Retention champions in New Hampshire in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Mary Merrill (CMG Mortgage, Inc., NMLS #28880), Marcy Dembiec (Meredith Village Savings Bank, NMLS #165849), and Joseph Cipollo (CMG Mortgage, Inc., NMLS #32718).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Mary Merrill | 28880 | CMG Mortgage, Inc. | 1820 | Concord, NH | $4.5M | 17 | 42.5% |
| #1 | Marcy Dembiec | 165849 | Meredith Village Savings Bank | 466022 | Meredith, NH | $2.4M | 17 | 100.0% |
| #3 | Joseph Cipollo | 32718 | CMG Mortgage, Inc. | 1820 | Hooksett, NH | $4.4M | 15 | 39.5% |
| #4 | Kurt Strandson | 22202 | Pinnacle Mortgage Corporation | 1323739 | Manchester, NH | $3.7M | 12 | 52.2% |
| #4 | Richard Barry | 21181 | Pride Rock Mortgage, LLC | 1168038 | Windham, NH | $4.3M | 12 | 57.1% |
| #6 | Sarah Haberkorn | 42492 | Envoy Mortgage Ltd | 6666 | Dover, NH | $2.7M | 11 | 33.3% |
| #6 | Kimberly Riddell | 156149 | CMG Mortgage, Inc. | 1820 | Hooksett, NH | $3.7M | 11 | 47.8% |
| #8 | MATTHEW THOMAS | 523419 | Merrimack County Savings Bank | 433938 | Concord, NH | $2.8M | 10 | 45.5% |
| #9 | Lori Borrin | 165814 | Meredith Village Savings Bank | 466022 | Meredith, NH | $1.6M | 9 | 52.9% |
| #9 | Vicki Gordon | 46432 | CMG Mortgage, Inc. | 1820 | Hooksett, NH | $2.6M | 9 | 60.0% |
| #11 | Sarah Rosley | 1722915 | Savings Bank of Walpole | 466063 | Keene, NH | $888K | 8 | 66.7% |
| #11 | Gary Manyak | 321392 | Priority Funding, LLC | 3318 | Northborough, MA | $699K | 8 | 80.0% |
| #11 | carol callihan | 644374 | loanDepot.com, LLC | 174457 | — | $906K | 8 | 36.4% |
| #11 | Jennifer Brooks | 644376 | Service Credit Union | 491588 | Keene, NH | $446K | 8 | 42.1% |
| #11 | Samantha Norrie | 857571 | Union Bank | 402933 | Littleton, NH | $2.1M | 8 | 66.7% |
| #16 | Merron Treadwell | 1468532 | CMG Mortgage, Inc. | 1820 | Center Harbor, NH | $3.4M | 7 | 63.6% |
| #16 | Christine Wellington | 1444729 | St. Mary's Bank Credit Union | 690869 | Manchester, NH | $791K | 7 | 33.3% |
| #18 | Donald Morse | 115237 | NEXTGEN MORTGAGE, INC | 1621958 | Nashua, NH | $1.2M | 6 | 54.5% |
| #18 | Sheila Walter | 797824 | Holy Rosary Regional Credit Union | 740044 | — | $1.2M | 6 | 46.2% |
| #18 | Craig Hosterman | 41540 | New Hampshire Federal Credit Union | 440568 | Concord, NH | $697K | 6 | 50.0% |
| #18 | Rebecca Scaglione | 406357 | BrightBridge Credit Union | 447563 | Lawrence, MA | $607K | 6 | 50.0% |
| #18 | David Stoddard | 167413 | St. Mary's Bank Credit Union | 690869 | Manchester, NH | $2.8M | 6 | 23.1% |
| #18 | Joseph Gagnon | 161967 | Blue Water Mortgage, LLC | 1291 | Bedford, NH | $1.9M | 6 | 23.1% |
| #18 | Eric Petell | 696445 | Meredith Village Savings Bank | 466022 | Laconia, NH | $298K | 6 | 54.5% |
| #18 | Jane Jordan | 40681 | Northpoint Mortgage, Inc. | 1515 | Laconia, NH | $1.5M | 6 | 50.0% |
