Retention champions in Alabama in 2022, ranked by loan count. Powered by ChatMMI — the only fully conversational AI experience for mortgage and real estate data.
As of October 11, 2026, the top 3 include Michelle Kirkpatrick (Century Bank, NMLS #1411363), Joshua Butler (SouthState Bank, N.A., NMLS #286233), and Robert Kirk (First Southern State Bank, NMLS #788924).
Updated · Recorded mortgage transactions typically appear in this dataset approximately 22 days after the recording date.
| Rank | Loan officer | LO NMLS | Current Lender / Broker | Lender NMLS | Location | Retained Volume | Retained Loans | Retention Rate |
|---|---|---|---|---|---|---|---|---|
| #1 | Michelle Kirkpatrick | 1411363 | Century Bank | 403025 | Mobile, AL | $4.1M | 18 | 72.0% |
| #2 | Joshua Butler | 286233 | SouthState Bank, N.A. | 403455 | Huntsville, AL | $8.8M | 17 | 65.4% |
| #3 | Robert Kirk | 788924 | First Southern State Bank | 761800 | Rainsville, AL | $2.8M | 13 | 81.3% |
| #4 | Jeffery Cornelius | 629645 | West Alabama Bank & Trust | 486007 | Tuscaloosa, AL | $5.1M | 12 | 75.0% |
| #4 | Abria Flowers | 1651575 | TRUSTMARK BANK | 449605 | Montgomery, AL | $77K | 12 | 80.0% |
| #4 | Casey Parsons | 1615531 | Guild Mortgage Company LLC | 3274 | Mountain Brk, AL | $1.9M | 12 | 63.2% |
| #7 | Diana Will | 1740691 | TJC Mortgage, Inc. | 2239 | Hoover, AL | $1.7M | 10 | 27.0% |
| #7 | Dudley Robinson | 206761 | Bay Mortgage Corporation | 206821 | Fairhope, AL | $3.7M | 10 | 23.8% |
| #9 | Harris Baker | 1965723 | Guild Mortgage Company LLC | 3274 | Montgomery, AL | $328K | 8 | 61.5% |
| #9 | Brian Hamaker | 295336 | NORTH ALABAMA MORTGAGE, INC. | 200711 | Huntsville, AL | $2.8M | 8 | 57.1% |
| #9 | Taylor Blackwell | 1828783 | Advance Mortgage & Investment Company, LLC | 38958 | Spanish Fort, AL | $1.6M | 8 | 80.0% |
| #9 | Scott Wilson | 937808 | CrossCountry Mortgage, LLC | 3029 | Huntsville, AL | $2.9M | 8 | 29.6% |
| #9 | Neilson Woodbury | 1509727 | GMFS LLC | 64997 | Mobile, AL | $2.1M | 8 | 44.4% |
| #14 | Regina Fraley | 925786 | Bryant Bank | 582857 | Daphne, AL | $2.4M | 7 | 43.8% |
| #14 | Justin Petrusson | 351335 | TowneBank | 512138 | Birmingham, AL | $2.5M | 7 | 33.3% |
| #14 | Timothy Byrne | 251519 | SouthState Bank, N.A. | 403455 | Huntsville, AL | $3.5M | 7 | 50.0% |
| #14 | Alfred Newell | 555619 | 4C Mortgage, Inc. | 2661962 | Vestavia, AL | $1.8M | 7 | 26.9% |
| #14 | Brianne Shores | 1656471 | FIRSTBANK | 472433 | Fairhope, AL | $1.8M | 7 | 50.0% |
| #19 | Karen Campbell | 740816 | FIRSTBANK | 472433 | Fairhope, AL | $1.7M | 6 | 35.3% |
| #19 | JAMES PARSONS | 415554 | Guild Mortgage Company LLC | 3274 | Montgomery, AL | $1.3M | 6 | 28.6% |
| #19 | Julie Moore | 197045 | Regions Bank | 174490 | Hoover, AL | $1.6M | 6 | 60.0% |
| #22 | David Arnette | 249061 | Fairway Independent Mortgage Corporation | 2289 | Birmingham, AL | $1.3M | 5 | 31.3% |
| #22 | jody brant | 189545 | First Lenders Mortgage Corporation | 189527 | Albertville, AL | $1.5M | 5 | 19.2% |
| #22 | Jana Williston | 308563 | First Horizon Bank | 472329 | — | $3.4M | 5 | 50.0% |
| #22 | Michael Weber | 219982 | Thrive Lending LLC | 2191014 | Vestavia Hills, AL | $846K | 5 | 26.3% |
| #22 | Joseph Bunn | 1485242 | TRUSTMARK BANK | 449605 | Hoover, AL | $1.3M | 5 | 41.7% |
| #22 | David Molde | 205415 | TJC Mortgage, Inc. | 2239 | — | $1.2M | 5 | 33.3% |
