric Petell | 696445 | Meredith Village Savings Bank | 466022 | Laconia, NH | $298K | 6 | 54.5% |
| #18 | Jane Jordan | 40681 | Northpoint Mortgage, Inc. | 1515 | Laconia, NH | $1.5M | 6 | 50.0% |
| #18 | Craig Hosterman | 41540 | New Hampshire Federal Credit Union | 440568 | Concord, NH | $697K | 6 | 50.0% |
| #18 | Joseph Gagnon | 161967 | Blue Water Mortgage, LLC | 1291 | Bedford, NH | $1.9M | 6 | 24.0% |
| #18 | Rebecca Scaglione | 406357 | BrightBridge Credit Union | 447563 | Lawrence, MA | $607K | 6 | 50.0% |
| #18 | David Stoddard | 167413 | St. Mary's Bank Credit Union | 690869 | Manchester, NH | $2.8M | 6 | 23.1% |
| #18 | Sheila Walter | 797824 | Holy Rosary Regional Credit Union | 740044 | — | $1.2M | 6 | 46.2% |
| #26 | Kelly Beebee | 1494373 | Meredith Village Savings Bank | 466022 | Meredith, NH | $1.6M | 5 | 45.5% |
| #26 | Alan Bingel | 13867 | Gate City Mortgage LLC | 2556933 | Salem, NH | $1.9M | 5 | 50.0% |
| #26 | Justin Perry | 28231 | loanDepot.com, LLC | 174457 | Portsmouth, NH | $1.7M | 5 | 22.7% |
| #26 | Stacey Gagnon | 21841 | Triangle Credit Union | 528721 | Nashua, NH | $1.6M | 5 | 35.7% |
| #26 | Michael Greene | 13864 | NEXTGEN MORTGAGE, INC | 1621958 | Plaistow, NH | $1.4M | 5 | 45.5% |
| #26 | Steve Vadney | 21183 | LENDWISE HOME LOANS LLC | 1976545 | Hollis, NH | $1.9M | 5 | 35.7% |
| #26 | Richard Depasquale | 22888 | Ross Mortgage Company, Inc. | 2084 | Westborough, MA | $1.4M | 5 | 50.0% |
| #26 | Aubrie Vermette | 785697 | LIGHTHOUSE FEDERAL CREDIT UNION | 784812 | Dover, NH | $1.2M | 5 | 45.5% |
| #34 | Laurel Hansen | 691188 | Bar Harbor Bank & Trust | 525628 | Peterborough, NH | $1.1M | 4 | 33.3% |
| #34 | Paul Godbout | 74206 | New American Funding, LLC | 6606 | Manchester, NH | $1.4M | 4 | 40.0% |
| #34 | Kathleen Horgan | 644378 | Service Credit Union | 491588 | Franklin, NH | $305K | 4 | 21.1% |
| #34 | Michael Comerford | 184368 | LMP Financial, Leading Mortgage Professionals, LLC | 2754084 | Lowell, MA | $1.7M | 4 | 19.0% |
| #34 | Jennifer Alcantara | 166926 | loanDepot.com, LLC | 174457 | Nashua, NH | $1.3M | 4 | 28.6% |
| #34 | Mary McGlone | 785696 | LIGHTHOUSE FEDERAL CREDIT UNION | 784812 | Dover, NH | $1.2M | 4 | 23.5% |
| #34 | Roger Odoardi | 12906 | Blue Water Mortgage, LLC | 1291 | Hampton, NH | $1.5M | 4 | 36.4% |
| #34 | RICHARD HANEY | 560759 | St. Mary's Bank Credit Union | 690869 | Nashua, NH | $1.1M | 4 | 14.8% |
| #34 | John McGrath | 20295 | Luminate Bank | 1281698 | Bedford, NH | $1.4M | 4 | 19.0% |
| #34 | Lynne Haney | 162534 | Guaranteed Rate Affinity, LLC | 1598647 | Bedford, NH | $915K | 4 | 30.8% |
| #34 | Lisa Goclowski | 573653 | Manufacturers and Traders Trust Company | 381076 | Nashua, NH | $1.3M | 4 | 40.0% |
| #34 | Carol Zink-Mailloux | 158936 | Waterstone Mortgage Corporation | 186434 | Concord, NH | $1.0M | 4 | 28.6% |
| #46 | Ryan Conroy | 1921930 | Service Credit Union | 491588 | Portsmouth, NH | $474K | 3 | 20.0% |
| #46 | Judith Leclerc | 162182 | Citizens Bank, National Association | 433960 | — | $1.1M | 3 | 11.1% |
| #46 | Michael Schulenberg | 313608 | Piscataqua Savings Bank | 406100 | Portsmouth, NH | $336K | 3 | 27.3% |
| #46 | Christine Waite | 860970 | Bar Harbor Bank & Trust | 525628 | Concord, NH | $2.5M | 3 | 30.0% |
| #46 | Christine Greenwood-Smart | 865412 | Savings Bank of Walpole | 466063 | Keene, NH | $1.5M | 3 | 27.3% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — New Hampshire (2022). Powered by MMI public record mortgage production data, accessed August 27, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-hampshire/top-retention-by-units/2022
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