| #26 | Stacey Gagnon | 21841 | Triangle Credit Union | 528721 | Nashua, NH | $1.6M | 5 | 35.7% |
| #26 | Aubrie Vermette | 785697 | LIGHTHOUSE FEDERAL CREDIT UNION | 784812 | Dover, NH | $1.2M | 5 | 45.5% |
| #26 | Alan Bingel | 13867 | Gate City Mortgage LLC | 2556933 | Salem, NH | $1.9M | 5 | 50.0% |
| #26 | Steve Vadney | 21183 | LENDWISE HOME LOANS LLC | 1976545 | Hollis, NH | $1.9M | 5 | 35.7% |
| #26 | Justin Perry | 28231 | loanDepot.com, LLC | 174457 | Portsmouth, NH | $1.7M | 5 | 22.7% |
| #26 | Michael Greene | 13864 | NEXTGEN MORTGAGE, INC | 1621958 | Plaistow, NH | $1.4M | 5 | 45.5% |
| #26 | Kelly Beebee | 1494373 | Meredith Village Savings Bank | 466022 | Meredith, NH | $1.6M | 5 | 45.5% |
| #26 | Richard Depasquale | 22888 | Ross Mortgage Company, Inc. | 2084 | Westborough, MA | $1.4M | 5 | 50.0% |
| #34 | Lynne Haney | 162534 | Guaranteed Rate Affinity, LLC | 1598647 | Bedford, NH | $915K | 4 | 30.8% |
| #34 | RICHARD HANEY | 560759 | St. Mary's Bank Credit Union | 690869 | Nashua, NH | $1.1M | 4 | 14.8% |
| #34 | Laurel Hansen | 691188 | Bar Harbor Bank & Trust | 525628 | Peterborough, NH | $1.1M | 4 | 33.3% |
| #34 | Jennifer Alcantara | 166926 | loanDepot.com, LLC | 174457 | Nashua, NH | $1.3M | 4 | 28.6% |
| #34 | Carol Zink-Mailloux | 158936 | Waterstone Mortgage Corporation | 186434 | Concord, NH | $1.0M | 4 | 28.6% |
| #34 | Roger Odoardi | 12906 | Blue Water Mortgage, LLC | 1291 | Hampton, NH | $1.5M | 4 | 36.4% |
| #34 | John McGrath | 20295 | Luminate Bank | 1281698 | Bedford, NH | $1.4M | 4 | 19.0% |
| #34 | Michael Comerford | 184368 | LMP Financial, Leading Mortgage Professionals, LLC | 2754084 | Lowell, MA | $1.7M | 4 | 19.0% |
| #34 | Paul Godbout | 74206 | New American Funding, LLC | 6606 | Manchester, NH | $1.4M | 4 | 40.0% |
| #34 | Lisa Goclowski | 573653 | Manufacturers and Traders Trust Company | 381076 | Nashua, NH | $1.3M | 4 | 40.0% |
| #34 | Mary McGlone | 785696 | LIGHTHOUSE FEDERAL CREDIT UNION | 784812 | Dover, NH | $1.2M | 4 | 23.5% |
| #34 | Kathleen Horgan | 644378 | Service Credit Union | 491588 | Franklin, NH | $305K | 4 | 21.1% |
| #46 | Paul Descoteaux | 35502 | Fairway Independent Mortgage Corporation | 2289 | — | $794K | 3 | 27.3% |
| #46 | Steven Crowell | 58375 | Luminate Bank | 1281698 | Dover, NH | $826K | 3 | 30.0% |
| #46 | Kathleen Malloy | 225967 | CMG Mortgage, Inc. | 1820 | Keene, NH | $470K | 3 | 30.0% |
| #46 | Joshua Frias | 46314 | Fairway Independent Mortgage Corporation | 2289 | Salem, NH | $1.1M | 3 | 30.0% |
| #46 | Andrew Lane | 39441 | CMG Mortgage, Inc. | 1820 | Portsmouth, NH | $614K | 3 | 13.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — New Hampshire (2022). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/new-hampshire/top-retention-by-units/2022
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