| #22 | Brett Tompkins | 541110 | Avadian Credit Union | 422274 | Hoover, AL | $1.3M | 5 | 20.0% |
| #22 | Joshuah Bryant | 184952 | Fountain Home Loans, LLC | 976075 | Gulf Shores, AL | $1.1M | 5 | 45.5% |
| #22 | Darleen Hill | 201200 | Ixonia Bank | 423065 | Brookfield, WI | $910K | 5 | 29.4% |
| #22 | AMY OSBORNE | 546504 | Regions Bank | 174490 | Huntsville, AL | $790K | 5 | 31.3% |
| #22 | Joey Parker | 594940 | SouthState Bank, N.A. | 403455 | Gulf Shores, AL | $2.9M | 5 | 31.3% |
| #22 | Jeffrey Henderson | 643045 | Method Mortgage, LLC | 85408 | Vestavia, AL | $1.9M | 5 | 33.3% |
| #22 | Joshua Barnes | 699708 | Canopy Mortgage, LLC | 1359687 | Huntsville, AL | $1.5M | 5 | 31.3% |
| #22 | Teresa Milchuck | 156726 | Movement Mortgage, LLC | 39179 | — | $2.4M | 5 | 33.3% |
| #22 | Jason Lee | 214015 | FIRSTBANK | 472433 | Birmingham, AL | $1.6M | 5 | 19.2% |
| #22 | GEORGE MCABEE | 196893 | Southern Fidelity Mortgage Group of Huntsville | 207432 | Huntsville, AL | $1.2M | 5 | 35.7% |
| #22 | Julie Davis | 440135 | TRUSTMARK BANK | 449605 | Madison, AL | $1.5M | 5 | 29.4% |
| #39 | JAMES COREY | 212055 | FOX MORTGAGE, INC. | 184762 | Birmingham, AL | $923K | 4 | 33.3% |
| #39 | Tracy Goodwin | 427261 | Regions Bank | 174490 | Huntsville, AL | $597K | 4 | 16.7% |
| #39 | CHARLES CALDWELL | 546188 | Regions Bank | 174490 | Hoover, AL | $1.6M | 4 | 25.0% |
| #39 | Scott Moulton | 40425 | Canopy Mortgage, LLC | 1359687 | Birmingham, AL | $743K | 4 | 26.7% |
| #39 | Reba Curtis | 192323 | TRUSTMARK BANK | 449605 | Montgomery, AL | $1.3M | 4 | 36.4% |
| #39 | Joline Beedy | 546268 | Regions Bank | 174490 | Fairhope, AL | $1.4M | 4 | 28.6% |
| #39 | Daniel Foshee | 209654 | Allsource Mortgage Inc. | 206830 | Mobile, AL | $1.1M | 4 | 26.7% |
| #39 | Adam Hammond | 202682 | American Pacific Mortgage Corporation | 1850 | Guntersville, AL | $953K | 4 | 13.3% |
| #39 | Brent Daniel | 594944 | McGowin King Mortgage, LLC | 177691 | Huntsville, AL | $1.3M | 4 | 33.3% |
| #39 | GWENDOLYN PRITCHARD | 546527 | First Federal Bank, A Federal Savings Bank | 410785 | Mobile, AL | $826K | 4 | 40.0% |
| #39 | Melissa Butler | 1105708 | NORTH ALABAMA MORTGAGE, INC. | 200711 | Huntsville, AL | $932K | 4 | 33.3% |
| #39 | Mark Kent | 220383 | Southern Fidelity Mortgage Group of Huntsville | 207432 | Huntsville, AL | $1.6M | 4 | 20.0% |
These rankings are powered by MMI's nationwide residential mortgage public record dataset. MMI collects mortgage transaction data from recording jurisdictions across the United States, with an average data latency of approximately 22 days from the recording date.
Transactions are matched to NMLS identifiers for loan officers, lenders, and brokers where applicable. MMI then deduplicates, normalizes, and validates this data to create an authoritative mortgage production dataset that powers MMI's analytics, recruiting, marketing, and intelligence products.
Rankings reflect recorded mortgage transactions available to MMI at the time of the last data refresh. Recent activity may continue to update as additional transactions are recorded and processed.
TopMortgageOriginators.com. Retention Champions by Loan Count — Alabama (2022). Powered by MMI public record mortgage production data, accessed October 11, 2026. https://topmortgageoriginators.com/lo-leaderboard/alabama/top-retention-by-units/2022
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